Don’t Skip Your OB/GYN Visit: Regular Screenings Can Prevent Cervical Cancer

2025-01-16T14:45:00

(BPT) – Cervical Health Awareness Month in January serves as an important reminder that cervical cancer is one of the few cancers that can actually be prevented with regular screening. Thanks to the Pap test, and then the addition of HPV testing and HPV vaccination, the number of people getting cervical cancer has significantly decreased for more than 70 years.

Yet, despite the resources available to make sure no woman has to face this terrible disease, recent studies show that cervical cancer rates are plateauing, and in some cases even increasing. It’s estimated nearly 14,000 women were diagnosed with cervical cancer in 2024, with more than 4,000 deaths.

This increase in disease is, in part, because fewer women today are getting screened for cervical cancer as often as recommended. Between 2005-2019, there was a surprising 60% rise in the percentage of women overdue for their cervical cancer screening. These delays lead to cancer being discovered later, when the disease has become more serious.

But it doesn’t have to be this way. That’s why Dr. Kameelah Phillips, board certified OB/GYN and founder of Calla Women’s Health, is speaking up and raising awareness.

“It goes without saying that cancer of any kind is terrible, but the interesting thing about cervical cancer, specifically, is that it’s preventable and highly treatable through regular, proactive screening,” Phillips said. “It’s my passion to make sure that women across the country know that it’s within their power to take control of their health and to get screened with the best screening methods available.”

Today, the most effective screening options include the Pap test every three years for women 21-29, and the Pap test and the HPV test together, also known as co-testing, every five years for women 30-65. Co-testing is considered the most sensitive method to detect cervical cancer and pre-cancer in women. If you receive an abnormal result, it’s important to follow up with your doctor to determine the appropriate next steps. For most women, the screening exam is a brief, pain-free procedure, and working with a caring physician helps ensure their comfort throughout the appointment.

But the best screening options only work if women know they’re available. “Existing cervical cancer screening tools are incredibly effective, yet our progress has stalled because too many women don’t know they need to be screened or when to come in for follow-up care,” said Phillips. “It’s crucial to increase education on the importance of regular preventive screenings that happen during the annual well-woman exam so we can accelerate our progress toward eliminating cervical cancer.”

More than half of cervical cancer cases occur in women who have never been screened or haven’t been screened in the past five years, further reinforcing how important it is for patients to talk with their doctor about how they can stay up to date on their cervical health.

“We have made outstanding strides in preventing this cancer by using the Pap and HPV tests in screening. Now is the time to renew our commitment to education and access for all women,” added Phillips. “By working together to prioritize regular screening, we can combat this preventable cancer and save more women’s lives.”

Take care of your vision to invest in your overall health

2025-01-16T08:01:00

(BPT) – A new year is a great opportunity to develop better habits and improve your health and wellness. Perhaps that involves revamping your workout routine or investing in a skincare regimen. As you start to think about the new year, make sure to include a comprehensive eye exam at the top of your list.

A normal part of aging

Just like the rest of your body, your eyes change as you age, and you may find it harder to see. You’re not alone. According to the World Health Organization (WHO), more than two billion people around the world suffer from visual impairment, a number expected to double by 2030.1

While these numbers may be concerning, take heart. Many vision conditions are treatable. A step you can take today to assess and preserve your vision — as well as your health — is to schedule a comprehensive eye exam.

Your eyes are windows into your overall health and wellness

An eye care professional can do much more than assess your vision. Your eyes can actually reveal many details about your overall health and wellness.

A comprehensive eye exam can help detect over 270 different medical conditions, from diabetes to heart disease.2 Despite its importance, many adults over 40 around the globe tend to prioritize staying active, maintaining a healthy diet or skincare over regular eye exams in their journey to aging well.

“Not only can an eye exam assess the health of your eye,” said Dr. Christi Closson, Associate Director of Professional Education, Vision, Johnson & Johnson, “it can do so much more, such as providing insight into your overall health and well-being as you age.2 It is critical for everyone to stay on top of their vision and eye health, and make time for an annual comprehensive eye exam.”

Presbyopia and cataracts: Common age-related vision conditions

If you’re over 40, it’s critical that you’re aware of common vision conditions and their symptoms.

Presbyopia — another name for age-related farsightedness — describes a person’s decreased ability to see nearby objects, especially in low light.4 For example, you may notice that it’s become more difficult to read texts on your phone, so you hold it at arm’s length.

“As you age, the lens inside your eye becomes more rigid, making it difficult for your eyes to focus on text or objects that are up close,” said Dr. Closson. “However, presbyopia happens to everyone and is easily treatable. In fact, there are multifocal contact lenses designed to help with this vision impairment without invasive interventions.”

Another condition to be aware of as you age (especially if you’re over 60) is cataracts. A physical sign of cataracts is clouding in the eye that makes it hard to see. However, you may also notice that lamps, sunlight and headlights seem too bright or that colors look faded.5 If left untreated, cataracts can lead to blindness.

Modern technological advancement has made cataract treatment a minimally invasive out-patient procedure that typically takes 15 to 30 minutes to complete, depending on the severity of the condition. Cataract treatment* can also improve other eye conditions like nearsightedness, farsightedness and astigmatism.6

See clearly now and beyond

If you want to live your best while feeling your best at every age, it’s time to get serious about your eye health. To find an eye doctor near you and schedule a comprehensive eye exam, visit ClearVisionForYou.com/Find-A-Doctor.

References

1. World Health Organization. Increasing eye care interventions to address vision impairment. Available at: https://www.who.int/publications/m/item/increasing-eye-care-interventions-to-address-vision-impairment#:~:text=Globally%2C%20at%20least%202.2%20billion,%2Dincome%20countries%20(LMICs).

2. American Optometric Association. See the Full Picture of Your Health with an Annual Comprehensive Eye Exam. Available at: https://www.aoa.org/healthy-eyes/caring-for-your-eyes/full-picture-of-eye-health?sso=y.

3. Mayo Clinic at: https://www.mayoclinic.org/diseases-conditions/presbyopia/symptoms-causes/syc-20363328

4. National Eye Institute. Cataracts. Available at: https://www.nei.nih.gov/learn-about-eye-health/eye-conditions-and-diseases/cataracts.

5. American Refractive Surgery Council. Cataract Surgery. Available at: https://americanrefractivesurgerycouncil.org/cataract-surgery/#:~:text=Vision%2DCorrecting%20IOLs?-,Cataract%20surgery%20removes%20the%20clouded%20natural%20lens%20and%20replaces%20it,nearsightedness%2C%20farsightedness%2C%20and%20astigmatism.

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* RISKS

There are risks to routine cataract surgery. This is irrelevant to the lens you choose. The problems could be minor, temporary, or affect your vision permanently. Complications are rare. These may include worsening of your vision, bleeding, or infection. Pre-existing diseases or conditions may place you at higher risk of experiencing complications (e.g., more difficult recovery) after routine cataract surgery. Examples of pre-existing diseases or conditions are diabetes, heart disease and previous trauma to your eye.

With some IOLs, you may experience some loss in the sharpness of your vision, even with glasses. With these IOLs, you may have more difficulty driving at night or in poor visibility conditions. This can affect your ability to detect road hazards as quickly at night or in fog. You may also experience halos (rings around light), glare (reflected light, making it difficult to see) and starbursts (rays around light). A small number of patients may want to have their IOL removed. This can be due to lens-related optical/visual symptoms. You should discuss all risks and benefits with your eye doctor before surgery.

Flavor-Packed Fan-Favorite Dish, Steak Stroganoff, Returns to Fast-Casual Chain

2025-01-15T12:01:00

(BPT) – As families settle back into their normal routines after a busy holiday season, deciding on and cooking dinner during the week can feel daunting. Luckily, Noodles & Company, the nationwide fast-casual chain, is bringing back a fan-favorite dish that evokes nostalgia and craveable comfort—perfect for those seeking speed and reliability, all without the hassle of cooking.

Noodles Delivers What Guests Are Craving

Back by popular demand, Noodles & Company is reintroducing its beloved Steak Stroganoff. This indulgent dish delights with wavy egg noodles enveloped in a rich mushroom sherry cream sauce, accented by fresh herbs, cracked pepper, and roasted mushrooms. Tender marinated steak, a sprinkle of parmesan cheese, and vibrant Italian parsley complete the dish, delivering familiar, crave-worthy flavors that bring comfort and satisfaction. Perfect for those craving a hearty, effortless meal, this fan-favorite dish proves why it’s a timeless classic.

Since its celebrated return in 2024, Steak Stroganoff has made a remarkable impact, breaking Noodles’ records in just two weeks and securing its place as one of the brand’s most successful limited-time offerings. The dish has amassed a cult following, resulting in the brand listening to consumer demands and continuing to reintroduce it for limited-time runs on the menu.

The Go-To Destination for Craveable Comfort

Noodles & Company continues to lead the fast-casual space with bold flavors, quality, and value. The return of Steak Stroganoff gives guests even more reasons to start the New Year with maximum flavor.

The fast-casual chain consistently pushes boundaries with innovative dishes that elevate the dining experience. Noodles encourages guests to step outside their comfort zones and try something new, backed by its Goodness Guarantee. Noodles guarantees guest satisfaction by allowing exchanges for any entrée that guests don’t love — completely free of charge.

For more exclusive offers, guests can join Noodles Rewards for free through the Noodles mobile app or website. New members receive a free regular entrée after their first purchase using their Noodles Rewards account and earn points with every order.

Get It While It’s ON!

Whether families are looking for an easy weeknight meal or a dish to warm them up, the flavor-packed Steak Stroganoff is available for a limited time at all Noodles locations nationwide. Guests can order in restaurants, through the Noodles mobile app, or via third-party delivery.

Money in 2025: It’s all about real-time payments

2025-01-15T12:49:00

(BPT) – Remember when digital payment transactions used to take three to five business days? Even transferring funds between accounts seemingly took forever. And, if you were splitting the bill with someone at a restaurant, there was nothing fast about it. You’d give them a check … and then it would take three to five days to clear. It seems so antiquated now. In today’s digital world, that kind of time lag simply isn’t acceptable to many people.

According to a survey by PYMNTS Intelligence, nearly three-quarters of surveyed consumers want their disbursements paid to them instantly, but only one-third receive them that way. That’s one reason Visa is making funds transferred to U.S. bank accounts with Visa Direct available in 1 minute or less starting in April 2025.

Visa Direct is Visa’s global solution for real-time money movement, which provides innovative ways to enable businesses, service providers and consumers to send funds to bank accounts using eligible debit cards. Visa Direct reaches 99% of bank accounts in the U.S.[1].

“This change underscores Visa’s commitment to accelerating real-time payments in the U.S.,” said Jim Filice, VP, Head of Domestic Real-time Payments, Visa Direct. “At Visa, we are constantly striving to innovate and provide the best possible money movement experiences, and this update will significantly enhance speed and convenience, while maintaining strong security standards.”

Visa Direct supports multiple use cases such as person-to-person payments and account-to-account transfers, business and government payouts to individuals or small businesses, merchant settlements and refunds[2]. But what does near real-time payments really mean for end users? Here are the top three benefits.

Speed and Convenience

With funds available in someone’s bank account in a minute or less, U.S. cardholders can access their funds in their bank account almost immediately, without having to wait. So, if you foot the bill in a restaurant and your companion sends you a digital payment to cover their share, you’ll have those funds available to take an Uber home.

Going hand-in-hand with speed, the convenience of being able to make and receive faster payments is a huge win for individuals and businesses alike. A waiting period, even if it’s just an hour, seems like a burden now, doesn’t it? We all need the convenience of having our funds available in our bank account quickly.

Security

Have you ever wondered about the security of sending digital payments through a third-party app powered by fintech? Ever had a moment of trepidation when attaching your bank account information to something with no brick-and-mortar?

Visa Direct is built on Visa Net, which has been operating and advancing for more than 60 years, with proven value-added services that address the needs of new risk[3] and security concerns that have come up as a result of moving money in real time. With security a top priority, Visa has saved consumers and merchants billions by proactively disrupting fraud and working with government partners, including the intelligence community and law enforcement.

Accessibility and Inclusion

According to the FDIC, 5.6 million households in the U.S. are “unbanked,” meaning, people don’t have a bank account. Expanding financial access for consumers and small businesses is pivotal nowadays, and banks are under pressure to quickly implement and launch programs for their customers that stay ahead of their expectations.

Digital wallets are the fastest-growing payment method in the U.S., providing a fast, secure and convenient tool for sending and receiving funds — bank account not required.

Visa works with enablement partners to help expand financial access for individuals, opening the potential for greater financial inclusion and enabling underserved populations the opportunity to access financial products that impact how they live and work.

In addition to enhancing the cardholder’s experience, this new mandate from Visa Direct helps opens new avenues for businesses and governments to grow and thrive. Whether it’s disbursing government benefits, processing healthcare payments, or handling tips in the service industry, the improved reliability of faster funds empowers businesses and governments to operate in real-time more effectively.

Visa Direct is helping to transform money movement, whether it’s around the corner or around the world. It’s enabling a new wave of financial freedom, today. To find out more, visit usa.visa.com/products/visa-direct.html.



[1] Actual fund availability depends on U.S. receiving financial institution and region.

[2] Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.

[3] Visa Direct clients and participants are solely responsible for their own compliance with applicable laws and regulations. Optional compliance controls and risk management tools and services are provided solely for the convenience of sending acquirers, service providers, merchants, and recipient issuers/the Visa Direct clients and participants and Visa makes no warranties with respect to them or their results.

3 expert tips to help you strategize for long-term financial planning

2025-01-15T16:01:01

(BPT) – Whether you’re in the middle of your career, starting a new job or looking ahead to retirement, financial planning may be one of those items on your to-do list that keeps getting pushed aside for more pressing and immediate things. Regardless of where you may be on your financial journey, it’s important to lean on experienced professionals who can help you make the right choices, at the right time, to assist with things like banking, investments or business planning.

The new year — a time when some people may be receiving a bonus, tax refund, etc. — is an ideal time to strategize, taking a fresh look at your financial situation, needs and timeline so you can set yourself up for success with any potential excess liquidity you may be receiving.

Here are three tips that can help you on the journey to better financial planning, from the experts at J.P. Morgan Wealth Management.

1. Identify your ambitions. Being thoughtful or intentional about your goals may feel challenging, but in time, it can help set you up for a clearer future when it comes to your wealth and earnings. For instance, what do you want your money to do for you and for others? Do you have an ample emergency fund and sound investment plan? Are you looking to set up a fund for a child or grandchild’s education? Are you using your resources to reflect your personal values and support causes you care about, or to ensure your loved ones will have financial security in the future? Knowing your top priorities can help focus your efforts, ultimately leading to more security and satisfaction down the road.

Remember, your goals and ambitions may change over time, so it’s recommended to review your goals regularly, then meet with a banker and financial advisor to adjust them as needed. To help you start identifying your financial goals, consider the benefits of establishing a personalized relationship with a banker through Chase Private Client.

Woman talking with a banker in a bank

2. After identifying your goals, create a path to help achieve them. As with anything in life, once you set your goals, you need a concrete plan for how to accomplish them. Working with a team of professionals, like Chase Private Client Bankers and J.P. Morgan Private Client Advisors, will help you determine how to do this, including ways to help maximize your wealth.

3. Get a great team in your corner. Handling your finances isn’t easy. There’s no “one size fits all” approach. Chase Private Client offers you a personalized relationship through access to a dedicated Chase Private Client Banker who will help you manage your everyday banking needs by connecting you with the right specialists across your personal, home lending, or business banking needs. Your Chase Private Client Banker is your primary contact, who ensures you get the most of your relationship including access to the 24/7 U.S.-based service team with skilled specialists to help with money movement, account servicing, online assistance, and more. As a Chase Private Client you will have access to a J.P. Morgan Private Client Advisor who can help you prioritize your goals and design a custom financial portfolio that reflects what’s most important to you. Your Chase Private Banker will collaborate with your J.P. Morgan Private Client Advisor to plan with you for your financial future.

“Chase Private Client” is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account.

Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Past performance is not a guarantee of future results.

Asset allocation/diversification does not guarantee a profit or protect against a loss.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA, Opens overlay and SIPC, Opens overlay. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

INVESTMENT AND INSURANCE PRODUCTS ARE:
NOT FDIC INSURED NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES
SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

LinkedIn’s top 3 hiring tips for small businesses in 2025

2025-01-15T08:01:00

(BPT) – If you’re a small business owner, you may be looking for top talent in the new year. A new survey by LinkedIn finds 66% of small businesses in the U.S. are planning to hire more in 2025 than they did in 2024. It signals good news for the market, and for your business, but with an increase in hiring comes increased challenges.

That’s because hiring the perfect fit for a small company is crucial and time consuming. It’s not just about finding the right skills and experience for the job, but culture fit, too. It takes time to source candidates, sift through resumes, schedule and conduct interviews, and handle all hiring-related tasks, on top of managing the day-to-day demands. As a small business owner, you know that on any given day, you can be operations manager, accountant, marketing pro and one-person HR department all rolled into one.

“We know every hire a small business makes is critical to their business goals,” says LinkedIn’s Director of Product Management Andrew Chimka. “They need simple, time-saving solutions that are intuitive to use and help them find qualified candidates fast, and with confidence.”

Here are LinkedIn’s top tips to help small businesses find the right candidate so they can focus on doing what they love most: growing their business.

Showcase what makes your company unique

Showcasing your brand is critical to attracting top talent. Emphasize why job seekers should choose to work for you by highlighting your unique company culture, flexible work hours, or perks like employee discounts. You know what makes your company a great place to work. Potential hires need to know it, too.

Demonstrating benefits like skills development opportunities or online learning programs will also help hirers attract candidates in the new year. New LinkedIn data finds opportunities to learn new, in-demand skills is the #1 factor professionals say will help them grow in their career.

One of the ways you can stand out is through LinkedIn’s new Premium Company Page offering, which helps small businesses grow their audience and credibility on LinkedIn. Premium helps companies like yours grow page followers 6.7 times faster to stand out to prospects.

Consider a skills-based hiring approach

Today, the skills needed to do many jobs are changing. More businesses are recognizing the need to adopt a skills-based hiring approach: hiring for skills and abilities, not only degrees and past job titles.

A skills-based approach allows you to widen your pool of applicants to include candidates that may have slipped under the radar due to factors like whether they have a degree. This allows you to find new, untapped talent, lessening the need to compete with other companies for the same candidates.

Taking a holistic approach to skills by hiring for technical expertise and soft skills, such as communication and collaboration, also enables small businesses to identify well-rounded candidates who can support various business needs.

Just because the size of a business is small doesn’t mean its talent pool needs to be.

Use new LinkedIn AI hiring tools to help post a job and hire!

LinkedIn finds that 72% of hirers at small businesses in the U.S. say they are spending up to 15 hours a week just sifting through applications. That’s a lot of time not devoted to growing and running the business.

This is where AI can come in — as a tool to take on some of the heavy lifting that comes with hiring the right candidate.

LinkedIn is launching an AI-assistant within LinkedIn Jobs, built on its unique professional platform insights of over 1 billion members, 69 million companies and 41,000 skills. Hirers can get help with tedious hiring tasks using the AI-assistant, such as drafting job descriptions, posting a job, identifying qualified candidates and inviting them to apply.

The AI-assistant then helps evaluate applicants based on the hirer’s qualifications and creates a shortlist of the most qualified candidates for the hirer to review so they can make the right hire with confidence. Small businesses like Hestus, Givers, and Part and Sum are already using it today.

Interested? Visit linkedin.com/smbhire to express interest in joining LinkedIn’s beta program.

In today’s fast-changing work landscape, small businesses face numerous challenges — but hiring shouldn’t be one of them. LinkedIn, with the largest engaged professional network in the world, is uniquely positioned to help. In fact, 86% of small businesses globally get a qualified candidate within 24 hours of posting a job on LinkedIn. By leveraging innovative strategies to attract top talent, from highlighting your brand to using new AI tools, your small business will be better positioned to thrive in 2025.

Busting 5 myths on common barriers to higher education

2025-01-15T09:01:00

(BPT) – The high cost of tuition in traditional higher education settings leads many potential students to question the value of that investment. Whether you’ve just graduated high school or you’re a working adult aiming to enhance your career, you may be wondering what you can expect if you decide to advance your education with an undergraduate or graduate degree or certificate.

The good news is, there are more opportunities than ever before to help you get a degree online around your schedule — or start by taking individual courses designed to help you upskill in a variety of fields. For example, through Colorado State University Global (CSU Global), you can access dynamic, flexible and affordable career-relevant bachelor’s, master’s and certificate programs in a wide range of fields, designed for working adults and post-traditional learners.

As the first 100% online, institutionally accredited public university in the U.S., CSU Global is focused on student success as their top priority. As part of the Colorado State University System, CSU Global sets the standard for quality and innovation in higher education through expert faculty recognized as industry leaders and trained in working with adults in an online learning environment.

CSU Global offers information about its programs to help combat 5 common myths that could be holding you back from achieving your educational and career aspirations.

Myth no. 1: A degree isn’t worth the money

This myth is pervasive; Pew Research recently found that almost one-third (29%) of adults said the cost of a four-year college degree is not worth it. While it’s understandable that rising tuition costs at many schools can cause concern, the truth is that for many careers today, some level of higher education gets you a great return on investment (ROI). According to the CSU Global 2024 ROI Survey of 1,185 undergraduate and graduate students, a significant increase in income was achieved by students after completing their programs, among other benefits.

For example, undergraduate alumni self-reported that:

  • Over 92% of them are currently employed.
  • 77% hold a position in their field or a related field of study.
  • Their median income increased by 4% to 58%, depending on the program.

Graduate alumni self-reported that:

  • 94% are currently employed.
  • 83% hold a position in their field or a related field of study.
  • Their median income increased from 30% to 83%, depending on the program.

As a bonus, for those who decide to go to CSU Global, there are no fees, and their tuition lock guarantee means what you pay on day one will be the same for your final course.

Myth no. 2: I don’t have time to go back to school

A four-year degree can seem like a huge investment in time, especially for traditional programs that require putting your life on hold to attend school in person full-time. In fact, a study by the Strada Education Foundation revealed that over half of prospective students of all ages (56%) would be more likely to enroll in a degree program if the school offered flexible scheduling.

To make school possible for working adults and those with family obligations, CSU Global provides the flexibility busy working students need to complete their degrees. Students can complete their classwork at their own pace, on their own time and from the comfort of their own homes — or wherever they have access to an internet connection. The CSU Global online format allows students to balance education with both their work and family commitments. In addition, CSU Global’s programs include accelerated 8-week courses that start every four weeks, and students can start and stop as they choose. In fact, a CSU Global student can take up to 12 months off and retain their student status with no penalty, which is ideal for working adults and parents who may have conflicting seasonal commitments.

Myth no. 3: I can’t work and pursue a degree at the same time

The truth is a majority of students are also currently working, whether full or part-time. According to the Lumina Foundation, 64% of college students work and about 40% of them work full time, somehow managing to juggle all the demands on their time.

Because of the flexibility of 100% online degree and certificate programs, online institutions like CSU Global offer a variety of avenues to achieve your educational goals, even while you’re working. In addition, many businesses today encourage their employees to pursue upskilling opportunities to keep themselves and their companies competitive, so it’s worth asking your supervisor or HR department about incentives, accommodations or tuition assistance benefits available from your workplace. This could help you save money and get the approval to maximize flexible scheduling when needed. For those who are worried about work deadlines conflicting with coursework deadlines, CSU Global students enjoy a generous late policy that allows assignments to be completed a week late with no grade penalty.

Myth no. 4: Online degree programs aren’t as good or as relevant as in-person programs

In fact, students are increasingly attending online degree programs, leading them to be more widely accepted everywhere. The most recent available data from the National Center for Data Statistics reveals that 26% of students in 2022 were studying exclusively online, and that number has only increased. Global Market Insights estimates that e-learning will grow by 14% between 2023 and 2032, and Upskillwise claims enrollment in online programs has risen every year over the last decade.

The key to identifying the most relevant, high-quality online program is finding an accredited institution that addresses the skills and knowledge you’re looking for, and researching their instructors, majors and certification programs. You can confirm whether any institution is accredited through the U.S. Department of Education or the Council for Higher Education Accreditation.

If you’re looking to learn and develop the most up-to-date, in-demand skills for your field, it’s important to know that CSU Global degree programs are designed in collaboration with industry experts, and use job data to determine the knowledge and capabilities those industries and fields require. The courses offer career-relevant coursework and assignments that can be shared with colleagues and supervisors in the workplace.

Learners also gain experience using the tools they need to be successful in their new positions. CSU Global offers program pathways that include embedded internship opportunities, to allow learners to gain work experience while earning collegiate credit. And if you’re interested in pursuing industry certification exams to further your career, CSU Global helps prepare students to take third-party exams, leading to certifications and licensures valued by employers.

Myth no. 5: I won’t get to interact with experienced instructors in an online program

If you’re concerned about the actual college experience during a fully online program, you may be interested to hear that 81% of student respondents report online learning is better than or equal to on-campus learning, according to BestColleges.com. To ensure that your experience is equally positive, research the instructors in your field at any program you’re interested in, and ask about opportunities you’ll have to interact with them throughout your education. You’ll want a program that encourages student-instructor interactions via individual virtual meetings plus email, phone and other platforms so all your questions are answered, and that you’ll get the most out of each class.

Courses at CSU Global are taught by qualified instructors with academic credentials and industry experience in their areas of expertise who provide workplace insights. In addition to serving as subject matter experts and industry leaders, they’re also trained to understand and meet the needs of online students. Faculty are available to students via email, phone or virtual meetings to answer questions, and they have a 24-hour response time. Faculty also post messages to the class via the online portal and interact with students weekly in Discussion Boards and through feedback on Critical Thinking Assignments.

In addition to the valuable interaction students will have with their skilled and knowledgeable instructors, CSU Global provides fully online, comprehensive academic and career services including tutoring, writing consultations, career counseling, resume and cover letter assistance, and support from a dedicated financial aid advisor.

No need to hold back on your professional aspirations: These common myths about higher education are officially busted. Learn how you can reach your educational and career goals at CSUGlobal.edu.

This inforgraphic is called Busting Myths About Higher Education. It discusses the 5 myths surrounding higher education including: A degree isn't worth the money, no time for school, can't work while studying, online degrees aren't relevant, and no instructor interaction. The infographic has a link to additional information https://csuglobal.edu/

A Breath of Fresh Air: One Woman’s Journey Living with COPD

2025-01-13T08:01:00

(BPT) – “I was out of breath all the time.”

For Julie, it was a diagnosis that came as a shock — and had a huge impact on her life. She started having exacerbations that were so bad, she said, “just about anything” made it difficult for her to breathe. And, when she made it to her doctor, the diagnosis she received surprised her: Julie had chronic obstructive pulmonary disease (COPD).

COPD is a progressive disease that can damage the lungs and makes it harder to breathe. People living with COPD can experience constant, persistent cough and difficulty breathing when doing daily activities, such as getting dressed in the morning, walking up the stairs, or going to work.

Julie, who is sharing her story in partnership with Sanofi and Regeneron, had worked as a server at a restaurant in western Florida for 17 years before her COPD became too much and she had to quit. She tried various treatments but was still having symptoms. “The doctor had said that I needed oxygen at night, so I did that for a couple of years. The most difficult was when I had to use a rescue inhaler what seemed like every hour on the hour because I couldn’t breathe well at all.”

Between the impact on her daily life and inhaled treatments that just weren’t doing enough, Julie knew that she had to make a change. So, when she heard about a clinical trial for a new type of COPD medicine, she jumped at the opportunity to participate.

Fast forward six months and Julie noticed a difference after taking Dupixent® (dupilumab) as part of a clinical trial. Dupixent was approved by the U.S. Food and Drug Administration (FDA) in September 2024 as a prescription medicine used with other medicines for maintenance treatment of adults with inadequately controlled COPD and a high number of blood eosinophils (a type of white blood cell that may contribute to your COPD). In two clinical trials, Dupixent reduced the number of flare-ups and helped patients breathe better with long-lasting lung function improvement over one year.

Dupixent is not used to relieve sudden breathing problems and will not replace an inhaled rescue medicine.

Do not use if you are allergic to dupilumab or to any of the ingredients in Dupixent. The most common side effects in patients with COPD include injection site reactions, common cold symptoms (nasopharyngitis), high count of a certain white blood cell (eosinophilia), viral infection, back pain, inflammation inside the nose (rhinitis), diarrhea, gastritis, joint pain (arthralgia), toothache, headache, and urinary tract infection.

Please see additional Important Safety Information below.

Julie’s personal experience in the Dupixent clinical trial breathed fresh air into how she approaches her life. “Before I started taking it, I couldn’t walk very far. I would get so out of breath walking the length of my house,” she explained. “Then I started taking Dupixent and I was able to do more and walk farther around the block.” Individual results may vary.

Fifty-one percent of patients that received Dupixent in the clinical trials reported an improvement in their day-to-day lives*.

Encouraged by her improved lung function and less exacerbations, Julie adopted a dog — something she didn’t think would be an option for her. “Now, because I can breathe better, I can have a dog that doesn’t need a fenced-in yard. I can go outside with her in the morning and take her out and we can go on walks.”

In the U.S., approximately 300,000 people live with inadequately controlled COPD and a high number of eosinophils like Julie, and many continue to experience exacerbations, or flare-ups, despite taking inhaled medicines. Upon diagnosis, a blood test measuring the amount of eosinophils can help provide insights into a patient’s COPD and their management plan. Although there’s been some progress in the treatment of COPD, there has been a strong need for novel treatment approaches, particularly for patients whose disease is not well controlled on inhaled therapies alone. Dupixent is a first-of-its-kind add-on maintenance treatment that can reduce the number of flare-ups and can help improve breathing.

Julie is excited for the possibilities that have opened up for her. “I can go to the store and walk around and not be so out of breath like I used to be. I even got a job which I thought was pretty good for a 78-year-old!”

*Assessed by a quality of life tool called SGRQ that measures COPD symptoms physical activity, emotional well-being, and social functioning. In two trials, 51% of patients who received Dupixent + standard of care therapy experienced a quality of life improvement vs 43% and 47% with placebo + standard of care therapy. In one trial, results are descriptive; no definitive conclusions can be made.

Learn more about Dupixent here.

IMPORTANT SAFETY INFORMATION & INDICATION

Do not use if you are allergic to dupilumab or to any of the ingredients in DUPIXENT®.

Before using DUPIXENT, tell your healthcare provider about all your medical conditions, including if you:

  • have eye problems.
  • have a parasitic (helminth) infection.
  • are scheduled to receive any vaccinations. You should not receive a “live vaccine” right before and during treatment with DUPIXENT.
  • are pregnant or plan to become pregnant. It is not known whether DUPIXENT will harm your unborn baby.
    • A pregnancy registry for women who take DUPIXENT during pregnancy collects information about the health of you and your baby. To enroll or get more information call 1-877-311-8972 or go to https://mothertobaby.org/ongoing-study/dupixent/.
  • are breastfeeding or plan to breastfeed. It is not known whether DUPIXENT passes into your breast milk.

Tell your healthcare provider about all the medicines you take, including prescription and over-the-counter medicines, vitamins, and herbal supplements.

Especially tell your healthcare provider if you are taking oral, topical, or inhaled corticosteroid medicines or have chronic obstructive pulmonary disease and also have asthma. Do not change or stop your other medicines, including corticosteroid medicine or other asthma medicine, without talking to your healthcare provider. This may cause other symptoms that were controlled by those medicines to come back.

DUPIXENT can cause serious side effects, including:

  • Allergic reactions. DUPIXENT can cause allergic reactions that can sometimes be severe. Stop using DUPIXENT and tell your healthcare provider or get emergency help right away if you get any of the following signs or symptoms: breathing problems or wheezing, swelling of the face, lips, mouth, tongue or throat, fainting, dizziness, feeling lightheaded, fast pulse, fever, hives, joint pain, general ill feeling, itching, skin rash, swollen lymph nodes, nausea or vomiting, or cramps in your stomach-area.
  • Eye problems. Tell your healthcare provider if you have any new or worsening eye problems, including eye pain or changes in vision, such as blurred vision. Your healthcare provider may send you to an ophthalmologist for an exam if needed.
  • Joint aches and pain. Some people who use DUPIXENT have had trouble walking or moving due to their joint symptoms, and in some cases needed to be hospitalized. Tell your healthcare provider about any new or worsening joint symptoms. Your healthcare provider may stop DUPIXENT if you develop joint symptoms.

The most common side effects in patients with chronic obstructive pulmonary disease include injection site reactions, common cold symptoms (nasopharyngitis), high count of a certain white blood cell (eosinophilia), viral infection, back pain, inflammation inside the nose (rhinitis), diarrhea, gastritis, joint pain (arthralgia), toothache, headache, and urinary tract infection.

Tell your healthcare provider if you have any side effect that bothers you or that does not go away. These are not all the possible side effects of DUPIXENT. Call your doctor for medical advice about side effects. You are encouraged to report negative side effects of prescription drugs to the FDA. Visit www.fda.gov/medwatch, or call 1-800-FDA-1088.

Use DUPIXENT exactly as prescribed by your healthcare provider. It’s an injection given under the skin (subcutaneous injection). Your healthcare provider will decide if you or your caregiver can inject DUPIXENT. Do not try to prepare and inject DUPIXENT until you or your caregiver have been trained by your healthcare provider.

Please see accompanying full Prescribing Information including Patient Information.

INDICATION

DUPIXENT is a prescription medicine used with other medicines for the maintenance treatment of adults with inadequately controlled chronic obstructive pulmonary disease (COPD) and a high number of blood eosinophils (a type of white blood cell that may contribute to your COPD). DUPIXENT is used to reduce the number of flare-ups (the worsening of your COPD symptoms for several days) and can improve your breathing. DUPIXENT is not used to relieve sudden breathing problems and will not replace an inhaled rescue medicine. It is not known if DUPIXENT is safe and effective in children with chronic obstructive pulmonary disease under 18 years of age.

Dupixent logo

US.DUP.24.11.0062 11/2024

A Greener Home Starts Today: Save on ENERGY STAR Appliances with New Home Rebates

2025-01-13T08:01:00

(BPT) – Energy efficiency isn’t a trendy buzzword — it’s quickly becoming the new normal for everyday Americans across the country. Beginning this fall and throughout next year, consumers will be able to save up to $1,680 on new, energy-efficient home appliances through a federal program called the Home Electrification and Appliances Rebate (HEAR) program.

What is the Home Electrification and Appliances Rebate (HEAR) program?

The HEAR program — part of the Inflation Reduction Act — is a new program that provides Americans in participating states with a 50-100% rebate on certain energy-efficient products. Depending on your household income, you might be eligible for HEAR rebates for several appliances and home upgrades, with a full list available here. In particular, we encourage households to invest in products that are ENERGY STAR® certified, which is required for several appliance categories.

What is the ENERGY STAR®certification?

The U.S. Environmental Protection Agency (EPA) established the ENERGY STAR® certification program to help consumers safely and easily identify energy-efficient products that provide cost savings and help protect the environment. Think of it as a “Good Housekeeping” seal of approval for home appliances. The EPA indicates that for a typical household, choosing ENERGY STAR® products translates to $450 less in energy bills every year, while allowing consumers to enjoy high-quality appliances with advanced performance.

How do ENERGY STAR® home appliances benefit my household?

  1. Energy savings: The primary benefit of ENERGY STAR® certified appliances is energy savings, which directly translates to cost savings.
  2. Cost savings: In addition to about $450 in annual savings on energy bills, ENERGY STAR® appliances are eligible for HEAR rebates, which include up to $840 for electric cooking products and up to another $840 for heat pump dryers. Given the long-term savings of ENERGY STAR® appliances, these products might even pay for themselves over time.
  3. Environmental benefits: ENERGY STAR® appliances reduce greenhouse gasses released into the environment, which helps to combat climate change by lowering households’ carbon footprint.

What are some ENERGY STAR® products I can purchase today through the HEAR program?

  1. Electric cooking products: ENERGY STAR® certified electric cooking products — like induction stoves — are 18% more efficient, on average, compared to standard models. These products improve your home’s air quality, reduce the stress on your HVAC system, and could even help you boil water twice as fast. Samsung offers over 10 induction cooking products — from ranges to cooktops — that meet the ENERGY STAR® certification and are eligible for HEAR rebates.
  2. Laundry appliances: ENERGY STAR® laundry products — such as washers, dryers, and combos — use less power without sacrificing performance or functionality. Under the HEAR program, you can receive rebates for appliances with a heat pump dryer, such as Samsung’s all-in-one Bespoke AI Laundry Combo or the Electric Ventless Hybrid Heat Pump Dryer.

Whether you are continuing or just beginning to seek out energy-efficient appliances for your home, consider purchasing Samsung’s ENERGY STAR® certified home appliances for the best in savings and sustainability. Visit Samsung’s home appliance page to learn more about the options available to you.

This piece is Samsung Electronics America sponsored content.

Riding Wave Season Savings for Your Next Cruise

2025-01-13T10:31:00

(BPT) – Wave Season isn’t just trendy travel terminology, but how savvy vacationers maximize their dollars when booking their big trips! Starting just after the holidays from January through March, Wave Season is the cruise industry’s version of a Black Friday or Cyber Monday sale. As an already cost-effective way to see the world, cruise lines and travel providers are offering even more opportunities for deals, letting passengers customize their trips with new activities, new dining experiences, and even new destinations. Whether this is your first time exploring booking a trip during Wave Season or you’re a seasoned voyager on the high seas, there are numerous ways to save before you set sail. In fact, AARP members can utilize an array of benefits and discounts that can help curate the perfect vacation.

“Cruises are having a big moment, and rightfully so as they can be excellent options for travelers wanting to see a lot of sights and get tremendous value on their vacations. And, to coast your way into even more savings, don’t forget to take advantage of Wave Season’s exclusive discounts and offerings that may not be available any other time to book a cruise this year,” said AARP Services Director of Travel Steve Guilday.

You can keep your wallet and your peace of mind afloat with these money saving tips before venturing out to sea.

Planning Made Easy. Leave stress at home through some advance preparation so once you arrive at your port the only step is climbing aboard. When you book through a one-stop-shop like AARP Travel Center Powered by Expedia, you can plan your entire vacation from start to finish. With exclusive deals, seasonal offers, and special savings on hotels, car rentals, and cruises, members can get a $50 gift card of their choice when they book a flight vacation package and receive up to $100 in onboard credit on select cruises to the Caribbean, Alaska, Europe and more.

Well before embarking on any international cruises, check that your passport is up to date. Some countries require that your passport is valid for six months past your departure date, so you don’t want to be caught in a bind. As an AARP member, if you need to act fast on renewing, you can save 15% on expedited U.S. passport and travel visa services with RushMyPassport. RushMyPassport offers expedited options for all passport types and customer support to simplify the process of obtaining travel documents.

Cruise Your Way to Happiness … and Savings. Take in a deep breath of the salty air. Feel the ocean breeze across your face. Explore a new destination or enjoy one of your favorites as you sail from port to port. With an AARP membership, take advantage of Holland America Line’s fleet of 11 ships with more than 500 sailings a year to all seven continents, including cruises in Alaska, the Caribbean, Mexico and Europe. Additionally, you can receive up to $200 in onboard credit per stateroom, based on the length of the cruise and the stateroom chosen. Or set sail with HX: Hurtigruten Expeditions where you can experience some of the most remote and awe-inspiring places on the planet from Antarctica to Alaska and British Columbia or the Galápagos Islands to the Scottish Isles, and more. AARP members and any travel companions can circumnavigate the world and receive a 5% discount on all cruise fares. You can also receive a €100 per person onboard credit. This offer will be stackable with all in-market HX offers. Terms and conditions apply.

Voyage Along Inland Waterways. Travel to the city centers and towns that dot picturesque riverbanks, exploring diverse landscapes and the fascinating history and cultures. You can sail the rivers of the world from the waterways of Europe to the Nile in Egypt, India’s Ganges, and the Mekong in Vietnam with Grand European Travel. AARP members save up to $100 in addition to any promotional savings on all-inclusive luxury river cruises. Plus for a limited time, members can sail into savings with up to 30% off per person on select 2025 departures. Enjoy an unmatched experience in luxury river cruising with Uniworld’s all-inclusive vacations to Europe, Egypt, and more, when you book by March 31, members can save an extra $100.

By Land or Sea? Try Both. Did you know that surf and turf isn’t just a dinner menu item? Combine your ocean or river cruise with a land or rail tour and get the best of both. You can use your AARP membership to save 5% on more than 40 rail and cruise vacations with Vacations by Rail in popular destinations like France’s famous waterways, the Rhine and Danube Rivers, Alaska’s Inside Passage and trans-Atlantic crossings. Collette also helps AARP members save up to $250 on select cruises and tours. This is a great way to explore more of the world. Sail the Galapagos, spend Christmas on the Danube, cruise to the edge of the world in Patagonia, sip coffee in a corner cafe in Paris and more.

Regardless of where you cruise for your next vacation, an AARP membership can help you save. For those of you looking to take advantage of Wave Season, learn more about additional cruise discounts for AARP members by visiting https://www.aarp.org/membership/benefits/campaigns/cruise/.