How to make the most of your Medicare vision benefits

2025-11-30T01:01:00

(BPT) – Do you know whether your current Medicare plan covers any vision benefits? Most Medicare plans don’t cover routine eye exams or glasses, but certain supplemental or Medicare Advantage plans do offer this crucial coverage. Knowing what’s included in your Medicare coverage can help you save money, while also keeping your eyes healthy.

Here are tips to help you make the most of your Medicare plan when it comes to your eye health, and what you should know about reducing your vision-related expenses.

Check your eligibility: See if you’re covered for an annual eye exam. Many Medicare Advantage plans include one routine exam per year, at no extra cost. Having an annual eye exam is important not just for corrective lenses, but to support your overall eye health. Contact your insurer to ask questions about your vision coverage.

Use your vision allowances before they expire: Some Medicare plans include a particular allowance for glasses or contacts that resets each calendar year. For this reason, it’s important to use your allowance for corrective lenses before the end of the year to make the most of your benefits, or you could be leaving money on the table.

Choose an in-network provider: Making sure to stay within your network when you choose a provider for your next eye exam helps you avoid paying higher out-of-pocket costs. Check with your insurance provider to help you find an in-network provider near you, if you don’t have one already.

Update your prescription: Even if you only need small changes to your glasses or contact lens prescription, updating your prescription each year may help improve your vision — and your safety, especially while you’re driving.

Explore preventive screenings: Annual eye exams are important for identifying serious health conditions, such as glaucoma, cataracts or macular degeneration at an early stage, when they are more easily treatable. Especially as you age, it’s more important than ever to have these vital screenings every year. Additionally, comprehensive eye exams can help identify potential signs of serious health conditions such as diabetes and hypertension, which may benefit from early detection and treatment.

Visit an eye doctor and save with VSP vision insurance: If you don’t have vision coverage as part of your Medicare plan, you still have affordable options. For example, you can purchase a vision insurance plan at any time with VSP® Individual Vision Plans, with no need to wait for a special open enrollment or waiting period. You can save over $350 annually with affordable VSP Individual Vision Plans that you can customize and buy on your own. You’ll also receive 20% savings on additional glasses or sunglasses, including lens enhancements, from a VSP network doctor within 12 months of your last exam. VSP members also have access to over $3,000 in savings with Exclusive Member Extras.

Even if you do not wear corrective lenses, maintaining regular eye exams is an important part of your overall health and well-being. Take action now to ensure that your vision is protected. Visit VSPDirect.com to compare plans and find a vision plan that meets your needs.

From Icy Walkways to Online Scams: The Top Winter Risks for Families

2025-11-28T00:01:00

(BPT) – Winter brings celebrations, travel and time with loved ones. It also brings seasonal risks that can cause safety issues and financial stress. Here are four common hazards to keep in mind, plus practical steps to reduce the chance of something impacting your winter fun.

1) Icy walkways, a risk to delivery drivers and guests

Holiday deliveries bring drivers to your porch and sidewalks, and hosting means even more foot traffic. If a visitor or delivery driver slips and gets hurt, you could be responsible for medical bills or legal costs. Homeowners’ policies include personal liability coverage designed to help with those expenses if you are legally liable.

For additional peace of mind, a personal umbrella policy provides even higher liability limits. This helps safeguard savings and future income against severe claims.

Do now: Shovel and treat high-traffic areas. Add handrails or traction mats on steps. Review whether your current liability limits are enough to cover your risk.

2) Online scams and personal cyber risk

Scammers thrive during the holidays. They take advantage of the hectic pace of the season by sending out fake shipping notices, phony charity solicitations and gift card cons. These scams are becoming more prevalent, impacting thousands of families every year and many people don’t know that insurance can help. Acuity’s Identity Fraud and Cyber Protection policy covers a broad range of potential cyber issues, keeping your finances safe from the fallout.

Do now: Enable multi-factor authentication on your accounts, use strong and unique passwords, and be cautious with links or urgent requests that come by text or email.

3) Icy roads and holiday crashes

Winter driving can be unpredictable, and snow, ice and holiday traffic all increase the risk of accidents. If you cause a crash, your auto liability coverage helps pay for injuries or property damage to others, while collision coverage can assist with repairs to your own vehicle.

Do now: Slow down, increase following distance, check tire tread and pressure, and plan ahead for safe rides if holiday celebrations include alcohol.

4) Curbside “cues” that invite theft

Leaving the box of a large TV or from an expensive brand by the curb can advertise new, high-value items inside. It’s a small detail, but burglars look for easy tells. Your homeowner’s policy protects personal property, but preventing a potential break-in is always better than dealing with one.

Do now: Break boxes down and bag them or take packaging directly to a recycling center.

A partner for winter and beyond

It’s important to choose an insurance company that will be there when you need it. Acuity Insurance provides clear coverage and a caring claim process. They give you a single point of contact, so you’re not bounced around explaining the same thing to multiple people before you get help. Their 97% positive claims experience rating is the result of a commitment to service that puts policyholders first.

Winter risks are seasonal, but choosing the right insurance provider delivers consistent protection all year.

The ultimate gift to monitor your cat’s health this holiday season and beyond

2025-11-26T12:01:00

(BPT) – What are some of your favorite holiday memories? Chances are they include spending quality time with your loved ones, including your favorite feline.

That said, the busy holiday season can be stressful for your cat. Holiday parties, hosting loved ones for an extended stay and just the general busyness of the season bring big changes to your cat’s daily routine. When their routines change, it can lead to stress, which in turn can lead to a variety of health concerns for your cat.

“When cats are sick, they have very vague, sometimes very non-specific clinical signs,” said Dr. Ashlie Saffire, DVM, DABVP (Feline), founder and lead veterinarian at the Cat Specialty Center at Faithful Friends Clinic in Dublin, Ohio, and a partner with Petivity. “And because they’re solitary survivors by nature, they’re very good at hiding pain and illness, even from their caretakers.”

Before the holidays are in full swing, consider gifting your cat (and yourself) a Petivity Smart Litter Box Monitor. This innovative technology gives you a window into changes with your cat’s litter box habits — and perhaps their health.

Smart technology that gives peace of mind and saves lives

The Smart Litter Box Monitor uses advanced sensor technology to identify behavior and weight changes that may be associated with a health condition requiring veterinary diagnosis, like urinary tract infections, diabetes, kidney disease, gastrointestinal disease, hyperthyroidism and obesity. If the monitor records changes to your cat’s habits or weight, it will deliver that data to the Petivity app in an easy-to-read chart.

Take Amber and Paul’s cat, Ash, for example. At 3 years old, the domestic shorthair had a history of bladder inflammation and a urinary tract infection brought on by feline idiopathic cystitis (FIC).

FIC is a painful bladder disease with a high rate of recurrence. While there is no known cause, there are conditions that may contribute to FIC — including stress. Because of Ash’s health history, Dr. Saffire recommended they install a Petivity Smart Litter Box Monitor to keep track of his litter box habits and behaviors.

One evening, the monitor recorded 15 times that Ash entered the litter box but didn’t do anything during his visit. Also, the time that Ash spent in the litter box during the night kept getting longer and longer. In fact, at one point, Ash spent six minutes in the litter box with no elimination.

In the morning, the Smart Litter Box Monitor alerted Amber and Paul of Ash’s unusual litter box habits. Worried, the couple brought Ash to Dr. Saffire for treatment, where they discovered that he was experiencing an FIC flare-up that resulted in a urinary blockage. Luckily, because they caught the problem early enough, Dr. Saffire was able to quickly treat Ash’s blockage. If they had waited any longer to treat Ash, Paul and Amber may have lost their beloved feline.

“These litter box monitors are such a great tool to identify diseases and subtle clinical signs early,” said Dr. Saffire. “We know that delayed diagnosis can really be problematic for cats, so what do we do? We have litter box monitoring technology. I’ve had several cases where this has been absolutely life-saving for some of my patients.”

Dr. Ashlie Saffire, DVM, DABVP (Feline), founder and lead veterinarian at the Cat Specialty Center at Faithful Friends Clinic with long haired cat on exam table.

When asked about their experience with the monitor, Amber said, “The Smart Litter Box Monitor definitely helped us in this nerve-wracking time when we weren’t quite sure what was going on. It definitely helped and eased the anxiety that comes along with a sick pet or a pet that’s not 100%.”

Keep your mind at ease and catch cat health issues earlier

This holiday, spend less time worrying about your cat’s health and more time celebrating the season. Let Petivity help you monitor changes that could signal something’s wrong, so you can act fast no matter how busy life gets.

Don’t forget to pick up a Smart Litter Box Monitor for your friends and family with feline companions. It makes for a thoughtful gift that helps your loved ones keep on top of their furry friends’ health, too.

Bonus: Petivity, powered by Purina, and Odie Pet Insurance are teaming up to help pet parents stay proactive. When you sign up for a new Odie policy, you can receive a free or discounted Petivity Smart Litter Box Monitor — a smart way to catch potential health issues early and keep your mind at ease. To learn more, visit Petivity.com.

Make it Personal: Photo Gifts and Holiday Cards Made Easy at Walgreens

2025-11-26T14:09:00

(BPT) – Do you have a long to-do list, or are you often stumped when searching for gifts? The holidays can be especially busy, and moms often take the lead on holiday planning. In fact, according to a recent survey, moms bear the brunt of the holiday prep 97% of the time.

Between all the decorating, cooking, shopping and wrapping, it can be hard to make time for a break in the holiday hustle. This holiday season, Walgreens is helping ease that burden as the go-to solution for holiday cards and gifts for the entire family. Thanks to same-day services, personalized photo gift options and a simple holiday card design ordering and mailing process, Walgreens is making it easier for moms to check off some of the tasks on their holiday to-do lists.

Here are some easy, fun and unique ways to create gifts and greetings that will make this year’s celebrations effortless — and truly memorable.

Simplify holiday cards and invitations

With the Walgreens Mail-for-Me Offering, you can handle all of your season’s greetings and party invitations with ease. Need to save time? The Mail-for-Me service makes the season even brighter by stamping and sending your customized, premium holiday cards to your mailing list, so you don’t have to.

The Mail-for-Me service is an easy four-step process:

1. Create your card by selecting your card type, photo, design and fonts.

2. Add the mailing address(es).

3. Pay for everything online — mailing and postage included.

4. Walgreens will print and mail the cards for you, so you don’t even have to leave the house or go stand in line at the post office!

Family holiday photos turned in to cards that can be mailed for you.

Personalized photos as treasured keepsakes

You can create a variety of personalized photo gifts with these Walgreens Photo Gift Offerings, many of which are available for same-day pickup. Any one of these options is bound to bring a smile to someone’s face this year:

  • Commemorate the 2025 holiday season with a personalized ornament to create a special keepsake that your gift recipient will treasure for years to come.
  • Give a practical and meaningful personalized desk calendar to help a friend or loved one stay organized, while giving them a moment to reflect on beloved memories at the start of each new month.
  • Create a customizable photobook a timeless, thoughtful gift that transforms cherished memories into a beautifully crafted keepsake. You can tailor the book to reflect your loved one’s personality, making this gift truly one of a kind.
  • Deck the walls with custom decor from custom Canva designs to wall art, every piece is more than a present — it’s a memory worth keeping on display. Celebrate the season with gifts that spark joy, showcase creativity, and turn every wall into a story.
  • Make family memories fun with a personalized puzzle, turning a favorite snapshot into an interactive keepsake that can be rebuilt together, piece-by-piece.

Short on time or have a limited budget? You can save in more ways than one, thanks to Walgreens’ seasonal discounts and convenient 30-Minute Pick-up or 1-Hour Delivery.*

From toys and gift wrap essentials to holiday cards and personalized gifts, Walgreens is the most convenient option to get everything you need this holiday season. Visit Walgreens.com or your local neighborhood Walgreens for these and other gift ideas.

*Delivery in as little as 1 hour and Pickup in as little as 30 minutes based on national averages. Pickup is available for eligible items when your order is $10 or more (after promo codes and paperless coupons are applied and before taxes). Exclusions and restrictions apply. For details, visit Walgreens.com/Pickup.

After heartbreaking loss, one family advocates for flu vaccination

2025-11-25T14:01:00

(BPT) – Kennedy was a vibrant, healthy two-year-old until she developed a fever and tested positive for influenza (flu). As busy first-time parents, Kennedy’s parents didn’t realize that because her last wellness checkup fell outside flu season, they missed flu vaccination for her that year.

“Little did we know this critical misstep would change our lives forever,” said Kennedy’s mom, Megan Parks.

Initially, Kennedy’s pediatrician recommended rest, and for her parents to watch for signs of breathing problems. After three days, she did not improve, and her lips started turning blue. Alarmed, Kennedy’s parents rushed her to the hospital.

“I kept a close, constant watch on Kennedy in my rearview mirror,” Megan recalled. “The last time I looked up to check on her, she was no longer responding.” Kennedy’s mom pulled over to call 9-1-1.

“That day, we lost our beautiful Kennedy to the flu,” Megan said. “We simply didn’t realize that when a child receives a flu vaccination, it can significantly help reduce their chances of hospitalization or death. Unfortunately, we found out too late.”

The Parks family turned tragedy into advocacy and is now focused on spreading awareness about the potential seriousness of the flu, urging families to get yearly vaccinations for everyone six months of age and older.

Severe flu season

The Parks are one of many families who have lost loved ones to the flu. The 2024-2025 flu season was among the most severe in U.S. history, with record-breaking pediatric deaths and overwhelming levels of illness and hospitalization.[1] The Centers for Disease Control and Prevention (CDC) estimates that there were at least 43 million flu illnesses, 560,000 flu hospitalizations, and 38,000 flu deaths last season. Children were hit especially hard, with 287 confirmed flu-associated pediatric deaths.[2] Nearly 90% of those deaths were children who were eligible for the flu vaccine but were not vaccinated.[3]

Kennedy, who died of the flu, and her mom and dad during a holiday celebration.


Flu is a serious illness

The flu is a contagious respiratory illness caused by viruses that infect the nose, throat, and sometimes the lungs.[4] Flu season is the time of year that flu viruses most commonly circulate in the population, typically between October through May, and peaking between December and February.[5]

Although most people who get the flu recover in a few days to under two weeks, sometimes the flu can lead to complications (like pneumonia) and death.[6] While the flu may impact each person differently, symptoms can appear suddenly and include fever (or feeling feverish and chills), cough, sore throat, runny or stuffy nose, muscle or body aches, headaches, and fatigue. Vomiting and diarrhea are more common in children.

Who is at risk for the flu

The harsh reality is, anyone can get sick from the flu, even people who are or feel healthy, and serious flu-related problems can impact people of any age, race, or gender.[7] However, some people are at higher risk of developing serious flu-related complications if they get sick, including people 65 and older, people with certain chronic health conditions (like asthma, diabetes, obesity, or heart disease), pregnant women, and young children.[7]

Kennedy, who died from the flu at the age of 4, and her parents at a Birthday celebration.

“The flu is a serious respiratory illness everyone needs to be aware of, especially now that flu season is here,” said Dr. Luis Romano, U.S. Medical and Clinical Affairs Lead for Flu at GSK. “It’s especially important for high-risk groups to prioritize flu vaccination to help reduce the risk of illness, hospitalization, and flu-related death.”

Since 2010, there have been deep and persistent disparities in flu-related outcomes among racial and ethnic minority groups.[8] Hispanic and Black communities have consistently experienced higher rates of flu-related complications and death, often due to lower vaccination rates and delayed access to care.[8] According to the CDC, 39.2% of Hispanic adults and 43.1% of Black adults received a flu shot, compared to 49.8% of White adults and 54.9% of Asian adults.[9] This persistent gap in vaccination coverage increases vulnerability to severe flu-related illness and hospitalization.[9],[10]

Educating families

The best way to help protect yourself and your loved ones from the flu every season is by talking to your doctor or pharmacist about flu vaccination.[11] The CDC recommends flu vaccination for everyone six months of age and older who do not have contraindications.[12]

“Decades of data confirm flu vaccines have an excellent safety record,” added Dr. Romano. “Hundreds of millions of Americans have received flu vaccines over the past 50 years, and ongoing monitoring consistently reinforces their strong safety profile.”

The body of scientific evidence overwhelmingly supports flu vaccines are safe, making them a critical tool in helping to protect public health.[13]

Where to get vaccinated

If you haven’t gotten vaccinated against the flu yet, it’s not too late. While it’s best to get vaccinated by the end of October, getting your flu shot in November or later is still recommended since flu activity often peaks in February and can last into May.[14]

Getting a flu shot is typically quick and convenient, so you can help protect yourself and your family from the flu with minimal time commitment. Flu vaccinations are usually offered in doctor’s offices and clinics, but you can also get them in pharmacies, college health centers, and even some schools or workplaces.[15] Some vaccination locations, like pharmacies, may accept walk-ins. Flu vaccinations are usually free for people with medical insurance (including Medicaid, Medicare, ACA plans and private plans).[16]

Ask your pharmacist or doctor about flu vaccination and learn more at CDC.gov/flu.


[1] CDC. Influenza Activity in the United States during the 2024–25 Season and Composition of the 2025–26 Influenza Vaccine. Influenza (Flu). Accessed October 31, 2025. https://www.cdc.gov/flu/whats-new/2025-2026-influenza-activity.html.

[2] CDC. Influenza-associated Pediatric Mortality. Accessed October 31, 2025. https://gis.cdc.gov/GRASP/Fluview/PedFluDeath.html.

[3] Reinhart K, Huang S, Kniss K, et al. Influenza-Associated Pediatric Deaths — United States, 2024–25 Influenza Season. Morb Mortal Wkly Rep. 2025;74(36):565-569. https://doi.org/10.15585/mmwr.mm7436a2

[4] CDC. About Influenza (Flu). Accessed August 22, 2025. https://www.cdc.gov/flu/about/index.html.

[5] CDC. U.S. Influenza Surveillance: Purpose and Methods. Accessed August 26, 2025. https://www.cdc.gov/fluview/overview/index.html.

[6] CDC. Symptoms and Signs of Flu. Accessed October 31, 2025. https://www.cdc.gov/flu/signs-symptoms/index.html.

[7] CDC. About Influenza (Flu). Accessed October 31, 2025. https://www.cdc.gov/flu/about/index.html.

[8] CDC. Flu and Healthy Lives for All. Influenza (Flu). Published January 17, 2025. Accessed September 30, 2025. https://www.cdc.gov/flu/healthy-living/index.html.

[9] CDC. Influenza Vaccination Coverage and Intent for Vaccination, Adults 18 Years and Older, United States. FluVaxView. Accessed September 30, 2025. https://www.cdc.gov/fluvaxview/dashboard/adult-coverage.html.

[10] CDC. People with Chronic Medical Conditions and Flu Hospitalizations. Accessed September 30, 2025. https://www.cdc.gov/flu/whats-new/2023-2024-higher-risk-hospitalizations.html.

[11] CDC. Key Facts About Seasonal Flu Vaccine. Accessed October 31, 2025. https://www.cdc.gov/flu/vaccines/keyfacts.html.

[12] CDC. Who Needs a Flu Vaccine. Accessed October 31, 2025. https://www.cdc.gov/flu/vaccines/vaccinations.html.

[13] CDC. Influenza (Flu) Vaccine Safety. Published 2024. Accessed October 31, 2025. https://www.cdc.gov/vaccine-safety/vaccines/flu.html.

[14] Grohskopf LA, Blanton LH, Ferdinands JM, et al. Prevention and control of seasonal influenza with vaccines: recommendations of the Advisory Committee on Immunization Practices — United States, 2025–26 Influenza Season. Morb Mortal Wkly Rep 2025. 74(32):500-507. Prevention and Control of Seasonal Influenza with Vaccines: Recommendations of the Advisory Committee on Immunization Practices — United States, 2025–26 Influenza Season

[15] CDC. Where to Find Vaccines. Accessed October 31, 2025. https://www.cdc.gov/vaccines-adults/recommended-vaccines/vaccine-planning.html.

[16] CDC. How to Pay for Vaccines. Vaccine Information for Adults. Published 2024. Accessed October 31, 2025. https://www.cdc.gov/vaccines-adults/recommended-vaccines/how-to-pay-adult-vaccines.html.

Parking Lot Dings, Rental Cars & Road Trips: Auto Insurance Tips for Holiday Season Travel

2025-11-25T12:01:01

(BPT) – The holiday season is one of the busiest travel periods of the year, with millions of drivers hitting the road to visit loved ones. Unfortunately, it’s also one of the most common times for parking lot mishaps, rental car confusion and unexpected roadside incidents. Mercury Insurance (NYSE: MCY) is offering drivers practical tips to help them stay safe and avoid costly surprises while traveling this season.

“Between crowded parking lots, unpredictable weather and rental car agreements, holiday travel can get complicated fast,” said Justin Yoshizawa, Director, Product Management, State at Mercury Insurance. “A little preparation and understanding of your insurance coverage can make all the difference if something unexpected happens on the road.”

Top Auto Insurance Tips for Holiday Travel

Review your policy before hitting the road. Make sure your coverage is up to date and fits your travel plans. Comprehensive and collision coverage can help protect you from fender benders, theft and damage that may occur far from home.

Check your rental car coverage. If you’re renting a car, verify whether your personal auto policy extends to rentals. Most personal auto insurance policies do, and if you have an active auto policy with liability, collision, or comprehensive coverage, those same coverages usually apply when you rent a car for personal use. Talk to an agent about your options if your policy doesn’t include rental car coverage.

Protect your car in parking lots. Parking lots are a hot spot for dings, scratches and minor accidents during the holidays. Park in well-lit areas, avoid tight spots and consider backing into your space for better visibility when leaving.

Keep emergency supplies handy. Prepare an emergency kit with jumper cables, a flashlight, blankets, a first-aid kit and water. Winter weather and heavy traffic can mean longer wait times for roadside assistance.

Plan ahead for long drives. Schedule regular breaks, rotate drivers when possible, and don’t drive distracted or drowsy. Mercury encourages travelers to use navigation apps for real-time updates on traffic, road closures and weather conditions.

“Mishaps can happen even when you plan carefully,” added Yoshizawa. “Understanding your policy and knowing what’s covered helps you stay calm and focused if something goes wrong.”

Attracting Top Gen Z Talent: 3 Ways to Meet Gen Z’s Priorities

2025-11-24T20:01:00

(BPT) – Gen Z is expected to make up over 27% of the U.S. workforce by the end of 2025, and if your workplace wants to attract top talent from this generation, you’ll need to provide a positive company culture that fosters work-life balance and opportunities for growth.

According to a survey of 3,000 Gen Z students and graduates, their top three priorities for an ideal workplace are:

  1. Career growth potential (74%).
  2. Competitive compensation (72%).
  3. Location convenience (69%).

Priority #1: Career growth potential.

In a 2023 study 70% of Gen Z shared that they expected a promotion within 18 months of starting a new role. Many employers are helping facilitate this by providing ongoing professional development opportunities. These can be in-house trainings by companies like Niche Academy or through stipends for conferences, workshops or webinars.

And while not all employees may be ready to promote within that 18-month window, some employers are helping them dress for the role they want by providing a Stitch Fix subscription to build out a more professional wardrobe.

Priority #2: Competitive compensation.

A Handshake survey found 74% of 2023’s grads say a top priority is stability and salary. Gen Z’ers are seeking a level of compensation that enables a true work-life balance amidst growing feelings of financial insecurity.

Employers can contribute to this sense of stability by bringing in a financial planner that employees can work with directly, such as those through BrightPlan. Providing other incentives beyond a paycheck, such as gas cards or Spotify subscriptions, can also help alleviate the day-to-day financial pressures Gen Z’ers face.

Priority #3: Location convenience.

When choosing where to work, often Gen-Zer’s will select jobs that offer more convenience, including proximity to retail, closer commutes and in-person interactions with their coworkers. One way employers are helping to foster personal interactions is with better break rooms. Companies are keeping their employees at the office and helping with breakroom hangouts with offerings like Java House’s ready-brewed Peel & Pour Pods. These allow Gen-Zer’s to make cafe-quality, eco-friendly cold brews right in the office — ideal for the 60% of coffee drinkers who prefer their coffee cold.

Also consider catering lunch from some of Gen Z’s favorite restaurants, such as First Watch or Torchy’s Tacos, which can also serve as a financial incentive.

When you invest in Gen Z’s priorities of career growth, compensation and convenience, you’re setting both your company and your Gen Z employees up for a successful future: attracting today’s top talent that will turn into tomorrow’s leaders.

Sip on This: 5 Unique and Delicious Milk Drink Recipes

2025-11-24T20:35:00

(BPT) – Drinking a cold glass of milk straight from the carton can be a delicious and hydrating way to start or end your day — with the bonus of getting essential nutrients such as calcium, vitamins A and D, and protein to support your everyday nutrition.

But, if you’re in the mood to take your milk moments to the next level, it can be fun to experiment with new flavors to stir things up! Here are 5 recipes that will make your milk a little extra fancy and can help you enjoy nourishing, creative moments any time of day.

A glass of honey lavender milk, a soothing blend of delicate lavender, golden honey and whole milk, on the counter in the kitchen.

Honey Lavender Milk

Honey Lavender Milk is a soothing blend of delicate lavender and golden honey, balanced by nourishing whole milk. The subtle herbal notes pair with the natural sweetness of milk, creating a drink that feels luxurious and calming. It’s a sip of serenity in every glass. The lavender perks the senses. It smells soothing, tastes delightful and is so photogenically beautiful you will want to share with friends.

Start to finish: 7 minutes (5 minutes to prep, 2 minutes to cook)

Servings: 1

Ingredients

8 fresh lavender flowers (or approximately 1 tablespoon dried)

1/4 cup honey

1/4 cup water

3/4 cup Organic Valley® Grassmilk® Whole Milk

2 tablespoons honey lavender syrup

Ice

Optional: 1 blackberry, for syrup color

Directions

Make the honey lavender syrup by combining honey, water and lavender flowers in a small saucepan over medium heat. If you want to make the syrup purple, add a blackberry to the mix. Simmer for 2 minutes, or until the honey is fully dissolved. Remove from heat and let cool. Once cool, strain into a glass jar.

In a cocktail shaker filled with ice, combine the milk and 2 tablespoons of the syrup. Shake for 30 seconds. Strain into a glass and serve.

A glass of Strawberry Matcha Milk, an earthy matcha and strawberry flavor with Organic Valley<sup><sup><sup><sup><sup><sup><sup><sup><sup>®</sup></sup></sup></sup></sup></sup></sup></sup></sup> Lactose-Free milk, on a counter in the kitchen.” width=”600″ border=”0″></div>
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Strawberry Matcha Milk

It may not be pink, but the matcha in this Strawberry Matcha Milk is a gentle green that arouses curiosity. Earthy matcha meets strawberry for a playful contrast, while Organic Valley® Lactose-Free, Fat Free Skim Milk brings a clean, fresh taste that enhances the matcha’s natural umami and the strawberry’s sweetness.

Start to finish: 5 minutes

Servings: 1

Ingredients

1 teaspoon matcha powder

2 ounces hot water

2 tablespoons strawberry simple syrup, or to taste

1 1/4 cup Organic Valley® Lactose-Free Fat Free Skim Milk

Ice

Optional: Whipped cream and fresh strawberries, for garnish

Directions

In a small bowl, whisk the matcha powder with hot water until smooth. Fill a glass with ice. Pour in the strawberry syrup, followed by milk to fill the glass about three-quarters full. Top with the matcha mixture.

Garnish with whipped cream and fresh strawberries, if desired.

A glass of golden milk, warm Organic Valley<sup><sup><sup><sup><sup><sup><sup><sup><sup>®</sup></sup></sup></sup></sup></sup></sup></sup></sup> Whole Milk spiced with turmeric, cinnamon and a touch of maple syrup, on a counter in the kitchen.” width=”600″ border=”0″></div>
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Golden Milk

Golden milk is a warm, spiced hug in a mug. This tasty, comforting drink brings together turmeric, cinnamon and a touch of maple syrup in a comforting blend. The warmth of the spices is balanced by the smoothness of Organic Valley® Whole Milk. With just a splash of vanilla and an optional cinnamon stick, it’s a simple way to wind down or warm up.

Start to finish: 15 minutes (5 minutes to prep, 10 minutes to cook)

Servings: 2

Ingredients

2 cups Organic Valley® Whole Milk

1 teaspoon ground turmeric

1/4 teaspoon ground cinnamon

1 tablespoon maple syrup

Splash of vanilla extract

Optional 1 cinnamon stick

Optional pinch of ground black pepper or cayenne

Directions

In a medium saucepan over medium heat, combine the milk, turmeric, cinnamon, maple syrup and vanilla.

Simmer for 10 minutes, stirring occasionally. Remove from heat. Pour evenly into mugs, add the cinnamon stick, if using it. Sprinkle with black pepper or cayenne, if desired. Serve warm.

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Cherry Vanilla Moon Milk

It only takes a minute to create this bold and beautiful milk drink. Moon Milk is often enjoyed in the evening to wind down before bed. The cherries — which are known for their antioxidant-rich properties — provide melatonin, serotonin and tryptophan which can help regulate sleep cycles. The cherry juice brings a bright, tart flavor and you can choose the perfect balance for your taste buds by adding more or less juice for a simple sweetness or something a little more tart. Experiment with other juices to jazz up your morning milk routine.

Start to finish: 2 minutes

Servings: 1

Ingredients

2 tablespoons cherry juice

1 teaspoon vanilla extract

1 cup Organic Valley® Lactose-Free Whole Milk

Ice (optional)

Directions

Fill a glass with ice, if using. Pour in the cherry juice, add in the vanilla and then top with milk. Stir gently to combine. Serve immediately.

A glass of peanut butter banana mocha, chocolate, espresso, banana and peanut butter milk, on a counter in the kitchen.

Peanut Butter Banana Mocha

This decadent drink is a dessert in disguise. Chocolate, espresso, banana and peanut butter come together in a rich, indulgent blend to create the Peanut Butter Banana Mocha. The addition of milk from cows raised on organic pastures ties it all together with a smooth, creamy finish. Whether topped with whipped cream or enjoyed straight, it’s a treat made better by the goodness of organic dairy.

Start to finish: 5 minutes

Servings: 1

Ingredients

1 tablespoon peanut butter simple syrup

1 tablespoon banana simple syrup

1 to 1 1/2 cup Organic Valley® Lowfat 1% Milk

Ice

Optional: 2 ounces espresso

Optional: Whipped cream, chocolate shavings for garnish and chocolate syrup for drizzling

Directions

Drizzle the inside of a glass with chocolate syrup, if desired. Fill the glass with ice. Add peanut butter and banana syrups. Pour in espresso, if using, then top with milk. Stir to combine.

Garnish with whipped cream and chocolate shavings for an extra sweet treat.

Make Mine with Milk, Please

Organic Valley offers a variety of milk, including fat-free, whole, and lactose-free; other milk options include Grassmilk®, which comes from cows that only eat organic grasses and dried forages, and Family First®, which includes DHA Omega 3. Whatever you choose, you can feel good knowing all Organic Valley® milks are USDA Certified Organic and come from cows on the cooperative’s organic family farms that are raised without the use of antibiotics, artificial growth hormones, toxic pesticides or GMOs.

Whether you need some pizzazz in your glass, are planning a cozy gathering or enjoying a quiet moment at home with family, let Organic Valley® Milk fuel your creativity — naturally.

FAQs: How can vinyl help address today’s housing challenges?

2025-11-24T09:01:00

(BPT) – By Ned Monroe

From the front facade to under our feet to behind the walls, vinyl products are a key component in many of today’s homes. And for good reason: Vinyl is affordable, durable and low maintenance, with the ability to be used in several different applications, among many other benefits. Some vinyl products can even be reused or recycled to make new products. These attributes are more critical than ever as the U.S. faces a number of challenges, including housing shortages, displacement from natural disasters and rising costs.

Whether you’re buying a new home, considering a remodel or just want to update your aesthetic, here’s what to know about choosing vinyl for your home.

Q: How many different ways can vinyl be used in today’s homes?

A: Most of us think first about vinyl for siding. And it’s no wonder: Vinyl siding offers durability against wind, moisture and insects; requires little maintenance; and comes in a range of styles and colors. In fact, vinyl siding recently surpassed stucco as the country’s most used primary exterior wall material, according to the U.S. Census Bureau and the National Association of Home Builders.

Yellow facade of a house with two windows.

And vinyl is a go-to material for many other products used to build long-lasting homes. These include:

  • Decking, fencing and railing: Vinyl decking, fencing and railing materials resist splintering and rot, are not susceptible to insects, and require no staining or painting over the years.
  • Windows & doors: Vinyl windows and doors provide the ideal combination of low cost, high performance and beautiful profiles. Plus, their multi-chambered frames improve insulation.
  • Flooring: Vinyl flooring is also known as “resilient” flooring, and for good reason: It is moisture resistant, and it withstands heavy foot traffic and frequent cleaning.
  • Wall coverings: Durability is critical for walls, and vinyl wall coverings provide scratch resistance and washable designs that are as well-suited not only for homes but for high-traffic spaces, including healthcare facilities.
  • Wire & cable: Behind the walls, vinyl plays a critical role in how our homes run by providing insulation and jacketing for wires and cables. Vinyl electrical products provide excellent properties at low cost, and are particularly well suited to meet the concurrent electrical and fire safety requirements that are necessary for safe building design.
  • Pipes & plumbing: Vinyl pipes, known commonly as PVC pipes, have been a trusted product for more than 70 years, thanks to their durability, safety and reliability.

Q: Are there specific ways today’s vinyl can make housing more affordable and resilient overall?

A: U.S. homebuyers and homeowners have been facing a number of critical challenges in recent years, stemming from decreased affordability and availability of housing stock, and increasing frequency of natural disasters. As builders look to build more efficiently and affordably to meet demand, as well as to rebuild in areas impacted by extreme weather, vinyl provides key support.

  • Affordability & availability: Vinyl is one of the most affordable building materials while still offering long-term performance and durability, so choosing vinyl products like siding helps builders keep home prices more manageable. Many vinyl building materials are manufactured in the U.S., helping to ensure ready availability even when global supply chains become strained or face tariff uncertainties.
  • Ease of installation: Finding workers is one of homebuilders’ biggest challenges. Vinyl products like windows, siding, flooring and decking offer straightforward installation that is easy to learn and master so contractors can move from project to project efficiently. This feature, combined with vinyl’s ready availability, is also critical for areas like Southern California and Western North Carolina, where there is urgent need for mass rebuilding in the wake of recent natural disasters.
  • Aesthetics: No amount of affordability or ease of installation will replace eye-catching aesthetics — and vinyl answers that call, as well. Whether on the home exterior or inside underfoot, vinyl finish materials deliver beauty, timeless style and versatile options to achieve a look you’ll love.

Q: Can I find the style I’m looking for in vinyl products?

A: You absolutely can. Across major product categories, vinyl’s versatility has opened the door to a vast array of looks. This is particularly important in larger communities where the houses have a similar, cohesive aesthetic. For example, builders can use the same vinyl siding materials and brands while mixing up colors and profiles to ensure each home is unique. Homeowners can give their facades a facelift by re-siding or changing windows and doors in a completely new style while still retaining affordability and low maintenance. On the interior, the latest technologies in modern production and printing allow for floor and wall coverings that emulate nearly any material or design. The options are endless to achieve a desired look.

Q: Is it true you can recycle PVC?

A well furnished living room with large windows.

A: Good news: Vinyl materials are a sustainable choice for a variety of reasons, including:

  • Recyclability: Many vinyl materials can be recycled or reused to make new, durable products. Indeed, a survey of PVC recyclers in the U.S. and Canada has shown that 1.1 billion pounds of PVC is being recycled in these regions annually.[1] The Vinyl Institute is helping to increase these opportunities through its VIABILITY recycling grant funding program, which invests in companies seeking to increase recycling collection streams and ease takeback efforts so that more end-of-life vinyl material can be diverted from landfills and become valuable in new ways.
  • Resilience: Materials that are durable don’t need to be replaced as often, therefore helping to cut down on waste and the need for new materials. Vinyl fits this bill well, delivering reliable longevity that stands up to day-to-day life. It’s also low maintenance, eliminating the need for paints and stains, and is easy to clean.
  • Life cycle and carbon footprint: A life cycle assessment carried out by Sustainable Solutions Corporation revealed that from a life cycle and carbon footprint perspective, PVC pipe has lower environmental impacts — lower embodied energy, lower use-phase energy and longer life attributes — compared to materials like iron, cement and clay. When considering the impacts throughout the product life cycle, PVC pipes require much less energy to manufacture and transport, and they can operate for more than a century and need fewer replacements over their lifetime.

Explore the Possibilities Vinyl Brings for Your Home

Whether visible from the street or keeping the electricity humming behind the walls, vinyl products are a reliable, affordable option as a building material for your home — and look beautiful, as well. As you consider future projects, large or small, look to vinyl to meet your needs indoors and out.

Read more about how vinyl materials are used in construction and about vinyl’s role in housing policies.

Ned Monroe is CEO of the Vinyl Institute. Learn more at www.vinylinfo.org.



[1] Nasr, Nabil, ed. Technology innovation for the circular economy: Recycling, remanufacturing, design, system analysis and logistics. John Wiley & Sons, 2024.

Most common HVAC mistakes that drive up energy bills, and how to fix them

2025-11-24T09:15:00

(BPT) – Rising energy costs are prompting many homeowners to examine the efficiency of their heating and cooling systems. Although your HVAC system works year-round to keep your home comfortable, small maintenance issues or usage mistakes can cause it to overwork, resulting in higher energy bills.

Here are five common mistakes people make with their HVAC systems, along with easy fixes that can save money, reduce strain on the equipment, and help keep your home comfortable from one season to the next.

1. Choosing the wrong-sized system

Installing an HVAC system that’s too large or too small is an expensive, yet avoidable mistake.

An oversized system may cool quickly but won’t remove humidity, leaving rooms damp and uncomfortable. A system that’s too small struggles to maintain temperature, runs nonstop and wears out parts early.

When selecting a system, consider having an expert, such as a Rheem Pro Partner®, assess your home’s heating and cooling needs before buying or replacing. Certified professionals help ensure proper sizing, improving comfort and efficiency. Plus, if you’re upgrading your system, consider leveraging federal tax credits through 2025 for qualifying high-efficiency systems.

2. Letting outside air sneak in

Over time, caulking can dry out and crack, making your system’s job even harder. Cracked seals around windows or doors may seem insignificant, but they allow hot, humid air to enter during summer and cold drafts to enter during winter, forcing your HVAC system to work harder.

Keep windows and doors tightly closed when running your HVAC and check for broken or aging seals. Resealing can quickly improve comfort and energy use.

3. Overlooking seasonal maintenance

Neglecting to perform seasonal maintenance can silently increase energy costs. Dirty filters, worn belts or failing parts force systems to use more power. Like a car, your HVAC needs regular checkups.

Schedule maintenance at least twice a year, ideally before cooling and heating seasons. A certified technician can inspect filters, capacitors, motors and other components to ensure everything runs efficiently. Regular tune-ups lower your utility bills and extend the life of your system.

4. Blocking vents and registers

If air can’t move, it can’t heat or cool your home effectively. Furniture, rugs or curtains that cover supply or return vents restrict airflow, causing your system to work harder than necessary.

Keep vents and registers open and clear of obstructions to ensure air circulates freely. Balanced airflow helps your HVAC system run more efficiently and maintains consistent temperatures throughout your home.

5. Attempting DIY thermostat installation

Smart thermostats help control comfort and save energy, but improper installation can lead to issues. Wiring mistakes can lead to inconsistent performance or damage.

Leave thermostat installation to pros. A licensed contractor will wire it correctly and pair it with your system.

The bottom line

Avoiding common HVAC missteps saves energy, reduces your bills and keeps your system running smoothly. Selecting the right-sized equipment, sealing air leaks and scheduling professional maintenance are crucial matters. Small efforts make a big difference.