Month: December 2024

2024-12-31T09:53:00

(BPT) – Transforming unused areas of a home into comfortable, functional spaces can be easier than one might think thanks to modern heating and cooling solutions. Whether it’s a sunroom that’s too cold to enjoy in the winter, a garage that turns into a sauna during the summer, or a basement that’s always chilly, the right systems can help create a comfortable environment in every corner of a home. These innovative solutions improve comfort while maximizing a home’s usability and value.

Following are tips on how homeowners can unlock the full potential of their home’s living space, making it enjoyable 365 days a year.

Transform a Sunroom into a Four-Seasons Retreat

Sunrooms offer a bright, inviting space, but they’re often underutilized due to extreme temperatures. Installing a ductless mini-split system provides efficient heating and cooling, making a sunroom comfortable no matter the season.

Mini-splits, such as a Friedrich^® Floating Air ^™ Mini-Split System, are ideal for spaces without existing ductwork, offering an easy, non-invasive installation. These systems allow precise temperature control, ensuring the sunroom stays cozy in winter and cool in summer. Plus, its energy efficiency helps homeowners enjoy this space without worrying about high utility bills. Operating quietly, mini-splits let users relax or entertain without background noise disrupting the peace.

Turn the Garage into a Temperature-Controlled Bonus Space

Garages are often overlooked when it comes to heating and cooling, leaving them uncomfortable for extended use. Garages can serve as home gyms, workshops or extra storage. However, without proper heating and cooling, they’re often too hot in the summer and too cold in the winter. Installing another ductless option like Floating Air ^™ Pro can combat that problem, converting a garage into a comfortable, climate-controlled space fit for year-round use.

Their advanced smart technology allows the user to set customized, true room-by-room comfort with individually controlled indoor options. Quiet and efficient, a mini-split transforms a garage into a functional extension of the home.

Enhance Basement Comfort with Zoned Systems

For any homeowner planning to upgrade their HVAC system, it’s the perfect time to think about the entire home — especially those spaces that are underutilized, like the basement. With the right heating and cooling solutions, every corner of the home can be comfortable and functional all year long, including areas that aren’t used every day.

Combining Rheem’s Heat Pump with an Air Handler can create a zoned system that offers tailored comfort while maximizing energy efficiency. Pair that system with the company’s EcoNet Smart Thermostat’s Zoning Solution to make it easy to condition the basement only when needed, which is ideal for spaces that are not used year-round. With a simple adjustment on the EcoNet Smart Thermostat, the master control for the zoning system, a homeowner can open a damper to direct airflow into the basement, ensuring it’s comfortable when occupied and conserving energy when it’s not.

By adding home solutions such as mini-splits, heat pumps and air handlers, homeowners can unlock a home’s full functionality and comfortably enjoy each room year-round.

2024-12-30T08:03:00

(BPT) – With one year coming to a close and another about to begin, this is the perfect time to reflect on how you’ve been blessed this year, as well as ways to best live your values going forward. For example, did you know a simple act of generosity today can grow to have a life-changing impact for a family in need in the new year? To mark the end of the year, consider giving a gift that keeps on giving — and growing — throughout the year ahead.

Here are some ideas to help you celebrate the coming of a new year.

1. Give a gift that keeps on giving — and growing

To end your year in an impactful way, consider a donation to World Vision, a global Christian humanitarian organization that offers concrete, long-lasting support to families. One of the ways they carry this out is through life-changing gifts donated through World Vision’s Gift Catalog which features hundreds of items ranging from $10 to $15,000. No matter what you chose to give — whether it’s emergency food, clothing, school supplies or farm animals, your gift can grow in impact as it equips families with resources to rise above poverty and live fuller lives.

For example, a donation of goats can make a life-changing difference for a family by providing a steady source of nutritious milk or meat — and income from selling their offspring. Or chickens, which offer a steady supply of eggs to help ensure consistent nutrition for children — and lead to more chickens that can be an income source in the future. With each passing day, these gifts can grow in impact to change lives for good!

And animals aren’t the only gifts that grow. A donation for a well can become a source of life for an entire community. Gifts supporting education are investments in a child’s future. Each gift — given in your name or in the name of a loved one — can support the health and well-being of children and families in need.

2. Read stories of surviving — and thriving

When World Vision launched a food security program in Cuchumatanes mountains of Guatemala, single mom Nicolasa and her two daughters were among those selected to participate. Nicolasa received piglets to raise, along with training that equipped her to start her own business.

“I was trained on how to save, how to set up a business, how to take advantage of investment and resources, and how to lead a normal life,” shares Nicolasa. “We did not imagine that we would have so much support from World Vision, but thank God, as you can see, this is the product.”

Nicolasa is hard at work raising 12 piglets, along with an additional four pigs that she uses for breeding. From the profits she’s saved from pig sales, she’s been able to build a sturdy house for her family.

This is only one story among many, and you have the opportunity to help another family like hers to not only survive, but thrive, through your generous gift, like the gift of animals. Read more about Nicolasa and other stories of growth at WorldVision.org.

3. Browse unique, artisan-made gifts for your loved ones any time of year

You can also make a difference by shopping the World Vision Gift Catalog for artisan-made gifts, including the handcrafted gifts featured by World Vision’s celebrity supporters. Consider giving to a friend or family member for a birthday or other occasion. For example, you could gift the “Wrapped in Peace” silk scarf featured by Melissa Joan Hart.

Donate to receive a handcrafted gift (for yourself or a loved one!), and your donation goes to the World Vision Fund. This fund helps meet critical needs today and tomorrow — equipping families and their communities with resources and tools to lift themselves out of poverty or recover from a disaster. You can browse a variety of beautiful items at Donate.WorldVision.org/gift-catalog.

4. Learn how World Vision reaches families worldwide

World Vision has a presences in nearly 100 countries, including the U.S., with nearly 75 years of experience working with communities, donors, partners and governments to empower vulnerable children living in the toughest places for better futures.

5. Share the blessings

After you’ve counted the blessings you and your family received over the holidays, consider giving a gift a family will never forget, an opportunity to transform their family’s future, truly expressing the meaning of the season. Learn more about the profound impact these gifts make, and how you can help, by visiting WorldVisionGifts.org.

2024-12-30T07:01:00

(BPT) – The new year means resolutions, reflection and recharging. It’s a fresh start, a time when new, healthier habits seem possible. This year, along with eating healthier and exercising more, prioritize your mental wellness. Hit reset and take steps to clear your mind to feel focused, energized and ready to tackle the new year ahead.

Registered Dietitian and Nutritionist Dawn Jackson Blatner shares her top tips for achieving mental clarity and starting the year off with your best foot forward.

1. Declutter your space

You’d be surprised by how much an organized home and workspace matter to your psyche. As you clear that clutter, you’re clearing your mind, too. A neat and tidy home can reduce your stress.

Start small by tackling one drawer or surface at a time and consider donating or recycling items you no longer need to create a sense of accomplishment while helping others. A decluttered space also allows for easier cleaning and creates a more welcoming environment for yourself and others.

2. Unplug

Make a resolution to take a break from technology every now and then. Constant screen time, with the overwhelming amount of information coming at us every day, can lead to stress and anxiety. Breaks from technology give your mind time to recharge.

Begin by setting boundaries, such as designated “no-phone” zones like the dining table or bedroom, and experiment with “digital detox” days where you disconnect completely. Replace screen time with activities that nurture your well-being, like journaling, reading a book, or spending time with loved ones in person.

3. Connect with nature

While you’re unplugged, find some time to get outside, whether it’s a quiet moment in a park, walking the dog through your neighborhood or simply enjoying fresh air. Numerous studies show that people who spend even a small amount of time in green spaces have reduced anxiety, stress and depression.

4. Prioritize sleep

Unplugging and getting outside will help with your sleep, too. Establish a consistent bedtime routine that includes calming activities like reading or listening to soft music.

In order to get the best night’s sleep possible, avoid caffeine or heavy meals a few hours before bed to give your body the best chance at relaxation, create a sleep-friendly environment by keeping your bedroom cool, dark, and quiet and limit screen time at least an hour before bed.

5. Eat more foods that contain nutrients that will support brain function

Incorporating foods like eggs, fatty fish and whole grains that contain nutrients to support brain function and mood can also regulate your mental well-being. Eggland’s Best eggs are an excellent source of Vitamin B5, which helps maintain a healthy digestive system and assists the body in using other vitamins, especially Vitamin B2, which helps manage stress. Eggland’s Best eggs contain more than double the Vitamin B12 compared to ordinary eggs, providing a natural energy boost and keeping you energized and satisfied throughout the day.

6. Create a consistent morning routine

To make the most of your mornings in the new year, start with setting intentional habits, like light stretching, journaling or enjoying a nutritious breakfast like Eggland’s Best Mexican Frittata with Poblanos, Potatoes and Queso Fresco to fuel your brain for the day ahead.

Ingredients:

• 8 Eggland’s Best eggs, large
• 1/4 cup vegetable oil
• 1 cup chopped white onion
• 2 poblano chiles (about 11 ounces), charred, sweated, peeled, stemmed, seeded and cut into 1-x-1/2-inch strips
• 3 tablespoons milk
• 3/4 teaspoon kosher or coarse sea salt, or to taste
• 1 pound red potatoes, peeled, diced, cooked in salted boiling water for 5 minutes, and drained
• Pinch of freshly ground black pepper, or to taste
• 1/2 teaspoon ground allspice
• 3/4 cup diced queso fresco (about 4 ounces)

Method:

1. Preheat the broiler.

2. Heat the oil in a 10- to 12-inch broiler proof skillet over medium heat until hot but not smoking. Add the onion and cook, stirring occasionally, until soft and barely beginning to brown, six to eight minutes. Add the chiles and cook until they begin to brown lightly, about three minutes.

3. Meanwhile, in a medium bowl with a whisk or a fork, beat the eggs with the milk and 1/4 teaspoon of the salt until foamy.

4. Toss the potatoes into the onion mixture, stir in the remaining 1/2 teaspoon salt, the pepper and allspice, and cook, stirring occasionally, until the potatoes are completely softened, about 6 to 8 minutes.

5. Pour the egg mixture on top of the potato mixture and stir gently as the eggs begin to cook along the edges and bottom of the pan, 2 to 3 minutes. Sprinkle the cheese on top.

6. Place the skillet under the broiler and broil until the frittata is puffed and lightly browned on top, 3 to 4 minutes. Remove from the oven, cut into wedges and serve, or let cool and serve at room temperature.

Happy New Year to all!

2024-12-30T07:01:00

(BPT) – American drivers are turning over a new leaf when it comes to car care. Hankook Tire’s latest Gauge Index Survey highlights a renewed commitment to proactive vehicle maintenance and tire replacements, driven by a combined desire for increased preparedness and to protect long-term investments. With preventive maintenance leading 2025 driving vehicle resolutions, here are top goals when it comes to driving habits and priorities for the year ahead.

A Preventive Mindset Gains Traction

When it comes to New Year’s resolutions behind the wheel, increasing preventive maintenance (29%) tops the list of drivers’ 2025 car-related resolutions. This focus on proactive care underscores a growing awareness of the benefits, including reduced repair costs, enhanced vehicle safety, and longer car lifespans.

Generational differences, however, reveal varying priorities. Among Gen Z drivers, 26% place keeping their car interior clean at the top of their driving resolutions list, compared to just 18% who prioritize routine maintenance. This difference reflects how younger drivers may view their vehicles more as personal spaces and harbor a desire to keep it clean and comfortable.

Preparing for the Costs of Care

Though many resolve to increase preventive maintenance, only 1-in-4 drivers currently budget or save annually for car care expenses. Encouragingly, 18% plan to create a budget for the first time in 2025, signaling a shift toward financial preparedness.

Interestingly, older generations are less inclined to take a proactive approach to budgeting. Forty percent of Gen X drivers and 54% of Boomers say they don’t have a car maintenance budget but try to prepare for unexpected costs, compared to 29% and 30% of Gen Z and Millennial drivers.

Tires Remain a Top Priority for Vehicle Maintenance

Tires continue to be a major focus for drivers looking at maintenance plans in 2025, with 65% expecting to replace one or more tires in the coming year. When looking at what prompts drivers to replace their tires, reasons vary:

• 28% of drivers replace tires when they see eroding tread, making it the leading cause across the board.
• 22% of drivers replace tires when they feel it is affecting the vehicle’s handling, highlighting how performance concerns play a significant role in maintenance decisions.
• Mechanic or dealer recommendations drive 14% of replacements, particularly among older generations. Older drivers rely more heavily on professional advice, as 23% of Boomers replace tires based on a mechanic or dealer’s recommendation, compared to 13% of Gen X, 13% of Gen Z, and just 8% of Millennials.

And drivers are prepared to pay when the time comes: 54% of drivers expect to spend up to $999 on new tires in 2025.

Routine Maintenance and Aftermarket Spending Trends

In addition to tires, 34% of drivers expect to spend $100-$499 on routine maintenance like oil changes and inspections in 2025. Meanwhile, a third (33%) of drivers anticipate spending over $1,000 on unexpected repairs, highlighting a perception that unplanned fixes can be more costly than routine maintenance. This contrast may help explain why preventive maintenance has become a higher priority for many drivers in 2025 as it’s a proactive approach to avoid unexpected and potentially expensive repairs.

Meanwhile, aftermarket upgrades like custom wheels, paint jobs, or interior enhancements remain a niche investment, with 33% of drivers opting out entirely. Among those who invest in enhancements, Millennials lead the way in high-value aftermarket spending, with 16% planning to spend $1,000-$2,499. This interest highlights Millennial drivers’ enthusiasm for personalization and style.

Key Takeaways for the 2025 Road

Hankook’s findings reveal drivers are embracing greater responsibility for their vehicles’ health. Drivers are showing a clear understanding that preventive maintenance, budgeting, and timely tire replacements are not just best practices but essential habits for safer, more efficient driving.

By making proactive car care a priority, drivers can reduce costly surprises and extend the lifespan of their vehicles. Tiremakers like Hankook are also stepping up to meet evolving consumer needs with products like the Weatherflex GT for year-round performance and the iON series for electric vehicles.

2024-12-26T14:09:00

(BPT) – The new year is a good time to reset. From a fresh start on lifestyle choices, hobbies or pursuits, to the less exciting — but no less important — aspects of life, like memberships, contracts and even health insurance. Health insurance deductibles reset in the new year, so it’s a good idea to keep that in mind as you plan for healthcare expenses. Any changes made to your health insurance plan during open enrollment go into effect as well.

“Even if you spent hours researching your health plan before making a selection, there’s always a possibility for the occasional surprise once coverage kicks in, which is why it’s important to assess your healthcare coverage and address any gaps before January 1,” said Doug Armstrong, Vice President of Health Products and Services at AARP Services, Inc. “AARP members can take advantage of benefits available to them to help find the coverage and savings information they seek.”

1. Examine your vision coverage

Eye health is important to quality of life, both in terms of moving around safely and appreciating your surroundings. Regular eye exams with an ophthalmologist or optometrist can help make sure your vision is sharp while also monitoring for any issues. However, many health insurance plans don’t include vision coverage. If you do see a gap in your coverage, AARP members have access to information on vision insurance options that offer individual and family plans, featuring a large doctor network, savings on frames, lens enhancements, progressives and more.

2. Plan for prescriptions

While several health plans offer coverage for prescription drugs, discounts can vary, especially when it comes to different types of medication. AARP^® Prescription Discounts Provided by Optum RX^® can help with savings. This program offers a free prescription discount card that can be used at over 66,000 pharmacies nationwide for savings on FDA-approved medications. Additional benefits for AARP members include home delivery, deeper discounts on medications, coverage for dependents and more.

3. Confirm your primary care

With a new health insurance plan, you might find that your primary care physician is no longer in-network or that they no longer accept your insurance. Perhaps you have relocated and are in the market for a new doctor. Whatever the case, there’s no time like the present to search for a new primary care physician who meets your needs. If you’re on Medicare, Oak Street Health can be a great resource.

The only primary care provider to carry the AARP name, Oak Street Health provides primary care for adults on Medicare and focuses on prevention with personalized care to help keep you healthy — physically, mentally and socially. Benefits include same-day/next-day appointments where available, convenient locations, a dedicated care team and a 24/7 patient support line. AARP membership is not required to visit an Oak Street Health location.

4. Protect your smile

Optimal dental care includes daily brushing and flossing and a visit to the dentist every six months. During your visit, the dentist can monitor for and treat any issues, such as cavities or gum disease. However, not all plans include dental insurance, which means you might end up paying out of pocket for your cleaning and other procedures. To avoid that, take a look at your coverage. If needed, explore information on dental insurance options that offer individual or family coverage for the most common dental procedures. Dental insurance generally pays for regular check-ups, so many people who purchase protection will benefit from it immediately.

5. Clarify your hearing coverage

Hearing loss is a common age-related ailment. According to the National Institute on Aging, one-third of older adults have hearing loss, and the chance of developing hearing loss increases with age. Hearing aids can be an enormous help, improving socialization, boosting confidence and even helping to increase balance. However, many insurance plans do not include coverage for hearing aids.

AARP^® Hearing Solutions™ provided by UnitedHealthcare^® Hearing provides savings on hearing aids and hearing care. Members can save an average of $2,000 per pair on prescription hearing aids and 15% on accessories — no insurance needed. Plus receive a hearing exam and consultation at no cost and personalized support through a large nationwide network of hearing providers.

6. Consider physical therapy

Often, the only times that people consider whether their health insurance covers physical therapy is if they already participate in it or after the doctor has prescribed it. As we age, though, physical therapy can be a useful tool in improving balance or recovering from an injury or procedure to help you remain active. Fortunately, the question of coverage or finding an in-network location doesn’t have to derail you. AARP^® Physical Therapy At Home™ by Luna accepts most insurances and Medicare and is available to members and non-members alike. Plus, Luna’s experts come to you, so you can receive quality care from the comfort of your home.

If you’re creating an end-of-year to-do list, consider adding an assessment of your healthcare coverage. After all, the best time to realize you have a gap in coverage is before you need it. To learn more about AARP member benefits, visit aarp.org/benefits.

AARP and its affiliates are not insurers, agents, brokers or producers. AARP member benefits are provided by third parties, not by AARP or its affiliates. Providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions. Please contact the provider directly for details.

2024-12-26T16:01:01

(BPT) – Every year, roughly 20-30% of older Americans head to warmer climates for the colder winter months. Snowbirds are often retirees on fixed incomes, though flexible work environments now provide more opportunities for anyone to spend several months escaping the chill. Whether on a fixed income or an empty nester with disposable income, consumers are interested in saving money where they can. With this in mind, snowbirds can look to their AARP membership to take advantage of relevant discounts and offerings as they fluff their feathers and get ready for takeoff.

From savory breakfast options while driving to your seasonal destination, to home and auto protection, and even resources to support mental and physical health, AARP member benefits offer deals and savings that will help snowbirds take flight this winter.

“Spending winters in warmer places has so many benefits that come with being able to be outside more often. Warmth and sunlight not only increase serotonin levels, which can result in more positive moods and a calm, focused mental outlook, but they also stimulate vitamin D production and may even boost immunity,” said Elvira Christiansen, Director of Retail and Loyalty for AARP Services. “An AARP membership makes it even better by offering savings as you plan your trip, as well as at many dining, entertainment and retail locations you will come across in your winter getaway destination, helping you to enjoy it to the fullest.”

1. Order Up

Road trips are often the preferred way to travel to a winter home for the flexibility of having a car once there. Whether your drive will have you behind the wheel for hours or days, you’ll want to make sure you have your meals planned out. Fill up with a tasty breakfast or lunch with a stop at Denny’s, which is easy to spot from most major highways.

AARP members can save when heading to Denny’s. With over 1,500 locations nationwide, members save 15% on everything from diner classics to breakfast items every day; maximum discount not to exceed $10. Restrictions apply.

2. Primary Care from Almost Anywhere

Feeling under the weather can put a damper on your winter travels, so it’s a good idea to make sure you can access quality healthcare even when you’re at your winter destination. If you are on Medicare, you can check whether there is an Oak Street Health primary care clinic near you. Oak Street Health, the only primary care provider to carry the AARP name, provides primary care for adults on Medicare and focuses on prevention with personalized care to help keep you healthy — physically, mentally and socially. Benefits include same-day/next-day appointments where available, convenient locations, a dedicated care team and a 24/7 patient support line. AARP membership is not required to visit an Oak Street Health clinic.

3. Wellness Checklist

Once you check off primary care needs for your winter destination, don’t overlook other priorities like maintaining your prescriptions and protecting your vision. Start by making sure your prescriptions are up to date before you head out of town. If you do need a refill while you’re away, you have access to a free prescription discount card from AARP^® Prescription Discounts provided by Optum Rx^® that can be used at over 66,000 pharmacies nationwide for savings on FDA-approved medications. You do not need to be an AARP member to take advantage of these benefits, though AARP members receive additional perks, including deeper discounts on medications, home delivery, coverage for your dependents and more.

If you’re having trouble with your vision, want to update your sunglass prescription, or simply want to maintain your annual visits to an optometrist or ophthalmologist while away, AARP members have access to information on vision insurance options that offer individual and family plans, featuring a large doctor network, savings on frames, lens enhancements, progressives and more.

4. Home (Safety) Away from Home

One thing that should always be a priority is keeping your home safe while you’re away for the winter. While Neighborhood Watch is always helpful, long periods away from a home require additional security systems. With an AARP membership, homeowners can secure their homes for less.

Members save 5% on monthly home security monitoring with ADT Home Security, which covers smart home security systems including intrusion monitoring, connected smoke and CO detection, and smart automation for video doorbells, security cameras and smart locks.

5. Pack Auto Coverage in Your Luggage

Driving south for the winter? Utilize AARP member benefits to save on auto care so you can road trip worry free. AARP members save up to 20% on annual membership fees for Allstate Roadside Assistance plans, which provides access to assistance for towing, jump-starts, tire changes, lockout assistance, fuel delivery and more. Allstate Roadside plan benefits can be used 24/7 in any car you drive, including rented and borrowed ones.

And, if you want to bring any personal items with you but don’t have room to squeeze them in your car, Budget Truck Rental has a variety of trucks for you to choose from. AARP members can save 20% on local or one-way truck rentals on Sunday through Thursday and 10% on Friday and Saturday, plus receive a $10-per-day Physical Damage Waiver.

Regardless of how you’re traveling or spending your winter months, AARP member benefits can help you maximize your budget while you prioritize the things that matter.

To learn more about the benefits and discounts for AARP members to help you prepare for your relaunch, please visit aarp.org/save.

AARP member benefits are provided by third parties. AARP receives a royalty fee for the use of its intellectual property. These fees are used for the general purposes of AARP. Provider offers are subject to change and may have restrictions.

2024-12-26T01:01:00

(BPT) – From wearables to apps, New Year’s fitness resolutions are getting a tech boost that’s catching on, with T-Mobile customers spending 23% more time on average on fitness-related apps in the last year.

At midnight on New Year’s Eve, many make a familiar pledge: to get fit.

For the nearly half of all U.S. adults who make fitness-related resolutions, technology such as wearable devices and apps can be key to keeping this pledge, said A’Naja Newsome, Ph.D., a Researcher and Assistant Professor at the University of Central Florida who has written about fitness technology. Newsome also hosts a podcast, Strength in the Details, on which she talks about the impact of mental health, nutrition and leadership on strength training.

“Technology has really been adapted and modified to be appealing to a wide genre of exercisers,” Newsome said. “People just really have to prioritize what’s going to be important to them right now and invest in that.”

Your Goals, Your Way

There’s no one-size-fits-all for fitness technology. Start with an assessment of what you value and what your fitness goals are, Newsome says. Whether you’re planning to run an ultramarathon or signing up for your first gym membership, there’s something for everyone to keep their resolutions.

“We have so many of these wearable devices that can track things like heart rate, calories, steps and more,” Newsome said. “And then we have things like mobile apps where people can use paid or free services to track their daily physical activity behaviors.”

Beginners can start with mobile apps that come with quick and simple workouts — and if they value aesthetics, they can invest in wearables that also serve as a fashion piece, she says.

Physical activity tracking devices have historically been geared to sport-specific athletes, particularly in running and cycling. However, “we’re also seeing it expand to outdoor sports like hiking, climbing and swimming, and we’re even starting to see tech for things like flexibility and mobility training and special populations like pre- and postnatal individuals,” Newsome said.

The expansion of these technologies is leading to a shift back to basic fitness practices, she says, with a focus on everyday activities and movements such as time spent standing, daily steps, breathing and meditation rather than specific, structured exercise routines.

“Wearable technology now is telling us what is happening with the rest of our day,” Newsome said. “What is happening with our sleep? What is happening with our steps? What is happening with our sedentary behavior?”

The fitness technology market has grown as more people turn to apps to support their goals. Among T-Mobile customers, the average time spent per month using fitness-related apps — such as running, weight and fitness trackers — increased by 23% between 2023 and 2024.

And on America’s largest, fastest and most awarded 5G network, customers can get uninterrupted streaming for their workout videos and real-time data feeds on their performance.

Newsome said she expects the mobile apps and wearable device markets to continue to grow in 2025. The next frontier is integrating these technologies into healthcare in the future, allowing for more holistic treatment plans and monitoring capabilities, she added.

Make It Personal

Choosing new fitness technology is a personal decision based on individual values and priorities. Now, artificial intelligence is taking personalization even further by creating workout plans tailored to an individual’s unique data, Newsome said.

“AI is generating these customizable workouts for your home gym, for on-the-go, your travel, for those that are short on time,” she said. “That’s going to reach a demographic of people who maybe thought that they didn’t have the time to exercise or for those that just didn’t have the know-how to exercise.”

Wearable tech, mobile apps and AI can be even more supercharged with human input, Newsome said. She advised people to consult with an exercise professional or their medical provider before embarking on a new fitness regimen or making significant changes based on their wearable technology data.

Social support is the key factor in helping people change their behavior, she said, so supplement the benefits from wearable devices and mobile apps by seeking out peers and professionals. She also advises to not rely on technology so much that it creates a barrier to reaching your goals, like skipping a workout because your smart watch ran out of battery.

With all the innovations that promise to up performance and get people moving, there’s never been a better time to conquer your fitness goals. So as the clock strikes midnight on New Year’s Eve, remember: Fitness technology can give you a push, but the most important piece of equipment is your willpower, and all it takes is the first step. You’ve got this!

2024-12-23T08:01:01

(BPT) – For those living with paralysis and their loved ones, receiving sufficient support, meaningful connection and useful information are all crucial elements in order to thrive. Thanks to the leadership and vision of Dana Reeve, the Christopher & Dana Reeve Foundation‘s National Paralysis Resource Center (NPRC) opened its doors in 2002, and continues today to serve as a free, comprehensive, international source of informational support for people living with paralysis and their caregivers.

The NPRC’s mission is to foster community involvement, promote health and improve quality of life for everyone who needs it — with a breadth and depth of knowledge and connections spanning multiple languages, especially Spanish. To access everything from information about what to expect in rehab and the best equipment exchange programs to the latest in spinal cord research for Spanish speakers, you can visit Vivir con parálisis.

Support through Spanish-language materials and staff

Through the NPRC, the Reeve Foundation provides a variety of vital services, programs and resources that are offered through Spanish-language materials, and are staffed by Spanish speakers, including:

Information Specialists are trained to help anyone — from newly paralyzed individuals and their family members to persons who have lived with disabilities for decades — by providing individualized support and information in Spanish.

Peer & Family Support Program fosters peer-to-peer support via trained and certified Spanish-speaking mentors living with paralysis who best understand the day-to-day realities and long-term challenges individuals living with paralysis face.

Quality of Life Grants Program has awarded over 3,800 grants totaling more than $44 million in financial support to fellow nonprofit organizations for programs or projects that foster community engagement while promoting health and wellness for individuals living with paralysis throughout the United States.

The Military & Veterans Program (MVP) supports the specific needs of service members and their families, regardless of their time served or the cause of their paralysis.

Advocacy & Policy Program helps individuals advocate for themselves and advance important issues for the greater community of individuals living with paralysis.

Outreach and Community Education Program seeks to improve diversity, equity, inclusion and accessibility initiatives so underserved communities are aware of and have access to critical NPRC services. This program provides educational opportunities, community connection and cultural awareness, which are vital to ensuring that the needs of all are met.

Free downloads for information and resources

NPRC also provides a variety of free, downloadable resources in Spanish that are designed to help people living with paralysis and those who care for them navigate a variety of challenges.

Paralysis Resource Guide: This free comprehensive guide is an essential tool for everyone living with or affected by paralysis. You can download a copy to your phone, tablet, e-reader or computer. The fifth edition of the Paralysis Resource Guide, available in Spanish, has a new section for the Hispanic community.

Wallet Cards enable people living with autonomic dysreflexia (AD), deep vein thrombosis (DVT) and sepsis to carry critical information on their person. These handy cards provide the life-saving information that staff at EMT units, emergency rooms and other health centers need to best treat you. The AD card is available in both adult and pediatric versions.

Educational Booklets provide an in-depth study on topics of interest in paralysis. You can find the latest resources and information on skin, bladder and bowel management, pain, spasticity, emergency prep, sexual health and more. Booklets are available for download in PDF format. Contact an Information Specialist to request a free printed copy.

A-Z Fact Sheets are available free to download and save, including fact sheets for disability resources in each state and several countries, plus topical fact sheets related to paralysis.

To further assist people living with paralysis and their caregivers, NPRC houses many informational resources available in Spanish. For additional information, visit the NPRC Spanish webpage, Paralisis.org.

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2024-12-22T23:01:00

(BPT) – By Rob Williams, Managing Director, Financial Planning, Retirement Income and Wealth Management, Schwab Center for Financial Research

There are a lot of cautionary tales in the news these days about how unprepared people are for retirement, painting a rather bleak picture of widespread financial insecurity. But the reality is quite different.

We recently surveyed more than 1,000 Americans and found they actually feel pretty optimistic about their retirement plans. Six in 10 people say they are not concerned about having enough money to live off of in retirement, and most also feel financially prepared. The numbers are even better for people who are already retired or semi-retired. Over 90% say they’ve saved enough to live comfortably and are confident about their overall financial situation.

None of this means people aren’t worried at all. What we found is that most retirement anxiety centers around things beyond people’s control, like inflation, market fluctuations, rising health care costs and potential changes in government policy. If you fall into that category, here are five practical strategies to help ease those concerns and provide greater peace of mind.

1. Make sure your portfolio reflects your current risk capacity

While “risk tolerance” refers to the amount of market volatility you can stomach, “risk capacity” is about determining how much money you’ll definitely need over the next one to four years. Think of it as the financial buffer required to cover your short-term expenses without being affected by market and economic swings. Once you know your risk capacity, set aside the appropriate cash and split it into two types of cushions:

• Money you know you’ll need in the next year – Consider putting this into high-yield checking or savings accounts, money market funds, or CDs with maturities under 12 months.
• Money you’ll need in the next two to four years – Consider putting this into high-quality short-term bonds, bond funds, or CDs with maturities between two to four years.

2. Stay Invested and Diversified

A diversified portfolio could potentially help navigate the ups and downs of the economy. And spreading your investments across various asset classes — like stocks, bonds and real estate — may create a cushion against market volatility. Stocks, in particular, have historically outpaced inflation over the long term, helping to preserve your purchasing power. Overall, staying invested through market cycles rather than reacting to short-term fluctuations can be one of the best strategies for maintaining your wealth in retirement.

3. Revisit Your Emergency Fund

An emergency fund is crucial at any stage of life, but it becomes especially vital in retirement when income is often more fixed. In addition to your cash cushions, aim to keep enough in your emergency fund to cover about a year’s worth of expenses, minus any guaranteed income from sources like Social Security or pensions. A high-yield checking or money market account can be a great place to store these funds, allowing for easy access in an emergency without penalties or delays.

4. Plan for Long-Term Care Costs

One of retirees’ biggest worries is the potential cost of health care, especially long-term care. To prepare, start by answering three fundamental questions:

• Who will provide care if needed?
• Where do you want that care to be provided?
• How will you pay for it?

From there, consider consulting with a financial planner to explore options that align with your needs. This might include long-term care insurance or other strategies to ensure your assets are protected. Addressing these concerns proactively can reduce stress about unexpected health costs in the future.

5. Keep Perspective on Changes in Washington

Political shifts, such as a new administration or changes in Congress, can create anxiety about taxes, Medicare, Social Security and the markets. However, it’s important to remember that market movements are more often driven by corporate earnings, economic data and central bank policies than by political changes.

Additionally, there’s usually a significant gap between campaign promises and actual policy changes. Legislative processes are slow and often result in watered-down versions of initial proposals, so avoid jumping to conclusions based on political rhetoric.

Stick to your long-term investing plan and avoid making emotional decisions based on the latest headlines.

Retirement is a major life change, and even if you’re generally confident about your retirement savings, it is normal to be anxious about factors outside of your control. If you’re feeling that, you’re not alone. And although you can’t control inflation or the markets, health care costs, or the economy in general, there are steps you can take to regain a sense of control.

For more information, visit Schwab.com/retirement for a wide range of resources and help.

Disclosures

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

Investing involves risk, including loss of principal.

Diversification strategies do not ensure a profit and do not protect against losses in declining markets.

© 2024 Charles Schwab & Co., Inc. All rights reserved. Member SIPC.

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