Category: Brandpoint Health

2017-12-12T08:01:00

(BPT) – Parents and grandparents typically pass down many things to the next generation — jewelry, furniture and other family heirlooms. But what if the best thing that the preceding generation passed along was their financial wisdom? Through years of investing and saving for retirement, Baby Boomers have experienced a lot and learned many helpful lessons along the way.

A recent survey from Capital Group(R), home of the American Funds(R) and one of the world’s leading investment management firms, studied the dynamics for Boomer investors as they transitioned into retirement. The survey revealed what expenses cause the most sticker shock for retired Boomers, why they retire earlier or later than they planned, how they see the financial markets performing over the next 10 years, and their goals for growing their retirement nest egg to ride out the market’s ups and downs.

Five Golden Rules From Retired Baby Boomers

Boomers have learned many lessons — some good, some bad and all beneficial to future generations of investors. Here are five rules that these seasoned investors found to be essential to saving for a secure retirement.

1) Stay invested for the long term — A large majority (92 percent) of retired Boomers say that Americans need to save more for retirement by getting and staying invested in the market. When asked about what they would do in fluctuating markets, only three in 10 (32 percent) would adapt their strategies based on market conditions.

2) Keep an eye on fees — Low fees and transparency really matter to Boomers. Ninety-four percent of retired Boomers want to be able to easily understand the fees they pay, and 78 percent stressed low-cost simple investments to buy and hold for the long term.

3) Diversify your portfolio — Eighty-five percent of retired Boomers believe that building a diversified portfolio is one of the most important elements for a safe path to a better retirement.

4) Protect yourself against market downturns — Eight in 10 (80 percent) retired Boomers stress the importance of protecting their nest egg and lowering the risk of losses during market downturns. Thirty percent of Boomers wish that they had learned sooner what to do in turbulent markets — near the top of the list of lessons learned.

5) Start saving early and often — Eight in 10 (79 percent) retired Boomers believe saving a portion of monthly income toward retirement is one of the best things you can do, and 60 percent said they wished they had started investing as young as possible.

Unexpected Retirement Costs

Retired Boomers are surprised by their spending patterns and are paying more than expected on unanticipated items.

Health care tops the list in terms of surprise costs and unanticipated spending in retirement, with 43 percent saying they are spending more on health care than they had planned. Travel, an activity popular with retirees, is also more costly than expected, with 40 percent of retired Boomers spending more on travel than they anticipated. Rounding out the top five items: One-third (34 percent) report paying more in taxes than expected, and about a quarter say they are spending more than they had planned on food (25 percent) or utilities (23 percent).

While these surprise costs may exceed retired Boomers’ expectations, they are not losing sleep over their finances. Among Boomers who are already retired, less than one in three (27 percent) list having enough money for retirement as a top concern, while two-thirds (65 percent) of Boomers still working say it is a top concern.

Whether your “perfect retirement” is traveling the country on a motorcycle, sitting by the pool all day or starting your dream second act, following these rules could put you on track to fulfilling your retirement dreams.

For additional findings and the full report, “Expect the Unexpected: Baby Boomer Lessons on Investing and Retirement,” visit http://bit.ly/2y8rokm.

2017-12-13T08:01:02

(BPT) – Whether it’s for a special occasion or just because, hosting an older adult in your home can be a wonderful experience with lots of memory-making potential. However, for a safe and successful visit, you may want to make a few adjustments to your home before they arrive to make it more senior-friendly.

“Spending time with aging parents or grandparents is a wonderful experience for all generations,” says Sara Terry, Brookdale Senior Living’s senior vice president of resident and family engagement. “Creating a welcoming and relaxing atmosphere is the job of any good host and that is no different when entertaining seniors. Considering older adults’ varying mobility and comfort levels, there are a few adjustments you can make to your home to meet their needs.”

Whether your guest is staying short- or long-term, Terry offers these six tips to help you transform your home into a more senior-friendly environment so you can focus on what matters most: making memories with your entire family.

Outdoors

The walkways to many homes are cracked or uneven, which is a risk factor for falls. Make sure the pathway is cleared and easy to see, shovel show in the winter and sweep leaves in the fall. Stairs can be tricky to maneuver as well. If possible, add a ramp that leads to your door. If there are stairs, install handrails on each side. Entryways divided by a threshold can be tricky for someone with mobility issues. Eliminate this common tripping hazard when seniors visit.

Clutter

The easiest thing you can do is remove clutter (especially on the floor) to allow sufficient space for senior guests who may be in a wheelchair to maneuver around rooms. Remove or tape down all cords. Rugs may look nice but they are a leading tripping hazard. Remove all accent rugs from your home, and in areas like the entryway where you must have mats, make sure they are secured with non-slip material.

Light

Seniors need more light than you do in your home, particularly in notoriously dim areas such as entryways, hallways and staircases. Replace existing soft light bulbs with brighter or higher wattage ones and add motion-sensor lights to bathrooms. Adding night lights throughout your home is an easy addition that helps seniors see better, especially at night or on darker winter days.

Stairs

Ideally, a senior won’t have to navigate stairs, but if you have some in your home, you can make the space safer by having railings on both sides. Railings should be at least 1.5 inches in diameter to accommodate seniors with limited dexterity and aging grips. What’s more, help each stair be more visible by using contrast strips (available at your local hardware store).

Bathrooms

Make bathrooms safer by adding well-placed grab bars next to the toilet and in bathing spaces. In the shower or tub, add non-slip strips and a shower seat for comfort and ease of use. For guests who are staying awhile, consider adding a handheld, adjustable-height showerhead. Finally, set the hot water heater temperature to 120 degrees as to avoid unintended burns.

Room selection

Whether your loved one is staying one night, one month or more, selecting the right room will increase their comfort and safety. One-level living is key, so if possible use a room on the main floor with easy access to the bathroom, kitchen and living room. Furniture, including the bed and chairs, should be at a good height (neither too low nor too high) to be easily used. Knobs can be difficult, so consider replacing round door handles with lever handles.

“In addition to these tips, I recommend having a conversation with your loved one before their stay,” says Terry. “Talk to them about what will make them feel at home in your home. What’s most important is enjoying your visit to the fullest and spending valuable time together.”

2017-12-14T16:09:00

(BPT) – Winter storms can wreak havoc on roads, homes and personal lives. However, facing hours of cleaning up fallen tree limbs, shoveling snow or being cooped up inside with antsy kids might be the least of your worries. Experts predict more frequent and severe storms could lead to lengthy power outages that could affect thousands of Americans this winter storm season.

In fact, increasingly severe weather is the chief reason power outages are becoming more likely, according to a National Governors Association report. What’s more, a study by the Lawrence Berkeley National Laboratory found the average outage lasts two hours and 20 minutes, but increases by 260 percent to six hours and 10 minutes when a major event like severe weather is involved.

While you can’t predict when a winter storm or extended power outage might affect your neighborhood, you can take steps now to prepare your home and family for severe weather events.

Stock up in advance

Nearly everyone has experienced long grocery store lines and cleared-out store shelves when news of a coming storm hits the airwaves. Spare yourself the aggravation, or possibly being caught without essentials if stores sell out, by stocking up on important items at home.

Keep enough bottled water and non-perishable foods on-hand to feed everyone in your family up to one week. Set these items aside in a “storm prep” box so you don’t dip into them until you really need them. Canned foods, protein bars, dry cereal and nuts are great options.

Never allow your supply of prescription medications to fall below a week’s supply, and make sure you stock up on useful over-the-counter meds such as pain relievers and cold remedies. Finally, keep a supply of batteries, flashlights and battery-powered lanterns readily available to ensure you have safe illumination when the power goes out.

Invest in emergency power

With the average length of power outages growing longer, many Americans are turning to generators to help ensure their homes and families stay safe and comfortable during winter storms. In fact, a report from the Society for Risk Analysis notes “a string of natural disasters and prolonged blackouts have motivated consumers to invest in personal generators at unprecedented rates.”

Homeowners have two options when it comes to back-up power; portable generators and automatic standby generators. Portable generators can be moved from place to place and are designed to power a few key items or systems, like a refrigerator or lights, using properly rated extension cords. These manually operated generators are usually gasoline-fueled and must be operated outside of the home.

Automatic standby generators like those from Kohler are permanently installed outside the home similar to a central air conditioning unit. They attach to a home’s existing natural gas or propane lines and turn on automatically within seconds when the power goes out; homeowners do not need to be present to operate. Standby generators can power an entire house, from essentials like the refrigerator, sump pump, lights and water heater to non-essentials such as TVs, computers and more. To learn more about automatic standby generators, visit www.KohlerGenerators.com.

After the storm

Once the storm is over, continue to be cautious. Check weather and traffic reports before leaving the house to determine if roads are closed. If you do venture out, stay alert for downed power lines. If you spot power lines that are down or damaged, call the power company immediately. Finally, check on your neighbors, especially the elderly, to ensure everyone is fine.

Preparation is the best way to protect your home and family during the winter storm season. Take action now, which includes a storm prep box and a backup power source, to keep your family safe and comfortable, no matter what the weather may bring.

2017-12-14T09:03:00

(BPT) – Winter got you down? Seasonal Affective Disorder (SAD) is estimated to affect 10 million Americans, according to Psychology Today. Another 10 percent to 20 percent may have mild SAD.

Even if you don’t have diagnosed SAD, it’s not uncommon to have bouts of the winter blues. There are many reasons people experience a “winter funk:” cold weather, little sunlight, shorter days, limited outdoor activity, etc.

Additionally, between the months of November and March, the lack of vitamin D absorption from the sun can be taxing on your immune system and may also be contributing to your winter blues.

Dubbed “the happy vitamin” by some researchers, vitamin D could be the key to turning seasonal frowns upside-down. Maintaining vitamin D levels during the cold winter months may help keep you healthy during cold and flu season while also boosting your mood.

What’s more, vitamin D may help you maintain a healthy weight. It’s no secret that many people experience weight gain due to the flood of comfort foods available during cooler months. This, paired with lower physical activity, causes many people to put on a few winter pounds.

According to a study quoted in Men’s Health, a University of Minnesota doctor found that people with adequate vitamin D levels lost more weight than those with low levels, even though all study participants reduced their calorie intake equally.

To get all the benefits of vitamin D, start by adjusting your diet. Vitamin D occurs naturally in eggs and oily fish like salmon, tuna and mackerel, but it’s important to look for foods that contain even higher levels of vitamin D to naturally boost your intake, especially in the winter.

“Food is quite literally one of the best medicines out there when it comes to improving your mental and physical health,” says registered dietitian nutritionist, Dawn Jackson Blatner. “One of my favorite tips for boosting Vitamin D intake is to simply swap out ordinary eggs for Eggland’s Best eggs, since you’ll automatically get six times more vitamin D — it doesn’t get any easier than that!”

In addition to added vitamin D, Eggland’s Best eggs provide superior nutritional benefits such as 10 times more vitamin E, double the omega-3s, more than double the vitamin B12 and 25 percent less saturated fat than ordinary eggs.

A healthy diet that uses mood-boosting ingredients doesn’t have to be boring. Get creative in the kitchen and try new recipes featuring vitamin D-rich ingredients like this BLT Salmon Caesar Salad from Eggland’s Best and TheAlmondEater.com.

BLT Salmon Caesar Salad

Makes two servings

Ingredients:

1 salmon filet, baked and seasoned to your liking; 2 slices bacon; 1 Eggland’s Best egg (large); 5 cups lettuce; 1/2 cup tomatoes; 1 avocado, sliced; 1 cup croutons; 1/2 cup shredded Parmesan cheese; 2 tablespoons Caesar dressing

Directions:

Heat bacon in a skillet and cook completely; set aside and then cut or break into bite-­size pieces once cooled.

Soft boil the egg over the stovetop.

While egg is cooking, place lettuce in a large bowl and add tomatoes, avocado, croutons and cheese to the bowl; stir to combine.

Next, add the baked salmon to the salad, along with the bacon; add the Caesar dressing and stir to combine.

Last, add the soft-boiled egg and enjoy!

2017-12-18T17:01:00

(BPT) – Did you know that 35,000 hours of volunteering is the equivalent of working 40 hours a week, 52 weeks a year with no days off for 17 years?

For American Legion Auxiliary (ALA) member Sarah Brooks, who was recently recognized for volunteering more than 35,000 hours in service to military veterans, those are hours spent offering fellowship, kindness and attention to those who made sacrifices for our freedom. Brooks’ decades-long dedication to the military community has helped hundreds of veterans in the Grand Rapids, Michigan, area. The veterans she serves have become her family, her lifeline and a blessing she never thought she would receive.

How did the 91-year-old come to dedicate her life to serving others? “It starts with a hello,” Brooks said.

Brooks shares her time between a veterans home, ALA-sponsored events and a veterans rehabilitation center. “A hello can be the bridge to a great interaction and a wonderful memory. In my 59 years of volunteering, I can say I don’t have a favorite memory from my volunteer efforts because every day is a new and beautiful experience,” Brooks said.

People can give back in many ways, such as donating material items like canned goods and clothes or offering financial support. But giving time is one of the most unselfish actions we can perform. By becoming personally involved with others through volunteering, we have the opportunity to deliver simple acts of kindness that can help others find healing, support and a new beginning. In addition, volunteering has real benefits for the volunteer. It can provide a sense of fulfillment that benefits our minds and bodies. Studies have shown that people who volunteer live longer, healthier and happier lives.

“When I returned home from military service in my early 20s,” said Victoria Pridemore, a former truck driver, battalion paralegal and division chief paralegal in the U.S. Army, “I wasn’t sure how I could serve my community since I didn’t have the means to donate monetary gifts to any organization. I realized I could have an impact on my community just through my actions and donating my time.” In 2012, Pridemore founded ALA Unit 1 in Washington, D.C., to help serve veterans and families in that area.

Now serving as president of the American Legion Auxiliary unit, Pridemore, 33, works with local community organizations to plan monthly volunteer events for ALA members and non-members in the area. Their local activities range from cleaning the Vietnam Veterans Memorial Wall to holding a holiday drive for donations for inpatient veterans to send gifts to their family members. In 2016, ALA Unit 1 helped almost 200 veterans in the D.C. area.

While Sarah Brooks recently received a lifetime achievement award from the ALA for her 59-year commitment to service, Pridemore reminds us that there is no “small” act of kindness and service. “Every give-back moment is an opportunity to have a real impact,” she said. “A touch, a smile, just a brief conversation can make a difference in someone’s day.

“And, when a group of people do come together for a day of real service, it’s so fulfilling,” Pridemore said. “That is why I believe so strongly in the ALA’s mission ‘In the spirit of Service Not Self.’”

Pridemore and Brooks agree that all it takes is a few hours and a heartfelt commitment to caring to help change someone’s life. To learn how to get involved and volunteer, visit www.ALAforVeterans.org.

2017-12-12T07:01:01

(BPT) – Many people impacted by rheumatoid arthritis experience feelings of self-doubt – but a head-on approach can lead to self-love.

The mind is directly interconnected with your physical body, and while this stands true for everybody, it is something people living with a chronic illness are reminded of every day.

For people living with rheumatoid arthritis (RA) – an autoimmune disease of the joints that impacts approximately 1.6 million people in the United States – it can be challenging to stay mentally and emotionally positive when your health is always on your mind. The symptoms of RA and their effect on physical functioning can impact overall well-being, which can lead to feelings such as self-doubt.

Does our physical health affect our mental health?

When first diagnosed with a chronic condition like RA, many patients may struggle to accept their disease. The emotional process to acceptance can be difficult, but try to understand your condition better and make a conscious choice to face it head-on.

Further, managing symptoms such as joint pain and stiffness, and fatigue can make it difficult to do common everyday tasks, which can lead to mental and emotional impacts.

So how can you overcome self-doubt?

Turning self-doubt into self-love

For people living with a chronic condition like RA, it’s important to remember that you don’t have to settle. That’s why taking one day at a time is critical in any approach to self-care.

Take the first step by becoming more aware of your emotions and feelings when it comes to the management of your RA. Own your experience with the disease by recognizing and accepting feelings of frustration, anxiety, or guilt about your RA in order to refocus your emotions toward resilience, hope, and joy.

Here are some additional tips and tricks to combat self-doubt:

* Ground yourself: Balance out the negative by thinking about the positive aspects of your life. In doing this exercise, remember that sometimes the positive things are small and simple: a bouquet of fresh flowers on your dining room table, a book that makes you laugh out loud, or a phone call with an old friend. Directing your focus toward these positive aspects of your life can make a huge difference!

* Set a timeline: It’s okay to acknowledge negative feelings sometimes, but don’t let this go on for too long. Give yourself a deadline for when it’s time to mentally shift your focus.

* Invest in yourself: Take some time each day to read, listen, or watch something that uplifts you.

* Set the mood: Create a set of your own soundtracks! One playlist might bring back good memories, another might make you feel motivated to take on a busy day, and perhaps another makes you feel calm and relaxed. Music is a powerful tool, and setting the mood through music is a fun and easy way to practice self-care and redirection of your energy.

* Reflect on your self-perception: Focus on what defines you as a person and learn to accept who you are. Remind yourself of a time when you overcame self-doubt. Ask yourself, “Am I talking to myself the way I would talk to my spouse or my friend?”

* Connect with others: Surround yourself with people who love and encourage you. You may also find solace in connecting with others living with RA, whether it is online or in-person.

* Most importantly: Understand your own body and your own needs on your journey to self-love.

Above all, make time for yourself; this alone is an act of love toward yourself! Making time for yourself can take on many forms, including those listed above as well as things like going for a walk, taking a bath, even taking a moment to enjoy the view out of your kitchen window! Making “me time” happen is what can ultimately help you look beyond the negative!

“When I was first diagnosed, I struggled to keep things going,” says Elaine R., patient advocate and administrative assistant living with RA. “Even though I was unable to do my usual yoga routines, I did feel a sense of relief from my yoga music and deep breathing. I think focusing on the positive things in your life, no matter how small, is a great idea. Little joys are a necessity.”

If you have a chronic disease like RA, it’s important to remember that it does not define you and there are steps you can take to better manage lifestyle challenges as a result of your condition. With research and communication with your rheumatologist or other healthcare professional, there are ways to prioritize your health and choose self-love over self-doubt.

For more tips on how to overcome self-doubt and negative emotions, and choose self-love while living with RA, visit www.Arthritis.com.

Content was provided by Pfizer.

2017-12-15T08:01:00

(BPT) – In 2009 Tomball resident Carrie Rand started running and hiking to stay active, and it wasn’t long before she found herself competing in 5Ks, 10Ks and half-marathons around Houston. Unfortunately, the wear-and-tear on her right knee eventually led to a meniscus tear, subsequent surgical repair and frequent cortisone shots to diminish the pain.

By November 2015, the pain had become too much to bear. Carrie had stopped exercising altogether, had gained significant weight, and was miserable. “We have a game room upstairs in our house where our grandchildren can play. I couldn’t go up there to watch the kids because of the staircase. That’s when I knew I had to do something about my knee,” she said.

After consulting with her physician, she was told that her knee was “bone-on-bone,” and the cortisone would no longer provide her the relief she needed. She sought the opinion of Dr. Daniel Le, an orthopedic surgeon at Houston Methodist Hospital, who concurred with the initial assessment, and suggested that it was time for Carrie to consider a total knee replacement.

Carrie was hesitant because she was only 52 years old at the time, and she assumed knee replacements were meant for people much older than she was — and she was also afraid that she’d always be favoring her new knee.

Dr. Le, who is on the forefront of joint replacement technology, convinced Carrie that by having knee replacement surgery she would not only be freed from the pain, but also regain the stability she needed to resume healthy activity. He chose to implant a MicroPort Orthopedics Medial-Pivot knee replacement, because of the implant’s ability to bend, twist, and rotate like a normal knee.

“Very little of what I do is purely medical or scientific — there’s real artistry as well,” said Dr. Le. “I take great pride in understanding not only the mechanics of replacing a hip or knee, but also the wants and needs of the people receiving those implants. By truly understanding patients’ hopes for the future, I hope I can deliver an experience that matches their expectations. With Carrie, it was important to give her an implant on which she could start exercising again.”

“Dr. Le performed the surgery on a Wednesday morning at 11:00, and I was up and walking by 2:00 that same afternoon,” said Carrie. “Immediately, I felt the difference. My knee was sore from the surgery, but there was no pain when I walked. My knee hadn’t felt that good in five years,” she remarked.

After completing physical therapy, Carrie broached the subject of running to Dr. Le at a follow-up visit, and he was encouraging of the idea. “Dr. Le reassured me that because I am young and healthy this knee will serve me for as long as I live.”

Carrie started running once again. And she found that her new knee gave her the stability to run comfortably. In fact, she ran her first 5K four months after her surgery — an amazing feat. Additionally, her new knee has allowed her to get back into shape, and since she started running, she has lost nearly 70 pounds.

“This surgery has given me my life back. I’m now able to do the things that I love — running and hiking and chasing my grandchildren — without pain. Heck, I’ve even started to take kickboxing lessons,” said Carrie. “I wish I would have had the surgery five years sooner.”

2018-01-10T06:01:01

(BPT) – Whether you want to lose weight, get in shape, read more or start playing guitar, there are thousands of New Year’s resolutions to pick from. For most people, though, their resolutions have to do with losing weight, exercising more or getting healthier. In fact, 69 percent of resolutions are about losing weight or staying healthy.

After all those cookies and belt-loosening meals of the holidays, it’s no wonder people want to get healthier.

Unfortunately, deciding on a resolution is the easy part; maintaining it is the challenge. But it’s not impossible. With the right resources and habits, there’s no reason you can’t realize your goal.

These five tips will help you do just that.

1. Set up a lot of smaller, incremental goals. In making our New Year’s resolutions, we can sometimes get a little ambitious. While it’s great to dream big, on a practical level, you need to figure out how to reach your target. Rather than have an enormous goal looming in front of you, think in terms of days or weeks. For instance, if you want to lose 25 pounds this year (which would be a significant and awesome accomplishment!) focus on losing two pounds a month. Breaking your goal into smaller increments can help you succeed in achieving that ambitious resolution.

2. Take advantage of perks. Did you know that your health insurance may have extra perks that give you an incentive to get healthier? Through the Blue365 health and wellness discount program, members of participating Blue Cross and Blue Shield companies have access to discounts on gym memberships, athletic gear, nutrition products, and vision and hearing products. To see if your BCBS company participates in this program, visit www.Blue365deals.com.

3. Make it a team effort. Instead of making your resolution an individual goal, team up with a friend or family member, and together, work toward a shared goal. Having someone to hold you accountable, who you are responsible to and who can motivate you, is huge. It creates a great dynamic and source of inspiration that can get you through those mental slouches. If you can’t find a resolution partner, be sure to tell people about what you’re doing and talk about your progress.

4. Enlist the aid of technology. You may have noticed there are a lot of people wearing thin bands around their wrists these days. These fitness trackers track your movements, monitor your heart rate, provide a record of your movements and more. They help you to hone in on your fitness goals and remind you when you need to move. If you’re ready for a fitness tracker, or need to upgrade your old one, the Blue365 health and wellness discount program offers discounts on these essential workout tools.

5. Be meticulous. Don’t be casual about your goals! Treat them like you would a project for work. Set up a schedule that you can follow and create specific, measurable goals. This might sound a bit rigid, but it will give you concrete steps to follow, and once you start seeing your progress, you’ll feel a new boost of energy.

You should be excited about your New Year’s resolution, and you should be excited about challenging yourself to see it through and to realize your goals. For tools and motivation to keep your efforts on track, visit www.Blue365deals.com and get ready to welcome 2018 with gusto!

About Blue Cross Blue Shield Association

The Blue Cross and Blue Shield Association is a national federation of 36 independent, community-based and locally operated Blue Cross and Blue Shield companies that collectively provide health care coverage for one in three Americans. BCBSA provides health care insights through The Health of America Report series and the national BCBS Health Index^SM. For more information on BCBSA and its member companies, please visit BCBS.com. We also encourage you to connect with us on Facebook, check out our videos on YouTube, follow us on Twitter and check out our blog.

Blue365 offers access to savings on health and wellness products and services and other items that may be purchased from Blue365 Vendors, which are different from covered benefits under your policy(ies) with your local Blue Company, its contracts with Medicare, or any other federally-funded healthcare program. To find out what is covered under your policy(ies), contact your Blue Company. The products and services described on Blue365’s website are neither offered nor guaranteed under your Blue Company’s contract with the Medicare program. In addition, these products and services are not subject to the Medicare appeals process. Any disputes regarding your insurance products and services may be subject to your Blue Company’s grievance process. BCBSA may receive payments from Blue365 Vendors. Neither BCBSA nor any Blue Company recommends, endorses, warrants, or guarantees any specific Blue365 Vendor’s product or service available through the Site.

*Note to Editors: Blue Cross and Blue Shield companies participating in Blue365 are in the following states: AZ, AR, DC, DE, FL, IL,IA, KS, LA, MA,MD, MI, MO, MT, NC, NE, NJ, NM, NY,OK, PA, SC, SD, TN, TX, VA, WV, Puerto Rico and the Virgin Islands. The Blue Cross and Blue Shield Federal Employee Program® also participates in Blue365.

2017-12-20T10:31:00

(BPT) – Setting intentions is a powerful thing. Then when you have that shiny new gym membership in hand, you feel like nothing stands between you and your goals to get in shape once and for all.

Trouble is, lack of motivation, unpreparedness and busy schedules have a way of interfering with our plans. If you find yourself struggling to stick to your goals, you’re in good company. A whopping 67 percent of people surveyed by Statistic Brain in 2017 said they have gym memberships they never use.

Even after a great start, you may find yourself struggling to find motivation to stay on track. Try one of these tips to make it easier to make your fitness regimen stick and most importantly — feel good while getting fit!

Get a workout buddy: If getting out of bed or off the couch is your biggest challenge, it’s time to use the phone-a-friend solution for some motivation. Find someone you like who’s at a similar fitness level and make plans to meet up for a workout. Psychologically, you’ll be much more likely to show up for the class, the weight session or the morning run when you know someone’s waiting for you. Plus, working out will be a breeze with your buddy!

Streamline your routine: Don’t let your fear of sweat keep you from getting fit. With a few tricks, you can get back to glam in minutes, even when you lack time to shower. First, make smart use of the tools they have on hand at the gym. Grab some extra towels and pound out that treadmill run with the high-powered fan on full blast. In the locker room, hand dryers (and a dab of dry shampoo) are great for getting your tresses looking great again. Cleansing cloths at the ready can also be a lifesaver. Summer’s Eve Cleansing Cloths let you freshen up on the go and are balanced to a woman’s natural pH, so you’ll always leave the gym feeling fresh and ready to take on the world.

Inspire your ears: Let’s face facts: Workouts get tedious. If the thought of sprinting and lifting your way through the next circuit bores you to tears, try uploading your playlist with fast-paced music that gets your heart racing. Don’t worry what others think — this is for your ears only! If it makes you feel good, you’ll be more likely to experience a positive workout.

Be ready for action: As soon as you’re home from your session, re-pack your gym bag as soon as possible so you’ll never waste a moment hunting around the house for your workout gear, such as sneakers, earbuds and products that help you ease back into your day. Stash essentials like Summer’s Eve Cleansing Wash in your bag as well for days that you can fit in a quick shower after your workout. It not only gently cleanses and freshens your skin after a grueling workout, it removes odor-causing bacteria, so you’ll feel fantastic, inside and out.

Update your attire: Ever notice how easy it is to get out of bed when you know you have a new outfit to wear to work? Feeling good about how you look can put a spring in your step and motivate you to get up and out the door. When you notice that your fitness routine is lagging, maybe it’s time to spruce up your workout attire. Bonus: If you’ve lost a few pounds, you’ll get an extra lift from that ego boost!

2017-12-20T17:13:00

(BPT) – You can feel it in the air: The ski and snowboard season has arrived, and some areas in the U.S. are already open for business. As snow sports continue to gain popularity, millions of people will be hitting the slopes this winter. During the 2016-17 ski season, the National Ski Areas Association (NSAA) reported that U.S. ski areas tallied an estimated 54.7 million skier and snowboarder visits, up 3.7 percent from the previous season’s 52.8 million total.

With the increase in skier and rider visits, safety is always a top concern. Substantial growth in the number of skiers and riders wearing helmets has made participation in snow sports safer, along with awareness and education campaigns that emphasize the responsibility each skier and rider has every time they take to the slopes. For example, The NSAA and Craig Hospital, a world-renowned rehabilitation and research hospital in Denver for people who have sustained a spinal cord and/or brain injury, are partnering to promote several industry safety campaigns: #RideAnotherDay and ParkSmart.

Helmet usage on the rise

Eighty percent of skiers and snowboarders wore helmets during the most recent ski season, setting yet another record for helmet usage at ski areas across the country. While helmets can help to reduce or prevent certain injuries, they are not foolproof, and there are other safety concerns while skiing.

Proving that helmets alone do not prevent all injuries, data from Craig Hospital shows an increase in the number of patients admitted each year from snow sports accidents (up 50 percent in 2017 over 2012).

As an avid skier, ski racer and one of the early pioneers of adaptive skiing programs, Dr. Thomas E. Balazy, medical director of Craig Hospital, is a strong proponent of helmets. “Helmets can definitely prevent head injuries while skiing or riding,” said Dr. Balazy. “I would never go out without one, and while I believe that everyone who participates in this sport should wear one at all times, responsible, safe skiing and riding is the best way to prevent serious injuries on the mountain.”

Ride another day

Kelli Johnson, along with her daughter Elise, inspired the #RideAnotherDay campaign. On the day before Christmas in 2010, Kelli was skiing in northern Wyoming near their home with her oldest child, Elise, 5. When Kelli stopped to help Elise put her ski back on, a snowboarder traveling at more than 50 mph collided with them. The accident was devastating. Elise and the 23-year-old snowboarder died instantly, and Kelli sustained a traumatic brain injury and paralyzed arm.

After months of rehabilitating at Craig Hospital, learning to walk, eat and swallow, Kelli has made a remarkable recovery, although she still has some paralysis on the right side of her body. To honor their daughter and create a lasting legacy, Kelli and her husband, Chauncy, partnered with the NSAA to launch a safety campaign titled #RideAnotherDay.

“My hope is to get this message out to others,” said Kelli. “If anyone hears this message just once, they will hopefully change how they act and conduct themselves out on the mountain.”

These types of accidents, while horrific, are rare. In fact, during the 2015-16 season, only 39 fatalities occurred at U.S. ski areas out of the 52.8 million skier/snowboarder days reported for the season. To put that in perspective, more than 1,000 people died from bicycle collisions with automobiles during that same time.

Keeping skiers and riders safe while skiing and riding is top of mind for those in the ski industry. The following tips are from the #RideAnotherDay campaign, which is being promoted at more than 300 ski areas around the country:

* Be ready to avoid objects and other skiers.

* Maintain a safe speed and always ski in control.

* Stay alert to what’s going on around you, especially other skiers and riders.

* Plan ahead and ease up at blind spots, check uphill when merging onto trails and give others plenty of room when passing.

Terrain park safety

The explosive growth of terrain parks at ski resorts (94 percent of U.S. ski resorts have at least one terrain park), has led to the NSAA launching the ParkSmart campaign. It tackles some of the unique differences between skiing or riding on traditional ski area trails versus riding in the ever-popular terrain parks. Freestyle terrain parks can include jumps, half pipes, rails, ramps and more. Some simple safety and etiquette tips for terrain parks include:

* Start small — Work your way up. Build your skills. Know your limits and ability level and select the appropriate freestyle terrain for you.

* Make a plan — Every feature. Every time. Some features are set up to be used one after the other, without stopping, and others individually; jumps are for jumping and rail takeoffs are for using the rail.

* Always look — Before you drop.

* Respect — The features and other users.

* Take it easy — Know your limits. Land on your feet.

Learning how to ski and ride safely and understanding the rules and etiquette of the mountain can help ensure a fun, safe season on the slopes. For more information on the #RideAnotherDay campaign or ParkSmart, visit NSAA.org.