Destination Kohler: 7 ways to enjoy a Midwest winter wonderland

2022-12-21T10:01:00

(BPT) – Winter is a great time to take a trip and get away from it all while still enjoying the hallmarks of the season. If you’re looking for a place to relax and indulge yourself, consider Destination Kohler.

Located just two hours from Chicago and within an hour’s driving distance from two Wisconsin-based airports, Kohler, Wisconsin, has much to offer visitors from the Midwest and beyond. Check out seven ways you can enjoy a Midwest winter at Destination Kohler.

1. Five-star, five-diamond lodging

Do you want a beautiful respite from the hustle and bustle of every day with all the amenities? During your visit to Kohler, Wisconsin, stay at the American Club, a five-diamond, five-star resort hotel with storybook charm and deep historical roots tied to the company, the Kohler community and the state of Wisconsin.

At the American Club, you’ll have shuttle service throughout Destination Kohler, access to the Sports Core Health & Racquet Club and, from spring through fall, the ability to book advanced tee times on Whistling Straits and Blackwolf Run. In your room, enjoy morning coffee, afternoon tea, Wi-Fi, video game systems, down comforters and so many more amenities.

2. Relaxing spa experience

Destination Kohler also features an acclaimed spa that offers a complete menu of invigorating and luxurious ways to pamper your body and soul. The Kohler Waters Spa creates a relaxing and rejuvenating experience where guests can discover the natural, restorative power of earth’s mineral-rich waters.

Enjoy innovative hydrotherapy services, nourishing treatments, relaxation pools and curated culinary offerings. Before you head home, head to the spa boutique and continue the experience at home with Kohler Waters Spa products.

3. A variety of dining experiences

No matter what you’re craving, you can indulge in a vast range of culinary experiences at Destination Kohler’s seven restaurants, including the Four Star Immigrant Room, the Wisconsin Room, and the Horse & Plow at the American Club.

Venture beyond the hotel to River Wildlife, where you can enjoy fresh, seasonal Midwestern fare at a rustic log cabin at the edge of a lush hardwood forest. Or take a break from shopping at the Taverne on Woodlake for an imaginative take on comfort and cuisine.

4. Shopping and indulgence

Take a stroll through the Shops at Woodlake, an open-air collection of more than 20 boutique shops at the lake’s edge. Whether you want to pick up a new outfit, find a souvenir to remember your visit or buy a gift for friends back home, you’ll find everything you need at one of these specialty shops.

One of the must-stops at the Shops at Woodlake is Kohler Chocolates, where chocolatiers create their handcrafted chocolates and other delicacies on-site. Visitors can choose from a full menu of coffees and teas, gelatos, a box of their famous Terrapins, one of their other confectionaries, or a bottle of the decadent Kohler brandy infused with Dark Chocolate or Chocolate Mint.

5. Exciting activities

For those who like to stay active during vacation, Kohler’s Winter Wonderland and Sports Core have something for everyone. Take in the beauty of winter while ice skating, cross-country skiing, snowshoeing or fat tire biking. Unleash your inner athlete by playing hockey, curling, tennis and pickleball, as well as indoor swimming, cycling and golfing.

6. Get inspired at the design center

Learn about innovative product design, technology, creative achievement and American history at the Kohler Design Center. This three-level building is open 365 days a year and houses designer rooms filled with inspirational ideas for the kitchen and bath, current and iconic Kohler product designs and a museum that provides a historic snapshot of Kohler’s past.

7. Take in local architecture

Kohler Village was the first planned community in the United States designed by the Olmsted Brothers — known for several notable projects like Central Park in New York City — and later the Frank Lloyd Wright Foundation. The village merges remarkable architectural styles that produce an engaging and provocative self-guided, leisurely tour to entertain novices and aficionados alike.

Don’t wait to book your trip and enjoy the winter in a relaxing and inviting destination. To learn more about booking your trip, visit DestinationKohler.com.

5 best gifts for the home improvement pros in your life

2022-12-21T07:01:00

(BPT) – Gifts for the avid home repair enthusiasts, hobbyists or professionals in your life can be challenging to find. Innovative and imaginative, these types are likely up to date on the latest projects and trends and it can seem like they already have everything they want for their home workshop.

Sometimes the best way to get the right gift is to just ask — but if you’re still stuck, here’s a list of popular gifts for the difficult hobbyist on your list.

1. Toolbox + Bluetooth speaker

Your home improvement pro may have all the tools they need, but what about music to keep them going during those long project hours? Or something to keep them organized? How about both? Festool’s TopRock delivers high-performance stereo sound, can charge your smartphone, and holds your tools all in one place. This combination toolbox and Bluetooth speaker helps you conveniently transport your tools and tunes in perfect harmony.

2. Mobile charging station

Professional contractors and home remodelers often rely on their phones to keep track of project details and make calls to keep their schedule running smoothly. A dead device could mean project delays. Protect their progress with the gift of a mobile charging station. Festool’s PHC 18 Mobile Charging Station can transform an 18-volt battery pack into a portable power bank. Its compact design is easy to store in the shop or work van and it can charge up to three smartphones at once.

3. Quick lever clamp

When in doubt, opt for a popular tool known for simplifying many home improvement projects. Festool’s Quick Clamp makes it easy to clamp materials together and then quickly release using only one hand. Plus, they’re reusable from project to project and will last for years to come. Now, that’s a gift that keeps on giving.

4. Cordless dust extractor

A dust collector removes dirt, debris, dust, chemicals and gasses from the air, so you can give the gift of a cleaner work environment. For example, Festool’s Cordless Dust Extractor enables a virtually dust-free work environment without the need for a power outlet. Powered by Bluetooth and remote control, this device offers maximum portability while helping them clean up their shop quickly and efficiently.

5. Two-in-one hammer drill

When in doubt, every handyperson could use a versatile tool that helps them tackle nearly any project. The cordless drill is a necessity in nearly every shop and tool bag. Festool’s TPC 18 Cordless Drill is ideal for drilling holes and driving screws into almost any material — concrete, drywall, brick, etc.

Whether the hobbyist or home improvement pro you love has a shop full of tools or is just starting their collection, there’s always room to add something useful, new and cool. Save these ideas for your next gifting opportunity and find more at festoolusa.com.

Why I prioritize flu vaccination for my family: A mother’s tragic story

2022-12-21T08:01:00

(BPT) – Flu season is here*1, and while many believe the flu isn’t serious, especially if they consider themselves “healthy,” it can sometimes be fatal.2

That’s a fact that Angie Wehrkamp and her family know all too well — in 2015, she lost her otherwise healthy daughter, Gianna, to the flu. That year, everyone else in her family received their flu vaccination through work or school. “I had every intention to also get Gianna vaccinated, like we did for her brother, but it just fell off the radar for us as busy parents,” Wehrkamp recalls.

“My son and daughter had an unparalleled bond. Gianna was a feisty and fearless 2-year-old who commanded every room she walked into. She was also her brother’s biggest fan at all his sporting events.”

When Gianna first became sick, it was mild, and she just felt a little warm. But the next morning when Gianna’s breathing didn’t sound right, Wehrkamp took her to their family doctor to get her checked out. Her daughter was diagnosed with the flu, prescribed an antiviral medication, and sent home with instructions for Gianna to rest.

When they first brought her home, despite running a low-grade fever and her lungs sounding rattly, Gianna overall seemed fine, relaxing and watching cartoons all day. “I took her to bed with me that night, so I could keep a close eye on her,” said Wehrkamp. “When I woke up around 2 a.m., I discovered that she was not breathing.”

In less than 48 hours of presenting with a mild fever, Gianna passed away at the age of 2.

After losing her daughter, Wehrkamp wanted to do something to help spread awareness and help prevent other families from going through what she did, joining the nonprofit group, Families Fighting Flu.

“I love working with Families Fighting Flu because it allows me to honor Gianna’s memory,” said Wehrkamp. “By sharing our family’s story, we are helping to prevent others from having to go through the grief that we struggle with every day.”

“Not getting my daughter vaccinated will forever be my biggest regret in life,” said Wehrkamp. “Every year we now prioritize our family getting our flu vaccinations.”

Arming yourself with the information to help protect your family

Wehrkamp’s story shows how devastating the flu can be to a family. Influenza (flu) is a contagious respiratory illness caused by influenza viruses that infect the nose, throat and lungs. Some people, such as people 65 years and older, young children and people with certain health conditions, are at higher risk of serious flu complications.2 According to the Centers for Disease Control and Prevention, the best way to protect against the flu is for everyone six months of age and older to get vaccinated annually.2

Additionally, the CDC recommends that pregnant people receive a flu vaccination during flu season, which can be given any time during pregnancy.1 Mothers in their third trimester can also be vaccinated for the season as soon as flu vaccination is available, in order to help protect their newborn infants during their first months of life during flu season.1

Don’t wait for another reminder; plan to talk to your family’s doctor or pharmacist about vaccination. It’s not too late! To learn more about how you can help protect your family from the flu, visit FluisaFamilyAffair.com.

*According to the Centers for Disease Control and Prevention (CDC), flu most commonly peaks in February, and significant activity can continue into May.1

References:

  1. CDC. Frequently Asked Influenza (Flu) Questions: 2022-2023 Season. Reviewed November 21, 2022. Accessed December 13, 2022. https://www.cdc.gov/flu/season/faq-flu-season-2022-2023.htm
  2. CDC. Key Facts about Influenza (Flu). Reviewed October 24, 2022. Accessed December 13, 2022. https://www.cdc.gov/flu/about/keyfacts.htm.

Flu season is here*1, and while many believe the flu isn’t serious, especially if they consider themselves “healthy,” – it can sometimes be fatal.2

That’s a fact that Angie Wehrkamp and her family know all too well – in 2015, she lost her otherwise healthy daughter, Gianna, to the flu. That year, everyone else in her family received their flu vaccination through work or school. “I had every intention to also get Gianna vaccinated, like we did for her brother, but it just fell off the radar for us as busy parents.” Wehrkamp recalls.

“My son and daughter had an unparalleled bond. Gianna was a feisty and fearless 2-year-old who commanded every room she walked into. She was also her brother’s biggest fan at all his sporting events.”

When Gianna first became sick, it was mild, and she just felt a little warm. But the next morning when Gianna’s breathing didn’t sound right, Wehrkamp took her to their family doctor to get her checked out. Her daughter was diagnosed with the flu, prescribed an antiviral medication, and sent home with instructions for Gianna to rest.

When they first brought her home, despite running a low-grade fever and her lungs sounding rattly, Gianna overall seemed fine, relaxing and watching cartoons all day. “I took her to bed with me that night, so I could keep a close eye on her,” said Wehrkamp. “When I woke up around 2 a.m., I discovered that she was not breathing.”

In less than 48 hours of presenting with a mild fever, Gianna passed away at the age of 2.

After losing her daughter, Wehrkamp wanted to do something to help spread awareness and help prevent other families from going through what she did, joining the nonprofit group, Families Fighting Flu.

“I love working with Families Fighting Flu because it allows me to honor Gianna’s memory,” said Wehrkamp. “By sharing our family’s story, we are helping to prevent others from having to go through the grief that we struggle with every day.”

“Not getting my daughter vaccinated will forever be my biggest regret in life,” said Wehrkamp. “Every year we now prioritize our family getting our flu vaccinations.”

Arming yourself with the information to help protect your family

Wehrkamp’s story shows how devastating the flu can be to a family. Influenza (flu) is a contagious respiratory illness caused by influenza viruses that infect the nose, throat, and lungs. Some people, such as people 65 years and older, young children, and people with certain health conditions, are at higher risk of serious flu complications.2 According to the Centers for Disease Control and Prevention, the best way to protect against the flu is for everyone six months of age and older to get vaccinated annually.2

Additionally, the CDC recommends that pregnant people receive a flu vaccination during flu season, which can be given any time during pregnancy.1 Mothers in their third trimester can also be vaccinated for the season as soon as flu vaccination is available, in order to help protect their newborn infants during their first months of life during flu season.1

Don’t wait for another reminder; plan to talk to your family’s doctor or pharmacist about vaccination. It’s not too late! To learn more about how you can help protect your family from the flu, visit FluisaFamilyAffair.com.

*According to the Centers for Disease Control and Prevention (CDC), flu most commonly peaks in February, and significant activity can continue into May.1

References:

  1. CDC. Frequently Asked Influenza (Flu) Questions: 2022-2023 Season. Reviewed November 21, 2022. Accessed December 13, 2022. https://www.cdc.gov/flu/season/faq-flu-season-2022-2023.htm
  2. CDC. Key Facts about Influenza (Flu). Reviewed October 24, 2022. Accessed December 13, 2022. https://www.cdc.gov/flu/about/keyfacts.htm.
  3. CDC. Flu Disparities Among Racial and Ethnic Minority Groups. Reviewed October 18, 2022. Accessed December 13, 2022. https://www.cdc.gov/flu/highrisk/disparities-racial-ethnic-minority-groups.html.

Control Your Retirement: Three Hacks for Smart Savings

2022-12-21T07:01:00

(BPT) – Approaching retirement is an exciting prospect for many adults 50+ who can look forward to spending more time with family and friends and enjoying the benefits of their hard-earned savings. In many cases, this important stage of life can include large expenses, such as supporting college-aged children, paying for weddings, or home renovations.

According to recent research, Americans are continuing to add to their retirement fund, however only about half of workers with 401(k) plans said they feel confident they’ll reach their retirement savings goals. During this eagerly anticipated but sometimes costly season of life, it’s important to uncover money saving hacks for everyday expenses that can go a long way in easing our pockets, including our health and wellness needs, gas, technology and more. If you’re an AARP member, there’s a range of discounts and savings that can help you save money and stay on track with your retirement fund goals.

Here are three pre-retirement smart saving hacks to consider:

Prioritize Your Health and Wellness Without Breaking the Bank

As we focus on reaching our retirement fund goals, one area of life we should never neglect is health and wellness. Staying up to date on your regular medical appointments, including hearing, dental and vision, is always a recommendation for living your best life. These essential wellness visits don’t have to break the bank, as there are ways to incorporate savings that you might not expect.

Scheduling annual eye exams allows your provider to check for vision loss or early signs of disease. If correction is needed, AARP® Vision Discounts Provided by EyeMed provide members and their families exclusive discounts at participating retailers and independent provider locations nationwide, as well as online. You save 50% on prescription lenses with the purchase of a frame at LensCrafters, 30% on a complete pair of glasses (frames and lenses) at Glasses.com, and you save an additional $10 on a complete pair at Target Optical.

Regardless of how the economy might be impacting you, prescription adherence keeps you healthy and is important. You can stay on top of your prescriptions while saving with AARP® Prescription Discounts Provided by Optum Rx® — a free prescription discount card that can be used at over 66,000 pharmacies nationwide for savings on all FDA-approved medications. The program is open to anyone, but AARP members have access to additional benefits, including deeper discounts on medications, home delivery, coverage for dependents and more.

Another surprising way to cut costs is taking a closer look at where you’re physically shopping. For everyday health, wellness and beauty essentials like vitamins, skin care and hair products, cosmetics and more, you can shop at Walgreens while earning rewards through your AARP membership. When members link their AARP membership and myWalgreens® account, they can earn 10% Walgreens Cash rewards on Walgreens-branded health and wellness products. AARP members also receive 7% Walgreens Cash rewards on Walgreens-branded beauty and personal care products and 3% Walgreens Cash rewards on all other qualifying beauty and personal care products.

Keep Yourself on the Road at a Low Cost By Saving on Gas

Let’s face it: driving is something most of us must do regularly, whether it’s filling your vehicle a few times a month commuting to and from work, traveling for your child’s sports tournament, or taking weekend trips to visit family and friends. Amid financial pressures, there are real ways to save on gas that you might not expect.

When you link your AARP membership with your Exxon Mobil Rewards+TM account, you earn extra points every day on the things you already buy, like fuel, car washes and convenience store items, and you’ll receive 2x the points on fuel on member days. Every 100 points you earn is the equivalent of $1 in savings on eligible purchases. And when you become an Exxon Mobil Rewards+ member, you receive a 500-point welcome bonus — that’s a five-dollar value — after your first fill-up.

Keep Your Connections Strong by Making Smart Cell Phone Plan Choices

It’s important to stay connected with friends and family — especially if you have a child (or two) away at college. Schedule a time each week to catch up with those who matter. AARP members can save 5% on monthly service and usage charges and 30% on accessories with Consumer Cellular. Talk, text and data plans start at $20 per month per line, require no contract, and include free activation and an extended risk-free guarantee. In addition, AARP members can get unlimited talk, text and data for two lines for just $55/month. Make sure you enter or mention your AARP membership number or card at Target stores to access these savings and enjoy your conversations stress free.

For those starting to think about what their retirement will look like, taking steps to save on everyday expenses allows you to prioritize retiring how you want, when you want. The discounts and savings available via AARP member benefits can help make every dollar count and put you on a path towards a stable, happy, and fulfilling retirement. Check out aarp.org/save to view more benefits and savings available to AARP members.

Neither AARP nor its affiliates is the insurer. AARP and its affiliates are not insurance producers, agents or brokers, and do not sell or service insurance products. AARP member benefits are provided by third parties, not by AARP or its affiliates. Providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions. Please contact the provider directly for details.

Top 5 kitchen trends to try in the new year on any budget

2022-12-20T14:01:00

(BPT) – When designing your dream kitchen, it’s important to balance timeless features with modern colors, patterns and textures that reflect your personality and style — especially since, now more than ever, it provides a place to cook, eat, work and entertain. A beautifully designed kitchen can also boost the home’s resale value in the future.

“Kitchen design trends for 2023 nod to the past and focus on increasing convenience, comfort and personal style,” said Kaley Galinksy, a merchant at The Home Depot. “Whether you’re planning on renovating, remodeling, or simply updating your existing space, there’s endless inspiration and affordable ways to achieve the most sought-after trends for kitchens in the coming year.”

To make sure your kitchen renovations are stylish and up to date, here are five kitchen design trends that will be big in 2023, according to The Home Depot.

1. Return to traditionalist

In 2023, you’ll see a return to classic, timeless and sophisticated black that offers a sense of comfort and familiarity of traditional designs. To update your home so that it’s always in style, choose classic, timeless palettes of black, white, creams and neutrals.

If you want to add interest to your home, use patterns and classic materials like marble, especially when it comes to your kitchen. High-contrast kitchens with classic lines and black finished cabinets and countertops are making a comeback and result in a striking kitchen makeover.

Cabinetry has a heavy influence on your kitchen’s overall design style and can help you achieve a new look in less time. With a cabinet makeover, you keep your existing kitchen layout and get all-new doors, drawer fronts and hardware, plus optional upgrades such as pull-out shelves, cabinet lighting and more.

2. Art deco revival

In the coming year, interior designers predict a renewed interest in the art deco styles of the roaring ’20s. To achieve this trend in your home, incorporate brighter colors, geometric patterns, luxurious fabrics and shiny surfaces.

Add or replace the backsplash in your kitchen using geometric-shaped tiles in greens and golds for a sleek and elegant look.

3. Modern organic

A renewed focus on natural and organic materials will continue to make their way into kitchens in the form of warmer finishes, soft and organic shapes, as well as mixing finishes and materials like concrete, wood, rattan and metals.

For homeowners looking to embrace this modern organic trend, interior designers recommend introducing textured white oaks paired with honed black or dark gray countertops for your next kitchen remodel. For cabinets, slab doors are still popular, but the newer thin shaker is gaining popularity. You can even use the free Kitchen Estimator tool to select your design options and get a fast estimate.

4. Home retreat

Your home should be a sanctuary from the stressors of day-to-day life. This year, many homeowners will transform their homes into personal havens that help minimize stresses and prioritize a sense of calm.

For those that retreat to the kitchen for self-care, an easy way to remove stressors is to reduce clutter with a well-organized pantry. Custom organization systems help add functionality and streamline your kitchen with stylish storage solutions, while still allowing you to enjoy your favorite appliances whenever you need them.

5. Modern cozy

For renovators who want their home’s interior to be warm and inviting, they should opt for a modern cozy style. This trend is inspired by the shabby chic style of the ’80s but updated with fewer over-the-top embellishments, paired with darker paints and a focus on coziness and nostalgic familiarity.

New flooring can serve as an anchor design for the rest of the kitchen. Consider installing luxury vinyl plank flooring in your kitchen — a durable, affordable and water- and stain-resistant option that’s also easy to clean. Pair it with a cabinet renovation to achieve this style in your home.

If you’re ready to update your kitchen in 2023, The Home Depot’s Home Services can help you create your dream kitchen! Whether you’re planning a full kitchen remodel or just a few updates, they have solutions to fit any space and every budget. Their service providers can give your cabinets a facelift or install new ones, replace sinks, install flooring and update your countertops. Take advantage of free in-store and virtual design services and financing options to help make your project affordable.

All certified service providers are local, licensed, insured and background checked. To learn more, visit HomeDepot.com/Services.

Road risks: How small-business owners help keep their fleet drivers safe

2022-12-20T10:01:00

(BPT) – You depend on a few drivers to keep your small business thriving. You trust your drivers, but you’re realistic. You know the road poses risks, especially in the form of distracted drivers. You worry that one accident could impact your business, not to mention potentially injuring an employee.

You can train, establish guidelines, and incentivize employees to drive safely, but you can’t do anything to influence the actions of other drivers on the road. The majority of American adults own a smartphone, which is a common driving distraction, even when laws regulate their usage while driving. This means that even if your drivers aren’t distracted, there are likely other drivers on the road who are.

More than three-fourths of small-business decision-makers consider smartphone use on the road by other drivers to be a threat to their drivers, according to a recent survey by Netradyne, maker of artificial intelligence (AI) fleet safety camera systems. Additionally, over 3 in 5 attest that losing just one vehicle in their fleet would be financially devastating for their business.

Of course, mobile phone use is just one potential cause of reckless driving. Speeding, aggressiveness, and driving under the influence are other examples. There are other inherent driving risks to consider also, such as inclement weather, and just because Mother Nature is having a bad day doesn’t mean your business can take time off.

Commercial drivers themselves may engage in risky driving behaviors as well, sometimes without even realizing it. Many small-business owners are looking for technology to help their drivers on the road, including coaching them to use better practices. In fact, 91% of decision-makers think their fleet would benefit from an AI safety solution that can assess speed, traffic sign compliance, and distracted driving while alerting drivers of risky driving behavior with real-time positive driving notifications.

Accident prevention is ideal, and technology protects your drivers and your business. However, technology offers real-time video proof of what happened if an accident occurs.

Even if you only have one driver, it’s worthwhile to consider investing in a technology safety solution to protect your employees, your vehicles, and your business’s bottom line. Here are the top reasons for implementing AI safety solutions:

Connection: Cameras and apps let you see what’s going on every second of every mile, while technology analyzes risk 100% of the driving time.

Lower risks: Decrease the frequency and severity of accidents with in-cab alerts that help the driver stay aware of everything happening on the road.

Video evidence: If an incident occurs, you can access and review critical video footage to protect and exonerate your drivers.

Driver coaching: Use videos and digital tools to positively train and coach drivers to keep them safe while continuously improving driving behavior.

Positive culture: Use safe driver feedback from the technology to reward positive driving behavior from employees so that you can focus on positive reinforcement rather than punitive actions.

Theft prevention: Capture video when motion is detected to identify thieves and hit-and-runs.

Research shows AI safety solutions for fleets help reduce moving violations by up to 90%, cut costly fines, decrease fuel usage by up to 30% and avoid unfair verdicts or settlements, which average $367,757.

To learn more about the most advanced AI safety technology solutions for drivers and what works best for businesses of all shapes and sizes, visit netradyne.com/fleetsafety.

This prescription savings tool can help all Americans save on medications

2022-12-20T11:31:00

(BPT) – With rising out-of-pocket medication costs and difficulty navigating prescription pricing options, many Americans are cutting corners on their health and prescription adherence.

An estimated 18 million people — 72% of U.S. adults — reported they could not pay for at least one doctor-prescribed medication for their household during the prior three months, according to a West Health and Gallup survey. But neglecting to fill a medication as prescribed can be dangerous to one’s health and wellness.

A next-generation prescription savings app and website, Cuverd™ (pronounced “covered”) empowers people to search for all their Rx savings options. Through the app, insured patients can now understand their medication coverage, estimated copay, and additional eligible savings to reduce their copays.

Cuverd also compares the user’s copay to the lowest cash discount price for their medication to automate the lowest out-of-pocket costs. Uninsured, high-deductible insured, or Medicare-insured patients can also find the lowest cash discount price for their medications.

People are often unaware of their prescription’s price until they get to the pharmacy. If the cost is out of their budget, they may leave without the necessary medication. For others, if they choose to purchase their medicine, they may decide to skip days or take less than prescribed to make it last longer. Price can also be difficult for the 90% of Americans with health insurance — high copays and deductibles keep prescription drug costs out of reach for many.

So how can you lower your prescription drug costs and keep your family on all their needed medications?

The experts at Cuverd have these tips to help you save money on your prescriptions:

1. Use digital tools in the exam room.

Cuverd is the first prescription savings platform that lets you look up insurance coverage and estimated copays right when a new medication is prescribed. The app is free to download and use, navigating all savings options in real-time to deliver the lowest “out-of-pocket” price per medication for users.

Within seconds of entering your information, the mobile app factors in many variables, including medication coverage across 7,000 employers and health plans; estimated copays; eligibility for additional copay savings and other programs; and comparisons to “cash” prices from leading discount card partners.

2. Talk to your healthcare providers.

Cuverd also provides information on less expensive medication alternatives for patients to discuss with their health care providers if the prescribed medication is not covered. This can help ease the important step of discussing prescription medication costs in the medical office with your healthcare team. Inquire about your options for lowering your costs, including generic prescriptions and other alternatives.

Remember, you are not alone if you struggle with this topic, so don’t feel ashamed to ask about your options. Cuverd helps you discover the insurance coverage and cost of your medication before you leave the medical office, so you are not surprised at the pharmacy.

Dr. Gaurav Chaturvedi, internal medicine physician and medical director for a top 10 health care system, has seen the value of using Cuverd during office visits for his patients.

“High costs cause patients to abandon their prescriptions 20-30% of the time and leads to frustration at all levels — for the patient, the health care provider and the pharmacy — and adds more work and time to provide an alternative to the patient,” he said. “Unlike other Rx savings apps that only show cash prices, Cuverd provides insurance coverage and available savings for each medication, or less expensive alternatives, that can help my patients start and stay on their prescribed therapies.”

3. Adhere to prescriptions.

One of the best ways to save on prescriptions, prevent medical events and protect your overall health costs is to take medications as prescribed. The adage “an ounce of prevention is worth a pound of cure” applies, so taking the medications your doctor says will help you feel your best today will also help you live a healthier life in the future.

Independent data suggests that patients who enroll in copay savings programs stay on therapy an average of 50-70% longer. The lower costs included in Cuverd integrate copay coupons from pharmaceutical manufacturers to provide direct activation so more patients can get these important savings and support. The Cuverd app can also set reminders that alert users to when it’s time to take medication and refill it. Set these alarms or use another system that works for you to keep yourself on track so you don’t forget or are tempted to skip taking your medications.

Cuverd can be downloaded for free from the Apple App Store and Google Play, or visit Cuverd.com to begin saving on your prescriptions.

Financial Resolutions: 4 Tips And Tools To Improve Your Family’s Money Skills In 2023

2022-12-20T13:01:00

(BPT) – This holiday season may look a bit different than years past due to rising inflation, which may make your holidays slightly less jolly and bright. To help start the new year off strong, have open and honest conversations as a family about finances.

The end of the year is a great opportunity to review your family’s end-of-year expenses. Use this moment to review spending and savings habits, and discuss how to improve them in the year to come. By having these open conversations with your kids, you can help them better understand the basics of money and lay a strong foundation for financial independence.

Not sure where to start? Check out these four tips that can help your family talk about your finances and build better money habits together.

1. Saving made easy for 2023

Managing your money can be overwhelming, but it doesn’t need to be. The end of the year can be especially hectic with additional expenses like holiday shopping and travel costs. To make things easier in 2023, automate your savings to help reach your financial goals faster.

With tools like Chase Autosave, customers can set up repeating, automatic transfers from their Chase checking into their Chase savings account. This presents a great learning opportunity for families to discuss the importance of savings, working towards a goal and building healthy habits.

Parents, you can show your children how you determine your savings goals and then help them set their own financial goals for the new year. Once they’ve figured out how much they want to save, help them set up a plan to get there.

2. Work together as a family to improve your finances

Working toward a common goal can make everyone feel like they have a stake in the ground. Setting financial goals together for 2023 and creating a monthly budget will help organize finances throughout the year.

As a Chase checking customer, you can open a bank account with a debit card for kids between the ages of 6-17. Chase First BankingSM comes with its own debit card and parental control, while offering several other benefits like setting spending limits and allowing them to experience money firsthand. This opens the line of communication between parents and kids about building good money habits.

3. Build healthy financial practices

Make financial discussions a regular part of family conversations.

Whether it be what or where they’re spending, how much they’re earning or their savings goal, you’ll have plenty of opportunities to discuss good money habits with your kids. To get a clearer picture of your spending and saving habits, check out the Spending Snapshot in the Chase Mobile® app. You and your kids can also set up real-time account alerts to ensure you know exactly where and how they are spending their money.

4. Prepare students heading back to school

Now that 2022 is coming to a close, it’s time to prepare students heading back to school for their second semester. Before winter break is over, talk with your high school and college students about their finances and help them feel confident in their future by laying the groundwork for financial independence.

Accounts like Chase High School CheckingSM, for students 13-17 and co-owned by the parent, and Chase College CheckingSM, available to students 17-24 with no monthly service fee for five years while in college, provide access to digital banking tools to help them stay on top of their finances throughout the semester.

Using these four tips, your family can start the new year off with optimism about the state of their finances. To learn more and continue the conversation, visit chase.com/studentbanking.

Chase Mobile® app is available for select mobile devices. Message and data rates may apply.

Bank deposit accounts, such as checking and savings, are subject to approval.

Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC.

Top 5 great reasons to visit Guadalajara

2022-12-20T10:01:00

(BPT) – Travelers in search of a destination rich in tradition with exciting culinary, art and nightlife experiences will fall in love with Guadalajara, Mexico. The second-largest city in Mexico is considered the country’s cultural capital as the birthplace of iconic mariachi, tequila and charreria (Mexican rodeo). Whether it’s for a quick winter getaway or a longer stay, there’s something for everyone.

Here are the many attractions that keep tourists coming to Guadalajara, year after year.

1. Immerse yourself in the culture

Guadalajara’s historic city center allows travelers to walk back in time. The impressive buildings include the city’s landmark Guadalajara Cathedral with its distinctive neo-Gothic towers and UNESCO World Heritage Museo Cabanas. Even further back in history is the pre-Hispanic archeological site of Guachimontones, where travelers can learn about the Teuchitlan society that existed as early as 300 B.C. The site is an easy day trip from Guadalajara and features one of the few circular pyramids in the world.

For an adrenaline rush, attend a charreria competition which is Mexico’s national sport and designated to UNESCO’s Intangible Cultural Heritage list. The sport is a way of life for charros and escaramuzas as an art form that has been passed down through the generations, demanding constant training and practice to master the skills needed to show off horsemanship.

To feel the passion of locals through music, enjoy mariachi performances at places like El Parian de Tlaquepaque. The roots of mariachi stem from Guadalajara’s working class in the 1900s, and today is recognized on the UNESCO Intangible Cultural Heritage list. Guadalajara is also known for hosting the annual International Mariachi Festival every August/September, where the best mariachi bands from around the world gather for performances and a grand parade.

2. View classic and contemporary art

Visit Museo Cabanas, Museo de los Artes and Palacio de Gobierno to view stunning murals by Jose Clemente Orozco, one of Mexico’s greatest muralists. Architecture buffs can visit creations from Guadalajara native Luis Barragan, Mexico’s Pritzker Prize-winning architect, in places such as Parque Revolucion and Jardines del Bosque. For those who want to gallery hop, Colonia Americana is one of the best areas for visiting numerous art galleries with an emphasis on contemporary work.

Tlaquepaque and Tonala are two great areas to find traditional arts and crafts like blown glass, ceramics and pottery. Handicrafts are also available for purchase at San Juan De Dios Mercado, one of the largest enclosed markets in Mexico — with approximately 2,800 stands featuring ceramic, silver, blown glass, leather and palm leaf crafts.

3. Get your mouth watering

Sample the large variety of Guadalajara’s flavors and dishes — from one-of-a-kind street food and casual restaurants to innovative fine dining. Unique to the area is the torta ahogada (“drowned sandwich”), Guadalajara’s signature sandwich and most popular street food. Made with a bread called birote which can only be found in Jalisco due to climate and altitude, the torta ahogada traditionally includes pork and is covered in a red sauce made of tomatoes and chili peppers. Another popular Jalisco recipe is birria, a spicy stew made with goat or lamb, cooked slowly with spices and served with minced onions, cilantro and lime.

4. Embrace the nightlife

For local bars and nightclubs featuring cocktails, music and dancing, the Colonia Americana neighborhood is a local favorite. Guadalajara has become one of the most LGBTQ+-friendly tourist destinations in Mexico due to the many anti-discrimination laws and efforts, LGBTQ+ events and LGBTQ+ shows and performances. The city is recognized for its larger number of LGBTQ+ bars and nightclubs in the country, with the majority in Zona Centro along Avenida Prisciliano Sanchez where there’s everything from cozy lounges to large dance clubs.

5. Explore Tequila

Jalisco is home to nine “Magical Towns” as designated by Mexico’s federal government. One of them is Tequila, the birthplace of the popular spirit. To explore the history and process of tequila making and agave harvesting, the town and its UNESCO World Heritage blue agave fields are the perfect day trip. Travelers can stop at the National Museum of Tequila or Centro Cultural Juan Beckmann Gallardo, enjoy distillery tours and tastings, observe a jimador (agave farmer) demonstration and view the blue ocean of agave via horseback or a tequila train.

Learn more about your next great vacation in Guadalajara at VisitGuadalajara.com.

Do good and feel good this holiday season: 5 surprising benefits of giving to others

2022-12-20T09:27:00

(BPT) – The holidays are a time that brings out a generous spirit in many people. Beyond giving gifts to those near and dear to you, there are also plenty of opportunities to do good for others during this time of year.

For businesses, you may have money set aside to purchase gifts for your employees and clients. Instead of giving them corporate swag like a travel mug or a gift card, consider giving a gift that can make a difference this holiday season.

Sugarwish is an online gift-giving platform that takes the guesswork out of giving and allows the recipient to choose the treats that are included in the gift they receive. No matter what gift you decide to give, they’re sure to get their favorites. The sender chooses the category and size of the gift and the recipients choose their favorite treats from candy to snacks, cookies to popcorn, to wine and wine tastings, to flowers, candles and so much more. However, the most interesting aspect of this gift is that recipients can also choose to donate the value of the gift to Make-A-Wish, a Sugarwish charity partner.

Last year, the company partnered with Make-A-Wish and raised $500,000 for children with critical illnesses through donations. Because of this success, the two companies have partnered again this year and are excited to continue to grant life-changing wishes, one sweet gift at a time. Your company can help raise even more money for Make-A-Wish when you sign up to send sweet treats through Sugarwish.

Give employees an opportunity to do good and feel good

When you help others, do you feel a warm fuzzy feeling inside? That’s because generosity is not only good for others but is also good for you. Check out these five benefits of practicing generosity.

1. Happiness

According to a University of Zurich study, generous people tend to be happier. The study followed two groups for four weeks: one that promised to spend money on others and a control group that focused on spending money on themselves. In the end, the generous group reported increased happiness. This is because generous decisions engage a part of the brain directly related to happiness!

2. Better health

Being generous can also benefit your health. According to Rush University Medical Center research, middle-aged and older adults that regularly volunteered were less likely to have high blood pressure. By reducing their risk of high blood pressure, these volunteers are also at lower risk of heart disease and stroke.

3. Meaningful life

It can be difficult to find meaning in life, but those who give of themselves are closer to achieving that goal. According to a study by Ascent, 80% of high-generosity respondents felt life was meaningful, while only 60% of their less generous counterparts felt the same.

4. Closer relationships

The Ascent study also found that generosity can strengthen personal connections with others. People with low generosity were more than twice as likely to not feel close at all to those they know. Meanwhile, 66% of generous respondents felt close to the people they know and were more likely to have a best friend.

5. Workplace benefits

Generosity can also impact the workplace. The Greater Good Science Center at UC Berkeley compiled results from several studies on generosity. One of these studies found that when Australian bank employees were given $50 to spend on a charity they were happier and more satisfied with their job. Another study found that generous employees were more motivated and creative, leading to more novel and useful ideas.

The gift that keeps on giving

This year, give a gift that recognizes your employees and thanks clients by allowing them to help children with critical illnesses. Sugarwish gift recipients can donate their unredeemed site credits to Make-A-Wish. Additionally, for any new accounts that sign up through the link above, Make-A-Wish will receive a donation equal to 10% of the value loaded into the account. Already have your holiday gifts planned? Consider sending happiness and hope for Employee Appreciation Day in March or at any other time throughout the year.

Learn more about how you and your company can help kids see their wishes come true at Sugarwish.com/us/new-sign-up-make-a-wish.