Posted on

Millennial women and money: 5 things that might surprise you

2018-08-03T07:01:01

(BPT) – Now more than ever, women are speaking out on a variety of issues, from social inequality to inadequate representation to harassment, but there is one thing that’s still taboo: money.

In order to get a better understanding of how millennial and Gen X women think, feel and act when it comes to money, Visa commissioned LRW to conduct a national survey to learn about the attitudes and behaviors regarding money in today’s world, spanning the subjects of family, work, friendship, relationships and self. What they found might surprise you:

* Millennial women are nearly 3x more likely to talk about their sex lives than their salaries.

* Millennial women are 2x more likely than previous generation to prioritize getting ahead in their career.

* Only 34 percent of millennial women have negotiated for a raise or higher salary.

* 89 percent of millennial women think it’s more expensive to be a woman (and 63 percent of men agree).

* Only 43 percent of millennial women expect men to pay on the first date while 60 percent of millennial men do.

Here’s a deeper dive:

Millennial women’s values and feelings about money are evolving.

The majority of women say that to them, money means security. However, millennial women are more likely than their Gen X predecessors to also have more empowered perceptions of money. Millennial women look beyond security and perceive that money represents success, happiness, power and independence. This suggests that women’s relationship with money is changing.

Millennial women feel more financial pressure and stress than millennial men.

When asked to agree or disagree with the statement: “Currently, I am living paycheck to paycheck,” the majority of millennials, both men and women, agreed. But even when women are at the same income level as men, they are more likely to feel like they’re just getting by. They also experience more negative feelings about their relationship with money than do millennial men.

* 58 percent feel guilty spending on themselves.

* 54 percent feel judged when talking about large purchases.

* 75 percent of women are worried they don’t make enough money.

Millennial women put more emphasis on financial success.

While women often rank spending time with family as their top life value, financial and professional success are becoming increasingly important factors for younger women. Millennial females are more likely to value making money and career advancement than female Gen Xers, and their values are moving closer to the mix of priorities shared by millennial men.

* 62 percent say they would never quit their job, no matter how much money their partner earned.

* 61 percent say they are focused on reaching the top in their careers.

* 52 percent of millennial women have been putting off kids to save more money.

The top barrier to women asking for a raise or promotion is being uncomfortable asking.

Some things have yet to change, from one the generation to the next. It was true of boomer women and it’s still true today: millennial women are asking for raises and promotions more than Gen X women, however they are still less likely to ask than men because they’re uncomfortable doing it.

* 55 percent of women vs. 29 percent of men feel anxious when asking for a raise.

* Only 10 percent of millennial women have told their salary to a coworker but 48 percent want to know what their coworkers make and 36 percent believe salary should be completely transparent.

* While 2 in 3 women believe there is a gender pay gap in society, only 1 in 3 believe there is a pay gap at their workplace.

But when millennial women do ask for a raise, they come prepared. They research average pay, read advice online, prepare a list of accomplishments, and consult with coworkers, friends and family.

Millennial women talk about everything with friends, but money seems to be the last taboo.

They are more likely to talk to their friends about weight, relationship issues or their sex lives than they are to discuss money. Only 27 percent talk to their friends about salaries, as opposed to the 84 percent who talk about their kids. Furthermore, women’s payment etiquette with friends is to be generous and avoid awkwardness.

* 74 percent of millennial women don’t mind treating friends without expecting anything in return.

* 60 percent of millennial women feel uncomfortable asking their friends to pay them back.

Bottom line: Millennial women have a negative relationship with money in comparison to men, feeling guilty or judged for spending, and worse off, for being money savvy. Changing this relationship is no simple task, but tossing out the taboo against discussing money is a great place to start.

To join the conversation, or read additional results from the survey, visit https://usa.visa.com/about-visa/money-is-changing.html.


Posted on

4 ways to prep your home for winter

2018-08-03T08:51:00

(BPT) – When you start feeling those first hints of winter, the instinct to get ready kicks in. You may dig out your car’s snow brush, blanket, shovel and winter survival kit and place them in the trunk of your car. The winter coats and boots come out of storage, and you may pick up some extra mittens at the store.

We do these things to protect ourselves from the cold when we’re out and about. But what do you do to protect your house against the hazards of winter? If you don’t take time for maintenance and winterization now, you can end up paying for it later, whether it’s in the form of higher energy bills, frozen pipes or fixing a broken furnace.

Here are four problems that can hit home during the winter and what you can do to ward them off.

Sky-high energy bills: Do your electric bills rise during the wintertime? Heating your home accounts for about half of your home’s energy bills, according to the U.S. Department of Energy. Combat the cold by sealing off any cracks or gaps with caulk and inspect entrances for worn or broken weatherstripping. Schedule a furnace inspection tuneup with an HVAC contractor and consider installing a smarter thermostat. Learning thermostats, such as Nest, can remember your favorite temperatures, turning itself down when you leave for work, as well as returning to your favorite temp at the end of the day.

Water leaks: We take our pipes for granted, but we don’t always anticipate what can go wrong when we’re not home. According to the Insurance Information Institute, water damage accounts for half of all property damage claims. Add winter’s freezing temperatures to the mix, and you can end up with a big problem if your home has a power outage or your furnace malfunctions.

For extra peace of mind, there’s now a leak and flood protection system you can purchase that shuts off your water main’s supply when it detects leaks — and sends an alert right to your smart device. LeakSmart installs directly to your home’s main water supply, and wireless sensors placed around the house can detect a leak or temperature changes and shut down the whole house water supply within five seconds. And when the LeakSmart Hub is powered by a battery back-up, the system will still work if the power and internet go out, so you don’t have to worry about coming home to water damage.

The system can work on its own or be integrated with smart home systems.

If you’re interested in learning more about how this smart device can protect your home, visit LeakSmart.com.

Power outages: When a winter storm hits, the ice and wind can break power lines and interrupt the supply of electricity to our homes. It’s not uncommon for some outages to last for days, which is why it’s always smart to be prepared.

Before winter hits, make certain your generator or other backup power source has ample fuel and is in good working order. Keep some basic supplies at the ready, so you can keep your family comfortable. Make sure you have extra blankets, stocking caps, batteries and fully charged power banks for your mobile phones. It’s also good to have a few gallons of fresh water and some cans of ready-to-eat chili and stew. If you have a camp stove, keep it in an easy-to-reach place, along with a fuel supply.

Ice dams: Another thing to watch for in the winter are pools of water forming on your roof. These can be caused by ridges of snow and ice, and eventually cause leaks to the interior of your home. Ice dams can also lead to the formation of large, pointy icicles that hang from the gutters, which can fall and injure people.

Luckily, a little work upfront can go a long way toward preventing ice dams and the damage they can cause. First, make sure the gutters and downspouts are clear of leaves and other yard debris, so the snowmelt has a place to go. Next, poke your head into the crawlspace of your attic and see if the insulation layer is still thick enough to keep the heat from escaping through the roof. While you’re up there, look for gaps and leaks. Finally, this is a good time to invest in a simple snow rake, so you can easily remove wet, heavy snow from your roof before the dams can start forming.

Now that you know the most common winter hazards that can hit home, you can take the steps to protect your investment and keep your family comfortable and safe.


Posted on

Saying ‘I Can’ to Making a Difference With Schizophrenia

2018-08-03T07:01:01

(BPT) – Tanara never thought she’d be where she is today. Leading up to and following her diagnosis with schizophrenia, she often felt alone — her symptoms led her to isolate herself from her friends, family, and community. Now, 7 years later, Tanara is proud of the close relationships she’s developed and is thriving as a peer support specialist who helps others living with the disorder.

“It took me time to open up about what I was feeling, but once I put all of my cards on the table, I finally felt like there was a light at the end of the tunnel,” Tanara says. “Today, not only am I on my own journey with schizophrenia, but I am also helping other people set goals and achieve them. I feel like I am doing what I was destined to do.”

Tanara is helping others as a volunteer with the SHARE Network, a Janssen Pharmaceuticals, Inc., program made up of people who are dedicated to inspiring others through their personal health journeys and stories of caring. She was paid an honorarium by Janssen Pharmaceuticals, Inc.

Affecting approximately 2.4 million adults in the United States, schizophrenia is a complex and chronic brain disorder that can impact all aspects of a person’s daily life. Symptoms of schizophrenia usually emerge early in young adulthood, which often coincides with major milestones, such as living independently, continuing education, starting a job, and maintaining and developing relationships.

Recovery is different for everyone, and it is an ongoing process. By following their schizophrenia treatment plan and taking medication as prescribed, people living with the disorder can have the best chance to control their symptoms and begin working toward their treatment goals.

Tanara continues to work toward her treatment goals with her psychiatrist. Her treatment plan includes a long-acting medication for schizophrenia, INVEGA TRINZA® (3-month paliperidone palmitate). INVEGA TRINZA® is a prescription medicine given by injection every 3 months by a healthcare professional and used to treat schizophrenia in adults. INVEGA TRINZA® is used in people who have been adequately treated with INVEGA SUSTENNA® (1-month paliperidone palmitate) for at least 4 months.

In a long-term study, 93% of patients treated with INVEGA TRINZA® did not experience a significant return of schizophrenia symptoms vs those not treated. The most common side effects of INVEGA TRINZA® include injection site reactions, weight gain, headache, upper respiratory tract infections, feeling restlessness or difficulty sitting still, slow movements, tremors, stiffness and shuffling walk.

With her treatment plan and help from her psychiatrist and support system, Tanara has been pursuing her goal of inspiring others. She was recently recognized with an award from her local mental health services organization, for her accomplishments. In addition, being able to support others with similar experiences has provided her with a rewarding opportunity to share her perspectives.

“I’ve learned so much and want to share that knowledge with others. And I’ve learned how important it is to work with my doctor so I can keep on track with my treatment goals,” Tanara reflects. “My message to others is to stay positive and be open with your treatment team so you can find out what will work for you.”

Click here to watch Tanara’s full story and to get to know more people living with schizophrenia.

INDICATION

INVEGA TRINZA® (3-month paliperidone palmitate) is a prescription medicine given by injection every 3 months by a healthcare professional and used to treat schizophrenia. INVEGA TRINZA® is used in people who have been adequately treated with INVEGA SUSTENNA® (1-month paliperidone palmitate) for at least 4 months.

INVEGA SUSTENNA® (In-VEY-guh Suss-TEN-uh) (paliperidone palmitate) is a prescription medicine given by injection by a healthcare professional. INVEGA SUSTENNA® is used to treat schizophrenia in adults.

IMPORTANT SAFETY INFORMATION

What is the most important information I should know about INVEGA TRINZA® and INVEGA SUSTENNA®?

INVEGA TRINZA® and INVEGA SUSTENNA® can cause serious side effects, including an increased risk of death in elderly people who are confused, have memory loss, and have lost touch with reality (dementia-related psychosis). INVEGA TRINZA® and INVEGA SUSTENNA® are not for treating dementia-related psychosis.

Do not receive INVEGA TRINZA® or INVEGA SUSTENNA® if you are allergic to paliperidone,
paliperidone palmitate, risperidone, or any of the ingredients in INVEGA TRINZA® or INVEGA SUSTENNA®. See the end of the Patient Information leaflet in the full Prescribing Information for a complete list of INVEGA TRINZA® and INVEGA SUSTENNA® ingredients.

Before you receive INVEGA TRINZA® or INVEGA SUSTENNA®, tell your healthcare provider about all your medical conditions, including if you:

  • have had Neuroleptic Malignant Syndrome (NMS)
  • have or have had heart problems, including a heart attack, heart failure, abnormal heart rhythm, or long QT syndrome
  • have or have had low levels of potassium or magnesium in your blood
  • have or have had uncontrolled movements of your tongue, face, mouth, or jaw (tardive dyskinesia)
  • have or have had kidney or liver problems
  • have diabetes or have a family history of diabetes
  • have had a low white blood cell count
  • have had problems with dizziness or fainting or are being treated for high blood pressure
  • have or have had seizures or epilepsy
  • have any other medical conditions
  • are pregnant or plan to become pregnant. It is not known if INVEGA TRINZA® or INVEGA SUSTENNA® will harm your unborn baby
    • If you become pregnant while taking INVEGA TRINZA®, talk to your healthcare provider about registering with the National Pregnancy Registry for Atypical Antipsychotics. You can register by calling 1-866-961-2388 or visit http://womensmentalhealth.org/clinical-and-research-programs/pregnancyregistry
    • Infants born to women who are treated with INVEGA TRINZA® or INVEGA SUSTENNA® may have withdrawal symptoms or other symptoms such as tremors, muscle spasms, abnormal movement of arms and legs, and twitching of eyes.
  • are breastfeeding or plan to breastfeed. INVEGA TRINZA® and INVEGA SUSTENNA® can pass into your breast milk and may harm your baby. You and your healthcare provider should decide if you will receive INVEGA TRINZA® or INVEGA SUSTENNA® or breastfeed. You should not do both.

Tell your healthcare provider about all the medicines you take, including prescription and over-the-counter medicines, vitamins, and herbal supplements. Know the medicines you take. Keep a list of them to show to your healthcare provider or pharmacist when you get a new medicine.

Patients (particularly the elderly) taking antipsychotics with certain health conditions or those on long-term therapy should be evaluated by their healthcare provider for the potential risk of falls.

What should I avoid while receiving INVEGA TRINZA® or INVEGA SUSTENNA®?

  • INVEGA TRINZA® and INVEGA SUSTENNA® may affect your ability to make decisions, think clearly, or react quickly. Do not drive, operate heavy machinery, or do other dangerous activities until you know how INVEGA TRINZA® or INVEGA SUSTENNA® affects you
  • avoid getting overheated or dehydrated

INVEGA TRINZA® and INVEGA SUSTENNA® may cause serious side effects, including:

  • See “What is the most important information I should know about INVEGA TRINZA® or
    INVEGA SUSTENNA®?”
  • stroke in elderly people (cerebrovascular problems) that can lead to death
  • Neuroleptic Malignant Syndrome (NMS). NMS is a rare but very serious problem that can happen in people who receive INVEGA TRINZA® or INVEGA SUSTENNA®. NMS can cause death and must be treated in a hospital. Call your healthcare provider right away if you become severely ill and have any of these symptoms: high fever; severe muscle stiffness; confusion; loss of consciousness; changes in your breathing, heartbeat, and blood pressure
  • problems with your heartbeat. These heart problems can cause death. Call your healthcare provider right away if you have any of these symptoms: passing out or feeling like you will pass out, dizziness, or feeling as if your heart is pounding or missing beats
  • uncontrolled movements of your tongue, face, mouth, or jaw (tardive dyskinesia)
  • metabolic changes. Metabolic changes may include high blood sugar (hyperglycemia), diabetes mellitus and changes in the fat levels in your blood (dyslipidemia), and weight gain
  • low blood pressure and fainting
  • changes in your blood cell counts
  • high level of prolactin in your blood (hyperprolactinemia). INVEGA TRINZA® and
    INVEGA SUSTENNA® may cause a rise in the blood levels of a hormone called prolactin (hyperprolactinemia) that may cause side effects including missed menstrual periods, leakage of milk from the breasts, development of breasts in men, or problems with erection
  • problems thinking clearly and moving your body
  • seizures
  • difficulty swallowing that can cause food or liquid to get into your lungs
  • prolonged or painful erection lasting more than 4 hours. Call your healthcare provider or go to your nearest emergency room right away if you have an erection that lasts more than 4 hours
  • problems with control of your body temperature, especially when you exercise a lot or spend time doing things that make you warm. It is important for you to drink water to avoid dehydration

The most common side effects of INVEGA TRINZA® include: injection site reactions, weight gain, headache, upper respiratory tract infections, feeling restlessness or difficulty sitting still, slow movements, tremors, stiffness and shuffling walk.

The most common side effects of INVEGA SUSTENNA® include: injection site reactions; sleepiness or drowsiness; dizziness; feeling of inner restlessness or needing to be constantly moving; abnormal muscle movements, including tremor (shaking), shuffling, uncontrolled involuntary movements, and abnormal movements of your eyes.

Tell your healthcare provider if you have any side effect that bothers you or does not go away. These are not all the possible side effects of INVEGA TRINZA® or INVEGA SUSTENNA®. For more information, ask your healthcare provider or pharmacist.

Call your doctor for medical advice about side effects. You may report side effects of prescription drugs to the FDA at 1-800-FDA-1088.

General information about the safe and effective use of INVEGA TRINZA® or INVEGA SUSTENNA®

Medicines are sometimes prescribed for purposes other than those listed in a Patient Information leaflet. Do not use INVEGA TRINZA® or INVEGA SUSTENNA® for a condition for which it was not prescribed. Do not give INVEGA TRINZA® or INVEGA SUSTENNA® to other people, even if they have the same symptoms that you have. It may harm them. You can ask your pharmacist or healthcare provider for information about INVEGA TRINZA® or INVEGA SUSTENNA® that is written for healthcare professionals.

This Patient Information leaflet summarizes the most important information about INVEGA TRINZA® and INVEGA SUSTENNA®. If you would like more information, talk with your healthcare provider.

You can ask your healthcare provider or pharmacist for more information that is written for healthcare professionals. For more information, go to www.invegatrinza.com or www.invegasustenna.com or call 1-800-526-7736.

045411-170710

cp-60748v1


Posted on

4 tips to mitigate home improvement costs

2018-08-02T16:13:00

(BPT) – Construction material costs in 2018 are up about 10 percent compared to last year, according to U.S. Bureau of Labor Statistics data, and some raw materials, like crude petroleum, are up nearly 50 percent. Labor is also getting more expensive as construction workers are in high demand due to the skilled labor shortage.

So, as a homeowner getting ready to start a project, what can you do to mitigate these rising costs?

1. Don’t delay

Building materials are projected to get even more expensive and the project backlog for some contractors across the country is up to three or four months. Waiting to start the process of a home repair or improvement, especially a needed one like a new roof, could push off the repair for months due to the contractor’s schedule, and only cause the project to get more expensive as building material costs continue to rise.

2. Look for low-cost quality products

Home improvement isn’t the place to cut corners by buying the cheapest supplies, but in many product segments there is a low-cost leader — a product or brand comparable in quality to more expensive brands, but offered at a lower cost to provide the best value per dollar.

3. Choose a reputable contractor

Don’t cut corners when hiring a contractor. Even if it may be more expensive upfront, or result in a longer waiting period for work to start, hiring an experienced local contractor with a good reputation can save thousands of dollars in the long run.

“A good contractor should be able to show homeowners their license to practice and a certificate of insurance,” said Rick Taylor, Field Sales Training Manager for TAMKO Building Products, a leading manufacturer of asphalt roofing shingles.

A bonus, Taylor said, are certifications from the manufacturers of products the contractor installs, whether it be roofing, flooring or cabinets.

“Every company has a best way to install their products, and being educated on that preferred installation can go a long way in the product performing the way it was intended to,” Taylor said.

A reputable local contractor is more likely to do the job right the first time and be more willing to address any potential problems with the project in the future.

4. Plan, plan, plan

With any home improvement project, there are many decisions to be made, both large and small. Making as many of those decisions early in the process can reduce project delays or rework. Some of the decisions that can be made before the contractor ever starts include establishing the scope of the project, identifying potential issues, having utilities mark lines and deciding what brands to use and product colors to install.


Posted on

5 bucket list-worthy destinations for your next cruise

2018-08-02T09:01:00

(BPT) – If you’ve ever dreamed of finding adventure by exploring another country, cruising is an excellent and simple way to make those dreams a reality.

Cruise ships are a hugely popular choice for vacationers around the world, with 28 million people worldwide expected to enjoy cruises this year — a 25 percent increase over the last five years, according to Cruise Lines International Association (CLIA).

When seeking an exceptional destination for your next cruise vacation, consider some of the following ports of call — all known for their beauty, history and culture.

Cool, colorful Cuba:

Since borders opened in this vibrant Caribbean nation in 2014, tourist excursions have focused on the fascinating city of Havana and its historic sites, sugary sand beaches, world-class cigar-making centers and candy-colored vintage vehicles. “The opening of Cuba to U.S. citizens was a huge milestone for travelers who had long-hoped to visit the country,” says Colleen McDaniel, senior executive editor of Cruise Critic. “And it’s truly lived up to expectations — we receive incredibly positive reviews from those who have cruised and shared their experiences, and interest in visiting is still quite high. While MSC Cruises has long brought international cruisers to Cuba, it’s exciting to see the line add a week-long Cuba and Caribbean sailing from Miami — especially as it includes an overnight in the capital city of Havana. Havana truly comes alive at night, so staying in port overnight is a fantastic opportunity for those looking for a true taste of what the city has to offer.”

Incomparable India:

Visits to this multifaceted country involve a truly impressive range of landscapes, cultures, faiths and people. Cruisers can explore the 511-year-old city of Mumbai, enjoy excursions to history-rich sites such as the Prince of Wales Museum, University and High Court, Urbs Prima and the architecturally magnificent Chhatrapati Shivaji Terminus. Guests also have a chance to tour the Muslim neighborhoods around Crawford Market and Mohammed Ali Road, visit the ancient cave/art gallery Elephanta and witness temple rituals performed since the time of the Egyptian pharaohs.

Arabian nights:

Guests traveling in this region uncover the many natural and man-made attractions that make up the United Arab Emirates, including their turquoise seas, warm desert sands, lush mangroves, opulent palaces, ultra-tall buildings and beautiful architectural forms. Visitors may explore the local traditions and legends of Dubai, Abu Dhabi, Khor al Fakkan, Khasab and Muscat and enjoy attractions such as Sir Bani Yas Island and its Ferrari World theme park.

Easy Eastern Caribbean:

“The Eastern Caribbean has seen incredible and rapid recovery since hit by unfortunate hurricanes last year and these destinations are now thriving again,” says Roberto Fusaro, president of MSC Cruises USA. “The cruise industry as a whole is committed to the Caribbean, and, for MSC Cruises in particular, our brand new MSC Seaside will continue to sail year-round to the region.” Favorite destinations include Puerto Rico and the island of St. Maarten — both offering gorgeous tropical terrain, sandy beaches, unique architecture and meaningful historic sites.

Stirring South Africa:

This culturally significant melting pot of traditional lifestyles and natural beauty features lush vineyards, warm deserts, golden savannas, breathtaking beaches and major game reserves with a huge range of wildlife including lions, buffalo, leopards, rhinos and elephants. Recreation may include safaris, whitewater rafting, snorkeling and shark diving.

“Cruising offers a turnkey solution to satisfy wanderlust to many of the world’s best destinations,” explains Michelle Fee, CEO of Cruise Planners, an American Express Travel Representative. “With virtually endless cruise lengths, itineraries, activities and experiences, a travel agent can help you determine the right cruise for you.”

Looking to plan your next adventure? European cruise line, MSC Cruises, has a fleet of 15 ultra-modern ships sailing to destinations around the world. Book your next trip at www.MSCCruises.com/cruisehotspots.


Posted on

CDC: How to navigate vaccinations for your family

2018-08-02T11:01:00

(BPT) – Today’s technology provides so much information that learning the essentials about an important topic like vaccination can be overwhelming.

Vaccines play an important role in keeping you and your family members healthy, and when you make sure everyone receives the recommended vaccines at the right ages, you will be helping to protect them before they are exposed to serious and potentially life-threatening illnesses.

The Centers for Disease Control and Prevention (CDC) has launched a new interactive guide (cdc.gov/vaccines/growing) to help navigate the vaccines recommended at each stage of life. This resource teaches families about vaccine-preventable diseases — like flu, whooping cough and HPV cancers — and highlights the recommended timing for key immunizations.

Here’s a quick rundown of what you need to know about vaccines at different ages.

Pregnancy

Did you know that when you get vaccinated, you pass along some of the protection to your baby? If you are pregnant or plan to become pregnant, vaccination is an important step in keeping you and your baby healthy. Pregnant women should always get a yearly flu shot. In the third trimester of every pregnancy, you should get the whooping cough vaccine (Tdap). Talk to your doctor about other vaccines you may need before, during and after becoming pregnant.

Infant and toddler years

Many of the diseases that vaccines prevent can be especially serious for young children. Making sure your babies get all the recommended vaccines on time is the best way for you to protect them from 14 serious diseases before the age of 2 years old. Check the interactive guide for the full recommended immunization schedule that is designed to protect your babies early, before they are exposed to potentially life-threatening diseases.

Preschool and elementary school years

From ages 3 through 6, your children need additional doses of chickenpox (varicella) vaccine; measles, mumps, rubella (MMR) vaccine; polio vaccine and Tdap vaccine, as well as a flu vaccine every year. From ages 7 through 10, your children should continue to get a flu vaccine every year, by the end of October if possible. Keep in mind that schools may require a certificate of immunization to enroll. If your children have missed any vaccines, work with your doctor or nurse to make sure they get caught up.

Preteen and teen years

As protection from childhood vaccines wears off, adolescents will need booster shots to extend immunity. They will also need protection from other diseases before their risk of exposure increases. Preteens need four vaccines to provide protection now and in the future: Tdap vaccine to protect against tetanus, diphtheria and whooping cough; human papillomavirus (HPV) vaccine to protect against cancers caused by HPV; meningococcal vaccine to protect against meningitis; and a yearly flu vaccine. If you have adolescents or teens that plan to travel outside the Unites States, check to see if additional vaccines are recommended. Also, make sure they are up-to-date on all their vaccinations before they head to college.

Into adulthood

While you are busy keeping your children’s vaccines up-to-date, don’t forget about yourself! All adults need a flu vaccine every year by the end of October, if possible, as well as a tetanus and diphtheria (Td) vaccine every 10 years. Healthy adults 50 years and older should get a shingles vaccine. Adults 65 years or older need one dose of pneumococcal conjugate vaccine (PCV13) followed by one dose of pneumococcal polysaccharide vaccine (PPSV23). Adults younger than 65 years who have certain health conditions like heart disease, diabetes, cancer or HIV may also need one or both of these vaccines.

Other vaccines may be recommended at various stages of life based on health conditions, job, lifestyle or travel habits. The CDC’s new interactive tool provides families with information on the importance of on-time vaccination and a detailed look at the vaccine schedule. Find it at cdc.gov/vaccines/growing, along with a guide you can print and bring to your next doctor’s visit.


Posted on

Finding Support When Living with a Chronic Illness

2018-08-01T08:01:00

(BPT) – When a person is first diagnosed with an illness, support from friends and family can be instantaneous. People want to know what they can do to help, offer to lend a hand or an ear to listen, and are frequently checking in. This support can be key to helping someone cope with a new diagnosis.

But those living with a chronic condition may need support beyond the initial diagnosis. This is particularly true for conditions that are not always well understood, like rheumatoid arthritis (RA) — an autoimmune disease of the joints[i] that impacts approximately 1.6 million adults in the United States.[ii],[iii] In fact, people with RA may find their need for support from family and friends is even more important as their disease progresses than when they were first diagnosed.

Why a “support squad” is important

Research shows that for people living with a chronic condition, the support of family and friends may be associated with improved health outcomes.[iv] This could include additional assistance with everyday tasks or someone to listen for emotional support.

Building a “support squad” also means having someone or several people to lean on for encouragement, motivation and, most of all, understanding. These people can help navigate new obstacles in the condition over time and remind their loved one that he or she is more than just the disease.

Tips for building an RA support squad

With an “invisible” chronic illness like RA, someone may not look sick on the outside, and it can be difficult for loved ones to recognize symptoms such as joint pain and stiffness, and fatigue.[v] If you or someone you know has RA, consider the following tips for building a support squad:

  • Set clear expectations with friends and family. While some people with RA may find it helpful if their loved ones ask them how they are feeling, others may feel overwhelmed with constant questioning. Being clear with your specific needs, and helping friends and family understand the best way to support the management of RA, can alleviate confusion and frustration.
  • Make it a family affair. Bringing a partner or parent to a rheumatologist appointment can create support in between appointments and help ensure the person living with RA does not feel alone.
  • Extend support systems beyond friends and family. Sometimes an immediate support system doesn’t fully understand what a person with a chronic condition like RA is going through and what he or she may be facing. Support can be found in other places, whether that be a social or online community of others living with the same condition or experts such as a healthcare provider. A support squad should include people with all different types of backgrounds, as each will have a different perspective and advice to give.
  • Encourage loved ones to build their own support squad. Support squads aren’t just for a person living with a chronic condition like RA. Significant others or loved ones should have someone to talk to when they’re not sure what the right approach is for offering support. This can be a friend, spouse of someone else living with RA or even a healthcare provider.

For more tips about building a support squad and communicating with friends and family members about living with a chronic condition like RA, visit www.Arthritis.com.

Content was provided by Pfizer.


[i] National Institute of Arthritis and Musculoskeletal and Skin Diseases (NIAMS). National Institutes of Health, Department of Health and Human Services. Handout on health: rheumatoid arthritis. August 2014.

http://www.niams.nih.gov/Health_Info/Rheumatic_Disease/default.asp. Accessed December 4, 2017.

[ii] Sacks J, Lou Y, Helmick, C. Prevalence of specific types of arthritis and other rheumatic conditions in the ambulatory health care system in the United States 2001-2005. Arthritis Care Res. 2010;62(4):460-464.

[iii] Howden L, Meyer J. 2010 U.S. Census Bureau results — U.S. Census Bureau, 2010 Census Summary File 1.

[iv] Rosland, A-M, Piette, J. D. Emerging models for mobilizing family support for chronic disease management: a structured review. Chronic Ill. 2010 Mar; 6(1): 7–21. Accessed December 4, 2017. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4349200/

[v] Medline Plus, “Rheumatoid Arthritis” Accessed December 4, 2017.

http://www.nlm.nih.gov/medlineplus/ency/article/000431.htm.


Posted on

Green Bay’s Titletown is a travel touchdown

2018-08-01T11:32:00

(BPT) – Some travel trends come and go, but others have staying power. Sports-themed travel is gaining momentum, and experts predict that it’s only going to get bigger. If you like the thrill of competition, the history of the game and the joy of being a fan, consider sports-themed destinations for your next vacation.

Location

A prime example of sports-themed travel is Green Bay, Wisconsin. Whether you are a Packers fan or a football fanatic, this distinctive area is ideal for couples or family getaways. The city’s new Titletown development offers travelers an array of sports-themed activities to explore, with something to tempt all of the senses.

A 45-acre development adjacent to Lambeau Field, Titletown boasts a variety of amenities, a brewery and an outdoor park experience with year-round programming. Check out a concert or start a pickup game of football on the artificial turf.

Accommodations

Located just yards from Lambeau Field, Lodge Kohler gives you a home field advantage in the heart of the action. The hotel design is rugged yet refined, and it commemorates the game with historic Biever family photos of the Green Bay Packers throughout the timeless brick building. You’ll find dining, a spa, pool and fitness center.

Attractions

The draw of Green Bay has been and always will be Lambeau Field — one of the most storied stadiums in the United States. At the Packers Hall of Fame in the Lambeau Field Atrium, visitors can discover interactive displays, guided tours and the seasonal Packers Training Camp.

Explore more of the sports team’s past on the Oneida Nation Walk of Legends or the Packers Heritage Trail, which pays homage to the buildings, businesses and people that have historical significance to the team. Team history abounds around every corner of Green Bay’s scenic urban trail and may be traveled by foot, Segway or trolley.

Celebrations

There’s even more worth celebrating over the next year in Green Bay: The Packers have spent a century on the gridiron. The 100 Seasons celebration will feature events in Titletown and throughout Green Bay, culminating with a 100th birthday party on Aug. 11, 2019.

Want more than football? Neighboring Lambeau Field, the Resch Center — home of the Green Bay Phoenix men’s college basketball team and USHL Green Bay Gamblers hockey team — offers year-round entertainment, as it hosts national touring artists and family entertainment on and off the ice.

Eats and sweets

Hunger will lead you to Lodge Kohler for memorable dining. Meet at Leaps & Bounds Cafe for a quaint breakfast, lunch or coffee perk-up. Revel in the sweeping views of the stadium from the outdoor terrace and panoramic windows at Taverne in the Sky, which features modern rotisserie cuisine for lunch and dinner. For dessert or a sweet treat, get a taste of Kohler Original Recipe Chocolates.

Learn more about crafting the perfect sports-themed travel experience at https://www.lodgekohler.com.


Posted on

Keep your family safe: Get rid of unused prescription opioids

2018-08-01T07:01:01

(BPT) – Want to help keep your family and community safe? Get rid of any unused prescription opioids that may be in cabinets, drawers or anywhere else you store medicine.

What are opioids?

Prescription opioids are powerful, pain-reducing medicines. You can find them in pill forms, syrups or even prescription patches. Commonly prescribed opioids include hydrocodone, morphine and oxycodone.

But they also can cause overdose deaths. Every day, 115 Americans die from opioid overdoses, according to the Centers for Disease Control and Prevention.

Why leftover opioids are dangerous

The United States is battling an opioid crisis. A study published in the Journal of the American Medical Association found that up to 71 percent of opioid tablets prescribed after surgery went unused. Trouble with opioids can start at home, where unused medicines are stored in cabinets or drawers and are ingested either intentionally or unintentionally by people who do not have a medical need for these prescriptions.

“We’re facing a public health tragedy right in our own backyards; opioid addiction and overdose affect communities across America,” explained U.S. Food and Drug Administration (FDA) Commissioner Dr. Scott Gottlieb. “We know that people fighting addiction often began by accessing prescription opioids from a friend or family member. It’s critical we all do our part in safely disposing of these medicines once they’re no longer needed as part of our effort to ending this crisis.”

Protect your family and your community

Make sure your medicines do not get into the wrong hands. According to data from the National Survey on Drug Use and Health, half of people who misused prescription opioids got them from a friend or family member.

Unused opioids can also pose a risk to kids. Even child-resistant containers cannot completely prevent a child from taking medicines prescribed to someone else. Emergency departments see thousands of patients for opioid overdose and addiction each year, according to data from the Nationwide Emergency Department Sample. As more opioids are being prescribed to adults, the risk of both accidental and intentional exposure increases for children and adolescents. Grandparents, neighbors and others who take care of children should make sure they have disposed of any unused medicines. Opioids also can be harmful to pets.

“In the last two decades, the FDA has received heartbreaking reports of accidental exposure to powerful prescription pain medicines such as fentanyl patches — most of them in children under 2 years old,” added FDA Center for Drug Evaluation and Research Director Dr. Janet Woodcock. “That’s why disposing of unneeded medicines is such an important step in keeping your family safe.”

Disposing of unused medicines can help turn the tide on the devastating opioid crisis affecting so many American families. Proper disposal of unused prescription opioids saves lives. Learn more at www.fda.gov/DrugDisposal.


Posted on

5 hazards on the road to the Medicare Part D plan that’s best for you

2018-08-01T08:33:00

(BPT) – Some experts estimate that as many as 80 percent of Medicare beneficiaries choose to stay in a Medicare prescription drug plan (“Part D plan”) that doesn’t match their needs. Studies show that these individuals could benefit from cost savings and better coverage by taking the time to select a different Part D plan. If you decide to evaluate your Part D coverage, here are some common hazards to avoid along the way to finding the plan that’s best for you.

Hazard 1: Getting distracted by premiums

Cost may be the determining factor in many of your purchases. However, when shopping for a Medicare prescription drug plan, cost, or specifically the plan’s monthly premium, should be only one of the factors to consider. If you’re a person who takes only one or two prescription drugs, you may opt for a lower-premium Part D plan. However, if you take three or more medications, you may need more comprehensive coverage, which may result in your considering a higher-premium plan. Always evaluate your overall annual cost for the plans you are considering.

Hazard 2: Failing to check if or how your drugs are covered

Your Medicare Part D plan will include a list of covered drugs called a formulary. Be sure you check if your prescribed drugs are on the list and, if so, how they are being covered by the plan you’re considering. Remember to check the copay for each medication, which will vary from one plan to another.

Hazard 3: Forgetting to look for a plan that offers preferred pharmacies

Plans that provide a preferred pharmacy network offer cost savings to members. Checking the local preferred retail pharmacies within the plan’s network that you’re considering may offer you the greatest retail pharmacy savings. Plans that offer mail delivery in their preferred network for medications you use regularly provide the convenience of having them delivered right to your door. Mail delivery may offer more savings than what you would get at a preferred retail pharmacy.

Hazard 4: Selecting a plan without checking the stars

Remember to check each plan’s Star Ratings before you make your choice. The plans are ranked from one to five stars based on criteria set by the Centers for Medicare & Medicaid Services, such as customer service and quality of care offered to a plan’s members.

Hazard 5: Detouring from your roadmap

By staying informed and doing your research early, you can prepare and follow a roadmap to help you reach the desired destination: the Medicare Part D plan that’s right for you. Avoiding detours along the road could save you money on next year’s plan, which will help you remain on the medications you use by providing coverage that best meets your needs.

Learn how to prepare for the road ahead before the start of Medicare’s Annual Enrollment Period (Oct. 15 to Dec. 7) by visiting roadmapformedicare.com.