Pocket Door Designs that Save Floor Space

2022-05-24T10:01:00

(BPT) – Small interior spaces are full of big challenges, especially bathrooms, kitchens, and living areas where every square foot of floor (and wall) space is valuable real estate. Cozy can be comfy, but close quarters with conventional swinging doors can cramp your lifestyle. A practical alternative, sliding pocket doors make the most of small interiors, allowing you to add furniture, lighting, storage, or wall décor.

Precision-engineered in the USA since 1958, Johnson Hardware’s innovative pocket door frame hardware helps you realize any smaller room’s potential. Used in place of a traditional swinging door, a sliding pocket door opens up to 14 square feet of usable floor space in any room — space with big possibilities.

Bathrooms and toilet rooms with swing-in doors are awkward spaces to navigate. But boosting usable space is a breeze with Johnson’s 1500SC Series Soft-Close Pocket Door Frame Kit with all-steel split studs, which expands your bathroom’s horizons with a stylish sliding door. When installed with 1515-PLY pocket door frame reinforcement clip set and 5/8” thick plywood, you can even add towel racks, shelving, cabinetry, or tiles to pocket door walls while conserving enough space to move around with ease.

For home offices that double as a guest room, Johnson’s Converging 1562 Series Bypass Pocket Door Frame Kit is an ideal choice. This heavy-duty hardware handles doors up to 200 lbs. each, such as transom-style panels that help create an open, airy aesthetic (doors not included). Trackless Door Guides leave floors unobstructed.

Johnson’s high-quality 1500SC Series Soft-Close Pocket Door Frame hardware ensures smooth, quiet operation, enhancing living quality and freeing up the square footage swinging doors consume. The hardware is compatible with most door styles, including wood with clear or frosted glass panels, solid or paneled wood, solid metal, metal with glass panels, mirror panels, and more. The durable hardware handles door panels up to 165 lbs. and 1” to 1 3/4” thick and up to 60” wide.

A tidy-looking pocket door is the perfect fit for a laundry room. Your door tucks into the wall for an obstacle-free entrance. It also closes snugly to quiet machine noise and camouflage laundry room clutter. With soft-closing pocket door hardware, the door speed slows down gradually, preventing slams and pinched hands.

A sliding pantry pocket door spices up any kitchen with the right mix of form and function. It serves as a warm accent that hides culinary clutter and ensures convenient access to pantry staples. Shown is Johnson’s Series 2000 Heavy-Duty Pocket Door Frame Kit.

For more information, visit www.johnsonhardware.com, or call 574-293-5664. Follow the company on Twitter: @JohnsonHrdware, Instagram: johnsonhardware, Pinterest: https://www.pinterest.com/johnsonhardware/_created/ and Facebook www.facebook.com/johnsonhardware1958.

Investigational Treatment May Help Adult Cigarette Smokers Who Want to Quit

2022-05-25T08:31:00

(BPT) – Have you, or someone you know, tried to quit smoking cigarettes unsuccessfully? If so, you’re not alone. Research from the Centers for Disease Control (CDC) found that 70% of adult cigarette smokers in the United States wanted to quit, yet only 7% are successful in doing so.[1] While there’s never a bad time to quit smoking, the start of a new season can be an important motivator to set a quit date and identify resources that can make this attempt to quit successful.

Researchers from many clinical centers across the United States, are helping to evaluate an investigational therapy called cytisinicline, in combination with behavioral support, as a new smoking cessation therapy. The clinical study, known as ORCA-3, is a Phase 3 trial to evaluate the safety and efficacy of cytisinicline in adults who smoke ten or more cigarettes per day and have at least one unsuccessful quit attempt with or without therapeutic support.

While the benefits of quitting cigarette smoking are well understood, there are still 30 million adults in the United States who are current cigarette smokers[2]. Smokers are encouraged to speak with their health care providers about options that can help them succeed in quitting, including potentially participating in the ORCA-3 clinical study, if appropriate.

The ORCA-3 study is being conducted to learn more about the effectiveness and safety of an oral medicine, cytisinicline, in combination with behavioral support in people trying to quit cigarette smoking. In this study, researchers want to find out if cytisinicline can increase the rate of quitting cigarette smoking and also assess the safety and tolerability of cytisinicline.

Am I eligible to participate in the ORCA-3 study?

To qualify for ORCA-3, participants must (be/have):

  • Age ≥18 years
  • Current daily cigarette smokers who smoke ten or more cigarettes per day and who intend to quit smoking
  • Failed at least one previous attempt to stop smoking with or without therapeutic support
  • Willing to set a quit date within 5-7 days of starting treatment
  • Willing to actively participate in the study’s smoking cessation behavioral support provided throughout the study
  • Doctors will check other requirements to confirm that participants qualify for this study.

The 31st of May is World No Tobacco Day, an annual celebration organized by the World Health Organization that informs the public on the dangers of tobacco use and what steps people can take to quit smoking. For this year’s World No Tobacco Day, make it your year to quit.

If you or someone you know is interested or would like more information on the study, please visit https://orca-3.com.


[1] U.S. Food & Drug Administration. Quitting Smoking: Closer with Every Attempt. Available at: https://www.fda.gov/tobacco-products/health-information/quitting-smoking-closer-every-attempt.

[2] Cornelius ME, Loretan CG, Wang TW, Jamal A, Homa DM. Tobacco Product Use Among Adults — United States, 2020. MMWR Morb Mortal Wkly Rep 2022; 71:397–405.

5 tips to maintain healthy feet for better mobility

2022-05-25T09:01:00

(BPT) – Did you know that there are 28 bones in the foot? These bones, along with more than 30 joints, allow for a wide range of movements, including standing, walking, stretching, jogging and more. It’s easy to take foot health for granted when everything feels great, but the moment something is wrong, you realize just how important your feet are.

A proactive approach is best for ongoing foot health. The Prevent Injuries Campaign! from the American Academy of Orthopaedic Surgeons (AAOS) strives to educate people of all ages on foot health and the importance of preventing injuries. Orthopaedic foot and ankle surgeon and spokesperson for the AAOS Steven L. Haddad, MD, FAAOS, offers these tips to help everyone keep their feet healthy for improved mobility:

Choose the right footwear

Those fancy shoes might look great with your outfit, but they may not be great for your feet. Shoes that are too tight, too loose or without enough support can cause unwanted strain on the feet, ankles, lower leg, hip and spine. There are many well-made, supportive and stylish shoes, so be smart when shopping and selecting your shoes for the day. To learn tips for finding the right fit for shoes, including advice for children’s, men’s and women’s shoes, visit OrthoInfo.org. A quick tip: try on new shoes in the store at the end of the day, when your feet are the most swollen from your daily activities. That way, the shoe will never feel too tight and is less likely to cause damage to your feet.

Stretch and exercise your feet

You often hear about the importance of exercise, but have you thought about exercise in relation to foot health? Stretching and strengthening your feet regularly helps to relieve pressure you put on them each day, keeps the muscles flexible, and helps prevent injuries. Try flexibility exercises like toe raises and picking up a towel with your toes. Exercise can also strengthen the bones in your feet. Simply going for a walk with a good supportive shoe puts regulated impact on the bones that keeps them strong and lowers the risk of fracture/stress fracture.

Don’t delay diabetic foot care

For people with diabetes, careful, daily inspection of the feet is essential to overall health and the prevention of damaging foot problems. A wound as small as a blister can progress to a serious infection in a matter of a day. According to Dr. Haddad, diabetes also damages blood vessels, decreasing the blood flow to the feet. Poor circulation weakens bone and can cause disintegration of the bones and joints in the foot and ankle. Just as important, diabetes can affect the nerves to your feet. Because you don’t feel the bottom of your feet as you normally would, you may develop cuts, sores or blisters on the bottom of your feet and not know it. It’s therefore essential to examine your feet as part of your daily routine. Due to both the nerve and blood flow problems, people with diabetes are also at increased risk for breaking bones in the feet.

Explore home therapies

If you find your feet are sore or achy, consider exploring home remedies. Of course, changing to supportive shoes and stretching are good first steps for relief. Some people soak their feet in water to reduce soreness, while others may try hot/cold therapy with compresses. There are foot ointments and lotions as well. These all can help with temporary soreness, but if you have chronic aches or pains, consider seeing an orthopaedic specialist.

Consult with an orthopaedic surgeon

With so many bones, joints and tendons, it can be difficult to know what’s causing issues with your feet. Consider a consultation with an orthopaedic specialist who can pinpoint whether your foot pain is due to a disease or injury and guide you through steps for recovery. Visit OrthoInfo.org for more information about finding the right orthopaedic surgeon.

Worried about power outages? These 5 tips can help you feel prepared

2022-05-26T00:01:00

(BPT) – While you may enjoy warmer temperatures, summer weather also brings dangerous storms. Scientists at Colorado State University predict at least 19 named tropical storms and nine hurricanes this year, while AccuWeather is forecasting an above-average tornado season. These unpredictable events and regular summer thunderstorms can produce unexpected power outages.

You rely on the power grid for everything from working and household chores to all kinds of entertainment, not to mention keeping your home comfortable and secure. An hour without power is inconvenient, but how about several hours, days or weeks? On average, electricity customers have experienced over eight hours of electric power interruptions in recent years, according to the U.S. Energy Information Administration. Living without power for that long is challenging today, and sometimes even dangerous.

How can you prepare for extended power outages?

Weather is unpredictable, as is the reliability of the power grid when it is under strain. So how can you be ready? Here are some tips to help you feel more prepared.

1. Store extra flashlights and batteries

The first thing you want when power goes out after dark is to shed a little light on the situation. Stock up on flashlights and batteries for your entire household, making sure everyone knows where to find them. Consider getting headlamps so people can see and have free hands to make other arrangements during an outage. For young children, light sticks and glow bracelets are a fun way to see better while calming the worries a storm can bring. Wireless chargers for cell phones and other devices can also help keep you connected to your family, neighbors and community.

2. Stay tuned to forecasts

The National Weather Service provides NOAA Weather Radio, a nationwide service giving listeners forecasts, watches and warnings 24/7. You can access NOAA Weather online and through NOAA radio apps for your smartphone. A battery-operated radio will give you access, or you can get an NOAA Weather Radio specifically designed to stay tuned to important weather updates.

3. Stock water and non-perishable food

Water purification systems may not function if power in your area is affected. When the power is out and you don’t have a home standby generator to power your stove, you won’t be able to boil water to purify it. Because of this, it’s a good idea to store two weeks of clean, drinkable water in your home. FEMA recommends at least one gallon of water per person in your household.

Another hazard from power outages is food spoilage. According to the CDC, a full freezer keeps food safe for 48 hours (or 24 hours if half-full) if you don’t open the door. Your refrigerator will keep food safe up to four hours without power if you keep the door closed.

To prepare for emergencies, make an emergency kit with enough bottled water, canned goods, dried meat and fruit, powdered milk and any other shelf-stable foods for each person in the family to last at least a few days.

4. Discuss severe weather plans

Don’t wait until extreme weather threatens to explain to kids what to expect during these unexpected — and scary — events. Knowing that you’re stocked up on supplies and that you planned ahead is reassuring to kids. Discuss what to do if power goes out and where flashlights and supplies are stored.

5. Invest in a home standby generator

The best protection against power outages is a home standby generator. When the power goes out, day or night, a home generator takes over within seconds, keeping all your important appliances including your HVAC system, sump pump, refrigerator and freezer running — not to mention lights and conveniences that are helpful during a storm.

Home standby generators such as Briggs & Stratton Home Generators are permanently installed outside your home and connected to a natural gas or liquid propane fuel source. They’re designed to supply power for your entire home and have an automatic transfer switch so that power comes on without any action needed from you.

Although the 2022 storm season is predicted to be above-normal for many types of weather events, you can protect yourself, your family and your home with a proactive plan. Learn more about preparing for weather emergencies at BriggsAndStratton.com.

Summertime clean-up with design in mind

2022-05-25T09:31:00

(BPT) – After months of snow and dreary rain, warm weather is an opportunity for new beginnings, new growth and deep cleaning. It seems every year that our houses are back to square one when it comes to summer cleaning, leaving us with the task of taking a year’s worth of accumulated stuff and deciding what stays and what goes. Take our word for it: there’s no better feeling than stepping into the warmer seasons with a fresh, decluttered house.

So in an effort to decrease the burden we face every year around this time, we have some ideas and recommendations on how to keep your space feeling fresh all year round, as well as some design additions you can make to ensure your house is as good as new come next summer.

Smart storage

No one wants to hear this, but the trick to keeping your wardrobe from taking over your closet is by building a strategic system of organization that works throughout the year. Luckily, there are some accessible tips and tricks to maximize your storage capabilities and create a space that’s easier to keep organized, which means easier and faster access to find exactly what you’re looking for.

Before you shell out for a pricey closet organization system, consider the things you already have that could be creatively leveraged for storage. Things like baskets, book cases, and cubbies make for perfect storage tools for things like purses, shoes, handbags and other miscellaneous items that need a home.

If you are in search of some new storage units, look for compact, multi-use options that can address more than one area of organization. To best utilize limited wall space, stack mounted shelving or wall hooks over your shoe rack to take advantage of your vertical space.

And if height allows, take advantage of a double-hanging system for tops and bottoms — all you might need in addition is a small step stool to access the top row, and you’ve managed to double your storage while keeping your floor space more clear for navigation.

Smart installation

Anyone who lives in a colder region knows: winter is not gentle on our homes by any means. Come spring and summer, we’re left with endless lists of tasks to clean up both inside and outside the house, and with street salt and dirt quickly melted off with the spring thaw, the impact on your flooring can be damaging.

The best way to ensure your floors make a smooth transition from winter into the warmer months is by installing varieties that are waterproof and resistant to surface damage. Consider products like Duravana’s engineered hardwood, a hybrid water-resilient flooring that locks tight to keep moisture from seeping between planks and wreaking havoc on your floor’s quality. Another option would be the luxury waterproof vinyl of the Harmony Collection, which offers you both hardwood appearance and peace of mind that comes with the durability of rigid vinyl.

Spring into entertaining with these 3 tips for wine and food pairings

2022-05-25T14:01:00

(BPT) – As the weather beckons you outdoors, it’s exciting to start planning get-togethers — from block parties to barbecues. But don’t just settle for the same-old, same-old. If you’re looking for ideas and inspiration for the best food and wine pairings and unique cocktails that will get noticed, take cues from the experts.

“Food and wine are the foundation of fun, summer gatherings and block parties,” said Riana Mondavi, brand ambassador for CK Mondavi and Family and Director of Chains, Western Region with C. Mondavi & Family wines. “No matter the reason for getting together, it is not just the people, but the drinks and the food that help make it memorable. After having to spend so much time apart, people are ready and excited to share their tasty food and wine pairings with their friends and family.”

Mondavi shared her favorite food and wine pairing tips so you can be a master of entertaining without the stress:

Ideal food and wine pairings

1. Chardonnay:

This fresh, medium-bodied white wine complements soft cheeses and cured meats, making it a delicious option for serving with a charcuterie board. Chardonnay also pairs perfectly with delicate poultry and fish dishes, and light desserts. CK Mondavi and Family just launched their first ever Buttery Chardonnay and it pairs delightfully well with salmon and risotto.

2. Cabernet Sauvignon:

Robust, bold red wine like Cabernet Sauvignon can stand up to stronger flavor profiles, like roasted vegetables, barbecued red meat, spicy dishes and rich seafood. CK Mondavi and Family recently created a Dark Cabernet and this new wine provides a delightful contrast to soft cheese and bread, as well as cured meats.

3. Moscato:

Sweet and fruity Moscato provides an excellent pairing with sweet desserts, while also complementing spicy food, veggies and flavorful fish dishes.

How to create a refreshing warm-weather wine cocktail

Pleasing your guests on a warm spring day is easy with the right ingredients. Let wine be the foundation for a lovely, refreshing drink that everyone will love. Here’s one example of a recipe using wine to create a thirst-quenching, tasty cocktail.

It’s Five O’clock Somewhere Margarita

Ingredients

750 milliliters CK Mondavi and Family Chardonnay
1 1/2 cups tequila
1 cup triple sec
1 cup orange juice (freshly squeezed)
1/2 cup lime juice (freshly squeezed)
1 orange (sliced)
2 limes (sliced)
3 stems cilantro (see Note)

Preparation

In large pitcher combine Chardonnay, tequila, triple sec, orange juice and lime juice. Add orange and lime slices, and cilantro. Chill at least 2 hours. Serve over ice. Salt rims of glasses, if desired. Note: The longer the wine sits with the cilantro, the stronger the flavor will be. If desired, add cilantro right before serving.

Learn more about pairing food and wine, plus more recipes at CKMondavi.com/ckm-pairings/.

Six Ways to Find a Date while Traveling this Summer

2022-05-25T10:01:00

(BPT) – Travel is expected to be at an all-time high with vacations and weddings in full swing, which means the perfect opportunity for a summer romance in a new city or country. Dating apps like Bumble, the women-first dating and social networking app, can help you find new people you may be interested in – or at the very least, help you meet some new friends. Making new memories and enjoying yourself is just a bonus!

“We’re excited to see all of the connections that will be made this summer, both abroad and at home, especially as we’re seeing a natural progression and eagerness for folks to meet in person again,” said Shan Boodram, Bumble’s Sex and Relationships Expert. “Though dating while traveling can just be a fun summer fling, we also found in a recent survey that more than one-third of respondents in the U.S. say they are more open to exploring a relationship with someone who lives in another city, so we encourage you to get out there, no matter where you may be!”

Here are tips on dating while traveling, just in time for a summer of fun — and maybe even love.

  1. Plan ahead and save time: If you want to make the most out of your dating experience, lean into dating app features that may help you get a sneak preview of who you can connect with — before your trip. For example, Bumble offers a Travel Mode, which allows you to change your location to a new city so you can look for local connections before your arrival. This could save time and give you an opportunity to have a familiar face upon your arrival!
  2. Be open-minded: Just like you might be more open to trying a new food or activity when on vacation, apply that same attitude to meeting new people while abroad. If you meet someone who isn’t necessarily your type, don’t immediately dismiss them. Try to have an exploratory mindset and be willing to meet someone different.
  3. Update your bio: Every time you travel to a new city or country, updating your dating app bio can be a helpful way to attract the people and experiences you’re seeking. This can include the languages you speak, how long you’ll be in town, and even asking a question about the best local spot in the city. Ending on a question or an itinerary point on your travel list makes for easy conversation starters. Remember that you can change your radius to see people who are between 1-50 miles from you, too!
  4. Hop on a video call before meeting: Many online dating platforms provide secure and safe ways for people to connect. In turn, singles everywhere are getting creative, figuring out how to learn more about each other before meeting. On Bumble, you can make voice and video calls directly in the app, so you can speak to your date without sharing any personal information, like a phone number or email address. This can also help check if your new match is someone you want to spend time with on your vacation.
  5. Schedule a date as soon as possible: The time it takes to slowly build a connection is a luxury you don’t always have when traveling. Once you connect with someone you’re interested in and feel comfortable and confident with meeting them in person, don’t be shy about suggesting the first date or respectfully following up on a conversation. Also, don’t be afraid to invite this person into your existing plans! People love to delight in their own city and you’d also be surprised at how many people haven’t been tourists in their own town.
  6. Take charge when choosing the location: Being in charge of choosing your date location is a simple but effective way to feel safe when dating abroad. Ensure that your first date spot is somewhere in an open and public space, and suggest a daytime date for a first meeting, or if you’re traveling with friends, invite them to join the group and bring friends too!

Before going out and meeting someone new, let a trusted contact know where you’re going, such as your rental home host, the hotel concierge, or a friend, and set time to text or check in with them every so often. If you’re on the date and feel like it’s not for you, pre-plan a natural exit strategy for yourself because if you feel uneasy at any point, it’s important that you trust your gut and put yourself first. Always feel like you can enlist the help of a bartender or server if needed, and ensure that you’re familiar with local emergency contact numbers, too.

For more data-driven tips, expert advice, and resources to help guide your dating journey this summer, visit bumble.com/the-buzz. The app is free and available worldwide within the App Store and Google Play.

Dressing babies for popular summer activities

2022-05-25T05:01:00

(BPT) – With school out and warm weather gracing cities, summer is the season of outdoor fun for families across America. However, for parents, creating the magic of the summer can be exhausting and it only gets more complicated when you add babies and toddlers to the mix.

To help make the summer something to savor, check out the tips below on how to streamline the kids’ dress code for some of the season’s most popular activities.

Conquering the Playground

The playground can be an oasis in the summer months for parents of small children. With the built-in play area, it gives many moms and dads a way to break the boredom at home without breaking the bank. But one thing that’s inevitable with playgrounds — nature, and all the dirty things that come with it.

When heading to public outdoor spaces, keep the outfits simple. Reach for items like Onesies® Bodysuits that are lightweight and act as an outfit on their own. The fewer pieces of clothing they wear to the park, the fewer pieces of clothing you find yourself throwing in the wash when you get home.

Look for savings events, like the Gerber Childrenswear Memorial Day Sale, as a way to stock up on playground-ready apparel. These sales events are the best time to grab essentials, like neutral bodysuits and extra burp cloths and bibs you can keep in the car.

Having Fun Poolside

Everyone loves going for a dip in a cold pool on a hot summer day, and the most important clothing item to consider when you’re heading to the pool, beach or lake this summer is, of course, the swimsuit. While there are many suits on the market that check the cute box, be sure to look for options that give baby added protection from the sun, like this one-piece rash guard for girls from Gerber Childrenswear. Keep your eye out for suits that are made from UPF 50+ fabric, as these choices can help prevent sunburn.

Remember that the FDA recommends children six months and younger stay out of direct sunlight, especially between the hours of 10:00 a.m. and 2:00 p.m. when the sun is at its strongest. Sunglasses and swim hats are also good accessories to have on-hand for days by the water.

Getting Road Trip Ready

The family vacation is an honored tradition for many families, and summer is always an ideal time to hit the road. But with little ones in tow, there are a few extra items you’ll want to pack. First, consider adding a quilt or plush blanket to the car. This can serve as a clean space for baby to stretch out when you need to pull over at a rest stop. It’s also smart to pack a couple of fitted crib sheets to make pack and plays feel more like home to baby. Extra burp cloths can serve as a makeshift blanket or cover when you’re on the road and in a pinch and Sleep N’ Plays with zippers can keep baby comfy in a car seat.

4 travel trends to know heading into summer from Viator’s Travel Trends Report 2022

2022-05-24T17:57:00

(BPT) – As the temperature starts heating up and Covid restrictions continue to subside, travelers are amping up to take summer 2022 by storm. But what’s on everybody’s summer agenda? Viator, a Tripadvisor company and the world’s largest travel experiences marketplace, knows where people are flocking and what they’re doing once they get there.

According to a new travel trends report from Viator, these are the four biggest trends among travelers this summer:

Making up for lost time

As more destinations open their borders and restrictions continue to ease in many places, consumers are tapping into the revenge travel trend. In fact, they are seeking out experiences in record numbers. Half of Americans—and nearly 60% of Gen-Z and Millennials—reported the ability to travel again as their biggest highlight of the year.

Opting outside

After more than two years of lockdowns and life postponed, travelers booked outdoor experiences in record numbers. The 10 fastest-growing experiences categories (and 18 of the top 20) were all related to outdoor activities. In fact, nearly half (48%) of the experiences booked in 2021 were predominantly outdoors.

Sticking closer to home

Nearly half (48%) of Americans said they sought out closer, more local experiences in the past year. In fact, all 10 of the fastest growing experiences by bookings are U.S.-based experiences (when compared to pre-pandemic demand). Experiences including the San Diego Harbor Cruise and Boston’s Ghosts & Gravestones Night-Time Trolley Tour grew by more than 700%.

Water wins out

When you think of summer, you dream about lying on the beach near the water. But this year, Viator knows travelers want to experience the water. From 2019 to 2021, water sport-related experiences saw a 311% increase and cruises, sailing and water-tours saw a 122% growth. Beyond that, five of the 20 U.S.-based experiences named in the 2022 Viator Experience Awards were water-related activities.

With Americans spending 29% more on their average booking in 2022 than they did pre-pandemic, the future of travel is looking bright this summer.

If you are looking to take your travels beyond your own backyard this summer, Viator has compiled a list of the top ranked global experiences to try in 2022 here. To learn more about the trends happening in the travel industry, check out this year’s Viator Travel Trends Report here.

Being prepared for life’s milestones means planning ahead with insurance

2022-05-25T04:01:00

(BPT) – From weddings and graduations to summer camps and new jobs, there are many of life’s milestone moments this time of year. If you or your family are celebrating significant events, it’s important to be prepared for what follows these moments with the right financial protection.

“Every major milestone brings new things to think about and making sure you have the right insurance coverage for each life change can bring you peace of mind,” said Josh Police, Executive Vice President, Distribution and Business Development, Boston Mutual Life Insurance Company. “Life is always evolving and being financially prepared helps ensure you’re ready for whatever happens next.”

Unsure what life changes might require you to take stock of your insurance needs? Here are four major milestones and insurance options you should consider for each:

Summer camps

Whether it’s your youngster’s first day camp or your teen’s first weeklong overnight adventure, it’s always an exciting time for parents to see their children try new things and make the most of their days off. However, just as you pack them the essentials to stay comfortable and safe at camp, you should also consider extra insurance options.

Children will be trying so many new things and unfortunately sometimes the unexpected occurs. Accident coverage can complement your medical coverage, which can help with out-of-pocket expenses that you may incur as a result of an accident at camp or elsewhere.

Graduations

High school and college graduations bring a wide range of emotions, including pride, joy and nostalgia. It’s a time full of possibilities as a new chapter begins. It might also include starting a new job or moving to a new location, so it’s important to think ahead and plan as much as possible.

If you’re looking for a sensible graduation gift for a young adult, consider purchasing a whole life insurance policy for the graduate that builds cash value. Life insurance isn’t top of mind for many young adults, so this gift is a great way to set them up for success and help them plan for the future. Plus, the sooner a policy is in place, the more time is available for funds to accumulate.

Jobs

First comes graduation and then comes the job. Whether it’s a first job out of college or a career change, many people are starting new positions with eagerness and enthusiasm. A job is meant to help you grow professionally and also pay your bills.

A steady income is a core reason why people work, so what happens if you’re suddenly unable to? Be proactive by getting disability insurance to protect your income in the event you become disabled. Even better, have short-term and long-term disability coverage so you are covered no matter the length of time you’re unable to work.

Retirement

Retirement is a new life chapter that allows you to travel, explore hobbies, learn new things and spend more time with loved ones. It’s an exciting time of life full of changes, and that means making sure your insurance needs continue to be met. Now that you don’t have an employer, you may need to find different types of insurance on your own.

As for life insurance, if you already have a whole life insurance plan, you’re in good shape because often that plan can be continued after retirement at the same premium by submitting payments directly to the insurance carrier. If you don’t have coverage through work, or need to make changes, speaking with an insurance representative can help you identify your options. You should consider adding critical illness/specified disease coverage, which provides a lump sum cash benefit directly to you upon the diagnosis of a covered condition on the plan.

Life’s major milestones are important times to celebrate, but they are also important times to prepare for the future. By exploring your options with a carrier such as Boston Mutual Life Insurance Company, you can find different options for each milestone to set up financial protection for the future for you and your loved ones. Learn more at BostonMutual.com.

Policy Series:

WPS-ACC 07/15

END-95(ESO)(20/21)

GDP 100 & GDP 5/10

WS-CI 4/12

335-5000 5/22