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Expectant parents: 6 reasons to learn your baby’s gender earlier

2024-11-18T08:01:00

(BPT) – Few experiences compare to the excitement of finding out you are pregnant and the anticipation of your growing family. Along with natural concerns about the childbirth process and health of your child, you have many other questions and curiosities. What will your baby be like? Will your child resemble one parent or the other? How will they act, smile, learn and grow? And one of the most intriguing questions: Will your baby be a boy or a girl?

The unknowns you face as a parent can feel overwhelming, so wouldn’t it be great to have at least one of these questions answered sooner? According to a survey commissioned by Myriad Genetics, 82% of parents want to know the gender of their baby in advance, and of those parents who did find out ahead of time, almost all of them (94%) said they would do it again.1

Answering the age-old question

For generations, there were many tales about how to determine your baby’s gender, including the shape and position of the mother’s “baby bump,” which were not very scientifically accurate. While these tales still hold popularity, many parents seek out more verifiable ways of determining their baby’s gender, like an ultrasound, which typically does not happen until 20 weeks into pregnancy.

While 70% of survey respondents believed you could get an accurate gender result via ultrasound as early as 11-20 weeks into pregnancy,1 the reality is that the accuracy of gender determination by ultrasound is just over 70% at 11 weeks. The second-most commonly cited method of determining gender by expectant parents is noninvasive prenatal screening, which is offered at 10 weeks or later to detect risk for certain genetic conditions.

Early answers

Thanks to modern science, it’s possible to learn if your new bundle of joy is a male or female as early as six weeks — from the comfort of your own home. The SneakPeek® At-Home Gender Test uses an innovative DNA-based method to detect fetal sex as early as six weeks with clinically proven over 99% accuracy.2

The only six-week gender test used by more than one million parents, the SneakPeek test requires the collection of a simple, at-home blood sample, which is then analyzed in a lab to detect whether male chromosomes are present or not. If they are present, the baby is predicted to be a boy, and if not, the baby is predicted to be a girl. SneakPeek is also the number one OBGYN-recommended gender test.3

The benefits of knowing early

Why are so many expectant parents eager to know their baby’s gender as soon as possible? Here are the top seven reasons according to survey respondents:

1. Preparedness: You can feel more ready for your baby’s arrival, including decorating their room or nursery, planning a baby shower, buying their clothing and more.

2. Naming: Face it, deciding on a baby’s name is hard! You’ll have a few more weeks to find the perfect fit.

3. Satisfy curiosity and impatience: Nine months is a long time, so why wait if you don’t have to?

4. Bonding with the baby: With more information, it’s easier to imagine your life with your new child and strengthen that early sense of connection.

5. Reducing the number of unknowns: Welcoming a new child can be stressful, and fewer unknowns can help you feel more confident and secure as you go through your pregnancy journey.

6. Celebrating with friends and family: Knowing earlier gives parents the power to plan and decide when to share the your news with everyone.

Whatever your reasons for wanting to know your baby’s gender sooner, you’re not alone. Now expectant parents can enjoy getting to know their newest family member earlier than ever before.

For a “sneak peek” into the future of your family, visit SneakPeekTest.com, or find the test at your local drugstore or retailer.

Survey Methodology: Myriad Genetics SneakPeek Survey was conducted online by Padilla Newsmaker January 2024 among a statistically representative sample (n=1,000) of U.S. women between the ages of 21-45 who intended to get pregnant, are pregnant or have been pregnant.

1 ©2024 Padilla Newsmaker Online Survey, January 2024, n=1,000.

2 In a separated published study run in 2021, fetal sex was accurately determined in 100% of 134 pregnant women at 7 weeks gestational age. In a 2022 scientific study, SneakPeek accurately determined fetal sex for 100% of 103 women at 6 weeks gestational age.

3 SneakPeek recommended six to one among 100 OBGYNs surveyed.

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Ways to Keep Multifamily Projects on Budget: Affordable Kitchen & Bath Products and Helpful Tools for Trade Pros

2024-11-18T07:01:00

(BPT) – With multifamily construction projects reaching as high as $700 per square foot this year, effective cost planning is essential for any build. Identifying affordable, yet functional products and services across kitchen and bath spaces is an effective way for contractors to reduce excess spending. Other factors to consider when developing a multifamily build are high-quality materials and reliable warranty programs. See below for helpful tips and solutions contractors and professionals alike can take into action when embarking on a new project.

Quality and Durability

Selecting quality materials will set up contractors for success in their next project. Quality can dictate overall durability, longevity and in general, less maintenance. Lower quality materials can depreciate at a faster pace and oftentimes require more repairs. Decreasing duplicative spending over a material’s life will ultimately create savings that can be leveraged elsewhere.

A cost-effective material contractors often rely on for construction projects is stainless steel. This material is highly valued for its strength and durability, corrosion resistance, minimal maintenance and aesthetic appeal, making it a reliable choice for commercial-type projects. In multifamily units, stainless steel could be used for interior design and aesthetic features like in railings and handrails, elevator doors and cabins, and even fixtures.

Ceramics are another highly durable material often used in construction due to their reliable properties. This is a refractory material, meaning it’s strong enough to withstand high pressures and most chemical compounds, hence why they’re commonly used in places where materials need to retain their integrity, like in the bathroom. Ceramics are great in the bath because they have a low coefficient of thermal expansion, meaning they don’t expand or contract much with temperature changes. This makes them stable and reduces the risk of cracking in these types of environments.

A seamless way to incorporate ceramics in multifamily projects is in fixtures within the bathroom. Ceramic valves are almost leak-proof and rarely need repairs, whereas ball valves are more prone to leakage and the ball itself might need to be replaced over time. Brands like Peerless® Faucet do a great job at offering high-quality, cost-efficient bath fixtures that not only look good but are incredibly functional. The brand offers ceramic valves across all fixtures, so no matter what contractors choose, they’re always guaranteed quality and durability.

Reliable Warranty and Incentive Programs

When beginning a new project, contractors should ensure the products they select have reliable warranties that will repair or replace (free of charge) parts if ever defective. Reliable warranty programs are essential in construction projects like multifamily because they provide a safeguard for financial investment against potential defects or failures in products and materials, while also enhancing trust between suppliers, builders and clients. In fact, many manufacturers also offer extended warranty terms and have local representatives available who can intervene on your behalf in case of any issues, which in turn, can prevent project delays.

In addition, in many states, there are programs and cost-efficient incentives available to multifamily professionals through tax breaks or direct funding. Building developers may be able to access things like new energy efficient home credits, commercial building deductions and low-income community bonus credit programs. Professionals can find available programs and incentives like these in their state by visiting www.energystar.gov/homesavings or www.dsireusa.org (Database of State Incentives for Renewables and Efficiency).

Ease of Installation and Functionality

With labor accounting for 40-50% of construction project costs, it’s crucial for contractors to purchase products that are easy to install and maintain. Easy-to-install products save time, allowing projects to stay on schedule and within budget, while simplifying the work for laborers, potentially reducing the need for specialized skills. Products that are easy to maintain also enhance the long-term value of the project by lowering maintenance costs and reducing downtime for repairs, ensuring the structure remains functional and durable with minimal disruptions over its lifespan.

Tools of the installation trade including: a level, trowl, caulking gun, tile, measuring tape, etc.

Peerless® designs user-friendly products that make installation a breeze while also allowing for flexibility. For example, in the bath, the Multichoice Universal Valve offers the ability to update shower fixtures without altering the plumbing behind the wall. It also pairs with all shower trims across the Delta Faucet Company portfolio if updating them is ever desired.

Putting It into Action

Cost planning is a critical component for a successful multifamily project. Trade professionals can select high-quality materials to create savings not only for contractors but for future homeowners. Additionally, identifying plumbing that’s easy to install and modify will future-proof the build and allow tenants the ability to renovate or swap fixtures as they’d like. Contractors should also ensure that the brands they are selecting are backed with extensive warranties to protect their investment and the livelihoods of those who will be living in the finished units. Professionals should give these cost-effective products and services a gander for their next tasks; cross-reference plans and you’re sure to identify savings for your next multifamily or commercial project.

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New Technology Provides Hope for Patient with AFib

2024-11-15T13:01:00

(BPT) – Sponsored by Boston Scientific

After retiring from his career as a photographer, Pennsylvania resident Bob Skalkowski looked forward to spending his time sailing, gardening, exercising, fixing things around the house and taking photos just for fun — but he never expected atrial fibrillation, or AFib, to interfere with his goals and plans. Although he knew that his parents had AFib in their older years, Bob was still in his early 70s and led a truly active lifestyle.

When he suddenly began experiencing symptoms like lightheadedness and ankle swelling, Bob thought it might be simple dehydration. But his wife, Beverly, was concerned and encouraged him to go to see his doctor. Before he knew it, he was in the hospital for five days, with his doctors trying to lower his resting heart rate of 170 beats per minute (60-100 is considered normal for his age). That was when a doctor first diagnosed Bob with AFib.

“I think there needs to be more education about AFib, because most people don’t know what it is, what it feels like, or they confuse it with something else like I did,” said Bob.

What is atrial fibrillation?

According to the Centers for Disease Control and Prevention (CDC), AFib is an irregular heartbeat, or arrhythmia that occurs when the heart beats too fast, too slowly or irregularly. AFib can lead to serious and even fatal events such as blood clots, stroke and heart failure.1 It is estimated that over 12 million people in the U.S. will be diagnosed with AFib by 2030.2

While symptoms can include irregular heartbeat, palpitations, lightheadedness, fatigue, shortness of breath and chest pain,1 Bob described his AFib as a hollow feeling. He said it was like “a space in my chest was opening up.” After his initial diagnosis, he commonly used a mobile electrocardiogram device linked to his phone to track his pulse. As a first treatment step, patients are often given anti-arrhythmic drugs. However, they aren’t always effective and can cause side effects, which became yet another reason for concern for Bob.

“My underlying symptom was worry,” said Bob. “I was always worrying, even when I was taking medications.”

Bob didn’t think that the medications were working to resolve his condition, as his AFib episodes still lasted between two and 12 hours. Most of all, he continued to worry that his life would never return to “normal,” and that he would have to constantly monitor his heart rate, preventing him from relaxing and enjoying the things that he loved to do.

A new treatment option

Feeling frustrated by his current AFib treatment, Bob often scoured the internet for news about the latest treatments and to see if there were alternative methods to better manage his AFib. During a discussion, Bob’s doctor shared that there was a technology being studied in a clinical trial called the FARAPULSE™ Pulsed Field Ablation (PFA) System. He was intrigued and asked to learn more.

Some patients with heart arrhythmias, including AFib, undergo thermal ablation — a procedure that uses a catheter to apply extreme heat or cold to target areas of the heart. Bob’s doctor explained that the FARAPULSE PFA System uses electrical fields instead of extreme temperatures to target specific areas of the heart. He added that it was designed to avoid damage to the esophagus and other surrounding structures, which can result in complications or even death in some rare occurrences.

Bob soon became the first person in Pennsylvania to participate in the clinical trial for this innovative technology.

The FARAPULSE PFA System was approved by the U.S. Food and Drug Administration (FDA) in January 2024 with an indication to treat paroxysmal (i.e., intermittent) AFib and is a unique, new alternative to standard-of-care thermal ablation therapy.

Feeling like himself again

Bob and Bev wearing jackets enjoying a mountainous vista during Autumn.

Following his procedure with the FARAPULSE PFA System, Bob was beginning to feel like his old self again. Overall, he was thrilled with the results and delighted to return to sailing, doing home improvement projects and enjoying his life.

“Once you get to a certain age, you’re not invincible anymore — you need to see your doctor every year,” said Bob. “And if you do have AFib, don’t be afraid to ask about all the treatment options that are available to you, because your life can depend on it.”

There are risks associated with all medical procedures. Please talk with your doctor about the risks and benefits of the FARAPULSE PFA System. For more information about AFib treatments and to see if you are a candidate for a FARAPULSE PFA procedure visit www.farapulse.com.

EP-2039316-AA

References

  1. Centers for Disease Control and Prevention. Atrial Fibrillation. https://www.cdc.gov/heartdisease/atrial_fibrillation.htm. Last Reviewed October 14, 2022. Accessed March 2024.
  2. Colilla S, Crow A, Petkun W, Singer DE, Simon T, Liu X. Estimates of current and future incidence and prevalence of atrial fibrillation in the U.S. adult population. Am J Cardiol. 2013;112:1142–1147. doi: 10.1016/j.amjcard.2013.05.063.

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4 cookbooks to inspire your holiday meals

2024-11-15T07:01:00

(BPT) – Cooking is so much more than just heating up something for dinner. It’s about feeding your family, gathering in the kitchen while sauces are simmering and talking about the day, and showing love through the meals we make for the people we hold dear. On holidays, all of that is taken up a notch! Many of us grew up with favorite holiday dishes passed from grandmothers on down. But holiday cooking is also about making new traditions. Why not try something new this year?

Here are four new cookbooks from Disney Publishing and National Geographic that are great for everyone and will help you serve up holiday memories along with delicious dishes. Bonus tip: These cookbooks make great holiday gifts!

The Official Disney Parks Celebration Cookbook: 101 Festival Recipes from the Delicious Disney Vault

The Official Disney Parks Celebration Cookbook cover.

Create Disney magic at home with this collection of official recipes from festivals at the Disney Parks. While these events are delightfully orchestrated days of live entertainment, art, culture, and beauty, for many guests, the food is the star. Now celebrate all that is joyous about festivals across the Walt Disney World Resort and the Disneyland Resort — in your own kitchen.

Delicious dessert wraps served with sweet sauce and whipped cream.

With gorgeous food photography and advice from the Disney Chefs, this cookbook offers ideas for appetizers, small plates, main courses, sides, beverages, and sweet treats. Plus, 40 of the 101 recipes are being published for the very first time!

A Confident Cook: Recipes for Joyous, No-Pressure Fun in the Kitchen

Tamron Hall and Lish Steiling A Confident Cook book cover

by Tamron Hall and Lish Steiling

A new cookbook for beginners and curious cooks by Emmy Award-winning talk show host and journalist Tamron Hall and her good friend, chef and award-winning culinary producer, Lish Steiling.

Tamron and Lish frying chicken in the kitchen.
Photo courtesy of Lauren Volo

When Tamron Hall and Lish Steiling first met while working at the Today show, they never imagined their friendship would lead to endless kitchen adventures filled with laughs, learning, and even tears of pure joy. In A Confident Cook, they share that same empowerment and excitement with those who are just starting to cook. Learn how to select which tools you need (and which you don’t!); how to stock your pantry; and how to cook for one, two, or a whole group. Scrumptious recipes include Baked French Toast with Berries for a Crowd, Crispy Fried Chicken, Harissa Roasted Carrots with Queso Fresco, and so many delectable desserts. Plus, family-style crowd pleasers like Sweet-and-Spicy Ham and Garlicky Potato Gratin are perfect for your holiday gathering. Throughout, Lish and Tamron chat, teach, learn, and inspire you to keep it going in the kitchen!

Big Moe’s Big Book of BBQ

Big Moes Big Book of BBQ book cover

by Moe Cason

In this mouthwatering debut cookbook by pitmaster Moe Cason — who has competed in more than 250 barbecue competitions — find 75 of his family-favorite recipes, including his beloved brisket and competition-winning ribs.

Big Moe preparing ribs inf front of a smokey grill.
Photo courtesy of Jody Horton

From bone-in Tomahawk steak to Big Moe’s famous burgers, the mouth-watering recipes gathered in these beautifully photographed pages showcase a breadth of time-tested techniques and recipes. And let’s not forget the sides! Savor a secret-ingredient mac-n-cheese that wowed Steve Harvey, enjoy a generations-old sweet-and-savory Jalapeño Cornbread, and get a taste of perfectly seasoned collard greens. Plus, Cason offers expert guidance on working with different types of smokers and grills, filling the pantry with award-winning spice rubs and marinades, selecting the perfect cuts of meat, and more.

The Blue Zones Kitchen

The Blue Zones Kitchen cookbook cover.

by Dan Buettner

Building on decades of research, longevity expert Dan Buettner has gathered 100 recipes inspired by the Blue Zones, home to the healthiest and happiest communities in the world. Each dish, like Sardinian Minestrone, Costa Rican Hearts of Palm Ceviche, Cornmeal Waffles from Loma Linda, California, and Okinawan Sweet Potatoes, uses ingredients and cooking methods proven to increase longevity, wellness, and mental health. Complemented by mouthwatering photography, the recipes also feature lifestyle tips (including the best times to eat dinner and proper portion sizes), all gleaned from locations as far away as Japan and as near as Blue Zones project cities in Texas. Innovative, easy to follow, and delicious, these healthy living recipes make the Blue Zones lifestyle attainable, so you can improve your health, extend your life, and fill your kitchen with happiness.

Baker working with traditional ingredients in a rustic venue.
Photo courtesy of David McLain

These cookbooks make great gifts for all the home chefs in your life. You can find these delicious and educational titles from Disney Publishing and National Geographic wherever you love to buy your books.

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5 expert tips to treat your heart well this holiday season

2024-11-14T08:01:00

(BPT) – It’s that time of year again when we gather with loved ones to celebrate the holiday season. This year, when you enjoy a delicious holiday meal with friends and family, over-indulge in all the festivities, and call up those unresolved issues from childhood, remember to be mindful of your heart health.

According to a study published in Circulation, the flagship journal of the American Heart Association (AHA), more cardiac deaths occur December 25 than on any other day of the year. The second largest number of cardiac deaths occurs on December 26, and the third largest number occurs January 1. Given these findings, keeping your heart healthy should be a priority during the holidays.

“Investing in your heart health doesn’t have to dim your joyful spirit,” said Philip Nimoityn, M.D., FACC, clinical cardiologist at Cardiology Consultants of Philadelphia at Jefferson and attending physician at Thomas Jefferson University Hospital. “There are many ways to enjoy all the holiday season traditions while still focusing on your health and well-being. By keeping everything in moderation, reducing stress and inflammation levels, and knowing what signs to look out for, you can make the most of the time you spend with friends, family and other loved ones this year.”

Dr. Nimoityn shares five essential tips to help you navigate the holiday season while taking care of your heart.

1. Celebrate the holiday food and drinks in moderation

During the holidays, you may find yourself indulging in rich foods and alcoholic beverages. You don’t have to give up these holiday treats. However, aim to enjoy them in moderation, as overindulgence can strain your heart.

For example, when you eat a large holiday meal, your body diverts blood from the heart to your digestive tract. If you’ve experienced a cardiovascular event or are at risk of a heart attack or stroke, a holiday binge could turn a festive get-together into a dangerous situation. Similarly, heavy drinking can trigger rhythm and other heart problems.

So, when you gather around that festive dinner table, eat slowly, stick to regular portion sizes and think twice before drinking a second spiked eggnog!

2. Stay active

Colder weather can make staying active challenging. However, regular physical activity is critical to keeping your heart healthy.

As part of your winter routine, set time aside for exercise to keep your blood moving and reduce holiday stress. Whether it’s bundling up to go on a holiday stroll with family and/or your loved ones, partaking in the annual turkey trot, enrolling in a fitness class or dancing to a holiday playlist, movement is your heart’s best friend.

On the other hand, sudden, heavy exertion — like shoveling all the snow off that driveway in one continuous effort — could cause trouble. The conclusion on moving is don’t skip your usual exercise routine and don’t go overboard with sudden, superhero exertion.

3. Have your inflammation levels checked

You might be familiar with inflammation as your body’s natural defense against illness and injury. However, according to Johns Hopkins Medicine, cholesterol and plaque build-up in your arteries can also trigger an inflammatory response and, if left untreated, can damage your heart and other healthy tissues. There’s good news though; this holiday season, one simple, easily available test can measure your high-sensitivity C-reactive protein (hs-CRP) and give you a clearer picture of your risk of a heart attack or stroke.

If your hs-CRP levels are high, your doctor may recommend an anti-inflammatory medication, low-dose colchicine, 0.5 mg, to further reduce your risk of a heart attack or stroke. Low-dose colchicine, 0.5 mg is the first and only therapy approved by the Food and Drug Administration shown to reduce the risk of a cardiovascular event. The once-daily oral tablet can be used alone or in combination with a patient’s current lipid-lowering medication and has been proven to reduce the risk of cardiac events in patients by 31% and by 23% after a recent heart attack.

Ask your doctor today to learn more about your inflammation levels and cardiovascular risk!

4. Know the warning signs of a heart attack

Not all heart attacks are sudden and intense. Knowing the signs of a heart attack can save lives, including your own.

Symptoms can vary from person to person, but according to the AHA, early signs include:

  • Chest discomfort
  • Discomfort in other areas of the upper body
  • Shortness of breath
  • Breaking out in cold sweat
  • Nausea
  • Lightheadedness

Pay attention to your body. If you experience any of these symptoms, seek medical attention immediately.

5. Stick to your medication

When you’re busy celebrating the holidays, taking your heart medication may slip your mind. However, skipping doses can have serious consequences for your heart health. To help take care of your heart health, set reminders on your phone and keep track of your prescribed regimen.

For instance, if your cardiologist or physician has you taking a statin, a blood pressure drug or low-dose colchicine, 0.5 mg be sure to remain consistent in taking your medications to effectively reduce the risk of cardiac events along with a healthy diet and exercise. Make sure you also have your prescriptions renewed and on hand for the holidays and any holiday travel so you don’t have to worry about holiday pharmacy hours or getting a renewal at the last minute.

Give yourself the gift of peace of mind

This holiday season, take a proactive approach to your heart health. Using these five tips, you can support your cardiovascular well-being and still enjoy your usual holiday traditions with friends, family, and loved ones.

Learn more about your risk and steps you can take to support your cardiac health at CVDInflammation.com.

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SunBriteTV Celebrates 20th Anniversary With Remarkable Holiday Savings

2024-11-14T15:01:00

(BPT) – SunBriteTV, creators of the world’s first all-weather TV for outdoor use, celebrates its 20th anniversary this November. To commemorate delivering a safe, worry-free entertainment experience for two decades, SunBrite is offering world-class savings this winter.

In November 2004, the founders of SunBriteTV took matters into their own hands after witnessing the consistent dilemma many sports fans face: to watch the game and stay inside, or spend a beautiful day outdoors. They asked, “Why not enjoy both?” Through passion, technology and a vision, a line of true, all-weather, outdoor SunBrite TVs was born.

If you’re in the market for a full-shade outdoor TV, now through December 1, you can save $600 off the 43″ Veranda 2 Series, now priced at $1,058.95, or $900 off the 55″ Veranda 3 Series, now priced at $1,998.95. With built-in smart TV features, 4K resolution, and an ultra-bright 1,000 nit direct-lit screen, the Veranda 3 is perfect for outdoor cinematic experiences, and hosting in the darker months ahead.

If you’re looking for a partial sun outdoor TV, you can save $2,000 off the 55″ Signature 2 Series, now priced at $2,868.95, or $4,000 off the 65″ Signature 2 Series, now priced at $4,658.95. This sale is valid now through December 29, while supplies last. With its anti-glare technology, OptiView™ with day and night modes, and a temperature range of -24 to 122°F, the Signature 2 Series is an excellent choice for a year-round outdoor TV.

“We’re very proud to reach this incredible 20-year milestone,” said Jonathan Johnson, Director of Retail and Consumer Sales at SunBriteTV. “We look forward to continuing our mission of designing and supplying the highest quality outdoor entertainment products. And to celebrate and say thank you, we’re offering some incredible savings this holiday season.”

Explore all of SunBriteTV’s savings this Black Friday, gifting season, and beyond.

About SunBriteTV

SunBriteTV engineers and manufactures award-winning televisions and displays built specifically for outdoor use. SunBriteTV developed the industry’s first all-weather TV in 2004 and its products have been time-tested in in-home installations, outdoor sports arenas, including Wrigley Field and Yankee Field, restaurants, hotels, amusement parks, colleges, and airports.

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3 reasons why your business should ditch paper checks

2024-11-14T13:05:00

(BPT) – By Mary Kay Bowman, EVP, GM of Payments and Financial Services at BILL

Technology has become so ingrained in our daily routines that it feels like paper checks should already be a thing of the past. In fact, many young adults have never even written one, and many major retailers no longer accept them. And in today’s era of smartphones, online banking and digital payments, it may be surprising that paper check fraud has more than doubled in recent years.

Accepting paper checks isn’t only riskier than ever — they are also more costly, less efficient and take more time to process than before. Even so, 75% of businesses still use paper checks, including many small and midsize businesses (SMBs). If your business is reluctant to give up paper, now may be the time to take the plunge and go digital. The good news is, making the switch is a lot easier now — and today’s digital payment processes are faster, safer and more secure than ever before.

Top reasons to go digital

Need help weighing the pros and cons of ditching paper checks? Here’s a look at the risks that paper checks can bring, and the advantages of digital payments.

1. Paper checks bring more risks than rewards

Risks from paper checks are at an all-time high, and here’s why:

Time is money — Think about it: Checks need signatures and approvals, postage and mailing time — costing more, using more labor and plenty of unnecessary paper. Then there’s the postal system, which can delay transactions, and lead to less transparency. Checks also have to clear banks, which may hold funds for a period of time to ensure there are sufficient funds to guard against fraud. And checks with higher dollar amounts are more likely to take longer to clear.

Theft and loss — Checks contain the sender’s banking info, leading to security risks if they’re lost or stolen. You send banking details through unsecure channels (the postal service) when a check is mailed, putting that information at risk. For example, one new trend has thieves targeting the “arrow keys” that provide mail carriers with access to USPS mailboxes. And once the sender’s information is out there, it can be sold on the dark web and be used to forge additional checks, putting the account balance, the sender’s good name and credit score in serious jeopardy.

Your bottom line — Checks have been around for ages and for long-time users, it may seem like their cost is “free,” but do you really know the cost of issuing paper checks? It can range from $4 to $20 per check — as opposed to only approximately 30 cents for digital payments. Even worse, manual check processing opens more opportunities for errors and lack of visibility — and time and money lost when your business has to track down sent and received checks.

BILL customer and leading plastic and cosmetic surgery practice RenewalMD has experienced the risks of paper checks firsthand: RenewalMD didn’t have a good process for accounts payable management. Their administrative assistant sorted through snail mail and entered bills into their accounting system manually.

“It was a nightmare,” recalled RenewalMD COO Scott Regan. “We’d find out later we’d been cutting checks for things that didn’t need to be paid.”

Then serious financial fraud occurred when someone from another state used their routing and account numbers to write fraudulent checks. Worse yet, their bank wouldn’t help them recover the money, and all they could do was close the account.

“I didn’t want to write another check on that account,” Regan said. “The more checks you have in circulation, the easier it is for someone to lift your routing and account numbers to fake a check.”

His team upgraded to financial automation software from BILL, so they now make digital payments quickly, easily and — most importantly — securely.

2. Digital transformation is gaining momentum

Digital transformation is not going away and businesses everywhere are reaping the rewards by leveraging technology to better serve their customers and stay ahead of competitors. According to BILL’s 2024 State of Financial Automation Report, 90% of SMBs agree that automation is key to improving business efficiency. Although the thought of adopting new technologies may seem daunting, the benefits of going digital are clear:

  • Increased efficiency: Online payments for businesses can cut the time associated with bill approval by over 50% — helping your business collect money up to two times faster.
  • Enhanced security: With digital payments, your financial data and documents will be safer due to secure, encrypted, password-protected servers.
  • Better accuracy: Digital business payments can automatically sync with your accounting software, so the information is never entered twice — making the process of paying and reconciling payments that much more precise.
  • More visibility and control: Online payments let you track every step, including everyone who touches that payment within your company and outside of it.
  • Convenience: Payments can be made from anywhere using any computer or mobile device.

3. Going digital is an easy way to up-level your business

Most importantly, your business needs a simple way to make payments and get paid quickly and securely. Today’s digital payment methods make it easier, faster and more secure to pay, receive and track bills — and it’s not hard to set up, with leading financial operations platform BILL, which is simple and easy to use. Switching to electronic eChecks/ACH payments or other types of payments saves time on manual tasks while cutting costs of materials like check stock and postage. With help from BILL, your company can:

  • Streamline and track payments by choosing your payment method, paying bills and tracking payment information on one platform.
  • Be more flexible with all the payment methods you need, when you need them.
  • Save time by automating your AP process to eliminate the manual process of paying bills.
  • Manage cash flow with payment flexibility and full documentation that puts you in control.
  • Stay in sync thanks to digital payments that automatically sync with your favorite accounting software.
  • Reduce risk of check theft and fraud with secure digital payments.

BILL customer and hospice innovator BetterRX has seen the benefits of eliminating manual financial processes and going digital: Before using BILL, BetterRX often paid invoices with paper checks, so staff members had to travel to the office to sign and mail them. With BILL, BetterRX optimized their financial operations within a single platform, eliminating these manual processes — and the need to be tethered to a physical office.

“We’ve been fully remote for years, thanks in part to BILL,” said Randi Letendre, CFO of BetterRX. “This lets our people work from all over the world, accessing the platform anywhere, even from phones and other devices.”

Being able to better optimize cash flow through digital automation is a key differentiator for SMBs seeking a competitive edge. Having a choice in payment options helps SMBs transact quickly, securely and efficiently. BILL offers all of this and more to SMBs. Not only can you use BILL’s eight different payment modalities, but you can also benefit from the flexibility of BILL’s payment innovations, such as:

ACH payments: ACH via BILL is fast, more secure than paying through your bank’s ACH and has low processing fees.

International wire transfers: BILL international payments can be sent from the U.S. to 137 countries and via 106 currencies. BILL offers a $0 wire transfer fee and competitive exchange rates when paying in local currency.

Credit cards: BILL credit card payments are quick, allowing you to optimize your cash flow through deferred payments, while you earn points, miles, cash rebates and more.

Virtual cards: BILL’s one-time-use credit card tokens are perfect for businesses that want a fast, secure, cost-effective payment solution.

Real-time payments: RTP is best for businesses that need to make urgent/time-sensitive payments within seconds or have receivers who need early access to funds. BILL RTPs can be processed 24/7, 365 days a year, including holidays and weekends.

The good news is that BILL can automate and manage your business’ financial needs all in one place without the need for paper-based or manual processes. To learn more and to start your risk-free trial, visit Bill.com/Signup.

  • A single, integrated platform that allows you to quickly track the status of domestic and international payments
  • Different choices like same-day and next-day payments. You can also defer payments using credit cards.
  • Low- or no-cost options.
  • Seamless syncing with your accounting software, reducing manual data entry, eliminating human error and increasing company productivity.
  • The ability to make secure digital payments, lowering the risks of check fraud and paper check theft.

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Move Over Santa: Carter’s S’Auntie Claus Chloe Bailey Has Every Carter’s Kid on Her Nice List

2024-11-14T12:01:00

(BPT) – This season we’re teaming up with singer and actress Chloe Bailey to fulfill some ultimate holiday wish lists. Drop your child’s letter to S’Auntie Claus here now through November 29, and, while you wait, shop holiday picks from all four of our brands. (Psst … share your gift list with your favorite gift-givers, too!)

Chloe Bailey’s Holiday Picks

Blue and white stripped hooded henly with bear ears and a pair of blue pants.

Baby 2-Piece Hooded Bodysuit Pant Set

As someone who just became a favorite auntie for her nephew, Chloe Bailey added this bear-y fave 2-piece set to her holiday wish list. An outfit in a snap is the perfect gift for baby and parents on the go.

White faux fur vest

Baby Faux Fur Vest

For baby girl, we’re loving this faux fur vest (of course!). The perfect dress-up accessory as you head out for holiday festivities. Bonus: She’ll be equal parts stylish and snuggly.

Toddler 2-Piece Zip-Up Fleece Hoodie & Pants Set

An outfit set made to stand the test of toddlerhood (aka their messy era!). Any parent — and toddler boy — will love this fleece hoodie and pant set. Not only is it an easy wear-together or mix-and-match style, it’s also comfortable for all day play.

Girl wearing sweatheart sweater outside a building decorated with boughs of holly.

Heart Sweatshirt

One of this season’s “it” sweaters, the little fashionista in your life will adore this gift. Dress it up for winter activities, or dress down for a quick, easy school outfit or when running to the park. A versatile look and a bang for your buck!

OshKosh B’gosh®

Classic jean jacket completing a layered look outfit on a hanger next to some large wrapped holiday pakages.

Classic Denim Jacket

It’s classic for a reason, and rest assured this gift will get some goooood use. The classic denim jacket is one of those gifts that becomes a closet staple, and before you realize it, you’re grabbing for it every day.

Baby B’Jolly Waffle Knit Jumpsuit

This thermal bodysuit is the perfect cozy holiday look — and is there anything cuter than a slogan on a baby booty? We think not. Browse more of our favorite pint-size looks here.

Green overalls with plaid flannel shirt on hanger next to holiday wreath with red berrys on it.

World’s Best Overalls

There’s a reason they’re the best, and they’ve made a great gift for nearly 130 years now. Choose from a variety of styles, from classic denim to archived favorites to seasonal must-haves. Can’t go wrong here!

Stack of classic denim jeans next to a pair of hiking boots.

Iconic Denim

From skinny to straight to classic, OshKosh B’gosh is every parent’s go-to for durable denim your kids will love wearing. Grab a pair of the tried-and-true fits or pick up one of our fashion or trend styles. We’re loving a fun flare for girls this year, like this pair with flower applique detail.

Skip Hop®

Little boy and girl playing at toddler sensory table.

Discoverosity 3-In-1 Toddler Sensory Table

Developed in collaboration with a sensory play expert, this 24-piece sensory set from Skip Hop offers toddlers limitless ways to explore, learn, create and play. Designed to grow with them, this is one gift that’ll last growing littles more than a season. Added Bonus: The included activity guide offers parents tons of ideas, plus inspo for your own sensory fillers.

Adorable baby playing a floor toy that looks like a crab.

Baby Stack & Crawl 4-In-1 Crab Baby Crawl Toy

Not only is this toy great for crawlers from beginner to experienced, it also features four grow-with-baby stages to play with along the way. Start baby off with rattle and teething play, then move onto sorting and stacking as your little one learns, grows and develops. A four-in-one gift: less stuff, less mess — something every parent will appreciate.

Silver Lining Cloud 3-In-1 Grow With Me Set with Activity Center & Toddler Chairs

Another multifaceted gift for growing littles, this activity center is an action-packed take on Skip Hop’s best-selling Silver Lining Cloud gym. The décor-friendly (read that again!) design features a 360-degree rotating seat, light-up piano and four toys that can be rearranged for customized play. Convert the activity center for easy cruising for growing babies, and, for toddler-aged, into a sturdy table with plastic chalkboard surface. The bow on top of this perfect gift? Two modern chairs with detachable legs make for easy, compact storing.

Little Planet®

Cute sleeveless wearable blacket with tiny apple print.

Baby Organic Cotton Gauze Wearable Blanket

Wearable blanket or cozy cocoon? It’s one and the same with this long-time favorite from Little Planet. You can’t go wrong with this gift, just tell the parents about its two-way zip feature — making nighttime changes quick and easy — plus it’s safe and keeps baby snug and at just the right temp for sound sleep.

A pair of cozy knit sweaters laying out near the firplace hearth.

Baby Organic Cotton Sweater Knit Pullover Set in Aqua Slate

This thoughtful essential is the perfect piece to gift. In a neutral color, this set can be worn over and over or passed down from one little one to the next. It’s crafted in 100% organic cotton and features details like a sweet front pocket and faux wood buttons.

Baby Organic Cotton Sleep & Play Pajamas in Pink

You can’t go wrong with a 5-Star Sleep & Play. Made for daily adventures in tummy time, nap time and beyond, this piece is blooming with thoughtful details like a 2-way zipper to keep baby’s arms and torso warm during diaper changes, plus built-in footies to keep tiny toes cozy.

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Face your Gladiator II destiny with strength and honor at the Colosseum

2024-11-14T10:01:00

(BPT) – For centuries, the Roman Colosseum has been the stage for epic battles and legendary gladiators. Now, for the first time in nearly 2,000 years, the Colosseum returns to its original purpose as a venue for performances, inviting daring warriors to step foot inside the historic arena to forge their own paths and shape their destinies.

Those brave enough to rise to the challenge will follow in the footsteps once traversed by victorious fighters, suit up in historically accurate armor, and put their skills to the test to determine their fate in battle. May you emerge triumphant and establish yourself as the ultimate gladiator, earning your place in history.

“Think you have what it takes to become the supreme gladiator?” asks Lucius. “This trial will separate the weak from the strong, where only those with true strength and honor will rise above. For the courageous who accept the challenge, I open the gates of the Colosseum for you to prove your worth before the highest of Rome. Suit up and get ready for battle, for what we do in life echoes in eternity…”

About the Experience

Located at the Colosseum in Rome, Italy, guests can request to book one of two, three-hour experiences occurring May 7 to 8, 2025, at $0 per person1. Each experience has capacity for up to 16 guests each (8 guests and their +1). As young warriors step foot inside the historic arena, here’s what awaits:

  • The patron will meet you at the Colosseum after sunset and lead you inside. Whether you emerge from this night victor or vanquished, know this — your eyes will embrace a sight not often seen. The memory of the Colosseum aglimmer in candlelight will be yours.
  • Descend into the hypogeum, the underground chambers where gladiators prepare for battle. There, you will don armor that most closely reflects your gladiator type, whether that be murmillo, thraex, provocator, retiarius or contrarete. Choose wisely.
  • Traverse the torch-lit, labyrinthine bowels of the Colosseum where Maximus and countless other warriors walked before you. Reflect on their fate, and yours, as you trace their historic steps.
  • Savor the symphony of swords and shields as seasoned gladiators engage in a thrilling showdown for your benefit. You must study them — for your turn will soon follow.
  • Enjoy a spread of victuals like grapes, pomegranates, almonds and walnuts. You’re a gladiator, not an emperor. You cannot afford to be gluttonous. Overindulgence will dull your senses and slow your reflexes.
  • Train in the art of gladiator combat and test your mettle as you face off against your fellow warriors. A summa rudis — your referee — will ultimately determine your fate. May you taste the sweetness of glory with infestus pollex and join the ranks of victorious gladiators since time immemorial.

And don’t forget to catch Gladiator II, only in cinemas this November.

How to Request to Book

Courageous souls ready to step into history can request to book1 the Colosseum for an exclusive gladiator experience starting November 27 at 6:00 AM PT at airbnb.com/gladiatormovie through December 9 at 11:59 PM PT when request periods close. Guests are responsible for their own travel to and from Rome, Italy.

Interested in other Airbnb Icons? Learn more at airbnb.com/icons.

Airbnb’s commitment to heritage

These special experiences at the Colosseum follow a series of measures and commitments by the platform to revitalize heritage tourism in Europe, including donations to heritage across Europe for over ten millions dollars.

As part of this program, Airbnb is offering its support to the restoration and enhancement of Colosseum’s heritage, including an ongoing project to restore the permanent exhibition at the Colosseum.

1 Brought to you by Airbnb. There is no cost to submit a request. See full rules for terms, including age and geographic eligibility, and how data is used.

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Keep Your Cup Full: 5 Tips to Stay Well While Caregiving

2024-11-14T07:01:00

(BPT) – As a caregiver, focusing on someone else’s well-being is, quite literally, a full-time job, leaving little time or energy to focus on personal care. If you’re unwell, though, it can be especially difficult to fulfill a caregiving role, not simply because you won’t be feeling up to the task, but also because you might put others at risk.

This is especially true during cooler months when people spend more time indoors. Being in close quarters can make it easier for viruses to spread, while the drier air enables those viruses to linger longer. Colder, drier weather may even weaken our resistance to illness.

“Doing your best to stay healthy and energized during the fall and winter months can help reduce those risks and make the chilly season more enjoyable,” said Greg Marion, Senior Vice President of Health Products and Services at AARP Services. “Look for resources that can help keep you and those you care for healthy. AARP members can use their benefits to help them achieve their wellness goals and by keeping these tips in mind.”

1. Stay Well

As a caregiver, it’s important to be in tune with your health, especially to ensure you aren’t passing on illness to others. Primary care is important for both prevention and treatment. Schedule an annual wellness visit heading into the fall season to establish a baseline and check for any underlying conditions. If you’re not feeling well, you may want to schedule an appointment with a physician to determine if medication or other treatment is necessary.

If you haven’t yet established care with a primary care physician, and you are on Medicare, you can check whether there is an Oak Street Health location near you. Oak Street Health provides primary care for adults on Medicare and focuses on prevention with personalized care to help keep you healthy — physically, mentally and socially. Benefits include same-day/next-day appointments where available, convenient locations, a dedicated care team and a 24/7 patient support line. AARP membership is not required to visit an Oak Street location.

2. Eat Well

When we eat well and get proper nutrition, we tend to feel better. A well-rounded diet can also help your immune system be at its best. When you’re busy and tired after providing care all day, cooking a healthy meal for yourself might be the last thing you want to do.

Fortunately, you can have someone else handle the cooking without resorting to take-out. Silver Cuisine™ by bistroMD provides chef-prepared meals, including specialty diet meals such as heart-healthy, gluten-free, diabetic-friendly and more, directly to your door. AARP members save 25% and get free shipping on their first order of $99 or more, and save 10% and get free shipping on all subsequent orders of $99 or more. It’s a delicious, easy and healthy way to feed yourself and your family.

3. Get Outside

While cooler temperatures might make it more difficult to get outside, spending some time outdoors can be a nice reprieve. Put on a few extra layers and enjoy the fresh air, especially when the sun is shining, and get in some physical activity if you are able. It can boost your physical and mental well-being.

If caregiving keeps you inside for the better part of the day, try taking a quick walk in the evening. Wear reflective or bright clothing and bring along a flashlight or headlamp to light your way. Taking that little break will make the return to the warm indoors that much more enjoyable.

4. Take a Break

Whether you’re feeling unwell or simply need some time off, it’s important that you feel comfortable and well-supported to step away from caregiving. There are many resources that can make it easier to do so while ensuring the person being cared for is safe.

CareLinx In-Home Care is a nationwide online network that connects families with pre-screened, professional caregivers who can step in while you recover. AARP members who are new to CareLinx receive a 3% discount on in-home caregiving services.

With Consumer Cellular paired with the IRIS Ally device, any individual can have the confidence of reliable coverage with medical assistance at their fingertips. Plus, there are no long-term contracts and activation is free. The IRIS Ally Medical Alert Device and monthly service with Consumer Cellular provides one-touch emergency response, fall detection, GPS location tracking, two-way voice communication and is water resistant and shower safe, so even if you’re not there to provide care, support is available with the push of a button. AARP members save 5% on monthly subscription fees.

5. Take Advantage of Caregiving Tools

Having the right equipment in place can make your job a bit easier and give you more freedom to step away or take on other tasks. If a medication regimen is involved, simplifying prescription management can greatly reduce the time and stress involved in tracking it. Hero Smart Pill Dispenser stores, sorts and dispenses up to a 90-day supply of ten different medications. The connected medication management app helps you manage medication routines, track your supply and understand your adherence. AARP members get exclusive savings on a Hero subscription.

And should a caregiving recipient fall or have a medical emergency, you can rest assured that they can easily send for help even if you’re not at their side. Lifeline Medical Alert Service offers medical alert systems that provide fast access to help at the press of a button, and with automatic fall detection, the device can alert responders even if the person can’t press the button. AARP members save 15% on medical alert service and get free shipping and activation. You can select the service option that fits your lifestyle and get fast, 24/7/365 access to help when and where you need it.

Taking steps to stay well during colder weather is a good idea for everyone, and especially so for caregivers. Remember that you can’t pour from an empty cup, so fill yours by seeking out resources that can help you stay physically and mentally well. To learn more about AARP member benefits, visit aarp.org/benefits.

AARP and its affiliates are not insurers, agents, brokers or producers. AARP member benefits are provided by third parties, not by AARP or its affiliates. Providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions. Please contact the provider directly for details.