How to build strength through smart snacking

2024-09-26T01:13:00

(BPT) – Are you one of the many people working hard to maintain your weight and live a healthy lifestyle? If you’re using GLP-1 medications or transitioning off them and want to maintain your healthy habits and wellness, you may be interested in tips to help you maintain your hard-earned progress.

With renewed focus on high-protein and high-fiber foods that also have low carb and low sugar content, the Atkins Strong line offers a convenient way to support the long-term health and wellness goals of anyone seeking a healthier lifestyle.

“The Atkins Way isn’t just a diet, it’s a lifestyle,” says actor and long-time Atkins spokesperson Rob Lowe. “It has completely changed my approach to eating well. It’s about really enjoying what you eat while feeling your best. I’m thrilled to have the opportunity to continue to spread this message to the world.”

These tips can help you keep your focus strong.

Focus on protein

Whether you’re planning meals or grabbing a quick snack, choosing options that are high in protein will help boost your energy, no matter what your day has in store. While it’s easy to center meals on high-quality proteins you love, high-protein snacks can be harder to find.

For quick, easy and tasty snacking options with plenty of protein, Atkins Strong 30g Protein Shakes come in three great flavors: Chocolate Peanut Butter, Milk Chocolate and Vanilla). You can enjoy them at home or on the go just as they are, or combine them with your favorite coffee beverage for a quick pick-me-up. Each shake provides 30 grams of sustained absorption protein that helps maintain lean muscle and support muscle health, while keeping you feeling energized throughout the day.

Go for more fiber

According to Harvard Health, the best foods for increasing fiber intake include legumes (beans and peas), fresh fruits and vegetables, whole grains (like brown rice, whole wheat and oats), nuts and seeds. High-fiber foods are nutrient dense, helping to aid digestion and keeping you feeling fuller, longer. For an easy, on-the-go high-fiber snack, remember that Atkins Strong 30g Protein Shakes offer 7 grams of prebiotic fiber.

Ease up on carbs

Choosing low-carb food options for meals and snacks will also support you on your wellness journey. What are low-carb foods? For example, lean proteins, non-starchy veggies (think leafy greens, broccoli, carrots and tomatoes), nuts or seeds, plus fruits like apples and berries are all options that can help you keep your carbs to a minimum.

When you need a quick and easy low-carb snack, remember: Atkins Strong 30g Protein Shakes contain minimal carbs, just 9 grams per serving.

What about your sweet tooth?

Choosing lower sugar options is healthier, but many people naturally crave something sweet. The good news is, you can satisfy your sweet tooth and support your well-being at the same time. Atkins Strong products offer protein-packed decadence, so you can enjoy the deliciously smooth flavor you love, without a ton of sugar.

To help you get started, here’s a tasty recipe that can use your favorite shake, along with other ingredients offering nutrients your body needs, like peanut butter and avocado.

Atkins Strong Chocolate Peanut Butter Avocado Pudding

Ingredients

1 serving Atkins Plus Creamy Milk Chocolate Shake
1 fresh avocado
1 scoop chocolate milkshake protein powder, gluten free
3 tablespoons creamy peanut butter, natural
2 tablespoons cocoa powder, unsweetened
1 teaspoon vanilla extract
1 pinch table salt
1 1/2 teaspoons cacao nibs, organic

Directions

1. In blender, combine shake, avocado, protein powder, 2 tablespoons peanut butter, cocoa powder, vanilla and salt on low until uniformly broken up. With blender off, scrape down sides of the jar, then process on high until thick and very well combined, at least 3 minutes.

2. Pour pudding evenly into three servings, about 1 1/2 cups in each, and refrigerate until chilled, at least 4 hours.

3. To serve, drizzle 1 teaspoon warmed peanut butter and 1/2 teaspoon cacao nibs over each serving.

Tip: Avocado provides the textural base for this tasty, nourishing pudding. For best results, the avocado should be nicely ripe, without stringy fibers or dark spots. The recipe uses 136 grams of avocado, about a rounded 1/2 cup mashed for consistency (since whole avocadoes can vary in size considerably). Note that the specific chocolate-flavored protein powder you use will also impact the texture of the final pudding. This recipe used the Quest brand, but if you use another brand, try adding half the amount, then adding more, blending thoroughly between additions, until a thick pudding-like texture develops.

Keep your wellness progress going strong with the Atkins Strong line range of protein-packed, low-carb products designed to support healthy lifestyles. You’ll find tips, recipes, products and more to support your wellness journey at Atkins.com.

Preparing for colder months: What homeowners need to know about home heating

2024-09-25T10:51:00

(BPT) – As the days grow shorter and temperatures begin to dip, it’s time to get homes ready for the colder months ahead. Homeowners might be eager to cozy up with blankets, but it’s just as important to think about the heating systems that quietly ensure warmth and comfort. From heat pumps to furnaces, these units play a pivotal role, and homeowners need to be aware of the increase in demand for these systems in the winter months.

Following are tips to help homeowners prepare their heating systems for the coming season while staying informed about changes in the industry that could impact them.

Understand how your heating works and the best option for your home’s needs.

Before the cold sets in, it’s prudent to take time to understand how a heating system works. Whether it’s a heat pump, furnace or a hybrid system, understanding its features, maintenance requirements and overall efficiency is key. Following the manufacturer’s maintenance schedule and recognizing when it’s time for repairs or upgrades can save both energy and money.

For those considering switching units before winter, a heat pump is a popular option. Heat pumps offer an energy-efficient way to maintain a comfortable home by transferring heat from outside to inside, even in cooler climates. One standout advantage of a heat pump is its ability to run on electricity, often making it a more sustainable and affordable option.

For areas with harsh winters, homeowners might want to explore a dual-fuel system. This type of system combines the benefits of a heat pump with the flexibility of a gas furnace, allowing homeowners to switch between electric heat and natural gas, depending on the weather. It’s an efficient way to ensure optimal comfort no matter the outdoor temperature.

Stay on top of regular maintenance.

Regular maintenance is crucial to ensure heating systems run efficiently and reliably throughout the winter months. A well-maintained system can save homeowners from the headache of unexpected breakdowns and high energy bills.

Heat pumps, for example, are relatively inexpensive to operate; however, because the outdoor unit operates year-round, it’s important to keep it in top shape. Simple tasks, like keeping the outdoor coil clean, can help extend the system’s lifespan and maintain its efficiency. Consulting a reliable contractor, such as a Rheem® Pro Partner, is recommended to ensure the unit receives an inspection and the attention needed for it to perform at its best.

Keep up with changing regulations.

As we head into 2025, homeowners should be aware of regulatory changes that may affect their heating and cooling systems. One of the more notable changes on the horizon is the switch to A2L refrigerants, which will replace the hydrofluorocarbons (HFCs) currently used in most systems. This transition is part of the American Innovation and Manufacturing (AIM) Act of 2020, which mandates a phasedown of HFCs due to their high global warming potential (GWP).

Starting Jan. 1, 2025, the Environmental Protection Agency (EPA) will enforce a 700 global warming potential (GWP) limit on refrigerants used in heating and cooling systems. These refrigerants, which have already been used in smaller appliances, like window units, will now be a key component of larger HVAC systems, becoming the standard in the industry.

Rheem®, a leader in HVAC innovation and a forward-thinking manufacturer, has been proactive in adapting its product lines to meet these new standards and sustainability goals. By staying informed about the A2L shift, homeowners can ensure their systems remain compliant and efficient while helping to reduce their environmental footprint.

Whether homeowners are maintaining their current unit or considering an upgrade, being informed about system options and regulatory changes can help ensure smart decisions resulting in environmental benefits and potential savings on energy bills.

Why prioritizing your health and maximizing wellness matters

2024-09-17T12:00:00

(BPT) – Do you put wellness visits and health screenings at the top of your to-do list? Unfortunately, many Americans don’t. Aflac’s 2024 Wellness Matters Survey revealed 3 in 5 Americans avoid common recommended health screenings, up 20% from last year.

The numbers are even higher for younger Americans. The survey found 84% of millennials and 82% of Gen Z delay health and wellness screenings, despite saying they frequently or always worry about their physical and mental health. And 42% of Hispanic Americans reported that language remains a barrier for understanding their medical needs and health insurance.

How important are wellness visits and screenings?

Seeing your doctor regularly is crucial. It helps establish a baseline — often using vital checks like blood pressure — for how you’re doing when everything is fine. This provides a basis for comparison.

Checkups also provide opportunities to ask questions and get recommendations for screenings. Your health care provider can advise you on preventive measures to help keep illnesses at bay, and they may help catch warning signs for health conditions that are more treatable when caught early.

Many young people are skipping these routine visits, thinking that getting sick is something that becomes more common with age. But as Aflac Senior Vice President and Chief Actuary Tom Morey, who in his twenties had an unexpected illness that compromised his quality of life for two years, says, “That’s when I learned that percentages don’t really mean much when it is happening to you.”

More than half (56%) of Wellness Matters Survey respondents who received a cancer diagnosis said they found out after a regularly scheduled cancer screening or routine exam, yet they were more likely to have avoided common health screenings — underscoring their importance. Forty percent of Hispanic Americans who received a cancer diagnosis reported being diagnosed during a regularly scheduled cancer screening (versus 30% of non-Hispanics and 24% of African Americans), according to the survey.

The Wellness Matters Survey also found many younger Americans use convenience care instead of regular appointments with a primary physician, with 70% of Gen Z and 67% of millennials primarily using urgent care or the emergency room — which is much more expensive.

The truth is, wellness visits and screenings save time — by helping avoid illness — and money you might have spent on treatments for conditions that could have been prevented or addressed earlier.

Overcoming barriers to preventive care

Survey respondents listed several reasons for delaying wellness visits, including “feeling fine.” Others noted that they were concerned about missing work, the costs of a wellness visit and, for Hispanics, an existing language barrier.

You don’t need an appointment because you “feel fine.” While this is a common argument for many younger Americans, many health care plans cover wellness visits because they’re effective in maintaining your health, preventing future issues and catching health concerns before they become serious.

You’re worried about missing work. Check with your employer for policies on health checkups and screenings. You may find many employers want employees to take a proactive approach to their health — rather than waiting until you’re sick and missing more work days. You may also be able to find health clinics or telehealth opportunities with more flexible hours, and can use retail health clinics for services like vaccinations.

You’re not sure you can afford it. Consult your insurance provider to learn about what’s covered in your health insurance plan. Many plans cover wellness visits, health screenings and vaccinations at least in part.

Language barriers keep you from wellness visits. You can bring a trusted friend or family member to appointments. Health care providers receiving federal funds (including those treating Medicare or Medicaid patients) are required by law to provide interpreters for patients who ask ahead of appointments, and others may offer interpreters as a courtesy.

Tips for maximizing checkups

Wellness visits are separate from doctor visits addressing a sickness or an injury. In addition to physical exams, these visits focus on preventive care, such as screenings. Consider the following tips from the Centers for Disease Control and Prevention.

Before your appointment:

  • Gather your family health history.
  • Note past surgeries, health issues, allergies and vaccinations.
  • Bring a list of medications and supplements you take, including dosage.
  • Prepare questions for your doctor.

During your appointment:

  • Ask if there’s an online patient portal to access your information. If not, keep your own detailed health records.
  • Ask about recommended health screenings.

Tip: Schedule your annual exam by making your appointment at the same time each year, such as your birthday month.

Coverage matters

Maximize your health care coverage by getting to know your plan, and consider supplemental insurance to provide an additional layer of financial protection for individuals and families in the event of a serious accident or illness. Learn more about the Aflac Wellness Matters Survey, the importance of preventive care and health care tips at Aflac.com/WellnessMatters.

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The results from the 2024 Wellness Matters Survey are intended for informational purposes only. Aflac’s family of insurers American Family Life Assurance Company of Columbus and/or American Family Life Assurance Company of New York, and/or Continental American Insurance Company (CAIC) and/or Continental American Life Insurance Company.

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5 reasons to escape to the Mexican Caribbean this winter

2024-09-25T07:01:00

(BPT) – Escape the chill this winter and discover the signature paradise of the Mexican Caribbean. This stunning region boasts endless experiences to suit every type of traveler in 12 distinct destinations, from popular spots like Cancun, Tulum and the Riviera Maya, to hidden gems like Holbox, Bacalar and Playa Mujeres.

With powder-soft beaches, turquoise seas, verdant jungles and world-class resorts, the Mexican Caribbean is the perfect destination for a wide range of travel experiences, from solo wellness retreats to couples’ getaways, family vacations and more.

Here are the top five reasons to book a getaway in the Mexican Caribbean:

1. Easily accessible tropical weather year-round

Get ready to shake off the cold in the Mexican Caribbean’s balmy tropical climate where average daily winter temperatures hover in the mid-80°s F and nights rarely dip below 60° F. Sunshine is just a short trip away, with direct flights available from more than 40 U.S. cities to international airports in Cancun, Tulum and Cozumel, most of which are five hours or less.

2. Rich cultural experiences

The foundation of the Mexican Caribbean’s culture centers around the ancient Mayan civilization and the magnificent archaeological sites that draw visitors from around the world. For an authentic experience off the beaten path, explore Maya Ka’an, located two and a half hours south of Cancun. This enchanting region showcases the enduring legacy of the Mayan people, with the Sian Ka’an Biosphere Reserve — a UNESCO World Heritage Site — as its centerpiece. Here, visitors can engage with local artisans and discover lesser-known archaeological sites like Muyil, which is situated on the Sian Ka’an lagoon, a name meaning “Where the Sky is Born.” Once a key stop on a Mayan trade route, Muyil’s canals now offer visitors the opportunity to swim and float in natural lazy rivers.

3. Endless activities

Nature enthusiasts will love the variety of outdoor activities available in the Mexican Caribbean. With its diverse geography, visitors can explore jungles, nature reserves and protected marine environments, all while unplugging from daily stress. Swimming, snorkeling and diving in cenotes is one of the most unique experiences in the Mexican Caribbean. These limestone sinkholes dotting the landscape have crystal clear waters, regional fauna and more to explore. Ancient Mayans considered them to be the entrance to the underworld. In Puerto Morelos, the Cenotes Route boasts 60 cenotes over a span of 21 miles, accompanied by other adventure activities including mountain biking, ATVing, ziplining, rappelling, horseback riding, bird watching and more.

4. Unparalleled wellness experiences

The Mexican Caribbean is one of the world’s top wellness destinations, offering luxury spas, holistic mind-body practices, and traditional healing rituals. For a truly restorative winter getaway, Tulum and Holbox offer distinctive experiences. Tulum is celebrated for its spiritual ambiance and laid-back atmosphere, offering a range of personalized wellness activities. Visitors can enjoy beachfront yoga, rejuvenating treatments at seaside spas, and temazcal ceremonies guided by traditional Mayan practices.

Holbox, a charming car-free island, is ideal for those seeking a more untouched experience. This free-spirited destination boasts beachside massages, ample yoga and boutique hotels offering a variety of holistic experiences including sound baths, Ayurvedic rituals, spiritual retreats and more. Holbox’s tranquil environment and natural beauty make it an ideal escape for those looking to connect with nature.

5. Culinary experiences to please the palate

Culinary enthusiasts will be delighted by the variety of options available in the Mexican Caribbean, many featuring traditional Mexican and Mayan ingredients and techniques. For an unforgettable culinary journey, visit Riviera Maya, home to a wide array of dining experiences, from taco stands to fine dining establishments. Notably, Cocina de Autor at Grand Velas Riviera Maya and HA’ at Hotel Xcaret stand out, as each were awarded One Star designation by MICHELIN Guide Mexico in 2024. More casual options abound on the Fifth Avenue pedestrian thoroughfare and surrounding streets.

Are you ready for an unforgettable tropical vacation this winter? To learn more and plan your trip to The Signature Paradise, visit MexicanCaribbean.Travel.

Navigating Medicare’s Annual Enrollment Period: Tips for Success in 2024

2024-09-25T08:01:00

(BPT) – The Medicare Annual Enrollment Period (AEP) which runs from October 15 to December 7 is approaching, and with it comes a wave of changes that could make this year one of the most challenging yet for beneficiaries. But navigating AEP doesn’t have to be stressful. Here’s how you can prepare and make the most of this crucial time:

1. Review Your Current Plan

Start by reviewing your Annual Notice of Change letter, which arrives in September. It will outline key changes to your current plan, including costs, doctor and pharmacy networks, and additional benefits like gym memberships or grocery allowances. Knowing these changes can help you decide whether your current plan still meets your needs.

2. Compare Your Options

Medicare Advantage and Part D prescription drug plans can vary significantly. Use this time to compare plans and assess how they meet your prescription needs, preferred doctor networks, medical facilities and budget. Doing so could save you money and ensure you’re getting the coverage that best fits your health and financial situation.

3. Use Available Resources

If comparing plans feels overwhelming, there are resources available to help. Platforms like eHealth provide easy-to-use tools that allow you to compare a wide range of plans from top insurance companies, both online and over the phone. According to a recent study of 67,884 user sessions nationwide, eHealth found that Medicare Advantage enrollees who compared their current Medicare Advantage plan with available 2024 plans using eHealth’s platform could be saving an average of $1,100 per year on medical bills and prescription drugs with a lower cost plan.

4. Get Help from a Professional — For Free

Licensed insurance agents can provide personalized assistance at no cost to you. They’re knowledgeable about different plans and can help match you with one that suits your needs. An eHealth survey of more than 2,100 Medicare Advantage enrollees conducted in March found that beneficiaries who work with an agent feel more confident in their choice, with 66% feeling “very confident” in their plan selection. And remember, agents are paid the same for similar plan types and there is no obligation to enroll. Their goal is to help you find the best fit for you.

5. Don’t Procrastinate

It’s tempting to delay deciding, but waiting until the last minute can lead to rushed choices that may not be in your best interest. Schedule time early in the AEP period to review your options, consult with an agent if needed, and make a confident decision.

This year, tackle your insurance plan coverage with confidence. To learn more, compare plans and find help from a professional licensed insurance agent and benefits advisor please visit eHealth at www.ehealth.com or call 844-373-9751, TTY 711.

Raising two children with a rare bleeding disorder, hemophilia B: The power of community

2024-09-25T04:01:00

(BPT) – It was a diagnosis no parent ever wants to hear, and few parents have heard it. Mandy and Ryan Aberegg’s world shifted on its axis when their son Cooper, now 13 years old, was diagnosed shortly after birth with severe hemophilia B, a rare disorder that prevents the blood from clotting.

The condition is caused by omission of factor IX, a protein that controls bleeding, from the X chromosome. But at the time, Mandy and Ryan weren’t familiar with the medical lingo surrounding the disorder. They only knew it meant their son could suffer from excessive bleeding, perhaps with fatal consequences.

According to the Hemophilia Federation of America, of the 30,000 Americans who have hemophilia, only about 7,000 have hemophilia B. The condition is hereditary but can also be caused by a spontaneous gene mutation. It’s also more likely to affect males because it is linked to the X chromosome.

The Abereggs didn’t want the diagnosis to hold their son back. “We made it a priority that Cooper could have as normal a life as any other child,” Ryan said.

But that would require considerable support. At first, the Abereggs found help from a local bleeding disorders patient group. Then, a friend from that community introduced them to the Coalition for Hemophilia B, an organization focused exclusively on Cooper’s disease. That introduction opened up a whole new set of options, along with support and hope.

It wasn’t too long ago that therapies for hemophilia B were very limited, but through the Coalition, the Abereggs learned about multiple treatment options, including the factor IX replacement therapy Cooper now undergoes weekly, and likely will continue for the rest of his life.

A double rarity in the family

After Cooper’s diagnosis, Mandy and Ryan underwent genetic testing to get to the bottom of how their son ended up with his disorder. What they found surprised them, as it was Mandy who had the gene mutation for mild hemophilia B, which is characterized by factor IX levels between 6% and 49%. Since nobody else in her family has the altered gene, Mandy’s mutation is considered spontaneous, which occurs in about 30% of people with the disorder, according to the Coalition.

Despite being a carrier of the gene mutation, Mandy had no symptoms and required no treatment. But she could pass the condition along to her children, and did, with Cooper. Even so, buoyed by the confidence they had built in treating Cooper, Mandy and Ryan decided to expand their family. Their daughter Brooke, now 8 years old, was also born with mild hemophilia B and “bruises like a peach,” according to Mandy. But because Brooke was a girl, getting her diagnosed and treated was an uphill battle for the Abereggs. Fortunately, they were well armed.

“Even in this day and age, some doctors don’t believe girls have hemophilia, but are just carriers,” Mandy explained. “I found a female doctor who works with female hemophilia patients. She is the one who listened to me as a concerned mom and confirmed Brooke has mild hemophilia.”

That diagnosis was critical. The Abereggs knew how important it was to have “on-demand” treatment for Brooke, meaning access to timely intervention if Brooke was injured, fell, or had a bleeding episode, which was likely to happen since she is very active and participates in competitive gymnastics. Mandy and Ryan therefore fought hard to obtain that therapy, even when insurance denied their claims. Now, both of their children use the same therapy, but in different ways.

Cooper must be infused prophylactically with his factor IX replacement therapy on a weekly basis, while Brooke receives it on an “on-demand” basis to ensure her body has factor IX for her blood to clot when she has bleeding episodes. The Abereggs now have the treatment on hand, at their house, and have learned how to administer it to both children.

The family now looks forward each year to the Coalition’s annual conference, where Cooper can rekindle friendships he has made over the years. That is an especially big deal since Cooper is also on the autism spectrum and has attention-deficit disorder. Bolstered by new connections and teen role models, Cooper has been able to attend a sleepaway camp for kids with bleeding disorders over the last few summers.

Mandy and Ryan are a solid team. As the adage goes, it takes a village to raise children, and this is especially true when those children have a rare bleeding disorder.

To see the family in action, and to hear them discuss their experiences with hemophilia B, visit PatientIXperiences.com.

3 reasons students should join a college or university car-share program

2024-09-24T09:09:00

(BPT) – As parents, caregivers and students choose what to take to campus and leave at home, consider the impact of a vehicle on finances, quality of life and the environment, whether a student owns a vehicle or not.

According to AAA, in 2024, the average cost of owning a new car driven 15,000 miles a year was $12,294 a year (or $1,024 a month). Money spent on owning a car on campus could go to tuition, room and board, textbooks, groceries and other college expenses.

Wondering how to access off-campus opportunities without a car? Consider an affordable and convenient option: a car-sharing program like Zipcar.

What is car sharing?

Car sharing is a rental model that allows people in urban and campus locations to access and drive cars for a short period of time. Joining a car-share program gives students the benefit of accessing a car wherever, whenever, without footing the costs and hassles of ownership.

With Zipcar — the world’s leading car-sharing network — students have 24/7 access to vehicles at hundreds of campuses across the U.S. Whether a student needs a car for a couple of hours to shop for groceries or for a day trip or long weekend to visit friends and family, Zipcar has students covered.

Still not convinced? Check out three benefits of joining a car-sharing program like Zipcar.

1. Cost savings

Joining a car-sharing program can save students money. Zipcar estimates that it saves student members more than $1,000 per month compared to car owners, and membership includes gas or electric charging, maintenance, roadside service and a dedicated parking spot on campus, a benefit to students seeking to reduce costs and hassles in their lives.

When asked about their experience with Zipcar, more than half of the students surveyed said the program helps them reach important destinations affordably. With their savings:

  • 46% put it toward groceries/food
  • 43% toward savings
  • 34% toward school
  • 26% toward rent

Cost-savings are more than a number: Most students who used Zipcar said the program allowed them financial freedom and control over their expenses.

2. Improved quality of life

A car-sharing program like Zipcar doesn’t just save students money. Access to transportation like car sharing offers students opportunities and 75% of students say Zipcar has changed their quality of life.

When asked about the positive impact Zipcar has on a student’s day-to-day activities:

  • 71% feel they can be themselves and be independent
  • 77% can explore places inaccessible by public transportation
  • 65% feel safe when making necessary trips

Need to run to the grocery store, a doctor’s appointment or to drive home? Students can rely on Zipcar 24/7.

3. Eco-conscious lifestyle choice

Students who join a car-sharing program choose sustainable transportation that reduces the number of personally owned vehicles on campus.

Zipcar is driven by a mission to enable simple and responsible urban living. For each Zipcar, up to 13 vehicles are eliminated from city streets and campuses, reducing carbon emissions, congestion and parking competition, and creating space for students (not cars).

In fact, when students join Zipcar, they reduce their carbon footprint by 1,600 pounds of carbon emissions per year!

Ready to drive?

A Zipcar membership is an affordable investment, especially for students, who can receive an exclusive discount membership of up to 40%. Students must be 18+ with a driver’s license and international students can join too! Join and book a Zipcar in minutes at Zipcar.com/Universities.

New study: 60% of Americans say their network opens doors to moneymaking

2024-09-24T08:31:00

(BPT) – One in three (31%) Americans say they owe the job they have now — and the salary they make (29%) — to their personal network, according to new research from Empower, a leader in financial planning, investing, and advice. For Millennials, that number rises to 40% on both dimensions.

Six in 10 Americans believe that the strength of their connections is key to success, from career advancement to pay and promotions. Half of people (50%) say it would be naive not to take advantage of personal connections. Some 75% say it’s important to use your network to help others, and half of Americans say they’ve actively helped others get a job (53% overall, 61% Millennials).

“The ‘Network Effect’ is real, and your dream salary may be one connection away. Many Americans see the power of personal connections as a key to unlocking moneymaking opportunities,” says Rebecca Rickert, head of communications at Empower. “People view the investment of time or money as a means of paying it forward — an investment that pays back.”

People are also turning to their inner circles for financial help. A third of Americans (32%) say they have not saved enough and need to rely on their network to make ends meet (41% Gen Z, Millennials). One quarter receive an average of $390 per month ($4,680 annually) in financial support from relatives or personal connections. Nearly a third admit to receiving financial assistance from their parents after the age of 18 (30%) — and 45% of parents say they provide financial support to their adult children. Additionally, 28% of people have received help with living expenses such as groceries, rent, or mortgage payments.

Still, 50% feel embarrassed about having to rely on others for help with money, as the majority (79%) of Americans believe it is important to be financially independent and many (57%) are doing everything they can to achieve it. Some 61% say rising prices and inflation are preventing them from getting ahead financially.

The power of personal connections extends to giving back, too: 66% say paying it forward to others in this way increases their happiness. Six in 10 Americans have paid it forward to strangers in small ways, too, like paying for the person behind them in the drive thru.

More findings:

  • Generational hardships: 40% overall say their generation needs financial help because they are at a disadvantage compared to other generations (54% Gen Z, 55% Millennials, 36% Gen X, 23% Boomers).
  • Keeping up with the Joneses: A quarter say they spend more than they make trying to keep up with others (23% overall, 33% Gen Zers); Men are more likely than women to agree (27% men, 19% women).
  • Diploma dilemma: More than 1 in 5 (21%) have received financial help for education from their network. Though, nearly a third say that due to their career choices (e.g., lack of a degree, low-paying jobs) they need to financially rely on others (27% overall, 38% Gen Z, Millennials). Just 7% say they received a legacy admission to a college of choice due to personal connections.
  • Opening doors: Some 25% of Americans say they’ve received career support from their parents, including connections, advice, introductions, and professional development. One in 5 Millennials have gotten freelance opportunities due to their personal connections.
  • Picking up the bill: One in 4 admit to having daily discretionary expenses like eating out and getting coffee covered by others. 17% of people have enjoyed a fully paid vacation courtesy of their relatives, friends, or personal connections (20% Gen Z and 22% Millennials).
  • Family ties: 58% believe that family members and close friends need to help each other financially; 35% prefer to live at home with family or roommates to save money.

Visit The Currency™ to read Empower’s full research report, The Network Effect.

*ABOUT THE STUDY

Empower’s “The Network Effect” study is based on online survey responses from 2,200 Americans ages 18+ fielded by Morning Consult between August 5-7, 2024. The survey is weighted to be nationally representative of U.S. adults (aged 18+).

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Exact Sciences Launches New Spanish-Language Campaign to Increase Colon Cancer Screening in Hispanic Community

2024-09-23T12:01:00

(BPT) – The facts around colon cancer, also known as colorectal cancer, are too staggering to ignore. It is the second leading cause of cancer-related death in the United States.1

Yet despite recommendations, less than half (49%) of eligible Hispanic adults — there are currently over 17 million Hispanic people in the U.S. over the age of 45 — undergo recommended screening.2,3 Barriers to screening include language and cultural differences as well as lack of access, but the biggest reason may be that people don’t realize that colon cancer screening should start at age 45.

To help increase awareness around colon cancer screening, Exact Sciences has launched its first-ever Spanish-language campaign tailored to the Hispanic community timed to Hispanic Heritage Month. The campaign, which will appear on television, radio and social media, includes important information about the Cologuard® test — a non-invasive, effective and affordable at-home colon cancer screening test.

Early detection of colon cancer before a person has symptoms arise can significantly improve treatment options and survival rates.4 The American Cancer Society recommends that anyone at average risk and aged 45+ get screened.4 When found at an early stage, the 5-year relative survival rate is close to 90%. However, if the cancer is not caught before it spreads to distant parts of the body, that survival rate drops to around 14%.5

“Education and early screening are vital in catching this disease early and improving outcomes,” said Veronica Descotte, Chief Strategy Officer at Exact Sciences. “Our goal is to ensure that everyone, particularly in the Hispanic community, has access to the information and resources they need.”

One Patient’s Story

Colon cancer survivor and advocate, Marielle, noticed troubling health symptoms back in 2017. It started with blood in her stool, then stomach pain, and, eventually, sudden weight loss of 20 pounds in just a few weeks. Despite her concerns, the medical advice she received didn’t lead to answers. It wasn’t until she pushed her doctor for further testing that the 36-year-old Latina discovered she had colon cancer.

“I think many people in my community would be surprised to know that colon cancer can be fully cured in early stages and even prevented through the removal of growths called polyps,” said Marielle, Director of Programs & Advocacy at a national peer support organization. “The reality is that it’s not always possible to take time off from work to get into the doctor’s office. Having convenient and non-invasive options for testing that can be done in the privacy of your own home is a game changer.”

Marielle and her familly posing by a fountain.
Photo courtesy Marielle, colon cancer survivor and advocate.

A Call to Action

As we look to the future, the efforts of organizations like Exact Sciences and advocates like Marielle aim to create a world where colon cancer is detected earlier, treated more effectively, and ultimately prevented.

If you’re 45 or older, talk to your doctor about available colon cancer screening options that are right for you. Learn more by visiting www.cologuard.com.

The Cologuard test is intended to screen adults 45 years of age and older who are at average risk for colorectal cancer by detecting certain DNA markers and blood in the stool. Do not use if you have had adenomas, have inflammatory bowel disease and certain hereditary syndromes, or a personal or family history of colorectal cancer. A Cologuard test is not a replacement for colonoscopy in high-risk patients. Cologuard test performance in adults ages 45-49 is estimated based on a large clinical study of patients 50 and older.

The Cologuard test result should be interpreted with caution. A positive test result does not confirm the presence of cancer. Patients with a positive test result should be referred for colonoscopy. A negative test result does not confirm the absence of cancer. Patients with a negative test result should discuss with their doctor when they need to be tested again. False positives and false negative results can occur. In a clinical study, 13% of people without cancer received a positive result (false positive) and 8% of people with cancer received a negative result (false negative). Rx only.

Top photo courtesy Exact Sciences

REFERENCES

  1. National Cancer Institute. Cancer Stat Facts: Common Cancer Sites. 2024.
  2. American Cancer Society. Cancer Facts & Figures for Hispanic/Latino People 2021-2023. 2021.
  3. U.S. Census. Annual Estimates of the Resident Population by Sex, Age, Race, and Hispanic Origin of the United States: April 1, 2020 to July 1, 2023. 2020.
  4. Colon Cancer Coalition. Get the Facts About Colon Cancer. 2024.

Simple bathroom and kitchen upgrades to make your fall cleaning routine easier

2024-09-23T08:01:00

(BPT) – With the school year and busy fall schedules well underway, there are many tasks to complete, errands to run and household chores to tackle. From the morning get-ready-for-school routine to after-school activities, dinnertime, bathtime and bedtime, kitchens and bathrooms see a lot of dirt, grime and germs. To make your fall routine a little easier — and cleaner — Delta Faucet offers innovative, simple and effective solutions to help you minimize the messiness of life.

Here are easy ways to keep key rooms in your home just a little cleaner this season.

Bathroom solutions that make a difference

Feel like your bathroom and shower are always dirty? Help is on the way. The Delta® ProClean™ Hand Shower includes a wide fan, high pressure ProClean™ spray, which cleans shower surfaces at least two times faster than standard sprays by powering off stubborn soap scum, hair and shower messes — even in those hard-to-reach places — without having to step foot into the shower.

Touch-Clean® spray holes allow you to easily wipe away calcium and lime buildup from the spray face of your shower head and hand shower with the touch of a finger — no need for the aid of chemical cleaners.

Hate water spots? Delta® Lumicoat® Finishes easily wipe clean without the need for cleaners or chemicals and are guaranteed to resist mineral buildup and hard water stains. The ultra-sleek surface repels liquids so your bath faucet and shower stay clean longer.

Making this simple upgrade helps you spend less time cleaning and more time enjoying the fall season.

Clean faucet, clean kitchen

Can you name the most frequently touched spots in your kitchen? For most homes, the sink faucet is typically a high-touch area, along with the refrigerator door handle. But unlike the fridge door, most of the hands approaching the faucet are already sticky and grimy — full of food particles, dirt, art project materials or who knows what else. How can you keep this mess contained? With a touchless kitchen faucet from Delta Faucet.

No contact with the faucet is needed to activate a touchless faucet, so whether your hands are full of cookie dough, soap suds or full of veggies needed to be washed, you can turn on the water without making a mess. You’ll also breathe easier knowing you’re helping to reduce the spread of germs in your home and minimizing cross-contamination when you’re handling raw meat or washing produce.

Faucets like the sleek, elegant Delta® Trinsic® Touch2O® Kitchen Faucet with Touchless Technology gives you versatility with three ways to access water. You can either place your hand near the faucet, tap the faucet surface with a hand (or wrist, or elbow …) or just use the handle to turn it on. Whichever option you choose, this faucet is easy for dirty hands, full hands or little hands to use, because washing the mess off your hands shouldn’t involve making a mess of your faucet.

Even better, the integrated TempSense™ LED light shows the water temperature as the temperature increases, to eliminate any possible surprise or discomfort from water that’s colder or hotter than you expected.

Delta® Touchless faucets are available in an array of styles and finishes to complement any kitchen design style. For example, if you prefer a more traditional, timeless look, you can opt for the classic style of the Delta® Leland® Touch2O® Kitchen Faucet with Touchless Technology.

Easy kitchen and bath upgrades like these can help your home’s most used spaces look their best, while also helping to save time in your regular cleaning routines. With less mess and more convenience, everyday moments will center more on what you love about your home — creating memories with loved ones.