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LG art contest asks college students to capture the wonder of wildlife through their work

2025-04-01T12:01:00

(BPT) – LG Electronics has launched the third annual LG Wonderbox Showcase, a 3D digital art competition designed to engage college students in creating impactful works of art and giving them a chance to see their work displayed on the LG billboard in New York City’s famous Times Square.

The 2025 contest aims to spotlight endangered and vulnerable species and challenges participants to combine artistry and technology to produce immersive visuals that raise awareness about wildlife conservation.

College students currently enrolled in accredited institutions are eligible to participate in the LG Wonderbox Showcase. Running through May 2025, the program provides a platform for emerging talent to gain exposure, build professional portfolios and inspire global conservation efforts.

Aligning with LG’s broader commitment to sustainability and wildlife protection, the showcase builds on partnerships with NBC’s “The Americas,” a 10-part nature documentary series focused on vulnerable and endangered species in North and South America, and the National Wildlife Federation, which focuses on protecting at-risk species.

This year’s theme, “Life’s Good When You Protect Wildlife,” calls on students to explore the connection between creativity and advocacy. Selected artwork will be displayed on the iconic LG billboard in New York City’s Times Square, offering young artists an opportunity to share their work on one of the world’s most prominent stages.

By addressing critical environmental challenges, the LG Wonderbox Showcase empowers the next generation of creators to deepen awareness of conservation issues with the power of art that can inspire change.

Since its inception, the LG Wonderbox Showcase has been more than just a competition — it’s served as a launchpad for emerging artists to gain visibility, strengthen their portfolios and jumpstart their careers. LG is calling on young creators to harness their unique talents and combine creative storytelling with digital tools to produce work that brings endangered or vulnerable ecosystems vividly to life.

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For more information or to enter this year’s Wonderbox Showcase competition, visit LG.com/us/wonderbox. Tune in to “The Americas,” Sundays at 8 p.m. E.T. on NBC and streaming next day on Peacock.

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Get your home ready for warmer weather with these seasonal tips

2025-04-01T12:15:00

(BPT) – As winter fades and spring approaches, it’s time for homeowners to prepare their homes for the changing season. Freezing temperatures, heavy rains and snow buildup can take a toll on your property, making spring maintenance essential for preventing costly repairs and keeping your home in top shape.

“The transition from winter to spring is the perfect time for homeowners to inspect their property for any damage caused by cold weather,” said Bonnie Lee, Vice President of Property Claims at Mercury Insurance. “By tackling maintenance tasks early, you can prevent small issues from becoming bigger problems as temperatures rise.”

Spring Home Maintenance Checklist

  • Inspect gutters and prepare your roof for spring storms: Winter weather can leave gutters clogged with debris. Clear out your gutters and ensure downspouts are secure to prevent water damage. It’s also a good time to check for visible roof damage and trim overhanging branches. For added protection, homeowners may consider sealing their roof deck and asking their contractor about the FORTIFIED roofing standard, as recommended by the Insurance Institute for Business & Home Safety (IBHS). These steps can help reduce water intrusion and better prepare your home for severe spring weather.
  • Check for exterior damage: Look for cracks in your foundation, siding or driveway that may have developed due to freezing and thawing cycles. Repairing them early can prevent further deterioration.
  • Service your HVAC system: Before warm weather arrives, schedule an HVAC tune-up to ensure your air conditioning system runs efficiently. Replace air filters and check vents for proper airflow.
  • Test smoke and carbon monoxide detectors: Spring is a great time to test alarms and replace batteries to keep your home safe.
  • Examine windows and doors: Check for drafts and reseal or replace weather stripping as needed. This helps improve energy efficiency and keeps pollen and allergens from entering your home.
  • Inspect outdoor plumbing: Freezing temperatures can cause pipes to crack. Turn on outdoor faucets and irrigation systems to check for leaks before regular use.
  • Clean and seal decks and patios: Winter moisture can lead to wood rot and mold. Power wash, reseal and inspect for damage to keep your outdoor spaces in great condition.
  • Prepare your landscaping: Trim overgrown branches, remove dead plants, and refresh garden beds with new mulch to encourage healthy spring growth.

“By staying proactive with seasonal home maintenance, homeowners can protect their investment and avoid unexpected repairs,” added Bonnie Lee, Vice President of Property Claims at Mercury Insurance. “A little preparation now can go a long way in ensuring a smooth transition into spring.”

Protect Your Home Year-Round

Seasonal maintenance is key to keeping your home in top condition, but having the right insurance coverage is just as important. Mercury Insurance offers homeowners coverage to protect against unexpected damages and weather-related issues.

To learn more about how Mercury Insurance can help safeguard your home, visit MercuryInsurance.com.

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Look beyond: Why a CPA career is anything but ordinary

2025-04-01T06:01:00

(BPT) – If you’re looking for a career with stability, strong earning potential and opportunity across industries, becoming a certified public accountant (CPA) might be one of the smartest moves you can make.

CPAs are often stereotyped as number crunchers — but that’s only part of the story. These professionals use their financial expertise to solve problems, tell compelling financial stories and guide important decisions that help businesses and communities thrive. And the demand for CPAs is rising: these jobs are projected to grow by 22% by 2028. In Ohio alone, 65% of the state’s CPAs are approaching retirement, creating a critical need for new talent to step into these essential roles.

But what makes a CPA career so unique?

Beyond the numbers, what CPAs really do

Forget the outdated stereotype of accountants buried in spreadsheets. CPAs work across a wide range of industries, using data, technology and financial insights to drive business forward.

“Top-performing accountants excel at making sense out of data and turning it into a compelling story,” said Dr. Tiffany Crosby, Ph.D., CPA, CGMA, MBA and senior vice president at the Ohio Society of CPAs (OSCPAs). “They simplify complex concepts to support better decision-making. They also use technology strategically, steering clear of fads while identifying innovations and analyzing their potential impact.”

With these skills, CPA credentials can open doors to opportunities you’ve only imagined, such as:

  • Forensic accounting/fraud investigation: Solve financial crimes and bring integrity to high-stakes investigations. This field is growing by 5%, with a median salary of $83,610 in Ohio.
  • Entertainment accounting: Guide movie studios and production companies in managing budgets and royalty distribution behind the scenes.
  • International business: Travel the world while helping global companies navigate international tax laws and exchange rates.
  • IT/data analytics: Lead in financial tech innovations, using AI and cloud computing to drive efficiency.
  • Auditing: Verify financial accuracy across industries, from local businesses to global corporations.
  • Sports team accounting: Combine your love of sports with financial leadership, managing payrolls and budgets for professional teams.
  • Corporate finance (treasurers/controllers): Oversee financial planning, investments and risk management. These roles are projected to grow by 16% by 2030, with median salaries in Ohio at $131,610.

Whether you want to work for a Fortune 500 company, a nonprofit or even start your own business, CPA credentials can open doors to a career that fits your interests and lifestyle.

High demand, high earning potential

Beyond career flexibility, CPAs enjoy strong job security and financial benefits.

Competitive starting salaries: Entry-level CPAs can earn around $65,000 per year.

Higher lifetime earnings: CPAs typically earn 15% more than similar professionals without the credential.

Executive-level potential: Those who advance to senior leadership roles, like Chief Financial Officer (CFO) or Controller can earn six or seven figures.

In a world where job markets fluctuate, CPAs remain in demand, providing financial expertise that businesses need in every economic climate.

How to build a successful CPA career

For students or career-changers considering this path, education and networking are key.

  • Start early: Courses in public speaking, economics, algebra and business set a strong foundation. Advanced topics in accounting, auditing and taxation prepare you for CPA certification.
  • Find mentors: Mentors can provide guidance and insights to help you grow.
  • Develop a specialty: Whether it’s sustainability accounting, fraud investigation or corporate finance, honing a niche can set you apart.
  • Embrace lifelong learning: The CPA profession evolves with new technology and financial regulations — staying current ensures continued career growth.
  • Build your network: Connecting with professionals can open doors to career opportunities and internships.

Free resources to get started

For those interested in exploring a CPA career, OSCPA offers valuable resources:

  • CPA Camp: A free, immersive experience where high school students explore the world of accounting, learn directly from CPAs and earn scholarships.
  • College Scholarship Program: Helps students cover tuition costs so they can focus on career growth.
  • Young Professionals Network: Leadership workshops, social events and community engagement opportunities.
  • LAUNCH!: A career accelerator connecting aspiring CPAs with top employers.
  • OSCPA Career Planning Portal: Offers resume writing tips, career coaching and internship/job opportunities.

Wherever you are on your journey, OSCPA provides tools and connections to help you succeed. Learn more at OHCPA.com/look-beyond.

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Taking a trip? Follow these tips to secure your deliveries and home

2025-03-31T11:01:00

(BPT) – With spring and summer come more opportunities for vacations and road trips — but these getaways can leave your home vulnerable to unwanted visitors and unattended packages. Before heading out for fun in the sun, take a few steps to secure both your home and your deliveries, so you can fully relax and enjoy your trip. Here are some tips to help increase your peace of mind while you’re away from home.

Stay connected to your home, no matter where you go

The Ring Battery Doorbell keeps you informed about who’s at the door, allowing you to stay close to what matters most, from anywhere. Whether you’re traveling abroad or spending a week in the city next door, this doorbell offers Live View and Two-Way Talk, so you can see, hear, and speak to anyone at your front door in real time. This added security helps deter unwanted visitors and keeps you in control, even when you’re miles away.

Inform neighbors you can trust

One of the best ways to protect your home is by asking neighbors you trust to keep an eye on things while you’re away. By informing reliable neighbors, you add an extra layer of vigilance to your home’s security. Having someone nearby can give you peace of mind and a sense of security knowing your home is being watched over.

Opt for In-Garage Delivery

A convenient, secure strategy for package and grocery deliveries is Amazon Key In-Garage Delivery. Whether you’re away from home for a few hours or a few weeks, this service helps you protect packages from loss or weather damage. It’s compatible with the majority of garage door technologies and exclusive for Amazon Prime members.

How it works: Once you set up your smart garage, place an order as you normally would on Amazon.com and select Key Delivery at checkout. On delivery day, your package is the key that opens your garage door. When a driver scans your package for your address, they get one-time, verified access to make the delivery inside your garage. No codes or physical keys required. You can also add a camera to watch deliveries and receive real-time notifications for additional peace of mind. It’s that simple.

Don’t announce your trip on social media

While it may be tempting to share vacation photos online, broadcasting that you’re away from your home for an extended period can make your property a target. Keep your travel plans private, and save your vacation pics for after you return home. The fewer people who know you’re away, the better protected your home will be from unwanted visitors.

Set up motion alerts to stay informed about deliveries and front porch activity

Another way to protect your home is by keeping an eye on all your deliveries in real-time, with Ring motion alerts. Set up motion notifications for your Ring camera, and you’ll stay informed when activity occurs on your front porch. You can review Motion Alerts sent to your smart home security devices, either in Live View or in the Event History, to monitor any activity around your home. With Ring, you can modify your Motion Alerts to distinguish between people and other motion using Smart Alerts (Ring Home plan required).

Additionally, Package Alerts[1] are available on select Ring Video Doorbells. They can alert you when there’s a package in designated areas around your device (Ring Home subscription required). And if you catch suspicious activity on your Ring Video Doorbell, you can act fast with Two-Way Talk to ward off unwanted visitors using the Ring app on your mobile device or tablet.

However, if you’re sensitive to notifications, you can enable 24/7 Recording (Ring Home Premium subscription required), allowing your eligible cameras to continuously record, ensuring you never miss a moment. Using AI, Smart Video Search can help you find specific activity or objects, such as packages, that may have been delivered. (A compatible Ring subscription is required. For customers in Illinois & Texas: Smart Video Search is not available on Ring devices due to specific state legislation.)

Upgrade your home security

Smart home security adds peace of mind while you’re away. With easy-to-install DIY systems like Ring Alarm, you can customize security settings based on your needs. For just $10 a month, you can add Alarm Professional Monitoring[2] to your Ring Home subscription for additional peace of mind. If the system detects an issue, emergency responders will be dispatched in real-time.

You can also integrate your Ring Alarm with other Ring devices, like doorbells and cameras, triggering them if your alarm is set off. This added coordination between devices makes it harder for unwanted visitors to sneak past your defenses.

No matter where you’re going or how long you’ll be away, you can use these strategies to help you feel confident that your packages and home are safe and protected. By staying proactive, deterring unwanted visitors, and securing your deliveries, you can fully enjoy your time away. Visit Amazon.com/TryAmazonKey and Ring.com to learn more about home security options before your next vacay.


[1] Compatible subscription required, sold separately. Package Alerts available for select Ring video doorbells and/or cameras. Package Alerts work best with medium-to-large shipping boxes. Envelopes, tubes, small boxes, and food deliveries may not be detected. Make sure you have Motion Detection enabled in the Ring app. Learn more here.

[2] Professional Monitoring is an add-on plan that first requires a compatible Ring subscription. Both sold separately. Service available within the U.S. (all 50 states, but not U.S. territories) and in Canada (excluding Quebec). Ring does not own its monitoring center. Smoke and carbon monoxide monitoring is not available for business or commercially zoned addresses. See Ring Alarm licenses at: ring.com/licenses. Additional fees may be required for permits, false alarms, or Alarm Verified Guard Response, depending on your local jurisdiction.

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The 5 Best Guadalajara Experiences for Arts, Culture and Culinary Lovers

2025-03-31T11:49:00

(BPT) – Love diving into a rich heritage of food, art and history — in a city with a cool, contemporary vibe? As the birthplace of iconic Mexican heritage including tequila, mariachi, charrería (Mexican rodeo) and more, Guadalajara is a must-visit destination with delights for all the senses.

How popular is Guadalajara? According to Grupo Aeroportuario del Pacifico, Guadalajara International Airport saw a 9.9% increase in passenger traffic in January 2025 over last year. With recognition from National Geographic’s “Best of the World” and Travel + Leisure’s “World’s Best Awards,” Guadalajara is welcoming even more travelers to this vibrant, cosmopolitan city.

Here are five can’t-miss arts, culture and culinary experiences in and around Guadalajara:

1. Taste the city’s traditional dishes, contemporary cuisine and vibrant mixology

Guadalajara is famous for its food scene, from street stand tacos to upscale dining and everything in between. Explore cuisine based on unique regional flavors, plus signature drinks featuring agave spirits, including tequila and raicilla. Key local ingredients include hand-made corn tortillas and chilis.

Order Guadalajara’s specialty sandwich, torta ahogada — a tasty dish made from birote bread, not found anywhere else, and covered in a spicy tomato and chili sauce. Or sample birria, a spicy Mexican stew made with goat or lamb cooked slowly with spices, served with minced onions, cilantro and lime.

For fine dining, explore the exquisite creations of Alcalde, featured on Latin America’s Best 50 Restaurants list, or the “New Mexican Cuisine” at Tete Cocina de Barrio, followed by mouth-watering desserts at Postrería.

If you’re a fan of creative mixology, you can’t get any better than Guadalajara. Visit El Gallo Altanero, the number 48 Best Bar in the World according to The World’s 50 Best Bars, offering live music, a vibrant atmosphere and a true celebration of agave — as well as their signature Sangroni (gin, campari, vermouth, tamarind and watermelon). Or savor cocktails with breathtaking views of Guadalajara from the chic new 360 Rooftop Bar in the Hotel Riu Plaza Guadalajara.

2. Embrace the lively festivals

If you love charrería and mariachi, time your visit around the one of the city’s most famous festivals. The International Mariachi and Charreria Festival is the largest celebration of mariachi music in the world, with an estimated 500 mariachis converging on the city every year in late August to early September.

You’ll hear some of the most famous players and different musical styles like sones jaliscienses, along with more modern huapangos, baladas and polkas played by five-string guitars, violins and trumpets. Performances and competitions are spread throughout the city, and a grand parade features mariachi in full silver-dressed garb, dancers in traditional dress, charros on horseback and more.

During the festival, charrería (Mexican rodeo) teams from every corner of the country also come to compete in the traditional sport of charreria and take home the winning trophy. Want to take part in this thrilling tradition? Even if you can’t visit during the festival, stop by Lienzo Charro Jalisco to spend the day with Mexican cowboys, or charros, to witness their impressive prowess in horsemanship and roping — and even try your hand at some rope skills.

3. View distinctive cultural heritage landmarks

Take a trip back in time via guided walking tours of the Historic District to experience some of the most significant and beautiful monuments in Guadalajara, like the gorgeous double-spired Guadalajara Cathedral — the city’s most beloved, emblematic landmark.

The Teatro Degollado is a neoclassical masterpiece boasting a frieze depicting Apollo and the Nine Muses resides over the Grecian columns. The five-tiered interior is swathed in red velvet and 23-karat gold leaf and crowned by a Gerardo Suárez mural, based on the fourth canto of Dante’s Divine Comedy. Today, visitors can experience the Filarmónica de Jalisco, cultural events and live performances.

Make extra time to peruse Museo Cabañas, a UNESCO World Heritage Site built at the beginning of the 19th century as a hospital, now housing an impressive collection of over 340 art pieces and murals. In the early 20th century, the chapel was decorated with an extraordinary series of murals by José Clemente Orozco, one of the greatest Mexican muralists.

Don’t miss the stunning landmark, Rotonda de los Jaliscienses Ilustres, which features tranquil grassy areas and busts featuring prominent figures from Mexico’s history.

4. Discover tequila’s heritage and namesake hometown

Ever wonder where tequila comes from? Blue fields of agave plants stretch for miles over rugged terrain surrounding the Magical Town of Tequila, where the eponymous spirit hails, not far from Guadalajara. The world’s tequila is produced in this region, and these stunning fields are a UNESCO World Heritage Site that are part of Mexico’s identity.

Paisage Agavero

Learn all about agave and the tequila-making process at the new Tequila Lab, an interactive museum dedicated to Mexico’s most famous distilled beverage. Then expand your knowledge with a trip on Guadalajara’s recently relaunched Tequila Express train to take you from Guadalajara to Tequila. Use their roundtrip route for a day trip, or stay overnight at a range of accommodations including Casa Salles, a luxe boutique hotel from the makers of El Tequileño, or Hotel Solar de las Animas.

Once in Tequila, visit the National Museum of Tequila and tour one of the area’s many distilleries. Tours in the nearby agave fields provide an inside look into the life and work of a “jimador” (an agave harvester), and help travelers learn about the tequila-making process from agave cultivation to distillation as well as the area’s rich culture. View agave fields by train with the Cuervo Express full-day train package, including a guided tour of their distillery and agave fields, lunch at a Mexican hacienda and tequila tasting.

Want to see agave landscape from above? The Sauza Tequila Copter offers a bird’s-eye view, followed by a vip guided tour of Casa Sauza and their distillery. Tequila tastings are available, and sensorial tasting at Santoscoy warehouse on-site. The restaurant cueva de Cenobio is an ideal spot for a mid-day meal immersed in the old casona, La Quinta.

5. Take a day trip to the city’s surrounding Magical Towns

In addition to Tequila, Guadalajara is situated nearby two additional Magical Towns:

About 20 minutes from Guadalajara is Tlaquepaque, best known for quality craftsmanship and mariachi performances. Downtown Tlaquepaque’s traditional central market, main square and pedestrian-only streets are perfect for strolling. You’ll enjoy daily mariachi performances at restaurants and cantinas, some with outdoor seating ideal for people-watching. Check out showrooms and stores showcasing carved wood furniture, colorful ceramics, blown glass, hand-stitched clothing and more. Well-known artists and sculptors like Sergio Bustamante have galleries here, and you can find workshops to learn from artisans about their craft.

Ajijic is known for its proximity to Lake Chapala, the largest lake in Mexico, with one of the world’s best climates. Surrounded by the Sierra Madre Mountains, travelers enjoy beautiful boat rides on the lake, long walks along the waterfront promenade and time in hot springs warmed by volcanic magma. The town and its ideal climate attract snowbirds and expats alike, making Ajijic home to Mexico’s largest expat population.

Where to stay

You’ll find plenty of accommodations at various price points in Guadalajara.

Several properties are located in the popular Colonial Americana neighborhood — rated one of the coolest neighborhoods by Time Out, including: Casa Habita, a reimagined 1940’s home offering 37 rooms and suites with amenities including a bar, restaurant, pool and spa; Hotel Demetria, where you’ll find elegantly appointed rooms, a rooftop pool with stunning city views and an on-site restaurant serving exquisite local and international dishes; and LoveIt Hotel, a ideally located home away from home featuring deluxe rooms and suites.

You can also choose the Hilton Guadalajara Midtown in the business and financial district, which includes a fitness center, meeting rooms, executive lounge and more amenities designed to suit the needs of business travelers.

Want to immerse yourself in Mexican culture? Hotel Indigo Guadalajara Expo is a boutique hotel blending modern luxury with rich Mexican heritage, from woven throw blankets on the beds to local artwork on the walls. At night, the rooftop bar is an ideal location for a nightcap.

How to get there

Guadalajara is the capital of Jalisco state on Mexico’s western coast. It’s easily accessible via Miguel Hidalgo International Airport (GDL), 24 miles from the city center, with non-stop daily flights from major markets across the U.S. and Canada.

Follow along at Instagram.com/gotoguadalajara and plan your next amazing vacation at GoToGuadalajara.com.

Please drink responsibly. If you have a problem with alcohol, visit Responsibility.org.

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4 Ways to Make Traveling with Kids This Summer Stress-Free

2025-03-31T08:01:00

(BPT) – Family vacations are a time for creating cherished memories, strengthening bonds, and escaping the everyday. But for parents, the reality of vacationing with children can sometimes feel more like a marathon than a relaxing getaway. Between managing meltdowns, navigating unfamiliar environments, and trying to carve out some “me time,” the joy of a vacation can get lost in the shuffle. This is where the often-unsung hero of a holiday away comes in: childcare. Whether you’re considering a kids’ club at a family-friendly resort or bringing the grandparents along, having some extra support can make all the difference. Here’s how to make sure you get some time to relax, recharge, and enjoy some adult time on vacation while your little ones have a blast, too!

Parenting brings a lot of joy, but it’s also a demanding job. Vacations away are a time to relax and have fun for kids and parents alike, but parenting responsibilities don’t just disappear. Finding ways to incorporate childcare into your vacation can help you enjoy much-needed relaxation and recharge. This downtime is essential for parents’ health in a stressful world. Plus, it supports you in being more present for your children throughout your vacation and when you return home.

Depending on the destination, some activities parents look forward to are not suitable for children. Whether it’s an adventurous hike, wine tasting, or a late-night show, you should be able to enjoy some solo activities without feeling guilty. Knowing that your little ones are in safe, professional hands allows you to fully embrace your time away.

And let’s not forget that vacation childcare doesn’t just benefit the grown-ups. Kids thrive in these environments too. They get the chance to meet new friends, try out fun activities, and maybe even learn something new!

When it comes to vacation childcare, there’s a wealth of options available. Embracing these opportunities can create lasting memories for everyone involved, making your vacation even more special. Let’s dive in on four ways to make your next family vacation stress-free for the whole family.

1. Kids’ Clubs at Resorts

Family-friendly resorts often feature wonderful kids’ clubs, creating a perfect space for children to enjoy themselves while parents take a little break. Think of these clubs as mini summer camps right in your destination! Kids can connect with peers from all over the globe and participate in various exciting activities.

Ask the resort beforehand what activities kids can enjoy at their kids’ club. Trained staff might lead age-appropriate adventures for older kids, such as snorkeling, ziplining, or even cooking classes to explore local cuisine. For the younger ones, there’s plenty of fun to be had with crafts, games, and storytime. Kids’ clubs allow children to discover new interests and passions beyond their day-to-day activities. Additionally, it can spark a passion for travel and introduce them to different cultures.

2. Find a Local Babysitter

There are likely many qualified childcare professionals at your destination who would be happy to hang out with your kiddos and give you some well-deserved free time. Instead of relying on word-of-mouth to find sitters in a new area, you can locate local, vetted babysitters through a childcare service like Jovie, which allows you to search by your location. It’s best to search for a local sitter well before your planned vacation to leave time for a virtual meet-up to ensure you’ll have childcare when you want it.

3. Bring Your Nanny Along for the Fun

If your family already has a nanny who feels like part of the family, consider bringing them along! This option can be a fantastic way to ensure your child has someone they trust nearby while you enjoy your time away. Just be sure to talk beforehand about things like work hours, extra overtime pay, travel logistics, and accommodations. This way, everyone knows what to expect. It’s a win-win situation: parents get peace of mind and flexibility knowing they have trusted childcare available, and kids often love the chance to explore a new destination with their favorite nanny by their side.

4. Make It A Family Affair

When traveling with extended family, consider discussing the idea of sharing childcare responsibilities during your trip. Vacations are a wonderful time for aunts, uncles, and grandparents to connect with your children, especially if they don’t see them often. These shared experiences can create lasting memories that both the kids and family members will cherish for years to come! It’s a great way to ensure everyone gets some quality time together while giving parents a little break to relax and enjoy their vacation, too.

Planning a holiday with the kids can be a lot of work, and you deserve to return from a family vacation with incredible memories and feeling refreshed. Jovie can help you find trusted babysitters across the country. Our professional babysitters are vetted and trained to handle any situation that may arise, so parents can relax and enjoy their time away, knowing their kids are in safe hands and creating their own wonderful memories.

To learn more about Jovie, visit www.jovie.com.

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Making your health plan work for you: Five ways to simplify your healthcare experience

2025-03-31T09:11:00

(BPT) – In today’s fast-paced world, consumers are more motivated than ever to choose healthcare options that offer a better experience, higher quality of care, and greater value. According to a recent survey by McKinsey, 58% of U.S. consumers prioritize their personal health and wellness more now than a year ago. Yet, despite high levels of engagement in health and wellness activities, many consumers are not satisfied with their overall healthcare experiences. Here are five ways to maximize your health plan.

1. Get the most of your mental health benefits

You might be surprised to learn that your health insurance plan includes mental health benefits, which may cover employee assistance programs, virtual therapy sessions, virtual behavioral coaching, or digital self-help tools such as Calm Health. These options make it easy to access the support you need in different ways. If you have mild behavioral health concerns, digital self-help tools and virtual behavioral coaching may be a great place to begin. If you have any questions or need more details, simply call the number on your insurance card for assistance.

2. Use resources that help you shop for care

Price transparency has long been an issue in American health care. Prices often vary by hundreds or thousands of dollars for the same services within the same city, and up until recently, consumers had virtually no way to know that. Without an easy way to look up the price of a procedure or surgery, people may choose a provider based on factors other than price and overall value.

To help members compare care options and costs more easily, some modernized health plans, like Surest from UnitedHealthcare, offer members the information they need to shop for care.

Unlike traditional plans, Surest eliminates deductibles and coinsurance. Instead, members pay only a copay, which may vary depending on the service and provider they choose. All providers in the network are evaluated based on historical performance data, including criteria like effectiveness and cost-efficiency. Those that performed better are deemed higher value. Members can use the Surest website or app to see available care options, network providers and the cost of the service or procedure they need, with lower copays for higher-value care providers. Ultimately, this means Surest members may save money when they choose care providers who have historically delivered effective, cost-efficient care.

3. Simplify your journey before a medical procedure

Preparing for a medical procedure can feel overwhelming. That’s why some health plans are doing some of the homework for you by proactively supporting you through some of the most common knee procedures. For example, with select UnitedHealthcare plans, members receive alerts as soon as 24 hours of prior authorization approval to access details about their upcoming procedure, questions to ask their doctor, and cost estimates. This support helps members feel more informed and confident about their upcoming procedure.

4. Personalize how you search for providers

Consumers are increasingly researching providers before making an appointment. According to recent data, 44% of patients research providers before scheduling a visit, and on average, they look at two to three providers before making a choice. This highlights the growing trend of consumers taking a more active role in their healthcare decisions. To make this process easier, UnitedHealthcare’s side-by-side provider comparison tool lets you compare providers based on your preferences, such as language spoken or patient reviews. These enhancements help you find the right care, schedule appointments online, and understand potential costs for services they provide, making the provider search process more efficient and tailored to your needs.

5. Access expert guidance at your fingertips

Navigating your health plan can feel complex, but you don’t have to do it alone. Insurance companies are emphasizing the role of advocates who may help consumers navigate their health plans, resolve issues, and maximize their benefits. According to a survey by Deloitte, 70% of consumers who used a healthcare advocate reported higher satisfaction with their healthcare experience. UnitedHealthcare’s Advocacy program connects members with specially trained advocates who may help with a wide range of personalized needs—including clinical care, behavioral health, pharmacy, special needs, healthcare costs, and medical plan benefits—to help members understand their coverage and make more informed healthcare decisions.

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Winter Blues for Your Skin: How Seasonal Changes Impact Eczema

2025-03-31T07:11:00

(BPT) – As the temperature drops, many people with eczema may notice that their symptoms flare up or worsen. If you’re struggling with dry, cracked, irritated skin and constant discomfort during the colder months — or just find yourself more aware of your skin’s condition this time of year — it might be time to talk to a dermatology professional about eczema and potential management options for you.

Atopic dermatitis, a chronic skin condition, is the most common type of eczema, affecting approximately 9.6 million children and 16.5 million adults in the United States. The disease appears as a red, intensely itchy rash that can occur anywhere on the body.

Eczema symptoms and severity may rapidly change or vary based on geographic location and environment. The shift to winter brings cold, dry air, harsh winds, and indoor heating that can further strip moisture from the skin, triggering flare-ups.

A resident of Idaho, 17-year-old high-school student Scottie is no stranger to cold winters. He also knows firsthand what it’s like living with eczema; in fact, he’s been struggling with the disease for as long as he can remember.

“My symptoms first started as young as 7 years old, with what I would describe as an intensely itchy rash,” Scottie recalls. “For me, my eczema would flare up the worst around my elbows. My skin would become so dry and itchy, creating what looked like cracks in my skin,” said Scottie. “Despite applying multiple moisturizers or steroid treatments, nothing seemed to work.”

Seeking a new path to relief, Scottie participated in a clinical trial for ZORYVE® (roflumilast) cream 0.15%, a once-daily, steroid-free topical treatment approved for individuals with mild to moderate eczema ages 6 years and up.

“As someone who has struggled with understanding their eczema, I am passionate about sharing my experiences and helping others in the community. So, when my mom discovered a clinical trial for a new steroid-free treatment option, I decided I would give it a try,” he explains. “I know everyone is different, but for me, I noticed my skin was less itchy within days of applying the cream. I also found my skin to be clearer by the end of the study in just 4 weeks.”

In clinical trials of over 1,300 people with eczema including over 880 people using ZORYVE cream 0.15%, and approximately 450 people who used a vehicle (a cream without the active drug), 31% of people using ZORYVE cream had Clear or Almost Clear skin* at 4 weeks, compared to 14% of people using the inactive cream. In addition, ZORYVE cream was also shown to improve itch in 32% of 542 people using ZORYVE cream compared to 17% of 271 people using the inactive cream.

The most common side effects of ZORYVE include headache, nausea, application site pain, diarrhea, and vomiting.

Prior to discovering this new treatment option, Scottie’s condition was always at the forefront of his mind.

“Often I was embarrassed for how my skin looked, finding ways to hide my condition under long-sleeve clothes,” said Scottie. “Since starting treatment and being able to better manage my condition, I have found a new sense of confidence and relief of not having to worry about my everyday habits.”

If you’re struggling with atopic dermatitis or any other skin concerns this winter, make an appointment with a dermatologist who will work with you to find the care you need.

*People who had Clear or Almost Clear skin and a 2-point improvement on a 5-point severity scale.

Approved Use

ZORYVE cream 0.15% is a prescription medicine used on the skin (topical) to treat mild to moderate eczema (atopic dermatitis) in people 6 years of age and older.

It is not known if ZORYVE cream 0.15% is safe and effective in children with mild to moderate eczema (atopic dermatitis) under 6 years of age.

IMPORTANT SAFETY INFORMATION

ZORYVE is for use on the skin (topical only). Do not use ZORYVE in or on your eyes, mouth, or vagina. Do not use ZORYVE if you have certain liver problems.

Before using ZORYVE, tell your healthcare provider about all of your medical conditions, including if you:

  • have liver problems.
  • are pregnant or plan to become pregnant. It is not known if ZORYVE will harm your unborn baby.
  • are breastfeeding or plan to breastfeed. It is not known if ZORYVE passes into your breast milk. Talk to your healthcare provider about the best way to feed your baby during treatment with ZORYVE. Breastfeeding women using ZORYVE should use it on the smallest area of the skin and for the shortest time needed. Do not apply ZORYVE directly to the nipple or areola to avoid contact with your baby.

Tell your healthcare provider about the medicines you take, including prescription and over-the-counter medicines, vitamins, and herbal supplements.

The most common side effects of ZORYVE cream 0.15% include:

  • headache
  • nausea
  • application site pain
  • diarrhea
  • vomiting

These are not all of the possible side effects of ZORYVE. Call your healthcare provider for medical advice about side effects. You are encouraged to report side effects to FDA at 1-800-FDA-1088.

Please see Patient Information for ZORYVE.

© 2025 Arcutis Biotherapeutics, Inc. All rights reserved.
US-CRP-151-00027 1/25

Photo courtesy of Scottie, an actual patient who has taken ZORYVE and is being compensated for his time contributing to this article.

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5 ways the national debt impacts average people

2025-03-31T07:01:00

(BPT) – The total national debt has surpassed $36 trillion, according to the U.S. Department of the Treasury. That number is so big, it’s hard to get your mind around it. How much is 36 trillion? One way to think of it: It’s the value of the economies of Germany, the United Kingdom, India, China and Japan, combined. Another way: If you stacked $36 trillion in hundred-dollar bills, that stack would be more than 24,000 miles high.

But what does this debt load mean for average Americans? How might it affect people’s lives? Here are five ways the debt can impact your life directly from the Bipartisan Policy Center.

What is national debt?

The national debt is the result of the federal government spending more than it takes in — and borrowing money to cover the gap. Historically, the country’s debt has grown during events when expanded government capacity is required, including wartime response, pandemics like COVID-19, or economic downturns like the Great Recession. But it has also grown because lawmakers have not restored fiscal balance when the economy is strong. And similar to our own individual credit card balances, as the national debt grows, so does the cost of that borrowing through higher interest payments. Today, the interest alone on the debt costs taxpayers $3 billion per day.

What does it matter to the average person? Here are five ways national debt can impact your daily life.

1. Housing

Rising national debt may impact your ability to afford a home mortgage. How? As the cost of borrowing rises for the federal government, mortgage rates may remain elevated as well. Also impacted: the costs of homebuilding, including supplies and materials. So, the growing national debt means it might cost people more to get a mortgage for an existing home or the financing to build a new one.

2. Health care

The U.S. spends more on health care than anything else, according to the Centers for Medicare and Medicaid Services (CMS). Between 2023 and 2032, the CMS projects costs to rise from $4.8 trillion to $7.7 trillion, due to an aging population, rising prices for drugs and other health services, advances in costly medical treatments, and more. Right now, the CMS reports health care spending is 17.6% of the country’s economic output, or gross domestic product (GDP) in 2023. It is projected to reach 20% by 2032, outpacing the growth in the economy.

A growing national debt may require tough choices. It may undermine government investment in public health services and infrastructure, research and development for treatments, infectious disease response and private health insurance options for workers.

3. Child care

The growing national debt may exacerbate inflation, which could affect government funding of child care providers, the value of tax incentives that support caregivers and childcare providers and other government-funded supports to help people pay for childcare.

Working parents know that access to affordable childcare directly affects their ability to work, so when affordable childcare is weakened, so is a parent’s ability to make a living.

4. National security

In 2024, the Council on Foreign Relations reported the federal government spent more on interest payments to service the national debt than it did to support the entirety of the U.S. national defense system.

The national debt has been singled out by lawmakers as the “greatest threat” to national security. As the largest category of discretionary spending, national defense is especially exposed to budget pressures, creating tensions between its ability to meet challenges in a fast-changing security landscape and the need to cut costs.

5. U.S. economic leadership

The U.S. dollar’s power and standing in global finance and trade is underpinned by high faith in U.S. creditworthiness. As the national debt grows, that confidence can be shaken. It could have an impact on the U.S. credit rating and the dollar’s strength, undermining global economic competitiveness. What does that mean for you? Things like imported goods could get more expensive, and the dollar may not go as far when you’re traveling.

To read more about how the national debt impacts you, visit https://bipartisanpolicy.org/fiscal/.

The Bipartisan Policy Center and its advocacy affiliate, Bipartisan Policy Center Action (BPC Action), are unique in their approach to addressing the nation’s most pressing issues. As the only organization working across the full political spectrum on domestic issues, BPC brings together diverse perspectives to craft data-driven, pragmatic policy solutions. BPC Action then works directly with legislators and other policymakers to turn those solutions into real change.

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Work, school and more: Everything you need to succeed

2025-03-30T23:01:00

(BPT) – Sponsored by OfficeDepot OfficeMax

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Why waste time searching when success is just a click or visit away? Head to an Office Depot or OfficeMax store or shop OfficeDepot.com to find everything you need to conquer your goals, every step of the way.

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