Health care costs in retirement: Can you separate fact from fiction?

2018-04-17T07:01:00

(BPT) – As their 65th birthday looms, many people eagerly anticipate the affordable access to health care that Medicare will provide. After all, Medicare covers everything, right? Not exactly. Because of this common misconception, many people are caught off guard when they realize that each one of the dozens of Medicare options available to them comes with its own set of out-of-pocket cost implications. In fact, a survey of the newly retired found 43 percent are spending more on health care than they had planned.

The more you know about Medicare plans and costs, the better prepared you’ll be to avoid unpleasant surprises. Think you’re savvy enough to discern myth from fact when it comes to your health care costs in retirement? Read on to put your knowledge to the test.

Myth: When comparing Medicare plans, it’s best to choose the lowest-premium option to help minimize your costs.

Fact: While premiums are an important factor when choosing a health care plan, they should not be the only factor — or necessarily the most important either. Sometimes a low monthly premium option comes with higher out-of-pocket costs or lacks benefits and services that are important to you.

It’s best to understand the total costs of a plan — including the deductibles, copays and coinsurance — as well as any benefit limitations that could increase your costs. For example, if the hospital you use isn’t in a plan’s network, you’ll likely incur higher costs if you choose to access care there. If you like to exercise and stay active, a plan that covers a fitness center membership could save you the expense of a monthly gym membership. Want to see a dentist or optometrist? Original Medicare likely won’t cover that care, meaning you’ll have to pay for it out-of-pocket, unless you choose a Medicare Advantage plan with dental and vision coverage.

Myth: If I enroll in a Medicare Advantage plan, I will pay only one premium. And if my plan has a $0 premium, I won’t have to pay any premium at all.

Fact: The simplicity of Medicare Advantage is one of the reasons enrollment in these plans has grown so dramatically. Many people appreciate the convenience of wrapping all of their Medicare coverage into one plan and having just one card in their wallet. That said, choosing Medicare Advantage doesn’t mean you’re totally off the hook in terms of paying monthly premiums. You are still responsible for paying your Part B premium. In 2018, the standard Part B premium is $134, but it may be higher or lower depending on your income.

Myth: There isn’t much you can do to contain or manage health care costs. It’s mostly up to chance or luck.

Fact: While no one can predict or completely control their future health care needs, you can take steps to protect yourself from high health care expenses. Choosing a Medicare plan that limits the amount you spend on health care costs during the year is one option to consider. Look for plans with an out-of-pocket maximum, which is the most you will pay for covered services in a year. Once you reach that amount, your plan will cover 100 percent of the cost of the Medicare-covered services you receive, and you’ll pay only your premiums. Medicare Advantage plans and two Medicare supplement plans include out-of-pocket maximums.

Medicare supplement plans can also offer some predictability in your health care costs by covering many of the costs Original Medicare doesn’t, such as coinsurance, copays and deductibles.

“Regardless of the plan you choose, everyone can stand to benefit by being proactive about taking care of their health,” said Efrem Castillo, chief medical officer of UnitedHealthcare Medicare & Retirement. “Eating a nutritious diet, exercising regularly, seeing your primary care doctor annually, getting your recommended cancer screenings and taking your medications exactly as prescribed are all steps you can take to help protect your health and possibly your wallet from the expense of managing major health issues later on.”

So how did you do? Regardless of whether you aced this test or were totally stumped, there’s much more to learn when it comes to a topic this complex.

To get smart on all things Medicare, check out MedicareMadeClear.com. The information on the site is neatly organized into categories to help you find what you’re looking for. The videos, quizzes, guides and frequently asked questions in the resources section of the site can also be helpful tools. AARP.org is another great resource. Visit the “Retirement” and “Money” sections for information that can help you better understand health care costs during retirement and how to manage and plan for them.


The Road to Finding a Treatment Option for My RA

2018-04-16T09:01:00

(BPT) – By: Carla Kienast

My RA Diagnosis

Most of my life, I was consumed by my career, which I’m sure many of you can relate to. When I wasn’t working, I loved traveling, going to the movies, reading, scuba diving, hiking, snowmobiling and camping. Oh, and I wrote a paperback novel with no socially redeeming value, that actually won a couple of awards. Among getting older and experiencing various life changes, there is one event that truly made me put my life’s work and hobbies on hold and that was when I was diagnosed with moderate to severe rheumatoid arthritis (RA) in July 2008.

Like many people living with a chronic illness, I had what were probably early symptoms such as joint pain and swelling. I lived like this for several years until my orthopedic surgeon referred me to a rheumatologist. While sitting in the waiting room at the rheumatologist’s office that day, I didn’t have a ton of concerns because I didn’t know much about the disease. I didn’t have a handle on what was happening to my body or how my life was going to need to change.

After doing some research, I realized the magnitude of what I was facing. There is a lot of “worst-case information” out there related to RA, so of course I was terrified. One of my most jolting moments was when I measured the doorways in my house to see if I could get a wheelchair through because I was convinced that at some point I would be using one.

Finding “Dr. Right”

The path to finding the right rheumatologist for me isn’t always an easy one. I “fired” my first rheumatologist about 6 months after I was diagnosed. While he was a great clinician, he wasn’t really a good fit for me.

I’ve been with my [new] rheumatologist since February 2009 and we have a great relationship! I trust her as a doctor and she trusts me as a patient. I find that an important aspect of maintaining a good relationship with your doctor is being an informed and empowered patient. I like to understand what my treatment options are as well as their side effects and to be proactive in discussing them with my physician so we can have meaningful discussions about the medications she prescribes. I feel like I’m part of the decision-making process with my current rheumatologist, which is one of the major reasons I stay with her. She is also supportive of the things I want to do even though I have RA.

Finding a Treatment

Overall, my road to diagnosis and finding a treatment was a long one. SIMPONI ARIA® was approved for moderate to severe RA in 2013. I researched it and asked my rheumatologist about it. We determined that it would be a good choice to help relieve my symptoms and the dosing schedule would fit my schedule. So far, SIMPONI ARIA® has helped improve my symptoms, and I am able to do the things I need to do with less difficulty.

SELECTED IMPORTANT SAFETY INFORMATION

SIMPONI ARIA® (golimumab) can lower your ability to fight infections. Serious and sometimes fatal events may occur. There have been reports of serious infections including tuberculosis (TB) and infections caused by bacteria, fungi, or viruses that have spread throughout the body. Other possible serious side effects may include lymphoma, a rare and fatal cancer called hepatosplenic T-cell lymphoma, skin cancer, other cancers, hepatitis B, heart failure, nervous system problems, lupus-like symptoms, or allergic reactions. To learn more about these and other risks, please read the Important Safety Information on pages 3-5, and the Medication Guide, and talk with your doctor.

My Words of RA Wisdom

Never give up. I know people who have been on the same treatment plan for years and are doing well; however, I went through a lot before finding my current treatment. Not giving up may sound trite, but for me, it’s not. In both my professional and personal lives, I’ve had to learn when to cut my losses; however, when it comes to RA, there is no “cutting your losses” and walking away — you’re in it for life and you have to do your best to get through it with the mindset that you have RA, it doesn’t have you.

Nothing is worse than nothing. RA is a serious disease and it takes working closely with your doctor to find the right treatment for you. Doing nothing is the worst possible option because the joint damage RA can do is irreversible.

Show up when you’d rather lie down. I think there are a lot of people living with RA and other chronic conditions who’d rather stay in bed when they’re experiencing joint pain and morning stiffness. Although starting your day can be a slow process, the pros of getting out of bed and showing up can sometimes outweigh the cons.

Keep on hoping. It can take months, if not years, of working with your doctor to find the right treatment to manage your symptoms, which can be profoundly difficult. In the meantime, try to wake up each morning with hope.

My Life Today and Looking Ahead

Today, while having moderate to severe RA, I am able to travel, I can go for a walk with less difficulty, and I can contribute to the RA community. I’ll never be the person I was before my RA days, but I’m as close as I’ve been in a long time. I hope that people see me as an example that even with all the challenges that come with having a chronic disease, you may still be able to do the things you need to do with less difficulty.

If there is one thing to remember from reading this story, it’s that everyone’s journey is different. I’ve learned that different parts of my journey resonate with different people. With the many treatments available today like SIMPONI ARIA®, there’s more of a reason for positivity than ever before!

To hear more from Carla Kienast, please visit her blog at Carla’s Corner.

For more information about SIMPONI ARIA® or Janssen Biotech, Inc., please visit SIMPONIARIA.COM or Janssen.com/us. In October 2017, SIMPONI ARIA® was approved by the U.S. FDA for the treatment of adult patients living with active psoriatic arthritis or active ankylosing spondylitis – read more here. SIMPONI ARIA® is for adults with moderate to severe rheumatoid arthritis taken with methotrexate, active psoriatic arthritis (PsA), and active ankylosing spondylitis (AS).

IMPORTANT SAFETY INFORMATION

SERIOUS INFECTIONS
SIMPONI ARIA® (golimumab) is a prescription medicine. SIMPONI ARIA® can lower your ability to fight infections. There are reports of serious infections caused by bacteria, fungi, or viruses that have spread throughout the body, including tuberculosis (TB) and histoplasmosis. Some of these infections have been fatal. Your doctor will test you for TB before starting SIMPONI ARIA® and will closely monitor you for signs of TB during treatment. Tell your doctor if you have been in close contact with people with TB. Tell your doctor if you have been in a region (such as the Ohio and Mississippi River Valleys and the Southwest) where certain fungal infections like histoplasmosis or coccidioidomycosis are common.

You should not receive SIMPONI ARIA® if you have any kind of infection. Tell your doctor if you are prone to or have a history of infections or have diabetes, HIV or a weak immune system.

You should also tell your doctor if you are currently being treated for an infection or if you have or develop any signs of an infection such as:

  • fever, sweat, or chills
  • muscle aches
  • cough
  • shortness of breath
  • blood in phlegm
  • weight loss
  • warm, red, or painful skin or sores on your body
  • diarrhea or stomach pain
  • burning when you urinate or urinate more than normal
  • feel very tired

Your doctor will examine you for TB and perform a test to see if you have TB. If your doctor feels that you are at risk for TB, you may be treated with medicine for TB before you begin treatment with SIMPONI ARIA® and during treatment with SIMPONI ARIA®. Even if your TB test is negative, your doctor should carefully monitor you for TB infections while you are taking SIMPONI ARIA®. People who had a negative TB skin test before receiving SIMPONI ARIA® have developed active TB. Tell your doctor if you have any of the following symptoms while taking or after taking SIMPONI ARIA®:

  • cough that does not go away
  • low grade fever
  • weight loss
  • loss of body fat and muscle (wasting)

CANCER
Unusual cancers have been reported in children and teenage patients taking Tumor Necrosis Factor (TNF)-blocker medicines. For children and adults receiving TNF blockers, including SIMPONI ARIA®, the chances for getting lymphoma or other cancers may increase. Hepatosplenic T-cell lymphoma, a rare and fatal lymphoma, has occurred mostly in teenage or young adult males with Crohn’s disease or ulcerative colitis who were taking a TNF blocker with azathioprine or 6-mercaptopurine. You should tell your doctor if you have had or develop lymphoma or other cancers.

Some people treated with SIMPONI ARIA® developed skin cancer. Tell your doctor if any changes in the appearance of your skin or growths on your skin occur during or after your treatment with SIMPONI ARIA®. Your doctor should periodically examine your skin, especially if you have a history of skin cancer.

USE WITH OTHER DRUGS
Tell your doctor about all the medications you take including ORENCIA® (abatacept), KINERET® (anakinra), ACTEMRA® (tocilizumab), RITUXAN® (rituximab), or another TNF blocker, or if you are scheduled to or recently received a vaccine. People receiving SIMPONI ARIA® should not receive live vaccines or treatment with a weakened bacteria (such as BCG for bladder cancer).

HEPATITIS B INFECTION
Reactivation of hepatitis B virus has been reported in patients who are carriers of this virus and are receiving TNF-blocker medicines, such as SIMPONI ARIA®. Some of these cases have been fatal. Your doctor should do blood tests before and after you start treatment with SIMPONI ARIA®. Tell your doctor if you know or think you may be a carrier of hepatitis B virus or if you experience signs of hepatitis B infection, such as:

  • feel very tired
  • dark urine
  • skin or eyes look yellow
  • little or no appetite
  • vomiting
  • muscle aches
  • clay-colored bowel movements
  • fever
  • chills
  • stomach discomfort
  • skin rash

HEART FAILURE
Heart failure can occur or get worse in people who use TNF blockers, including SIMPONI ARIA®. If you develop new or worsening heart failure with SIMPONI ARIA®, you may need treatment in a hospital, and it may result in death. Your doctor will closely monitor you if you have heart failure. Tell your doctor right away if you get new or worsening symptoms of heart failure like shortness of breath, swelling of your lower legs or feet, or sudden weight gain.

NERVOUS SYSTEM PROBLEMS
Rarely, people using TNF blockers, including SIMPONI ARIA®, can have nervous system problems such as multiple sclerosis or Guillain-Barré syndrome. Tell your doctor right away if you have symptoms like vision changes, weakness in your arms or legs, or numbness or tingling in any part of your body.

IMMUNE SYSTEM PROBLEMS
Rarely, people using TNF blockers have developed lupus-like symptoms. Tell your doctor if you have any symptoms such as a rash on your cheeks or other parts of the body, sensitivity to the sun, new joint or muscle pain, becoming very tired, chest pain or shortness of breath, swelling of the feet, ankles or legs.

LIVER PROBLEMS
Serious liver problems can happen in people using TNF blockers, including SIMPONI ARIA®. Contact your doctor immediately if you develop symptoms such as feeling very tired, skin or eyes look yellow, poor appetite or vomiting, or pain on the right side of your stomach.

BLOOD PROBLEMS
Low blood counts have been seen with people using TNF blockers, including SIMPONI ARIA®. If this occurs, your body may not make enough blood cells to help fight infections or help stop bleeding. Your doctor will check your blood counts before and during treatment. Tell your doctor if you have signs such as fever, bruising, bleeding easily, or paleness.

ALLERGIC REACTIONS
Allergic reactions can happen in people who use TNF-blocker medicines, including SIMPONI ARIA®. Tell your doctor if you have any symptoms of an allergic reaction while receiving SIMPONI ARIA® such as hives, swollen face, breathing trouble, or chest pain. Some reactions can be serious and life-threatening.

OTHER CONSIDERATIONS TO TELL YOUR DOCTOR
Tell your doctor if you have psoriasis.

Tell your doctor if you are pregnant, planning to become pregnant, are breastfeeding, or plan to breastfeed, or have a baby and received SIMPONI ARIA® during pregnancy. Tell your baby’s doctor before your baby receives any vaccine because of an increased risk of infection for up to 6 months after birth.

COMMON SIDE EFFECTS
The most common side effects of SIMPONI ARIA® include: upper respiratory infection, abnormal liver tests, decreased blood cells that fight infection, viral infections, bronchitis, high blood pressure, and rash.

Please read the full Prescribing Information and Medication Guide for SIMPONI ARIA® and discuss any questions you have with your doctor.

You are encouraged to report negative side effects of prescription drugs to the FDA.

Visit www.fda.gov/medwatch, or call 1-800-FDA-1088.

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5 Must-know Investing and Retirement Tips

2017-12-12T08:01:00

(BPT) – Parents and grandparents typically pass down many things to the next generation — jewelry, furniture and other family heirlooms. But what if the best thing that the preceding generation passed along was their financial wisdom? Through years of investing and saving for retirement, Baby Boomers have experienced a lot and learned many helpful lessons along the way.

A recent survey from Capital Group(R), home of the American Funds(R) and one of the world’s leading investment management firms, studied the dynamics for Boomer investors as they transitioned into retirement. The survey revealed what expenses cause the most sticker shock for retired Boomers, why they retire earlier or later than they planned, how they see the financial markets performing over the next 10 years, and their goals for growing their retirement nest egg to ride out the market’s ups and downs.

Five Golden Rules From Retired Baby Boomers

Boomers have learned many lessons — some good, some bad and all beneficial to future generations of investors. Here are five rules that these seasoned investors found to be essential to saving for a secure retirement.

1) Stay invested for the long term — A large majority (92 percent) of retired Boomers say that Americans need to save more for retirement by getting and staying invested in the market. When asked about what they would do in fluctuating markets, only three in 10 (32 percent) would adapt their strategies based on market conditions.

2) Keep an eye on fees — Low fees and transparency really matter to Boomers. Ninety-four percent of retired Boomers want to be able to easily understand the fees they pay, and 78 percent stressed low-cost simple investments to buy and hold for the long term.

3) Diversify your portfolio — Eighty-five percent of retired Boomers believe that building a diversified portfolio is one of the most important elements for a safe path to a better retirement.

4) Protect yourself against market downturns — Eight in 10 (80 percent) retired Boomers stress the importance of protecting their nest egg and lowering the risk of losses during market downturns. Thirty percent of Boomers wish that they had learned sooner what to do in turbulent markets — near the top of the list of lessons learned.

5) Start saving early and often — Eight in 10 (79 percent) retired Boomers believe saving a portion of monthly income toward retirement is one of the best things you can do, and 60 percent said they wished they had started investing as young as possible.

Unexpected Retirement Costs

Retired Boomers are surprised by their spending patterns and are paying more than expected on unanticipated items.

Health care tops the list in terms of surprise costs and unanticipated spending in retirement, with 43 percent saying they are spending more on health care than they had planned. Travel, an activity popular with retirees, is also more costly than expected, with 40 percent of retired Boomers spending more on travel than they anticipated. Rounding out the top five items: One-third (34 percent) report paying more in taxes than expected, and about a quarter say they are spending more than they had planned on food (25 percent) or utilities (23 percent).

While these surprise costs may exceed retired Boomers’ expectations, they are not losing sleep over their finances. Among Boomers who are already retired, less than one in three (27 percent) list having enough money for retirement as a top concern, while two-thirds (65 percent) of Boomers still working say it is a top concern.

Whether your “perfect retirement” is traveling the country on a motorcycle, sitting by the pool all day or starting your dream second act, following these rules could put you on track to fulfilling your retirement dreams.

For additional findings and the full report, “Expect the Unexpected: Baby Boomer Lessons on Investing and Retirement,” visit http://bit.ly/2y8rokm.


Senior guest? How to prepare your home for older visitors

2017-12-13T08:01:02

(BPT) – Whether it’s for a special occasion or just because, hosting an older adult in your home can be a wonderful experience with lots of memory-making potential. However, for a safe and successful visit, you may want to make a few adjustments to your home before they arrive to make it more senior-friendly.

“Spending time with aging parents or grandparents is a wonderful experience for all generations,” says Sara Terry, Brookdale Senior Living’s senior vice president of resident and family engagement. “Creating a welcoming and relaxing atmosphere is the job of any good host and that is no different when entertaining seniors. Considering older adults’ varying mobility and comfort levels, there are a few adjustments you can make to your home to meet their needs.”

Whether your guest is staying short- or long-term, Terry offers these six tips to help you transform your home into a more senior-friendly environment so you can focus on what matters most: making memories with your entire family.

Outdoors

The walkways to many homes are cracked or uneven, which is a risk factor for falls. Make sure the pathway is cleared and easy to see, shovel show in the winter and sweep leaves in the fall. Stairs can be tricky to maneuver as well. If possible, add a ramp that leads to your door. If there are stairs, install handrails on each side. Entryways divided by a threshold can be tricky for someone with mobility issues. Eliminate this common tripping hazard when seniors visit.

Clutter

The easiest thing you can do is remove clutter (especially on the floor) to allow sufficient space for senior guests who may be in a wheelchair to maneuver around rooms. Remove or tape down all cords. Rugs may look nice but they are a leading tripping hazard. Remove all accent rugs from your home, and in areas like the entryway where you must have mats, make sure they are secured with non-slip material.

Light

Seniors need more light than you do in your home, particularly in notoriously dim areas such as entryways, hallways and staircases. Replace existing soft light bulbs with brighter or higher wattage ones and add motion-sensor lights to bathrooms. Adding night lights throughout your home is an easy addition that helps seniors see better, especially at night or on darker winter days.

Stairs

Ideally, a senior won’t have to navigate stairs, but if you have some in your home, you can make the space safer by having railings on both sides. Railings should be at least 1.5 inches in diameter to accommodate seniors with limited dexterity and aging grips. What’s more, help each stair be more visible by using contrast strips (available at your local hardware store).

Bathrooms

Make bathrooms safer by adding well-placed grab bars next to the toilet and in bathing spaces. In the shower or tub, add non-slip strips and a shower seat for comfort and ease of use. For guests who are staying awhile, consider adding a handheld, adjustable-height showerhead. Finally, set the hot water heater temperature to 120 degrees as to avoid unintended burns.

Room selection

Whether your loved one is staying one night, one month or more, selecting the right room will increase their comfort and safety. One-level living is key, so if possible use a room on the main floor with easy access to the bathroom, kitchen and living room. Furniture, including the bed and chairs, should be at a good height (neither too low nor too high) to be easily used. Knobs can be difficult, so consider replacing round door handles with lever handles.

“In addition to these tips, I recommend having a conversation with your loved one before their stay,” says Terry. “Talk to them about what will make them feel at home in your home. What’s most important is enjoying your visit to the fullest and spending valuable time together.”


Winter storm power outages on the rise – 3 ways to prepare

2017-12-14T16:09:00

(BPT) – Winter storms can wreak havoc on roads, homes and personal lives. However, facing hours of cleaning up fallen tree limbs, shoveling snow or being cooped up inside with antsy kids might be the least of your worries. Experts predict more frequent and severe storms could lead to lengthy power outages that could affect thousands of Americans this winter storm season.

In fact, increasingly severe weather is the chief reason power outages are becoming more likely, according to a National Governors Association report. What’s more, a study by the Lawrence Berkeley National Laboratory found the average outage lasts two hours and 20 minutes, but increases by 260 percent to six hours and 10 minutes when a major event like severe weather is involved.

While you can’t predict when a winter storm or extended power outage might affect your neighborhood, you can take steps now to prepare your home and family for severe weather events.

Stock up in advance

Nearly everyone has experienced long grocery store lines and cleared-out store shelves when news of a coming storm hits the airwaves. Spare yourself the aggravation, or possibly being caught without essentials if stores sell out, by stocking up on important items at home.

Keep enough bottled water and non-perishable foods on-hand to feed everyone in your family up to one week. Set these items aside in a “storm prep” box so you don’t dip into them until you really need them. Canned foods, protein bars, dry cereal and nuts are great options.

Never allow your supply of prescription medications to fall below a week’s supply, and make sure you stock up on useful over-the-counter meds such as pain relievers and cold remedies. Finally, keep a supply of batteries, flashlights and battery-powered lanterns readily available to ensure you have safe illumination when the power goes out.

Invest in emergency power

With the average length of power outages growing longer, many Americans are turning to generators to help ensure their homes and families stay safe and comfortable during winter storms. In fact, a report from the Society for Risk Analysis notes “a string of natural disasters and prolonged blackouts have motivated consumers to invest in personal generators at unprecedented rates.”

Homeowners have two options when it comes to back-up power; portable generators and automatic standby generators. Portable generators can be moved from place to place and are designed to power a few key items or systems, like a refrigerator or lights, using properly rated extension cords. These manually operated generators are usually gasoline-fueled and must be operated outside of the home.

Automatic standby generators like those from Kohler are permanently installed outside the home similar to a central air conditioning unit. They attach to a home’s existing natural gas or propane lines and turn on automatically within seconds when the power goes out; homeowners do not need to be present to operate. Standby generators can power an entire house, from essentials like the refrigerator, sump pump, lights and water heater to non-essentials such as TVs, computers and more. To learn more about automatic standby generators, visit www.KohlerGenerators.com.

After the storm

Once the storm is over, continue to be cautious. Check weather and traffic reports before leaving the house to determine if roads are closed. If you do venture out, stay alert for downed power lines. If you spot power lines that are down or damaged, call the power company immediately. Finally, check on your neighbors, especially the elderly, to ensure everyone is fine.

Preparation is the best way to protect your home and family during the winter storm season. Take action now, which includes a storm prep box and a backup power source, to keep your family safe and comfortable, no matter what the weather may bring.


Say goodbye to winter blues with vitamin D-rich foods

2017-12-14T09:03:00

(BPT) – Winter got you down? Seasonal Affective Disorder (SAD) is estimated to affect 10 million Americans, according to Psychology Today. Another 10 percent to 20 percent may have mild SAD.

Even if you don’t have diagnosed SAD, it’s not uncommon to have bouts of the winter blues. There are many reasons people experience a “winter funk:” cold weather, little sunlight, shorter days, limited outdoor activity, etc.

Additionally, between the months of November and March, the lack of vitamin D absorption from the sun can be taxing on your immune system and may also be contributing to your winter blues.

Dubbed “the happy vitamin” by some researchers, vitamin D could be the key to turning seasonal frowns upside-down. Maintaining vitamin D levels during the cold winter months may help keep you healthy during cold and flu season while also boosting your mood.

What’s more, vitamin D may help you maintain a healthy weight. It’s no secret that many people experience weight gain due to the flood of comfort foods available during cooler months. This, paired with lower physical activity, causes many people to put on a few winter pounds.

According to a study quoted in Men’s Health, a University of Minnesota doctor found that people with adequate vitamin D levels lost more weight than those with low levels, even though all study participants reduced their calorie intake equally.

To get all the benefits of vitamin D, start by adjusting your diet. Vitamin D occurs naturally in eggs and oily fish like salmon, tuna and mackerel, but it’s important to look for foods that contain even higher levels of vitamin D to naturally boost your intake, especially in the winter.

“Food is quite literally one of the best medicines out there when it comes to improving your mental and physical health,” says registered dietitian nutritionist, Dawn Jackson Blatner. “One of my favorite tips for boosting Vitamin D intake is to simply swap out ordinary eggs for Eggland’s Best eggs, since you’ll automatically get six times more vitamin D — it doesn’t get any easier than that!”

In addition to added vitamin D, Eggland’s Best eggs provide superior nutritional benefits such as 10 times more vitamin E, double the omega-3s, more than double the vitamin B12 and 25 percent less saturated fat than ordinary eggs.

A healthy diet that uses mood-boosting ingredients doesn’t have to be boring. Get creative in the kitchen and try new recipes featuring vitamin D-rich ingredients like this BLT Salmon Caesar Salad from Eggland’s Best and TheAlmondEater.com.

BLT Salmon Caesar Salad

Makes two servings

Ingredients:

1 salmon filet, baked and seasoned to your liking; 2 slices bacon; 1 Eggland’s Best egg (large); 5 cups lettuce; 1/2 cup tomatoes; 1 avocado, sliced; 1 cup croutons; 1/2 cup shredded Parmesan cheese; 2 tablespoons Caesar dressing

Directions:

Heat bacon in a skillet and cook completely; set aside and then cut or break into bite-­size pieces once cooled.

Soft boil the egg over the stovetop.

While egg is cooking, place lettuce in a large bowl and add tomatoes, avocado, croutons and cheese to the bowl; stir to combine.

Next, add the baked salmon to the salad, along with the bacon; add the Caesar dressing and stir to combine.

Last, add the soft-boiled egg and enjoy!


Help yourself by helping others: Make a commitment to volunteer

2017-12-18T17:01:00

(BPT) – Did you know that 35,000 hours of volunteering is the equivalent of working 40 hours a week, 52 weeks a year with no days off for 17 years?

For American Legion Auxiliary (ALA) member Sarah Brooks, who was recently recognized for volunteering more than 35,000 hours in service to military veterans, those are hours spent offering fellowship, kindness and attention to those who made sacrifices for our freedom. Brooks’ decades-long dedication to the military community has helped hundreds of veterans in the Grand Rapids, Michigan, area. The veterans she serves have become her family, her lifeline and a blessing she never thought she would receive.

How did the 91-year-old come to dedicate her life to serving others? “It starts with a hello,” Brooks said.

Brooks shares her time between a veterans home, ALA-sponsored events and a veterans rehabilitation center. “A hello can be the bridge to a great interaction and a wonderful memory. In my 59 years of volunteering, I can say I don’t have a favorite memory from my volunteer efforts because every day is a new and beautiful experience,” Brooks said.

People can give back in many ways, such as donating material items like canned goods and clothes or offering financial support. But giving time is one of the most unselfish actions we can perform. By becoming personally involved with others through volunteering, we have the opportunity to deliver simple acts of kindness that can help others find healing, support and a new beginning. In addition, volunteering has real benefits for the volunteer. It can provide a sense of fulfillment that benefits our minds and bodies. Studies have shown that people who volunteer live longer, healthier and happier lives.

“When I returned home from military service in my early 20s,” said Victoria Pridemore, a former truck driver, battalion paralegal and division chief paralegal in the U.S. Army, “I wasn’t sure how I could serve my community since I didn’t have the means to donate monetary gifts to any organization. I realized I could have an impact on my community just through my actions and donating my time.” In 2012, Pridemore founded ALA Unit 1 in Washington, D.C., to help serve veterans and families in that area.

Now serving as president of the American Legion Auxiliary unit, Pridemore, 33, works with local community organizations to plan monthly volunteer events for ALA members and non-members in the area. Their local activities range from cleaning the Vietnam Veterans Memorial Wall to holding a holiday drive for donations for inpatient veterans to send gifts to their family members. In 2016, ALA Unit 1 helped almost 200 veterans in the D.C. area.

While Sarah Brooks recently received a lifetime achievement award from the ALA for her 59-year commitment to service, Pridemore reminds us that there is no “small” act of kindness and service. “Every give-back moment is an opportunity to have a real impact,” she said. “A touch, a smile, just a brief conversation can make a difference in someone’s day.

“And, when a group of people do come together for a day of real service, it’s so fulfilling,” Pridemore said. “That is why I believe so strongly in the ALA’s mission ‘In the spirit of Service Not Self.’”

Pridemore and Brooks agree that all it takes is a few hours and a heartfelt commitment to caring to help change someone’s life. To learn how to get involved and volunteer, visit www.ALAforVeterans.org.


Overcoming Self-doubt while Living with a Chronic Illness

2017-12-12T07:01:01

(BPT) – Many people impacted by rheumatoid arthritis experience feelings of self-doubt – but a head-on approach can lead to self-love.

The mind is directly interconnected with your physical body, and while this stands true for everybody, it is something people living with a chronic illness are reminded of every day.

For people living with rheumatoid arthritis (RA) – an autoimmune disease of the joints that impacts approximately 1.6 million people in the United States – it can be challenging to stay mentally and emotionally positive when your health is always on your mind. The symptoms of RA and their effect on physical functioning can impact overall well-being, which can lead to feelings such as self-doubt.

Does our physical health affect our mental health?

When first diagnosed with a chronic condition like RA, many patients may struggle to accept their disease. The emotional process to acceptance can be difficult, but try to understand your condition better and make a conscious choice to face it head-on.

Further, managing symptoms such as joint pain and stiffness, and fatigue can make it difficult to do common everyday tasks, which can lead to mental and emotional impacts.

So how can you overcome self-doubt?

Turning self-doubt into self-love

For people living with a chronic condition like RA, it’s important to remember that you don’t have to settle. That’s why taking one day at a time is critical in any approach to self-care.

Take the first step by becoming more aware of your emotions and feelings when it comes to the management of your RA. Own your experience with the disease by recognizing and accepting feelings of frustration, anxiety, or guilt about your RA in order to refocus your emotions toward resilience, hope, and joy.

Here are some additional tips and tricks to combat self-doubt:

* Ground yourself: Balance out the negative by thinking about the positive aspects of your life. In doing this exercise, remember that sometimes the positive things are small and simple: a bouquet of fresh flowers on your dining room table, a book that makes you laugh out loud, or a phone call with an old friend. Directing your focus toward these positive aspects of your life can make a huge difference!

* Set a timeline: It’s okay to acknowledge negative feelings sometimes, but don’t let this go on for too long. Give yourself a deadline for when it’s time to mentally shift your focus.

* Invest in yourself: Take some time each day to read, listen, or watch something that uplifts you.

* Set the mood: Create a set of your own soundtracks! One playlist might bring back good memories, another might make you feel motivated to take on a busy day, and perhaps another makes you feel calm and relaxed. Music is a powerful tool, and setting the mood through music is a fun and easy way to practice self-care and redirection of your energy.

* Reflect on your self-perception: Focus on what defines you as a person and learn to accept who you are. Remind yourself of a time when you overcame self-doubt. Ask yourself, “Am I talking to myself the way I would talk to my spouse or my friend?

* Connect with others: Surround yourself with people who love and encourage you. You may also find solace in connecting with others living with RA, whether it is online or in-person.

* Most importantly: Understand your own body and your own needs on your journey to self-love.

Above all, make time for yourself; this alone is an act of love toward yourself! Making time for yourself can take on many forms, including those listed above as well as things like going for a walk, taking a bath, even taking a moment to enjoy the view out of your kitchen window! Making “me time” happen is what can ultimately help you look beyond the negative!

“When I was first diagnosed, I struggled to keep things going,” says Elaine R., patient advocate and administrative assistant living with RA. “Even though I was unable to do my usual yoga routines, I did feel a sense of relief from my yoga music and deep breathing. I think focusing on the positive things in your life, no matter how small, is a great idea. Little joys are a necessity.”

If you have a chronic disease like RA, it’s important to remember that it does not define you and there are steps you can take to better manage lifestyle challenges as a result of your condition. With research and communication with your rheumatologist or other healthcare professional, there are ways to prioritize your health and choose self-love over self-doubt.

For more tips on how to overcome self-doubt and negative emotions, and choose self-love while living with RA, visit www.Arthritis.com.

Content was provided by Pfizer.



Houston-area resident reestablishes running career after total knee replacement surgery

2017-12-15T08:01:00

(BPT) – In 2009 Tomball resident Carrie Rand started running and hiking to stay active, and it wasn’t long before she found herself competing in 5Ks, 10Ks and half-marathons around Houston. Unfortunately, the wear-and-tear on her right knee eventually led to a meniscus tear, subsequent surgical repair and frequent cortisone shots to diminish the pain.

By November 2015, the pain had become too much to bear. Carrie had stopped exercising altogether, had gained significant weight, and was miserable. “We have a game room upstairs in our house where our grandchildren can play. I couldn’t go up there to watch the kids because of the staircase. That’s when I knew I had to do something about my knee,” she said.

After consulting with her physician, she was told that her knee was “bone-on-bone,” and the cortisone would no longer provide her the relief she needed. She sought the opinion of Dr. Daniel Le, an orthopedic surgeon at Houston Methodist Hospital, who concurred with the initial assessment, and suggested that it was time for Carrie to consider a total knee replacement.

Carrie was hesitant because she was only 52 years old at the time, and she assumed knee replacements were meant for people much older than she was — and she was also afraid that she’d always be favoring her new knee.

Dr. Le, who is on the forefront of joint replacement technology, convinced Carrie that by having knee replacement surgery she would not only be freed from the pain, but also regain the stability she needed to resume healthy activity. He chose to implant a MicroPort Orthopedics Medial-Pivot knee replacement, because of the implant’s ability to bend, twist, and rotate like a normal knee.

“Very little of what I do is purely medical or scientific — there’s real artistry as well,” said Dr. Le. “I take great pride in understanding not only the mechanics of replacing a hip or knee, but also the wants and needs of the people receiving those implants. By truly understanding patients’ hopes for the future, I hope I can deliver an experience that matches their expectations. With Carrie, it was important to give her an implant on which she could start exercising again.”

“Dr. Le performed the surgery on a Wednesday morning at 11:00, and I was up and walking by 2:00 that same afternoon,” said Carrie. “Immediately, I felt the difference. My knee was sore from the surgery, but there was no pain when I walked. My knee hadn’t felt that good in five years,” she remarked.

After completing physical therapy, Carrie broached the subject of running to Dr. Le at a follow-up visit, and he was encouraging of the idea. “Dr. Le reassured me that because I am young and healthy this knee will serve me for as long as I live.”

Carrie started running once again. And she found that her new knee gave her the stability to run comfortably. In fact, she ran her first 5K four months after her surgery — an amazing feat. Additionally, her new knee has allowed her to get back into shape, and since she started running, she has lost nearly 70 pounds.

“This surgery has given me my life back. I’m now able to do the things that I love — running and hiking and chasing my grandchildren — without pain. Heck, I’ve even started to take kickboxing lessons,” said Carrie. “I wish I would have had the surgery five years sooner.”