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How to boost your business by becoming a truck rental agent

2019-05-03T09:01:01

(BPT) – Successful entrepreneurs are always looking for new opportunities to expand their business and increase their revenue, with minimal time commitment, overhead and expenditure. For business owners looking to grow their bottom line, becoming a truck rental agent can provide a profitable opportunity. With approximately 2,000 agents across the country, Penske Truck Rental offers businesses this opportunity in the form of a customizable plan and additional year-round revenue stream.

What does it take to become a truck rental agent? First of all, a business would need a lot of ample space available for parking trucks. In addition, successful truck rental agents are also active within their communities and have an understanding of the rental business in general. Having an active business and social network in the area makes it easier for new rental agents to spread the word about their service and communicate what it can provide to both individuals and organizations in the surrounding community. But ultimately, the genuine desire to provide a convenient, affordable truck rental service to local consumers is the most important asset.

“We make the process easy for those who are interested in joining the Penske team as a rental agent,” says Kevin Kleckner, Penske’s director of national consumer sales and programs. “If the business is the right fit, we take care of the back office support, perform regularly scheduled preventive maintenance on the trucks, and provide marketing materials and signage, leaving the business owner to focus on serving its customers.”

In addition to the potential for an added year-round revenue stream, truck rental agents enjoy attractive commission rates (paid on a weekly basis), a minimal upfront investment and increased foot traffic to their existing business, along with unlimited profit potential.

“We have successful agents from all different business backgrounds. Car rental companies, RV rental companies and even party rental companies have all found success in adding Penske’s rental fleet to their business,” adds Kleckner.

With among the newest moving truck rental fleets in the industry, Penske Truck Rental provides do-it-yourself movers with clean, well-maintained and reliable rental vehicles. In addition, the company offers everything that consumers would need for a hassle-free move, from affordable moving and towing equipment to packing and moving supplies such as boxes, packing tape, mattress bags and furniture pads — and much more.

Interested in learning more about becoming a truck rental agent? Visit PenskeTruckRental.com or call 1-800-GO-PENSKE for more information.


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What you should know about buying versus leasing a car

2019-05-03T07:31:01

(BPT) – Need a new car, but not sure whether to buy or lease? You’re not alone. It can be a confusing decision, and there’s a lot to think about before you decide what’s right for you and your situation.

Here are a few questions you should ask yourself to help in making that decision.

Do you like having a newer car?

If you like being able to drive a newer car, but don’t have the financial resources to buy a new car with the frequency you replace your phone, leasing may be a good choice for you. Lease terms can usually run from two to four years, after which time you return the vehicle. You can then lease another vehicle for a new term.

How many miles do you drive?

If you drive more than 10-15,000 miles per year, you’d be better off purchasing your next car. Most lease terms run from two to four years and require mileage limits. If you exceed the limit, fees are applied. So be sure you know how many miles you’re likely to put on your vehicle before locking in to a lease. In addition, most lease agreements include provisions that you may be liable for any damage to the car beyond normal wear and tear.

Is your credit good?

No matter whether you buy or lease a vehicle, the lender or lessee will be evaluating your credit profile. That means looking at information such as your credit score in combination with factors like the amount of down payment you have and/or your income. Whether you plan to buy or lease, you should check your credit score first. You’ll want to avoid any unpleasant surprises when you apply for a car loan or lease by making sure that everything is accurate, and doing what you can to improve your credit score.

VantageScore credit scores are used by most consumers and thousands of lenders. VantageScore is a highly accurate, predictive and consistent measure of borrower credit risk, using the same information trusted by dealers. VantageScore scores approximately 40 million more consumers than other conventional models. Find sites offering free VantageScore credit scores at VantageScore.com/free. Like many models, 300 is the lowest and 850 is the highest score. Check here for tips from VantageScore on how to improve your credit score, like making timely payments, reducing your overall credit card debt and not cancelling older or little-used cards.

Does leasing (versus buying) help or hurt your credit?

Leasing a car, similar to financing, means adding a liability to your overall financial picture, and just as with an auto loan, missing a payment can hurt your credit score. However, one advantage is that leasing usually means a lower monthly payment, as you are not actually purchasing the vehicle. If a lower payment each month is better for your overall finances and helps you stay on top of the lease — and other — payments, this might be a good option. However, remember that at the end of the lease term, you’re giving back the car, not keeping it to use or sell.

When making your final decision whether to purchase or lease a vehicle, remember also that the length of time needed for repaying a car loan may be much longer than a two- to four-year lease term. Car loan repayment periods can vary anywhere from two to seven years. Either way, if you can put down a sizable down payment first, your loan or lease payments will be lower per month. See these tips from VantageScore for helpful information about applying for a car loan.


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Move Your Kitchen Outdoors with a Grill Station

2019-05-03T08:01:00

(BPT) – It’s hard to argue the popularity of cooking outdoors, with seven in ten U.S. adults owning a grill or smoker, according to the Hearth, Patio & Barbecue Association. Whether it’s entertaining friends on a holiday or cooking a casual family dinner on a weeknight, grills and smokers are transforming backyards into full-fledged outdoor kitchens. The focal point of any beautiful, functional and comfortable kitchen is the cooking area, which makes a grill station a must for any backyard.

Building your own grill station may be a simpler proposition than you thought. Stonegate from Keystone Hardscapes is a multi-piece segmental retaining wall system with a weathered stone appearance. The versatile design of the Stonegate units gives homeowners a variety of design options for his or her grill station. While more complex outdoor kitchens are probably best left to a contractor, homeowners can confidently handle a simple rectangular grill and counter design with the right materials and instruction.

Note: Wear gloves and eye protection and check local building codes.

Steps for building a grill station:

  • Outline the rectangular base dimensions with paint and excavate the area with a shovel to a depth of 12 inches. Level the bottom with a hand tamper.
  • Add six inches of crushed stone a few inches at a time and compact with a hand tamper.
  • Install the first course by centering the blocks inside the excavated area and leave six inches from the perimeter. Check front to back and side to side for level and square. Make adjustments as necessary with a level and hammer.
  • Insert pins into the center holes in each block.
  • Lay the second course of block on top of the first by aligning the pins into the bottom channel.
  • Remove the second course of blocks and apply two quarter-inch-wide strips of Quikrete Advanced Polymer Construction Adhesive on each block in the first course, approximately three inches away from the inside and outside edges, before attaching the second course permanently.
  • Repeat the process for courses three through seven, which are designed with a compartment to house the grill and gas tank. Alternate the course layouts as indicated by the directions and use a level on each course.
  • On the top of the seventh course, you will need to mark the two appropriate blocks and notch out the areas with a masonry disc attached to a wheel grinder, in order to embed the lintel that will support the grill.
  • Pour and finish a three-piece countertop using Quikrete Countertop Mix to the proper dimension. Allow the countertop to cure at least 18 hours.
  • While not required because of the heavy weight, the concrete countertop can be attached using construction adhesive.
  • Using the same method as the previous course, install the back wall of blocks and attach the fourth piece of concrete countertop to serve as a bar.
  • Install the gas grill and tank access door according to the manufacturer’s instructions.

Comprehensive how-to instructions and videos are available for Stonegate outdoor kitchen designs. For these plans and other ideas on how to update your front or backyard with a fireplace, fire pit, planters, benches and other outdoor living amenities using concrete pavers and block systems, visit www.KeystoneHardscapes.com.


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New ways HOAs are communicating with residents

2019-05-02T17:03:29

(BPT) – Without thoughtful communication, relationships between board members, residents and property managers of community associations can go from smooth to contentious in a hurry. From single-family communities to high-rise condos, everyone has their own ideas about what’s best for the neighborhood. But despite what most headlines will have you believe, the reality is that homeowner satisfaction in managed communities and HOAs is reported to be at an all-time high. Embracing the right communication style to connect with their community is a key reason.

Savvy HOA boards customize their communications to residents’ ages and lifestyles. By identifying trends within communities, HOA boards and property managers are employing more effective tactics to convey important information, make decisions and even defuse tension.

Sharing in bits and bytes: Millennial messaging

For example, younger generations are more receptive to messages delivered through digital media, online platforms and mobile apps. In high-rise communities where millennials are prevalent, association boards are using these channels to connect with tech-savvy residents. Apart from distributing important building information, board members are also able to get better buy-in and feedback on community initiatives. The use of digital media lives up to its name, as previously hard-to-reach residents are now being brought into the fold to create richer living experiences and more representative communities.

“Community relations, like technology, should evolve with the user,” said Alan Missen, CIO of FirstService Residential, a national property management company. “People’s widespread use of digital platforms as primary conduits for daily information and interaction must be reflected in a managed community’s communication network to create more touchpoints of engagement among residents, boards and staff.”

On-demand communication tools engage working families

Single-family or master-planned communities are home to more established residents, mainly working professionals and families. They tend to prefer email or texting over in-person meetings, with the added option to source information themselves. The community management industry is responding with innovative tools that allow these self-directed individuals to engage on their own terms.

One of the biggest markers of progress in the industry is the increasing adoption of online resident portals. FirstService Residential Connect is an online property management platform that allows residents and boards to communicate directly with one another and the community manager without being disruptive.

Residents can check account balances, reserve amenities, manage visitor access and track package deliveries. Online property management platforms also enhance board members’ ability to spot and respond to operational needs and make improvements while reducing costs and delivering added value to their community, which ultimately leads to increased resident satisfaction and support.

Traditional communication still important

There is no denying that growing numbers of mature residents are “plugged in” and finding their voice in the digital age. Nevertheless, more traditional forms of communication, including emails, physical mail and in-person consultations, are still preferred by this generation.

While face-to-face conversations are welcome, they can open the door to confrontations just as easily. Understanding this, community board members, with the assistance of property managers, are increasingly employing personalized communications techniques to navigate difficult personalities in the face of such interactions.

For instance, summarizing a complaint in writing after a resident airs grievances can help them feel heard. Laying out the logic behind a decision can help residents feel more comfortable with the process, even if they don’t like the decision. These small changes are much more effective in managing relationships than simply saying, “Thanks for your comment.”

As HOA boards focus on these kinds of interpersonal tactics, they’ve seen fewer disgruntled residents and more small issues remain small issues. The key is to communicate directly, plainly and sincerely.

Becoming an interpreter

Forward-thinking HOA board members and community managers say effective communication is all about speaking the same language as their residents. That means delivering messages in a way they’ll respond to and be comfortable with. By mirroring preferred communication channels, association boards and residential managers are changing the game to give everyone a voice and create stronger communities. For more insight about HOA communications, visit fsresidential.com/corporate/hoacommunications.


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7 sunscreen myths a dermatologist wants you to stop believing

2019-05-02T10:13:00

(BPT) – It’s no secret that sunscreen is essential for protecting our skin from the sun’s damaging rays. Even on a cloudy day, sunscreen is important for helping to reduce early signs of skin aging and skin cancer when used along with other sun protection measures. However, not everything you hear about sun care is true: there are a number of dangerous sunscreen misconceptions out there that can lead to potential issues for the skin down the road.

To cut through the confusion and help you best protect your skin from the sun’s harmful effects, board-certified dermatologist and Clinical Associate Professor of Dermatology at the New York University Langone Medical Center, Dr. Elizabeth Hale, who has partnered with Coppertone, debunks common sunscreen myths:

Myth #1: All sunscreens are created equal

Truth: To best protect your skin from both UVA and UVB rays, look for the words “broad spectrum” when choosing a sunscreen, which means the product protects from both forms of UV radiation. Opt for a product with a minimum SPF 30, which can help protect you from approximately 97 percent of the sun’s damaging rays, and look for a product that is water-resistant.

Myth #2: Individuals with darker complexions don’t need sunscreen

Truth: Having a darker complexion means more melanin is present in the skin, but this only works to diffuse UV light to a certain extent and doesn’t protect from skin cancer and sun-induced hyperpigmentation. The sun can cause damage to anyone’s skin, regardless of their complexion, which is why sunscreen is necessary for people of all skin tones and ethnicities. If the white residue left behind from sunscreen deters you from applying any, opt for Coppertone Sport Clear, a clear sunscreen with a gel-like consistency that goes on clear without leaving any white residue behind. It provides broad spectrum sun protection in SPFs 30 or 50 and is water-resistant (80 minutes).

Myth #3: Cosmetics have enough SPF to keep you protected

Truth: A new wave of makeup products containing built-in SPF are taking over the market, but just because you use these products does not mean you should skip sunscreen for the day. Foundations, powders and other beauty products generally don’t provide adequate protection, so consider them just added insurance. Moreover, since we don’t always reapply our makeup on a regular basis, your skin is vulnerable for the majority of the day. To be safe, be sure to apply actual sunscreen before or after your makeup and reapply throughout the day.

Myth #4: Sunscreen does not expire

Truth: Digging through old beach bags and car trunks for sunscreen might seem cost-efficient, but using an expired sunscreen puts your skin at risk. The active ingredients in most SPF products tend to break down after about three years, and even faster when exposed to high temperatures and direct sunlight, making the ingredients less effective in protecting you from sun damage. Not all sunscreen products come with an expiration date, so try to keep in mind when the product was purchased, store it indoors and be on the lookout for signs of deterioration, including changes in color, consistency, texture or smell. If you are not applying sunscreen regularly, which you should be, make it a point to restock your sunscreen at least at the start of each summer.

Myth #5: A base tan will prevent sun damage

Truth: To prevent further skin damage our bodies naturally build up melanin, which is what makes us look tanner, but this natural protection is nothing compared to the defense provided by sunscreen. Any form of skin tanning is a sign of sun damage. Just because there are no visible signs of sunburn, UV radiation and unprotected sun exposure can still damage the skin, so always make sure to wear sunscreen and reapply as directed.

Myth #6: If a sunscreen says, “water resistant,” I don’t need to reapply after swimming

Truth: Some performance sunscreens will say “water resistant” on the bottle, which is great. However, even these water-resistant sunscreens need to be reapplied after 80 minutes of swimming or sweating, and immediately after towel drying. Be sure to check your product instructions and use and reapply as directed.

Myth #7: Chemicals in sunscreens should be avoided

Truth: All of the ingredients used in sunscreens have been well-studied and considered to be safe for human use. In fact, while physical sunscreen ingredients like Zinc Oxide and Titanium Oxide are excellent options, the addition of chemical ingredients can help improve the spectrum of protection and make for a better performance sunscreen option. The good news is that there are many options available, so that you can make the choice of what’s best for you.

Having a basic understanding of sun protection and knowing the truth behind common misconceptions is key in safeguarding your skin and reducing your chances of premature skin aging and skin cancer. Along with taking additional measures to protect the skin, such as wearing a protective hat or coverup and minimizing time in the sun when it’s the strongest, applying sunscreen as directed plays a vital role in keeping you and your loved ones’ skin protected and healthy.

For more information on sun protection, visit www.coppertone.com.


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The 5 best ways to get your house ready to fight spring allergies

2019-05-02T08:15:00

(BPT) – Spring is not only a time for renewal around the house, but also for battling pesky allergies. While you can’t stop allergies from happening each spring, there are easy ways to reduce their effects in your home.

Home space expert Egypt Sherrod shares her tips for refreshing your home décor, while also reducing allergens and dust, for a total spring home refresh.

1. Fight back with asthma and allergy-friendly appliances

Turning your home into an allergy-fighting fortress is key this spring. Look for LG’s lineup of asthma and allergy friendly(R) certified laundry appliances and air purifier solutions by the Asthma and Allergy Foundation of America (AAFA). They not only reduce the impact of allergies in your home, but also provide a sleek new look for your spring home refresh.

“I especially love LG Styler, a first-of-its-kind steam clothing care system that reduces 99.9% of allergens on your favorite clothes, bedding, pillows and much more with just the gentle power of steam,” says Sherrod. “I also just helped a family in Springfield, Mass., the number 5 allergy capital in the U.S., upgrade their home with an LG front-load washer and PuriCare 360 air purifier to help the family breathe a little easier with allergen-fighting technologies.” Using both of these appliances helps reduce airborne allergens as well as those stuck in the fibers on your favorite clothes and bedding, she explains. Not only do these appliances make for a healthier home, but they come in a variety of finishes that fit perfectly into any type of existing home decor. Nothing says spring refresh like new appliances.

2. Replace your old throw pillows

If you haven’t done this recently, it’s a good rule of thumb to replace your pillows every two years to keep allergies at bay, Sherrod recommends. Swapping old pillows for new 100% cotton ones are the easiest way to give your living room and bedroom a fresh boost of color and pattern, while also reducing dust and other allergens lurking in old pillows.

3. New bedding

Although you may not see them, your bedding is covered in allergens like dust and pet dander. An easy fix to spruce up your bedroom is through replacing old comforters, blankets and sheets with asthma and allergy friendly(R) solutions. Sherrod advises getting rid of the synthetic fabrics, as they can be allergy irritants. Natural fabrics are more asthma and allergy friendly.

4. Replace real flowers with artificial flowers

Although they are beautiful, real flowers can be a mighty allergy instigator. Not to mention they die quickly and smell up the house when they rot. “Look into life-like artificial flowers,” says Sherrod. “They’ll still add the pop of spring color you want, but they’ll last longer, and you’ll breathe easier.”

5. Swap out rugs

Your choice of rug can be the leading cause of your sneezing fits. The materials used to manufacture rugs can sometimes cause an allergic reaction as well as volatile organic compounds (VOC’s). The presence of a dog or cat in your home can also aggravate your allergies. When it comes to rugs, your rug ends up collecting pet dander. This dander can also collect pollen and dust, which can all worsen allergies. It is recommended to invest in a vacuum cleaner with a built-in HEPA filter, and to vacuum thoroughly one to two times a week. Also flip area rugs over and vacuum on the back as well as the front. Sherrod strongly recommends swapping out your current rug for allergy-friendly fibers like sisal, jute, wool or polypropylene.

Following these steps may not cure your allergies altogether, but they will definitely help you breathe easier this spring, and year-round. Making these changes will also give you opportunities to refresh your decor, brightening up the look and feel of your home. For more information on how to effectively battle allergies this spring and beyond, please visit lg.com/homefree.


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5 tips for practicing self-care

2019-05-02T08:01:00

(BPT) – Ever feel like the days just get away from you, and you don’t have time to do all the things you need to do, much less want to do? Often wish you could just spend your evenings or weekends on your own personal goals, practicing some self-care or just relaxing? There are many ways you can take more control of your time and take better care of yourself. Sometimes it’s a question of prioritizing what you want to do — and outsourcing the rest.

Simplify meal prep and cooking. Unless cooking is enjoyable and relaxing for you, chances are you get home from work stressed and hungry — and tired of takeout. Fortunately, there are dozens of options for letting yourself off the hook when it comes to cooking from scratch without sacrificing good, healthy meals. Today many different plans exist for ordering pre-packaged ingredients and recipes in a manageable form for you to prepare at home, with minimum fuss. Not only are they delicious, but you can find services that cater to particular health plans or your specific dietary needs.

Get help with pet care. Unless you have kids old enough to take care of Fido, or you enjoy taking him for his walks, it’s easy to find pet care services, or even a reliable neighborhood teenager, to help walk the dog or check on the cat, particularly if you work long hours or travel for work. Doggy day care services, boarding, and grooming experts also help lift some of the burden of caring for your furry friends.

Outsource house cleaning. While we all wish we had beautifully organized, clean homes, it’s almost impossible to do everything we’d like to keep our houses in great shape. Merry Maids offers a variety of cleaning services that allow you to choose which tasks or rooms you most need help with. Merry Maids home cleaning services are available weekly, every other week, monthly or one-time, so you can pick the service that best suits your lifestyle. On every visit, the team from your local Merry Maids franchise dusts, vacuums, washes and sanitizes each room. Imagine the hours of reclaimed time and peace of mind you’ll have, knowing you’re coming home to a beautifully clean home every night.

Prioritize health and exercise. You try your best to exercise, so why not give yourself the most help you can to meet your wellness goals, and also a reward when you achieve them? Hiring a personal trainer or signing up for a class that you know will inspire you to keep up your fitness level is an investment in yourself that will pay dividends in your future, and make you feel great right now. Whether it’s Zumba, spin class, yoga or Pilates, any activity that helps you build strength, flexibility and fitness is worth the cost. Then be sure to treat yourself with an occasional massage, sauna or spa visit — whatever helps you relax and feel good.

Take a time-out. When you are able, plan your next vacation for a location that you know will be both fun and relaxing. If a long vacation is not in the cards, plan a mini-break, even just for a weekend, to get away from the daily routine and let you focus on yourself, your significant other or your family. Something as simple as spending a night in a local hotel — with as many amenities as you can enjoy — will leave you feeling refreshed and invigorated. You’ve earned it.

The next time you’re feeling stressed and overwhelmed, choose to outsource those tasks that can take over your life, and give yourself the best gift ever — the gift of time.


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Tips to ensure you have the right tools for your spring yardwork

2019-05-01T16:01:00

(BPT) – With temperatures rising, it’s time to get your lawn and garden in shape for spring. Do you have the right tools for the job?

Choosing lawn equipment is not a one-size-fits-all task. Each lawn is different, so your approach for your personal yard is unique, too. It’s important to consider not only the size and configuration of your yard, but your own needs and goals. How much time do you spend on lawn care? How much do you want to spend on tools? How much time are you willing to spend on your yard throughout the season?

Follow these tips to ensure you have the right tools for the job this spring.

Lawn cleanup

Most people start with an overall cleanup. This means light raking and removing fallen branches and debris.

Do you have a good rake or leaf blower for the job? You’ll want a light duty rake to keep from harming the grass, to break up thatch and remove dead leaves. If weeds have sprung up, you’ll want to nip those in the bud. While curved shaft trimmers are easy to maneuver for smaller yards and flower beds, straight shaft trimmers are best for longer weeds. You can find the right Husqvarna trimmer for any job you might have. An attachment-capable trimmer will reduce the number of tools in your shed.

Cleanup may also include pruning dead branches from trees or shrubs, so it’s important to make sure your pruning shears or clippers are in good shape and get them sharpened if necessary. Use good quality hedge trimmers to shape shrubs before they start growing out of control. Husqvarna battery-powered hedge trimmers are easy to use.

Watering

Depending how the winter was where you live, you may not need to water your lawn immediately, but if it’s been dry, your lawn and flowers will need water to grow and bloom. Whether you water now or later, check hoses and sprinklers to make sure everything’s in proper working order. Investing in a sturdy new hose and/or sprinkler can help you get through the spring and summer problem-free.

Prepping soil

Spring is the time to aerate your lawn and loosen soil in your flower beds. Use a tiller or cultivator to loosen the soil, so oxygen can reach plant roots. If you’ve had issues with thatch and poorly performing grass in your lawn, aeration can help. It allows nutrients, air and water to penetrate thatch to boost grass growth. Both hand aerators and power aerators are available. Rather than buying one, however, you can rent a plug or spike aerator, or hire a professional to do it for you.

Fertilizing and seeding

If you don’t have one, now’s the time to get a fertilizer/seed spreader. They’re not expensive and are easy to use for spreading either grass seed or fertilizer.

Mowing

Knowing the appropriate time to mow is key. Mowing too soon might not give your grass the proper chance to grow. And don’t cut the grass too short the first time. In the meantime, check your mower to be sure everything is running correctly and the blades are sharp. If you’ve had your mower awhile or feel it’s inadequate for your yard, consider what you need in a mower and research the latest options. Husqvarna dealers are always available to help you assess your mower — and other spring tool — needs.

If your yard is under 1/3 acre, you can use a push mower. You can use a self-propelled walk mower for up to a half acre. If you have obstacles such as flowerbeds or sloping ground, choose a push mower with high rear wheels that’s easier to maneuver. For larger lawns, especially flat ones, a riding mower works well. Zero-turn mowers, often used by professionals, are suitable for yards up to 2 acres. For a yard with obstacles, a zero-turn mower is a smart choice and typically performs well on slopes (take extra care on steeper grades). Front-wheel drive (FWD) mowers handle flat terrain, while rear-wheel drive (RWD) mowers perform well on slopes. Choose an all-wheel drive (AWD) mower for the best of both worlds.

Robotic mowers can handle narrow passages and slopes and are suitable for yards up to 1 1/4 acres. A huge advantage of robotic mowers is that they ease the strain of mowing, cutting just a little grass at a time, more frequently, which naturally fertilizes the lawn with tiny clippings. The result is a greener, healthier lawn. Having a robotic mower will give you back time to do things you truly enjoy.

For example, Husqvarna’s Automower robotic lawn mower can handle grades up to 26 degrees. It can also navigate complex lawns and mows day and night, in any weather. Husqvarna’s Automower robotic lawn mower is silent, and safe around pets and children, and it even resists theft with a built-in alarm, and you can control and monitor it using its smartphone app.

With the right tools, yardwork can be a snap, and you can get back to what you enjoy — spending time with friends and family in your beautiful yard.


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Put Your Health First: Learning What Works for Your Chronic Inflammatory Illness

2019-05-01T12:01:00

(BPT) – Content sponsored and provided by Pfizer.

As an emergency management contractor and former paramedic, Jared H. has experience helping others navigate difficult health situations. But the tables turned in his 30s, when Jared began experiencing persistent joint pain and swelling in his knees and ankles. He wasn’t sure what was happening, but he knew that something was not right.

After initial visits with an orthopedic specialist, Jared was referred to a rheumatologist who diagnosed him with moderate to severe rheumatoid arthritis (RA) – a chronic, inflammatory, autoimmune disease of the joints.[1]

Jared accepted his diagnosis and took a proactive approach, with his doctor, to treating his condition, drawing on his training to act quickly and efficiently. Although he soon realized that when it comes to RA, the road ahead might not be as straightforward as he’d hoped.

“At the time I told my doctor ‘OK, if that’s what you say is wrong with me, let’s get it fixed,’” Jared said. “But I learned very quickly that there is not a simple fix. Everyone is different, and everyone’s RA is different.”

Instead, Jared decided to focus on the things he could control, like working with his doctor on a treatment plan to help manage his symptoms. He cycled through various medications and treatment plans, but over time each stopped working well enough and he was still experiencing RA symptoms. At this point, Jared was suffering from increased joint pain and swelling, in addition to decreased range of motion in his hands and wrists.

“It hurt physically and emotionally,” he said. “I stopped doing things that I enjoyed with my family and friends and began to accept that I would always have some level of joint pain.”

To further complicate things, Jared was frequently on the road, relocating to new cities as part of his job. He knew he needed to find a treatment plan that would work for him.

About five years ago, Jared was in a new city and met with a new rheumatologist to talk about managing his RA. She thoroughly assessed his condition and told him about XELJANZ® (tofacitinib) 5 mg twice daily tablets, an oral medication for adults with moderate to severe RA in whom methotrexate did not work well enough. Jared’s rheumatologist reviewed the potential side effects of XELJANZ with him (the medication is taken twice daily and has a BOXED WARNING for serious infections and malignancies). XELJANZ/XELJANZ XR can lower the ability of your immune system to fight infections. Some people can have serious infections while taking XELJANZ/XELJANZ XR, including tuberculosis (TB), and infections caused by bacteria, fungi, or viruses that can spread throughout the body. Some people have died from these infections. You should not start taking XELJANZ/XELJANZ XR if you have any kind of infection unless your healthcare provider tells you it is okay. You may be at a higher risk of developing shingles (herpes zoster). Your healthcare provider should test you for TB before starting XELJANZ/XELJANZ XR and during treatment. See Important Safety Information below.

For the first time in a while, he felt hopeful. Jared began to see results within the first month of taking XELJANZ. Within six months, he was performing certain common daily activities, such as holding a coffee mug and picking things up from the floor, with less joint pain than before.

By focusing on his health and working with his rheumatologist, Jared found a treatment plan that helped him work toward his goals. With XELJANZ and his RA treatment plan, he was able to manage his symptoms. Common side effects of XELJANZ/XELJANZ XR in rheumatoid arthritis patients include upper respiratory tract infections (common cold, sinus infections), headache, diarrhea, nasal congestion, sore throat, and runny nose (nasopharyngitis), and high blood pressure (hypertension).

Life may be different now, but Jared says the decision to put his health first is one of the best he’s made as part of his treatment journey. His advice to others who may be in a similar situation? Don’t give up.

“There are options available,” Jared says. “It’s about knowing what you want and partnering with a rheumatologist who will help you find a treatment plan that works for you.”

To learn more about XELJANZ and hear from others who are living with RA, visit RA.XELJANZ.com.

What is XELJANZ/XELJANZ XR?

XELJANZ/XELJANZ XR (tofacitinib) is a prescription medicine called a Janus kinase (JAK) inhibitor used to treat:

  • Adults with moderately to severely active rheumatoid arthritis in whom methotrexate did not work well
  • Adults with active psoriatic arthritis in which methotrexate or other similar medicines called nonbiologic disease-modifying antirheumatic drugs (DMARDs) did not work well

It is not known if XELJANZ/XELJANZ XR is safe and effective in children or in people with Hepatitis B or C.

XELJANZ/XELJANZ XR is not recommended for people with severe liver problems.

IMPORTANT SAFETY INFORMATION

What is the most important information I should know about XELJANZ/XELJANZ XR?

XELJANZ/XELJANZ XR may cause serious side effects, including:

Serious infections. XELJANZ/XELJANZ XR can lower the ability of your immune system to fight infections. Some people can have serious infections while taking XELJANZ/XELJANZ XR, including tuberculosis (TB), and infections caused by bacteria, fungi, or viruses that can spread throughout the body. Some people have died from these infections.

  • Your healthcare provider should test you for TB before starting and during XELJANZ/XELJANZ XR treatment, and monitor you closely for signs and symptoms of TB infection during treatment.

You should not start taking XELJANZ/XELJANZ XR if you have any kind of infection unless your healthcare provider tells you it is okay. You may be at a higher risk of developing shingles (herpes zoster). People taking the higher dose (10 mg twice daily) of XELJANZ have a higher risk of serious infections and shingles.

Before starting XELJANZ/XELJANZ XR, tell your healthcare provider if you:

  • think you have an infection or have symptoms of an infection, such as fever, sweating, or chills; cough; blood in phlegm; warm, red, or painful skin or sores on your body; burning when you urinate or urinating more often than normal; muscle aches; shortness of breath; weight loss; diarrhea or stomach pain; or feeling very tired
  • are being treated for an infection
  • get a lot of infections or have infections that keep coming back
  • have diabetes, chronic lung disease, HIV, or a weak immune system. People with these conditions have a higher chance for infections
  • have TB, or have been in close contact with someone with TB
  • live or have lived in, or have traveled to certain parts of the country (such as the Ohio and Mississippi River valleys and the Southwest) where there is an increased chance for getting certain kinds of fungal infections (histoplasmosis, coccidioidomycosis, or blastomycosis). These infections may happen or become more severe if you use XELJANZ/XELJANZ XR. Ask your healthcare provider if you do not know if you have lived in an area where these infections are common
  • have or have had Hepatitis B or C

After starting XELJANZ/XELJANZ XR, call your healthcare provider right away if you have any symptoms of an infection. XELJANZ/XELJANZ XR can make you more likely to get infections or make worse any infection that you have.

Cancer and immune system problems. XELJANZ/XELJANZ XR may increase your risk of certain cancers by changing the way your immune system works. Lymphoma and other cancers, including skin cancers, can happen in patients taking XELJANZ/XELJANZ XR. People taking the higher dose (10 mg twice daily) of XELJANZ have a higher risk of skin cancers. Tell your healthcare provider if you have ever had any type of cancer.

Some people who have taken XELJANZ with certain other medicines to prevent kidney transplant rejection have had a problem with certain white blood cells growing out of control (Epstein Barr Virus–associated post-transplant lymphoproliferative disorder).

Tears (perforation) in the stomach or intestines. Tell your healthcare provider if you have had diverticulitis (inflammation in parts of the large intestine) or ulcers in your stomach or intestines. Some people taking XELJANZ/XELJANZ XR can get tears in their stomach or intestine. This happens most often in people who also take nonsteroidal anti-inflammatory drugs (NSAIDs), corticosteroids, or methotrexate. Tell your healthcare provider right away if you have fever and stomach-area pain that does not go away and a change in your bowel habits.

Serious allergic reactions have happened in patients taking XELJANZ/XELJANZ XR. If you have swelling of your lips, tongue, throat, or get hives, stop XELJANZ/XELJANZ XR and call your healthcare provider right away.

Changes in certain lab test results. Your healthcare provider should do blood tests before you start receiving XELJANZ/XELJANZ XR, and while you take XELJANZ/XELJANZ XR, to check for the following side effects:

  • Changes in lymphocyte counts. Lymphocytes are white blood cells that help the body fight off infections.
  • Low neutrophil counts. Neutrophils are white blood cells that help the body fight off infections.
  • Low red blood cell count. This may mean that you have anemia, which may make you feel weak and tired.

Your healthcare provider should routinely check certain liver tests.

You should not receive XELJANZ/XELJANZ XR if your lymphocyte count, neutrophil count, or red blood cell count is too low or your liver tests are too high. Your healthcare provider may stop your XELJANZ/XELJANZ XR treatment for a period of time if needed because of changes in these blood test results.

You may also have changes in other laboratory tests, such as your blood cholesterol levels. Your healthcare provider should do blood tests to check your cholesterol levels 4 to 8 weeks after you start XELJANZ/XELJANZ XR, and as needed after that.

What should I tell my healthcare provider before taking XELJANZ/XELJANZ XR?

Before taking XELJANZ/XELJANZ XR, tell your healthcare provider about all of your medical conditions, including if you:

  • have an infection
  • have liver problems
  • have kidney problems
  • have any stomach area (abdominal) pain or been diagnosed with diverticulitis or ulcers in your stomach or intestines
  • have had a reaction to tofacitinib or any of the ingredients in XELJANZ/XELJANZ XR
  • have recently received or are scheduled to receive a vaccine. People taking XELJANZ/XELJANZ XR should not receive live vaccines but can receive non-live vaccines
  • plan to become pregnant or are pregnant. XELJANZ/XELJANZ XR may affect the ability of females to get pregnant. It is not known if this will change after stopping
    XELJANZ/XELJANZ XR. It is not known if XELJANZ/XELJANZ XR will harm an unborn baby.
    • Pregnancy Registry: Pfizer has a registry for pregnant women who take XELJANZ/XELJANZ XR. The purpose of this registry is to check the health of the pregnant mother and her baby. If you are pregnant or become pregnant while taking XELJANZ/XELJANZ XR, talk to your healthcare provider about how you can join this pregnancy registry or you may contact the registry at 1-877-311-8972 to enroll
  • plan to breastfeed or are breastfeeding. You and your healthcare provider should decide if you will take XELJANZ/XELJANZ XR or breastfeed. You should not do both. After you stop your treatment with XELJANZ/XELJANZ XR do not start breastfeeding again until 18 hours after your last dose of XELJANZ or 36 hours after your last dose of XELJANZ XR.
  • Tell your healthcare provider about all of the medicines you take, including prescription and over-the-counter medicines, vitamins, and herbal supplements. Especially tell your healthcare provider if you take any other medicines to treat your rheumatoid arthritis or psoriatic arthritis. You should not take tocilizumab (Actemra®), etanercept (Enbrel®), adalimumab (Humira®), infliximab (Remicade®), rituximab (Rituxan®), abatacept (Orencia®), anakinra (Kineret®), certolizumab (Cimzia®), golimumab (Simponi®), ustekinumab (Stelara®), secukinumab (Cosentyx®), vedolizumab (Entyvio®), azathioprine, cyclosporine, or other immunosuppressive drugs while you are taking XELJANZ or XELJANZ XR. Taking XELJANZ or XELJANZ XR with these medicines may increase your risk of infection.
  • Tell your healthcare provider if you are taking medicines that affect the way certain liver enzymes work. Ask your healthcare provider if you are not sure if your medicine is one of these.

Taking XELJANZ/XELJANZ XR

  • Take XELJANZ 2 times a day with or without food.
  • Take XELJANZ XR 1 time a day with or without food for rheumatoid or psoriatic arthritis. Do not take XELJANZ XR for ulcerative colitis.
  • When you take XELJANZ XR, you may see something in your stool that looks like a tablet. This is the empty shell from the tablet after the medicine has been absorbed by your body.
  • For the treatment of psoriatic arthritis, take XELJANZ/XELJANZ XR in combination with methotrexate, sulfasalazine or leflunomide as instructed by your healthcare provider.

What are other possible side effects of XELJANZ/XELJANZ XR?

XELJANZ/XELJANZ XR may cause serious side effects, including Hepatitis B or C activation infection in people who carry the virus in their blood. If you are a carrier of the Hepatitis B or C virus (viruses that affect the liver), the virus may become active while you use XELJANZ/XELJANZ XR. Your healthcare provider may do blood tests before you start treatment with XELJANZ/XELJANZ XR and while you are using XELJANZ/XELJANZ XR. Tell your healthcare provider if you have any of the following symptoms of a possible Hepatitis B or C infection: feel very tired, little or no appetite, clay-colored bowel movements, chills, muscle aches, skin rash, skin or eyes look yellow, vomiting, fevers, stomach discomfort, or dark urine.

Common side effects of XELJANZ/XELJANZ XR in rheumatoid arthritis and psoriatic arthritis patients include upper respiratory tract infections (common cold, sinus infections), headache, diarrhea, nasal congestion, sore throat, and runny nose (nasopharyngitis), and high blood pressure (hypertension).

Please see full Prescribing Information, including BOXED WARNING and Medication Guide.


[1] Arthritis Foundation. What Is Rheumatoid Arthritis? https://www.arthritis.org/about-arthritis/types/rheumatoid-arthritis/what-is-rheumatoid-arthritis.php. Accessed 12/13/18.

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