Posted on

1 in 3 People Don’t Know They Have Afib, A Serious Heart Issue That Can Cause Problems If Undetected

2023-09-28T08:05:00

(BPT) – Atrial fibrillation (Afib) is a common cardiac arrhythmia, or heart rhythm disorder,[1] with an irregular and often very rapid heart rhythm. Afib is incredibly common, especially in older persons, and adults over the age of 40 have a one in four lifetime risk[2] of developing the condition. Today, around 6 million people in the U.S. have Afib, and the Centers for Disease Control and Prevention (CDC) projects that by 2030, this number will double to 12 million.[3] Even more concerning is that there are up to 1.5 million adults living with Afib who don’t know they have it.[4]

Potential Risks of Afib

Some people are aware of Afib the second they have an episode – they have symptoms of a heaving heart or palpitations. But others may have no awareness that they have Afib, with approximately one in three Afib patients experiencing no symptoms at the time of diagnosis.[5] But even if you can’t feel it, Afib can cause silent and ongoing damage to your heart,[6] making awareness and early detection vital.

Untreated Afib can lead to high-stakes health consequences, including a fivefold increase in risk of stroke[7] (and more severe strokes) and a threefold increase in heart failure.[8] Afib is responsible for one out of every seven strokes,[9] hospitalizes half a million people every year[10] and leads to 160,000 deaths per year.[11] Delayed diagnosis and treatment of Afib directly leads to these complications, but they can be prevented with prompt, clinically-proven, and widely available treatments.[12]

Getting Diagnosed Is Critical…

While Afib is treatable and treatment goals will vary based on your specific condition, you first need a diagnosis.

“Afib can be treated, and its complications can be prevented – which is why early detection and treatment are crucial. It’s important to raise awareness of Afib so we can help people get diagnosed and treated before they face the serious health consequences of Afib,” said Mellanie True Hills, founder of StopAfib.org and creator of National Atrial Fibrillation Awareness Month.

…But Hasn’t Always Been Easy

The path to Afib diagnosis hasn’t always been easy. It wasn’t long ago that you needed to be in the hospital to see a doctor and get an in-clinic electrocardiogram (ECG) to find out if you have Afib. Because Afib symptoms often come and go, and because the ECG needs to capture the exact time you are in Afib, getting a diagnosis has sometimes meant getting repeat ECGs or that the condition was missed altogether.

Today, doctors still widely use Holter monitors. These are wired, clunky devices that were introduced in the 1960s and are worn for 24 to 48 hours. Clinical studies have shown that the longer the recording period the better[13] – because again, Afib often comes and goes with some people going days or weeks without an episode. In fact, three out of four patients using a Holter monitor do not get a diagnosis on the first test.[14]

Hope for the Future

Now, even a smartwatch can tell you that you might have Afib by tracking your pulse to see if it becomes irregular, but the accuracy is not perfect. If you have any symptoms or get a smartwatch alert, you will likely need an ECG.

Now, modern ECG monitors, some of which are smaller than a dollar bill, can be worn at home and continuously record your heart’s electrical signal for longer than 24 to 48 hours if your doctor prescribes it. iRhythm has been creating these types of ECG monitors since 2008 and is now launching its next generation Zio® monitoring device, the Zio monitor. The device is small and discreet when worn, with no wires and no need to change batteries during the wear period.

Recordings from these Zio ECG monitoring devices continuously record your heart for up to 14 days – capturing up to 1.5 million heart beats[15] – and help doctors accurately diagnose Afib.

“If you or your loved one has symptoms of Afib or other arrhythmias, it’s worth talking to your physician or care team,” said Mintu Turakhia, MD, MAS, a cardiologist and the chief medical and scientific officer at iRhythm. “Getting diagnosed early is critical, and modern technology now allows patients to go about their daily lives uninterrupted. Our technology can meet patients where they are, ensuring they have the data to get a diagnosis for Afib or other heart rhythm conditions — or provide reassurance that their heart is beating normally.”

Early detection and treatment of arrhythmias are important to reduce the burden of cardiac disease.[16] Newer heart monitoring technology is helping in the shift to more preventative and proactive treatment and care, providing an effective way to diagnose Afib and protect your health.

[1] Atrial Fibrillation. Centers for Disease Control and Prevention (CDC), 2022. https://www.cdc.gov/heartdisease/atrial_fibrillation.htm [accessed September 2023]
[2] Staerk, et al., Lifetime risk of atrial fibrillation according to optimal, borderline, or elevated levels of risk factors: cohort study based on longitudinal data from the Framingham Heart Study. BMJ. 2018
[3] Colilla S., et al. Estimates of current and future incidence and prevalence of atrial fibrillation in the U.S. adult population. The American Journal of Cardiology, 2013.
[4] Turakhia MP, et al., Contemporary prevalence estimates of undiagnosed and diagnosed atrial fibrillation in the United States. Clin Cardiol, 2023.
[5] Sgreccia, et al., Comparing Outcomes in Asymptomatic and Symptomatic Atrial Fibrillation: A Systematic Review and Meta-Analysis of 81,462 Patients. Journal of Clinical Medicine MDPI, 2021.
[6] What is an arrhythmia? National Heart Lung and Blood Institute, 2022. https://www.nhlbi.nih.gov/health/arrhythmias Accessed November 18, 2022
[7] Wolf, et al., Atrial fibrillation as an independent risk factor for stroke: the Framingham Study. Stroke, 1991.
[8] Kotecha, et al., Atrial fibrillation in heart failure: what should we do? Eur Heart J., 2015.
[9] Atrial Fibrillation. Centers for Disease Control and Prevention (CDC), 2022. https://www.cdc.gov/heartdisease/atrial_fibrillation.htm [accessed September 2023]
[10] Nisar, et al., Trends in atrial fibrillation hospitalizations in the United States: A report using data from the National Hospital Discharge Survey. Indian Pacing and Electrophysiology Journal, 2018.
[11] Atrial Fibrillation. Centers for Disease Control and Prevention (CDC), 2022. https://www.cdc.gov/heartdisease/atrial_fibrillation.htm [accessed September 2023]
[12] Rilig et al. Early Rhythm Control in Patients With Atrial Fibrillation and High Comorbidity Burden. Circulation, 2022.
[13] Reynolds et al. Comparative effectiveness of ambulatory monitors for arrhythmia diagnosis: A retrospective analysis of Medicare beneficiaries managed with ambulatory cardiac monitors between 2017 and 2019. Accepted for ACC.23 presentation, presented at New Orleans, LA.
[14] Tsang, et al., Benefits of monitoring patients with mobile cardiac telemetry (MCT) compared with the Event or Holter monitors. Medical Devices: Evidence and Research, 2013.
[15] Data on file. iRhythm Technologies, 2019.
[16] Rilig et al. Early Rhythm Control in Patients With Atrial Fibrillation and High Comorbidity Burden. Circulation, 2022.

Posted on

How to Turn Restaurant Week into Year-Round Savings with AARP Member Benefits

2023-09-29T13:01:00

(BPT) – It has been three decades since New York City launched the now nationwide phenomena of Restaurant Week. As the trend grew in popularity, cities across the country began hosting their own versions to showcase unique dining establishments with special pricing to boost business and encourage people to try new restaurants. One of the biggest consumer advantages is that you can access a variety of menus at different price points, providing options so guests with varying budgets feel welcome. But, what about the rest of the year when you want to dine out yet still save money?

One of the most delicious benefits that comes along with an AARP membership is the plethora of dining discounts. Whether you’re looking for high-end dining or an affordable night out, AARP members can essentially experience Restaurant Week year-round.

“Prices in the supermarket soared at the start of the year and have only continued to climb. The Bureau of Labor Statistics even reported food prices have risen at a faster rate than general inflation, but that doesn’t mean you still can’t find special deals and offerings while eating out or at home,” said Senior Vice President of Lifestyle and Emerging Businesses Jason Mugg. “An AARP membership offers discounts on such a wide variety of dining brands that there really is something for everyone.”

Here are just a few ways you can save with AARP member benefits:

1. Start the day with a balanced and budget-friendly breakfast.

Whether you’re digging into the most important meal of the day or meeting up for a weekend brunch with friends and family, you don’t have to pay full price for your meal. Whatever your breakfast go-to is, it’ll taste that much better when you can savor a discount. At Denny’s, AARP members can enjoy a balanced meal and automatically save 15% off dine-in and pickup orders*.

2. Capitalize your lunch break

Eating lunch with colleagues can help foster healthy relationships and boost productivity within the workplace. But you don’t have to break the bank to capitalize on your meal breaks. Try your local Corner Bakery where AARP members can save 10% on dine-in and carry-out orders at all participating locations. You’ll get to choose from a variety of delicious treats including bakery sweets, gourmet sandwiches, homemade soups, salads, oh my!

3. Treat yourself

Is it date night? Are you celebrating a birthday? Or did you decide to simply treat yourself? AARP members can enjoy a variety of appealing restaurants while staying on budget, whether you’re celebrating or just don’t feel like cooking at home. Any day of the week, members can savor a delicious surf and turf meal at Bonefish Grill while saving 10% on food and nonalcoholic beverages.

4. Let your social life bloom while continuing to save

Sometimes life gets busy, and you can’t always see those who mean the most to you as often as you’d like. Why not get together for a sit-down dinner with family or friends at Outback Steakhouse where AARP members can save 10% on food and nonalcoholic beverages. Enjoy boldly seasoned steaks, spirited drinks, Aussie hospitality and don’t forget to try the famous Bloomin’ Onion.

5. Get the “Mediterranean” diet without the hassle.

You don’t need to travel far in order to have a nice Italian meal. AARP members can have a night filled with fresh food, fun and conversation at Carrabba’s Italian Grill all while saving 10% on food and nonalcoholic beverages. Are you bringing kids or grandkids? Keep them entertained with a coloring and activity map of Italy while you save — it’s a win-win.

6. Simple savings from your couch.

These savings don’t stop at the restaurant door either. Sit back, relax, and enjoy your already prepared meals with a home delivery service like Yelloh!™ Frozen Food Delivery. AARP members save $20 on their first customer order of $50 or more.

7. Fine dining at any time.

Wouldn’t it be nice to have your own private chef? With Silver Cuisine™ by BistroMD now you can have your own chef-prepared meals whenever you want. AARP members save 25% and receive free shipping on their first order of $99 or more. Plus, they save 10% and get free shipping on all subsequent orders of $99 or more. Silver Cuisine™ by BistroMD makes eating healthy easy by giving you the flexibility that you need and the variety you crave all with the convenience of home delivery.

With so many tempting food options nowadays, you can turn every week into restaurant week and find your new favorite haunt without breaking your wallet. To learn more about the benefits and discounts for AARP members to help you save while eating good, please visit www.aarp.org/diningdays.

*Everyday Value Slam® is not eligible for any coupons or discounts including AARP member benefits. It is not stackable or combinable with any other offers or promotions, and it does not apply to the purchase of gift cards. Pick-up is available at participating locations only.

Posted on

6 questions to ask your HVAC contractor

2023-09-29T10:29:00

(BPT) – Cool spots. Warm spots. Rooms that smell musty. A system that seems to perpetually be cycling on and off. Any of these issues (and more) may have you doubting your HVAC system … and wondering if it’s time for a replacement. New equipment is a significant investment so it’s important to consider whether other issues could be causing HVAC havoc in your home. How can you determine if new HVAC equipment is the best solution for what your home needs?

An HVAC contractor who understands how the components of a home’s heating and cooling system work together is key to supporting your home’s comfort and energy efficiency. Here are six questions you can use to get the conversation going and help evaluate whether an HVAC contractor is the right fit to solve your home comfort issues.

1. What might be causing the problem?

Whether you’re experiencing comfort issues, a high electric bill or a system that can’t keep up, you shouldn’t assume the problem is your AC unit or furnace. A knowledgeable HVAC contractor trained to care for a home’s air should be able to present you with a few possibilities but will only confirm the causes after a thorough inspection. There’s a difference between being experienced with typical issues and jumping to conclusions.

2. What parts of my home will you be evaluating?

Various components of the HVAC work as a system, so it is important that a contractor does not just check the air conditioning unit or thermostat. That means various components depend on one another. An issue in one place — like a poorly insulated attic or even a dirty furnace filter — can put stresses on other areas (such as making a system run too frequently). Your HVAC contractor should be gathering all of the information necessary to make a proper diagnosis. Their inspection should always include a look around the attic. Problems with attic ductwork — like insufficient insulation or holes, leaks and loose connections in ductwork — can lead to issues throughout a home. The inspection process should be comprehensive — so your decision can be an informed one.

3. What if you determine the problem isn’t my equipment (or it’s more than my equipment)?

Your HVAC contractor should be prepared to service all aspects of your HVAC system. This includes things like properly sealing or insulating ductwork, ensuring the attic is properly insulated, and, yes, repairing or replacing furnace and AC units when required. They should be ready with holistic solutions that may touch multiple components — and the “box” might not even be on the list.

4. What’s your expertise in HVAC issues beyond the unit?

Many of us assume our HVAC contractors are experts in the equipment they sell and service, but how do you know if they’re experts in the other components of a system, such as ductwork and insulation? Owens Corning® Certified AirCare® Professionals receive special training and tools that support a whole-home approach to HVAC solutions. They have the skills and equipment to properly evaluate your HVAC issues and correct them with trusted materials from Owens Corning®.

5. What difference will your recommendations make in my home?

Your HVAC contractor should be able to explain to you how any recommended repairs, replacements and additions will help solve your issues. For example, sealing leaky ducts may address problems with excess dust in your home. Proper attic insulation helps keep your living spaces warm in winter and cool in summer. A properly trained contractor can — and should — explain these principles to you, so you understand the gains in efficiency, comfort and air quality you can expect after implementing their recommendations.

6. What questions do you have for me?

Because a qualified HVAC contractor is the expert, he or she should have questions for you about what you’re experiencing in your home, the history of your system and whether your family has any special concerns, like allergen levels. A great contractor may even follow up with more questions post visit as they’re creating a thorough set of recommendations for you.

Whenever a contractor leaves your home, you should feel more informed. A qualified HVAC contractor, like an Owens Corning® AirCare® Professional, can open your eyes to ways to improve your entire home’s comfort, function and efficiency and will welcome these questions and many more.

Posted on

Fall into home improvement: 6 projects to tackle this autumn

2023-09-28T15:13:00

(BPT) – Over the last three years, homeowners have developed a renewed interest in home improvement projects. In fact, according to the Joint Center for Housing Studies of Harvard University (JCHS), home improvement project spending increased from $328 billion in 2019 to $472 billion in 2022, with an estimated spending of $485 billion for 2023. Fall is the perfect time to focus on home improvement and maintenance projects, so here are six tips to help give your home a refresh before winter hits.

Repair Concrete Cracks: Cracks found in concrete driveways, patios or walkways not only diminish their appearance but can also escalate into significant issues that demand considerable time and money for repairs if left unattended. Fortunately, there’s a silver lining: when you detect cracks in their early stages, minor concrete damage can be conveniently repaired with little effort. A DIY-friendly option is DAP Concrete Crack Filler, a one-of-a-kind, water-activated dry powder that creates a seamless repair easily.

Exterior Painting: Fall offers ideal conditions for exterior painting because the cooler temperatures and lower humidity levels allow paint to adhere better and dry more evenly. This is an excellent opportunity to refresh your home’s appearance and protect it from the elements. If you plan on DIYing your exterior paint, start by inspecting the exterior for any damaged or peeling paint. Scrape off loose paint and sand the surface, then apply a high-quality exterior primer to ensure good paint adhesion. Choose a paint color that complements your home’s style and apply it in even, smooth strokes. Make sure you allow sufficient drying time between coats and protect the paint from rain during the curing process!

Weatherproofing Windows and Doors: As temperatures drop in the fall, it’s important to seal any gaps or cracks around your windows and doors to prevent drafts and conserve energy. Proper weatherproofing can help keep your home comfortable and reduce heating costs. When re-sealing exterior windows, doors, siding and trim, opt for a high-performance sealant designed specifically to withstand the elements without cracking, deteriorating or losing its adhesive properties over time. An excellent choice is DAP’s AMP Window, Door, Siding & Trim, an advanced hybrid sealant engineered for exterior applications. This sealant excels in enduring various weather conditions, offering outstanding durability and flexibility, and is available in both white and crystal-clear options.

Roof Inspection and Repair: Before the winter season arrives, it’s crucial to inspect your roof for any damage, leaks or missing shingles. Addressing roof issues in the fall can prevent more significant problems during the colder, wetter months. You can choose to access the roof yourself or hire a professional for a thorough inspection. If you choose to DIY, look for signs of damage, such as cracked or missing shingles, damaged flashing or deteriorated sealant. Clear any debris, such as leaves or branches, from the roof surface and gutters and repair any damaged or missing shingles and reseal flashing and vents as needed. Regular roof inspections can extend the life of your roof and prevent costly water damage to your home’s interior.

Add or Repair Texture: The recent revival of textured walls and ceilings is the perfect trend to elevate your space. Whether adding or repairing wall texture in your home, DAP’s line of 2in1 Wall and Ceiling Spray Texture includes Orange Peel, Knockdown and Popcorn textures and are an ideal choice for both pros and DIYers tackling texture. Featuring Aim Tech technology, the aerosol can offers a patent-pending 60-degree adjustable nozzle to easily cover vertical, overhead and hard-to-reach areas. Additionally, the nozzle offers the options of fine, medium or heavy level of texture when sprayed.

Gutter Cleaning and Maintenance: During the fall, leaves, twigs and debris can accumulate in your gutters, which can lead to clogs and water overflow. To prevent potential water damage to your home’s foundation and roof, it’s essential to clean your gutters. While you’re up there, don’t forget to check the downspouts for blockages, and clear them if needed. To make gutter maintenance easier, consider installing gutter guards or screens to reduce the frequency of cleaning and minimize debris buildup.

By completing these six fall home improvement projects, you can enhance the appearance, efficiency and protection of your home as you prepare it for the autumn and winter seasons. For more home improvement tips, visit DAP.com.

Posted on

Trust your gut: 5 reasons why fiber-forward pears are a fall favorite

2023-09-28T15:33:00

(BPT) – The fall harvest is underway, which means that a fresh new crop of USA-grown pears is coming to grocers’ produce sections. For those looking for a healthy snack with staying power, pears are a natural go-to. Not only are they available fresh almost year-round, but they contain a significant amount of dietary fiber, helping bellies feel full longer while supporting gut health and overall wellness.

Fiber is an essential component of any nutritious diet, and just one medium pear contains 6 grams of dietary fiber, or 21% of the recommended daily value. Fiber is essential to maintaining bowel regularity and gut health, as it helps to absorb water and remove waste and toxins as it travels through the digestive system. But it does much more.

Here are five reasons why adding pears to the diet — whether as a daily snack or as part of a meal — can help meet dietary requirements and keep things moving in the right direction.

Fiber in pears keeps constipation at bay

Pears contain soluble and insoluble fiber, both of which have important functions when it comes to maintaining bowel regularity. Soluble fiber absorbs water and softens stool, while insoluble fiber adds bulk to stool to make it easier to pass. Adopting a high-fiber diet can help avoid constipation, which is often accompanied by discomfort, and can help keep bowel movements regular.

Fiber in pears reduces risk of developing certain painful conditions

Beyond regularity, fiber may promote bowel health by lowering the risk of developing painful conditions like hemorrhoids and diverticulitis, small pouches that appear in the colon that could tear and result in inflammation or infection. Fiber is also suspected to play a role in reducing the risk of colon cancer. In pears, the majority of fiber is contained in the skin, so it’s recommended to leave the skin on for the full nutritive benefits and for added flavor and texture.

Fiber in pears could support gut health

Pears also contain a type of fiber called prebiotic fiber. According to the Mayo Clinic, prebiotic fiber acts “as a food for human microflora.” Prebiotic fiber is thought to help improve the balance of naturally occurring, beneficial microorganisms in the gut. By helping good bacteria flourish, it suppresses the bad and creates a better digestive health environment.

Fiber in pears promotes healthy weight

Foods that are high in fiber tend to have bulk that contributes to making them more filling to eat than low-fiber foods. And, high-fiber foods like pears are not as “energy dense” as other foods, such as processed foods, so they contain fewer calories for the same volume. Such qualities help stomachs feel satisfied longer and reduce the urge to keep eating.

Fiber in pears may aid in managing blood sugar levels

Fiber, specifically soluble fiber, is an important aid for people with diabetes, as it can help slow how quickly the body absorbs sugar and help manage blood sugar levels. For those who are seeking to avoid developing Type 2 diabetes, including insoluble fiber in their daily diet is one way to reduce their risks. As an aside, pears have another secret weapon in controlling blood sugar: a low glycemic index. As a low GI fruit, pears release glucose gradually and evenly, helping to keep blood sugar levels steady.

Adding foods that contain fiber to daily diets is as easy as picking up fresh pears at the market. Flavorful, versatile and readily available, pears can give health and wellness a boost at snack time, dinnertime or anytime. For recipes and inspiration, visit usapears.org.

Posted on

One man’s story gives hope to those with treatment-resistant depression

2023-09-28T10:49:00

(BPT) – When the COVID-19 pandemic hit in 2020, Ben, who had already been diagnosed with clinical depression in 2018, felt his depressive symptoms increase the more isolated he became. As an information technology consultant in New York City, his daily routine changed drastically. He woke up, immediately began work from bed and joined work meetings with his camera off with little to no participation.

Ben was in survival mode. Eventually, small tasks like showering, eating, sleeping, and attending meetings with his team felt overwhelming and close to impossible. After feeling like every day was a living nightmare, Ben decided to go to a new psychiatrist, who recommended he start taking antidepressants.

Finding the right treatment option isn’t an easy task. Like many people with clinical depression, Ben struggled to find a treatment that worked for him. He cycled through a couple of medications but, to his dismay, none of his depressive symptoms were relieved. Impatient and frustrated, he couldn’t believe it took a 12-week trial period for each new medication to see if it would work for him.

Eventually, after trying a few medications, Ben was diagnosed with treatment-resistant depression or TRD — a term that validated his experience cycling through a couple of treatments without relief. According to the Agency for Healthcare Research and Quality, TRD occurs when a patient has not achieved significant benefit with at least two different antidepressants of adequate dose and duration. Like Ben, about one-third of adults with depression may have this condition, according to a study published in the American Journal of Psychiatry.

Even with treatment and therapy, Ben continued to have depressive episodes. “One day, I received a last-minute meeting invite from my boss — I immediately went into a downward spiral,” he said. “Curled in a ball and sobbing, my chest pain was so severe that I thought I was having a heart attack. I could see the hospital through my window but had no motivation to walk across the street and ask for help.”

Soon after this episode, Ben moved across the country to live with his older sister in Oregon. Together, they researched many other treatment options. Ben was searching for a medication studied specifically to help someone like him and for the confidence that comes with a medicine approved by the U.S. Food and Drug Administration (FDA) specifically for his condition. During his search, he learned about a different treatment option for people diagnosed with TRD, called SPRAVATO® (esketamine) CIII nasal spray.

When he brought up this treatment option, Ben’s psychiatrist walked him through the risks and benefits and administration and dosing requirements, which include going into a certified SPRAVATO® treatment center twice a week for the first four weeks of treatment. They also discussed some of the most serious side effects of this treatment, including dizziness, sedation, dissociation, increases in blood pressure, the risk of abuse and misuse, and increased risk of suicidal thoughts or actions. As with all SPRAVATO® patients, Ben was enrolled in the Risk Evaluation and Mitigation Strategy (REMS) program to track any serious side effects he may experience.

Please see the Important Safety Information, including BOXED WARNINGS, and a list of side effects below.

Once Ben was enrolled in the REMS program, he was able to start his twice-weekly SPRAVATO® treatments in conjunction with an oral antidepressant.

“I started to feel clearer and lighter as my depressive symptoms improved after my treatments, which gave me a new perspective,” he said. “Through treatment and lots of work, my days are no longer completely consumed with self-hate and darkness but rather more self-love and light.”

And, although this treatment may not work for everyone, SPRAVATO® became a key piece of Ben’s treatment plan to help him manage his TRD during one of the most difficult times in his life. Ben advises others who may be struggling to have open communication: “I understand how alone and isolated you may feel when you’re navigating depression, but just know you are not alone. Ask for help — your support system can help advocate for you when you’re unable to advocate for yourself.”

If you or someone you know needs mental health support, call or text 988 Suicide and Crisis Lifeline, available nationwide to people with a mental health counselor.

IMPORTANT SAFETY INFORMATION

What is SPRAVATO® (esketamine) CIII nasal spray?

SPRAVATO® is a prescription medicine, used along with an antidepressant taken by mouth to treat:

  • Adults with treatment-resistant depression (TRD)
  • Depressive symptoms in adults with major depressive disorder (MDD) with suicidal thoughts or actions

SPRAVATO® is not for use as a medicine to prevent or relieve pain (anesthetic). It is not known if SPRAVATO® is safe or effective as an anesthetic medicine.

It is not known if SPRAVATO® is safe and effective for use in preventing suicide or in reducing suicidal thoughts or actions. SPRAVATO® is not for use in place of hospitalization if your healthcare provider determines that hospitalization is needed, even if improvement is experienced after the first dose of SPRAVATO®.

It is not known if SPRAVATO® is safe and effective in children.

IMPORTANT SAFETY INFORMATION

IMPORTANT SAFETY INFORMATION

What is SPRAVATO® (esketamine) CIII nasal spray?

SPRAVATO® is a prescription medicine, used along with an antidepressant taken by mouth to treat:

  • Adults with treatment-resistant depression (TRD)
  • Depressive symptoms in adults with major depressive disorder (MDD) with suicidal thoughts or actions

SPRAVATO® is not for use as a medicine to prevent or relieve pain (anesthetic). It is not known if SPRAVATO® is safe or effective as an anesthetic medicine.

It is not known if SPRAVATO® is safe and effective for use in preventing suicide or in reducing suicidal thoughts or actions. SPRAVATO® is not for use in place of hospitalization if your healthcare provider determines that hospitalization is needed, even if improvement is experienced after the first dose of SPRAVATO®.

It is not known if SPRAVATO® is safe and effective in children.

IMPORTANT SAFETY INFORMATION

What is the most important information I should know about SPRAVATO®?

SPRAVATO® can cause serious side effects, including:

  • Sedation and dissociation. SPRAVATO® may cause sleepiness (sedation), fainting, dizziness, spinning sensation, anxiety, or feeling disconnected from yourself, your thoughts, feelings, space and time (dissociation).
    • Tell your healthcare provider right away if you feel like you cannot stay awake or if you feel like you are going to pass out.
    • Your healthcare provider must monitor you for serious side effects for at least 2 hours after taking SPRAVATO®. Your healthcare provider will decide when you are ready to leave the healthcare setting.

  • Abuse and misuse. There is a risk for abuse and physical and psychological dependence with SPRAVATO® treatment. Your healthcare provider should check you for signs of abuse and dependence before and during treatment with SPRAVATO®.
    • Tell your healthcare provider if you have ever abused or been dependent on alcohol, prescription medicines, or street drugs.
    • Your healthcare provider can tell you more about the differences between physical and psychological dependence and drug addiction.

  • SPRAVATO® Risk Evaluation and Mitigation Strategy (REMS). Because of the risks for sedation, dissociation, and abuse and misuse, SPRAVATO® is only available through a restricted program called the SPRAVATO® Risk Evaluation and Mitigation Strategy (REMS) Program. SPRAVATO® can only be administered at healthcare settings certified in the SPRAVATO® REMS Program. Patients treated in outpatient healthcare settings (e.g., medical offices and clinics) must be enrolled in the program.

  • Increased risk of suicidal thoughts and actions. Antidepressant medicines may increase suicidal thoughts and actions in some people 24 years of age and younger, especially within the first few months of treatment or when the dose is changed.

SPRAVATO® is not for use in children.

  • Depression and other serious mental illnesses are the most important causes of suicidal thoughts and actions. Some people may have a higher risk of having suicidal thoughts or actions. These include people who have (or have a family history of) depression or a history of suicidal thoughts or actions.

  • How can I watch for and try to prevent suicidal thoughts and actions in myself or a family member?
    • Pay close attention to any changes, especially sudden changes, in mood, behavior, thoughts, or feelings, or if you develop suicidal thoughts or actions.
    • Tell your healthcare provider right away if you have any new or sudden changes in mood, behavior, thoughts, or feelings.
    • Keep all follow-up visits with your healthcare provider as scheduled. Call your healthcare provider between visits as needed, especially if you have concerns about symptoms.

  • Tell your healthcare provider right away if you or your family member have any of the following symptoms, especially if they are new, worse, or worry you:
  • suicide attempts
  • worsening depression
  • thoughts about suicide or dying
  • other unusual changes in behavior or mood

Do not take SPRAVATO® if you:

  • have blood vessel (aneurysmal vascular) disease (including in the brain, chest, abdominal aorta, arms and legs)
  • have an abnormal connection between your veins and arteries (arteriovenous malformation)
  • have a history of bleeding in the brain
  • are allergic to esketamine, ketamine, or any of the other ingredients in SPRAVATO®.

If you are not sure if you have any of the above conditions, talk to your healthcare provider before taking SPRAVATO®.

Before you take SPRAVATO®, tell your healthcare provider about all of your medical conditions, including if you:

  • have heart or brain problems, including:
    • high blood pressure (hypertension)
    • slow or fast heartbeats that cause shortness of breath, chest pain, lightheadedness, or fainting
    • history of heart attack
    • history of stroke
    • heart valve disease or heart failure
    • history of brain injury or any condition where there is increased pressure in the brain
  • have liver problems
  • have ever had a condition called “psychosis” (see, feel, or hear things that are not there, or believe in things that are not true).
  • are pregnant or plan to become pregnant. SPRAVATO® may harm your baby. You should not take SPRAVATO® if you are pregnant.
    • Tell your healthcare provider right away if you become pregnant during treatment with SPRAVATO®.
    • If you are able to become pregnant, talk to your healthcare provider about methods to prevent pregnancy during treatment with SPRAVATO®.
    • There is a pregnancy registry for women who are exposed to SPRAVATO® during pregnancy. The purpose of the registry is to collect information about the health of women exposed to SPRAVATO® and their baby. If you become pregnant during treatment with SPRAVATO®, talk to your healthcare provider about registering with the National Pregnancy Registry for Antidepressants at 1-844-405-6185 or online at https://womensmentalhealth.org/clinical-and-research- programs/pregnancyregistry/antidepressants/.
  • are breastfeeding or plan to breastfeed. You should not breastfeed during treatment with SPRAVATO®.

Tell your healthcare provider about all the medicines that you take, including prescription and over-the-counter medicines, vitamins and herbal supplements. Taking SPRAVATO® with certain medicine may cause side effects.

Especially tell your healthcare provider if you take central nervous system (CNS) depressants, psychostimulants, or monoamine oxidase inhibitors (MAOIs) medicines. Keep a list of them to show to your healthcare provider and pharmacist when you get a new medicine.

How will I take SPRAVATO®?

  • You will take SPRAVATO® nasal spray yourself, under the supervision of a healthcare provider in a healthcare setting. Your healthcare provider will show you how to use the SPRAVATO® nasal spray device.
  • Your healthcare provider will tell you how much SPRAVATO® you will take and when you will take it.
  • Follow your SPRAVATO® treatment schedule exactly as your healthcare provider tells you to.
  • During and after each use of the SPRAVATO® nasal spray device, you will be checked by a healthcare provider who will decide when you are ready to leave the healthcare setting.
  • You will need to plan for a caregiver or family member to drive you home after taking SPRAVATO®.
  • If you miss a SPRAVATO® treatment, your healthcare provider may change your dose and treatment schedule.
  • Some people taking SPRAVATO® get nausea and vomiting. You should not eat for at least 2 hours before taking SPRAVATO® and not drink liquids at least 30 minutes before taking SPRAVATO®.
  • If you take a nasal corticosteroid or nasal decongestant medicine take these medicines at least 1 hour before taking SPRAVATO®.

What should I avoid while taking SPRAVATO®?

Do not drive, operate machinery, or do anything where you need to be completely alert after taking SPRAVATO®. Do not take part in these activities until the next day following a restful sleep. See “What is the most important information I should know about SPRAVATO®?”

What are the possible side effects of SPRAVATO®?

SPRAVATO® may cause serious side effects including:

  • See “What is the most important information I should know about SPRAVATO®?”
  • Increased blood pressure. SPRAVATO® can cause a temporary increase in your blood pressure that may last for about 4 hours after taking a dose. Your healthcare provider will check your blood pressure before taking SPRAVATO® and for at least 2 hours after you take SPRAVATO®. Tell your healthcare provider right away if you get chest pain, shortness of breath, sudden severe headache, change in vision, or seizures after taking SPRAVATO®.
  • Problems with thinking clearly. Tell your healthcare provider if you have problems thinking or remembering.
  • Bladder problems. Tell your healthcare provider if you develop trouble urinating, such as a frequent or urgent need to urinate, pain when urinating, or urinating frequently at night.

The most common side effects of SPRAVATO® when used along with an antidepressant taken by mouth include:

  • feeling disconnected from yourself, your thoughts, feelings and things

around you

  • dizziness
  • nausea
  • feeling sleepy
  • spinning sensation
  • decreased feeling of sensitivity (numbness)
  • feeling anxious
  • lack of energy
  • increased blood pressure
  • vomiting
  • feeling drunk
  • feeling very happy or excited

If these common side effects occur, they usually happen right after taking SPRAVATO® and go away the same day.

These are not all the possible side effects of SPRAVATO®.

Call your doctor for medical advice about side effects. You may report side effects to FDA at 1-800-FDA-1088.

Please see full Prescribing Information, including Boxed WARNINGS, and Medication Guide for SPRAVATO® and discuss any questions you may have with your healthcare provider.

cp-170363v1

Ben is a volunteer with the SHARE Network, a Janssen Pharmaceuticals, Inc., program made up of people who are dedicated to inspiring others through their personal health journeys and stories of caring. He is a real patient with treatment-resistant depression and was compensated by Janssen Pharmaceuticals, Inc., for his time to develop this content.

If a Janssen treatment has made a difference in your life or the life of a loved one, we hope you will consider joining the?SHARE Network.

Every story is unique. If you are an adult living with TRD, talk to your doctor to figure out a treatment plan that’s right for you.

This information is intended for the use of patients and caregivers in the United States and its territories only. Laws, regulatory requirements and medical practices in pharmaceutical products vary from country to country. The Prescribing Information included here may not be appropriate for use outside the United States and its territories.

References:

  1. Rush AJ et al. Am J Psychiatry. 2006;163(11):1905-1917.
  2. Agency for Healthcare Research and Quality. Treatment-Resistant Depression: A Narrative and Systematic Review of Definitions and Methods in Clinical Research Studies. Accessed August 18, 2023. https://www.ahrq.gov/sites/default/files/wysiwyg/research/findings/ta/topicrefinement/trdepression-protocol-amendment.pdf.

© Janssen Pharmaceuticals, Inc. 2023 08/23 cp-406942v1

What is the most important information I should know about SPRAVATO®?

SPRAVATO® can cause serious side effects, including:

  • Sedation and dissociation. SPRAVATO® may cause sleepiness (sedation), fainting, dizziness, spinning sensation, anxiety, or feeling disconnected from yourself, your thoughts, feelings, space and time (dissociation).
    • Tell your healthcare provider right away if you feel like you cannot stay awake or if you feel like you are going to pass out.
    • Your healthcare provider must monitor you for serious side effects for at least 2 hours after taking SPRAVATO®. Your healthcare provider will decide when you are ready to leave the healthcare setting.
  • Abuse and misuse. There is a risk for abuse and physical and psychological dependence with SPRAVATO® treatment. Your healthcare provider should check you for signs of abuse and dependence before and during treatment with SPRAVATO®.
    • Tell your healthcare provider if you have ever abused or been dependent on alcohol, prescription medicines, or street drugs.
    • Your healthcare provider can tell you more about the differences between physical and psychological dependence and drug addiction.
  • SPRAVATO® Risk Evaluation and Mitigation Strategy (REMS). Because of the risks for sedation, dissociation, and abuse and misuse, SPRAVATO® is only available through a restricted program called the SPRAVATO® Risk Evaluation and Mitigation Strategy (REMS) Program. SPRAVATO® can only be administered at healthcare settings certified in the SPRAVATO® REMS Program. Patients treated in outpatient healthcare settings (e.g., medical offices and clinics) must be enrolled in the program.
  • Increased risk of suicidal thoughts and actions. Antidepressant medicines may increase suicidal thoughts and actions in some people 24 years of age and younger, especially within the first few months of treatment or when the dose is changed. SPRAVATO® is not for use in children.
    • Depression and other serious mental illnesses are the most important causes of suicidal thoughts and actions. Some people may have a higher risk of having suicidal thoughts or actions. These include people who have (or have a family history of) depression or a history of suicidal thoughts or actions.
  • How can I watch for and try to prevent suicidal thoughts and actions in myself or a family member?
    • Pay close attention to any changes, especially sudden changes, in mood, behavior, thoughts, or feelings, or if you develop suicidal thoughts or actions.
    • Tell your healthcare provider right away if you have any new or sudden changes in mood, behavior, thoughts, or feelings.
    • Keep all follow-up visits with your healthcare provider as scheduled. Call your healthcare provider between visits as needed, especially if you have concerns about symptoms.
  • Tell your healthcare provider right away if you or your family member have any of the following symptoms, especially if they are new, worse, or worry you:
  • suicide attempts
  • thoughts about suicide or dying
  • worsening depression
  • other unusual changes in behavior or mood

Do not take SPRAVATO® if you:

  • have blood vessel (aneurysmal vascular) disease (including in the brain, chest, abdominal aorta, arms and legs)
  • have an abnormal connection between your veins and arteries (arteriovenous malformation)
  • have a history of bleeding in the brain
  • are allergic to esketamine, ketamine, or any of the other ingredients in SPRAVATO®.

If you are not sure if you have any of the above conditions, talk to your healthcare provider before taking SPRAVATO®.

Before you take SPRAVATO®, tell your healthcare provider about all of your medical conditions, including if you:

  • have heart or brain problems, including:
    • high blood pressure (hypertension)
    • slow or fast heartbeats that cause shortness of breath, chest pain, lightheadedness, or fainting
    • history of heart attack
    • history of stroke
    • heart valve disease or heart failure
    • history of brain injury or any condition where there is increased pressure in the brain
  • have liver problems
  • have ever had a condition called “psychosis” (see, feel, or hear things that are not there, or believe in things that are not true).
  • are pregnant or plan to become pregnant. SPRAVATO® may harm your baby. You should not take SPRAVATO® if you are pregnant.
    • Tell your healthcare provider right away if you become pregnant during treatment with SPRAVATO®.
    • If you are able to become pregnant, talk to your healthcare provider about methods to prevent pregnancy during treatment with SPRAVATO®.
    • There is a pregnancy registry for women who are exposed to SPRAVATO® during pregnancy. The purpose of the registry is to collect information about the health of women exposed to SPRAVATO® and their baby. If you become pregnant during treatment with SPRAVATO®, talk to your healthcare provider about registering with the National Pregnancy Registry for Antidepressants at 1-844-405-6185 or online at https://womensmentalhealth.org/clinical-and-research- programs/pregnancyregistry/antidepressants/.
  • are breastfeeding or plan to breastfeed. You should not breastfeed during treatment with SPRAVATO®.

Tell your healthcare provider about all the medicines that you take, including prescription and over-the-counter medicines, vitamins and herbal supplements. Taking SPRAVATO® with certain medicine may cause side effects.

Especially tell your healthcare provider if you take central nervous system (CNS) depressants, psychostimulants, or monoamine oxidase inhibitors (MAOIs) medicines. Keep a list of them to show to your healthcare provider and pharmacist when you get a new medicine.

How will I take SPRAVATO®?

  • You will take SPRAVATO® nasal spray yourself, under the supervision of a healthcare provider in a healthcare setting. Your healthcare provider will show you how to use the SPRAVATO® nasal spray device.
  • Your healthcare provider will tell you how much SPRAVATO® you will take and when you will take it.
  • Follow your SPRAVATO® treatment schedule exactly as your healthcare provider tells you to.
  • During and after each use of the SPRAVATO® nasal spray device, you will be checked by a healthcare provider who will decide when you are ready to leave the healthcare setting.
  • You will need to plan for a caregiver or family member to drive you home after taking SPRAVATO®.
  • If you miss a SPRAVATO® treatment, your healthcare provider may change your dose and treatment schedule.
  • Some people taking SPRAVATO® get nausea and vomiting. You should not eat for at least 2 hours before taking SPRAVATO® and not drink liquids at least 30 minutes before taking SPRAVATO®.
  • If you take a nasal corticosteroid or nasal decongestant medicine take these medicines at least 1 hour before taking SPRAVATO®.

What should I avoid while taking SPRAVATO®?

Do not drive, operate machinery, or do anything where you need to be completely alert after taking SPRAVATO®. Do not take part in these activities until the next day following a restful sleep. See “What is the most important information I should know about SPRAVATO®?”

What are the possible side effects of SPRAVATO®?

SPRAVATO® may cause serious side effects including:

  • See “What is the most important information I should know about SPRAVATO®?”
  • Increased blood pressure. SPRAVATO® can cause a temporary increase in your blood pressure that may last for about 4 hours after taking a dose. Your healthcare provider will check your blood pressure before taking SPRAVATO® and for at least 2 hours after you take SPRAVATO®. Tell your healthcare provider right away if you get chest pain, shortness of breath, sudden severe headache, change in vision, or seizures after taking SPRAVATO®.
  • Problems with thinking clearly. Tell your healthcare provider if you have problems thinking or remembering.
  • Bladder problems. Tell your healthcare provider if you develop trouble urinating, such as a frequent or urgent need to urinate, pain when urinating, or urinating frequently at night.

The most common side effects of SPRAVATO® when used along with an antidepressant taken by mouth include:

  • feeling disconnected from yourself, your thoughts, feelings and things around you
  • dizziness
  • nausea
  • feeling sleepy
  • spinning sensation
  • decreased feeling of sensitivity (numbness)
  • feeling anxious
  • lack of energy
  • increased blood pressure
  • vomiting
  • feeling drunk
  • feeling very happy or excited

If these common side effects occur, they usually happen right after taking SPRAVATO® and go away the same day.

These are not all the possible side effects of SPRAVATO®.

Call your doctor for medical advice about side effects. You may report side effects to FDA at 1-800-FDA-1088.

Please see full Prescribing Information, including Boxed WARNINGS, and Medication Guide for SPRAVATO® and discuss any questions you may have with your healthcare provider.
cp-170363v1

Ben is a volunteer with the SHARE Network, a Janssen Pharmaceuticals, Inc., program made up of people who are dedicated to inspiring others through their personal health journeys and stories of caring. He is a real patient with treatment-resistant depression and was compensated by Janssen Pharmaceuticals, Inc., for his time to develop this content.

If a Janssen treatment has made a difference in your life or the life of a loved one, we hope you will consider joining the SHARE Network.

Every story is unique. If you are an adult living with TRD, talk to your doctor to figure out a treatment plan that’s right for you.

This information is intended for the use of patients and caregivers in the United States and its territories only. Laws, regulatory requirements and medical practices in pharmaceutical products vary from country to country. The Prescribing Information included here may not be appropriate for use outside the United States and its territories.

cp-406942v1

Posted on

Back-to-school meal ideas: 4 easy, irresistible seafood recipes

2023-09-28T07:05:00

(BPT) – As your family gets into the full swing of school schedules and other fall activities, it helps to have some easy and delicious meals up your sleeve that everyone will enjoy. To keep mealtimes more interesting — and simple — this fall, consider high-quality, accessible seafood options that you can find in the freezer aisle and can cook up in your oven, toaster oven or air fryer in just 15-30 minutes.

Another great reason to consider adding more seafood to your family’s weekly menu plan is that the Dietary Guidelines for Americans recommend having seafood twice a week because of its many health benefits. Seafood is not only an excellent source of protein, it also offers a variety of nutrients, including vitamins and minerals that contribute to your overall health and well-being. With a wide range of irresistible seafood selections from SeaPak, you’re sure to find something that your family will love for after-school snacks, weekday meals and weekend get-togethers.

Here are four favorite recipes to help get you started.

1. After-School Shrimp Fried Rice
5 minutes prep time; 15 minutes cook time; 4 servings. Satisfying your crew’s appetite after school has never been easier than with this super-quick, super-simple and extra-tasty shrimp fried rice recipe.

Ingredients
1 package SeaPak Popcorn Shrimp
1 tablespoon sesame oil (or vegetable oil)
1 cup frozen cooked vegetables
4 cups cooked rice
1 tablespoon soy sauce

Directions
Prepare shrimp according to package directions and keep warm.
Bring large skillet or wok to high heat and add oil. Stir in vegetables and cook, stirring continually, 2 minutes. Stir in rice and cook, stirring continually, another 2 minutes.
Add soy sauce and stir to coat. Remove from heat and toss in popcorn shrimp. Serve hot.

2. Shrimp Parmesan Sliders
5 minutes prep time; 14 minutes cook time; 5-6 servings. Sliders are the perfect size for little hands, and these come together in just minutes.

Ingredients
1 9-ounce package SeaPak Jumbo Butterfly Shrimp
1 cup marinara sauce
3 slices mozzarella cheese, each cut into 4 squares
10-12 slider buns
10-12 leaves fresh basil

Directions
Heat oven to 425F. Bake shrimp according to package directions, 13-14 minutes.
Heat marinara sauce in small saucepan. Spoon a little marinara (about 1 tablespoon) on shrimp and top with cheese slices. Bake 1 more minute until cheese is melted.
Spoon marinara sauce on bottom buns. Top with shrimp, a basil leaf, more marinara and bun tops.

3. Shrimp and Veggie Griller Fajitas
10 minutes prep time; 20 minutes cook time; 4 servings. These fajitas are as full of flavor as they are easy to make, right on your grill. Tip: Prep veggies over the weekend so they’re ready to go on a busy weeknight.

Ingredients
1 12-ounce package SeaPak Shrimp Scampi
1 yellow bell pepper, seeded and cut into strips
1 red bell pepper, seeded and cut into strips
1 green bell pepper, seeded and cut into strips
1 red onion, cut into strips
2 tablespoons chili powder
2 tablespoons cumin
1 teaspoon garlic powder
1 teaspoon onion powder
4 corn tortillas
1 avocado, sliced
1 lime, quartered
1/2 cup prepared pico de gallo or salsa

Directions
Prepare SeaPak Shrimp Scampi according to package directions and keep warm.
Heat oil in skillet and saute peppers, onion and garlic 5-7 minutes.
Mix spices together in bowl. Toss cooked shrimp, sauteed vegetables and spices together in bowl. Scoop mixture into 4 individual foil packets.
Cook foil packets on grill 10-15 minutes.
Heat tortillas on grill until just charred around the edges. Remove to plate.
Serve shrimp and vegetables with corn tortillas, avocado, lime and pico de gallo or salsa on the side.

4. Casino Clam Strip Pizza
5 minutes prep time; 25 minutes cook time; 8 servings. Why settle for the same-old, same-old pizza when these seafood pizzas are so much fun to make and eat?

Ingredients

1 9-ounce package SeaPak Clam Strips
1 12-inch prepared pizza dough
1 jar white pizza sauce
6 pieces cooked bacon, crumbled
1 8-ounce package shredded mozzarella cheese
1 cup grated parmesan cheese
1/2 cup shredded cheddar cheese

Directions
Cook SeaPak Clam Strips according to package directions and keep warm.
Heat oven to 450F. Place pizza dough onto baking sheet or cookie sheet. Spread white pizza sauce over surface of pizza dough. Top with clam strips, bacon and cheeses.
Bake pizza in oven 10-15 minutes, or until cheese is melted. Serve immediately.

Sound delicious? You can find all of these products, recipes and more at SeaPak.com.

Posted on

Alarms don’t last forever — remember to replace

2023-09-28T10:01:00

(BPT) – Being a homeowner comes with a lot of responsibilities. Seasonal upkeep, roof and gutter maintenance, plumbing repairs and more can add up — both on your to-do list and in your budget. But many home maintenance projects are simple and inexpensive, and they can help provide peace of mind.

Take smoke and carbon monoxide (CO) alarms, for example. Maintaining these devices is easy — keep them free of dust buildup and test them regularly by simply pressing the test button and waiting for the alarms to sound. On duty 24/7, alarms don’t last forever and need to be replaced at least every 10 years depending on your model.

First Alert, the most trusted name in fire safety*, recommends the following “alarm checklist” to help you and your family protect what matters most.

Test and maintain your alarms. In addition to regular alarm testing, the batteries should be replaced every six months. A good rule of thumb is to change batteries when the majority of Americans adjust their clocks.

Install the proper protection — every level, every bedroom. The National Fire Protection Association (NFPA) recommends installing alarms on every level of your home, including the basement and inside every bedroom. Because smoke rises, be sure to install alarms high on the wall or ceiling. Don’t install alarms near doors, windows or ducts, where drafts may interfere with their operation.

Alarms don’t last forever — remember to replace. It’s important to select the right alarms for your home. Newer homes are generally wired for hardwired smoke and CO alarms. When they reach the end of their useful life, replace them with new hardwired alarms. In older homes and apartments without hardwired alarms, when your alarms expire, a convenient upgrade option is a 10-year sealed battery alarm, which eliminates battery replacement and late-night battery chirps for a decade. And, if your alarms are more than 10 years old — or you simply don’t know how old they are — the safest bet is to replace them.

To learn more fire and CO safety tips, or to find a retailer near you, visit firstalert.com.

*First Alert Brand Trust Survey, March 2023 – Results are based on the responses of 1,043 adult homeowners, ages 25 and older, living in the United States who completed an online survey asking them to choose from six brands in the smoke, fire and carbon monoxide protection space.

Posted on

Fewer home buyers highlights the need for renters insurance

2023-09-28T11:01:01

(BPT) – The rental housing market in the United States has reached a 50-year peak, with more than 114 million Americans living in landlord-owned properties. Renting a house, apartment or condo means that the ownership of that property belongs to someone else — the landlord.

“A common misconception is that a landlord’s insurance policy for the property eliminates the need for renters to purchase their own insurance,” said Bonnie Lee, vice president of Property Claims at Mercury Insurance. “In reality, your landlord’s insurance does not cover your personal belongings or any liability claims against you. While you may not be liable for repairing the rental property after a covered loss, your personal possessions may still need replacement if they are damaged or stolen.”

Renters insurance is relatively affordable. The actual cost will depend on several factors, such as the type of coverage you choose, how much coverage you buy, and the amount of your deductible, otherwise known as the amount you agree to pay before a claim is paid. Mercury Insurance, for example, offers coverage for as little as $10/month, but the amounts may vary by state.

Renters insurance offers three key areas of protection:

  • Theft and vandalism: Renters insurance protects your personal belongings, electronics, jewelry and unique collectibles against damage or theft. In these instances, your rental policy can step in, compensating for losses so that items can be repaired or replaced.

    “Renters should keep an up-to-date inventory of their possessions, including new purchases and gifts,” said Lee. “Smartphones can be a tremendous aid in this process, by simply walking around your place with the video camera on. Take photos, provide descriptions of these items including serial numbers and copies of receipts when possible. Building an inventory of what you own will prove invaluable in the unfortunate event of an unexpected loss.”

  • Natural perils: Renters insurance covers damage to property and personal belongings due to natural events like fire, lightning, hail and sudden water overflow. If your rental becomes uninhabitable due to these occurrences, you may be eligible to receive compensation for living expenses. Note, however, that renters insurance does not cover personal property damage from floods or earthquakes. You must purchase a separate policy if you live in an area prone to any of these types of perils.
  • Liability protection: You may be protected financially if you cause bodily injury or property damage to others due to a covered incident — either on the rental property or elsewhere — by your renters insurance. You may be covered for legal defense costs if you are sued for injuring someone on your property, such as if a guest trips and falls while in your rental.

Renters insurance can provide peace of mind and protection against other financial losses in times of crisis.

  • Coverage while traveling: Renters insurance not only safeguards your possessions at home but may also offer protection while you are away. If a valuable item such as your laptop was stolen from your hotel room while on vacation, your policy may cover the loss.
  • Financial protection: An unexpected event, like your dog biting a neighbor, may lead to a lawsuit. Renters insurance may cover damages up to your coverage limit in addition to legal bills.
  • Neighbor-related incidents: Despite your best efforts to keep your rental property safe, the actions of your neighbors are beyond your control. For example, if your upstairs neighbor leaves the stove on, resulting in a fire that destroys your belongings, you would bear the loss without renters insurance. A rental policy can provide protection against such an unexpected incident.

“When considering rental insurance, it’s important to understand what it covers and to ask your agent about available discounts, deductibles and coverage limits,” said Lee. “It’s a small investment that gives renters an invaluable peace of mind, knowing that their treasured belongings are protected.”

Posted on

2023 DIY Halloween Costume Trends You Must Dress Your Little One In

2023-09-28T14:29:00

(BPT) – Halloween is scary soon! In preparation for the spooky season, Carter’s surveyed parents to determine the top 2023 DIY Halloween costume predictions for babies and toddlers. Partnering with their talented design team, Carter’s is unveiling the top trick-or-treat worthy picks, according to parents, that are easy to recreate at home and can even be re-used once the hunt for candy is over!

Check out the top Halloween costumes you can expect to see strolling your neighborhood and how to make them using Carter’s basics and OshKosh B’gosh essentials:

Coach Mustache

America’s favorite soccer coach will be scoring candy this Halloween, sporting a Carter’s track suit and OshKosh polo!

Level of effort: Easy, peasy!

What you’ll need:

How it comes together:

1. Place soccer ball stickers on the left chest of the jacket, left pocket area of the pants, and one to a hat or visor.

2. Dress in a polo with hoodie overtop and be sure to zip the jacket up most of the way to look the part of a coach.

3. Add sneakers. These are super comfy for navigating the neighborhood on Trick-or-Treat night.

Gothic Schoolgirls

Parents told us this character was going to be so popular that Carter’s designers created two takes on the costume. Go for a classic schoolgirl vibe with a polo dress or a chic dance floor-worthy look with a little tulle.

Level of effort: Medium – basic sewing skills

What you’ll need | Classic Schoolgirl Look

  • This OshKosh polo dress
  • Small white buttons
  • A white collar from an old shirt
  • Needle + light thread
  • Scissors
  • Sewing machine or fashion tape
  • White satin gloves
  • Headband or knee socks

How it comes together:

  1. This polo dress comes with buttons already, so continue the look by sewing more buttons spaced down the dress.
  2. Quick collar hack: Cut a collar off an old button-front shirt and tack it over the top of your existing collar with a few stitches or fashion tape.
  3. Top with a black wig and add white gloves to complete the look.

Extra style points when you add a retro shoe like this loafer, knee socks and black backpack for the candy haul.

What you’ll need | dance floor-worthy look

How it comes together:

  1. Cut two strips, one or two inches wide, of tulle to create an over-the-shoulder ruffle.
  2. Gather the tulle, thread it together and tack it all the way around the shoulders and chest.
  3. Gather the rest of your tulle, threading it together on one end to create a loose skirt and then stitch it on over the tulle skirt.
  4. Attach fancy buttons to the top front neckline.

We’ve added a simple black belt and these sparkly ballet flats to complete the costume.

Costume Hack: This look will work again as a witch or black cat with a quick change of accessories.

The Leveled-up Plumber

Surveyed parents predicted this classic video game costume would be a huge Halloween hit. This plumber is great for any age, but super soft, knit denim overalls from Baby B’gosh® make this look extra easy for new fall babies.

Level of effort: Easy, peasy!

What you’ll need:

How it comes together:

1. Cut 4, 2” circles of felt

2. Apply to the front of the overalls at the straps and at the waist.

3. Add Carter’s boots

You can power up this look with a squirrel tail and ears, frog flippers and goggles, or a toy wrench. Game on.

Head to Carters.com to grab yourself all the essentials to recreate one of these comfy DIY Halloween looks or check out Carter’s Halloween Shop for additional costume inspiration and spooky-cute styles.